Turning work, learning, and reflection into compounding assets.
qiaomai@internet:~$ whoami
Mechanical / thermal engineer by training.
Writer and independent researcher by practice.
Building AI-native tools, frameworks, and public knowledge systems.
Current thesis:
A worker should not let today's labor disappear after payday.
Work can be converted into skills, systems, writing, software,
reputation, ownership, and future optionality.
- 🔧 Working as a commercial-vehicle thermal management engineer
- 🧠 Building Human Capital ETF, a framework for allocating and rebalancing non-financial human capital
- ✍️ Writing The Worker Investor /《工资之外》
- 🤖 Exploring AI Agents, Agent Skills, knowledge systems, and human–AI collaboration
- 🌐 Turning
69mike.cominto an AI-discoverable public knowledge system - 📚 Studying investing, economics, fluid dynamics, writing, education, and personal development
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An open framework for managing human capital through four portfolio roles:
The project helps people identify what their work and learning have accumulated, detect concentration risk, and create a focused 30–90 day rebalancing plan. Building:
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A writing and research project for workers who want to move beyond dependence on a single salary, role, employer, or life path. The central question:
Writing about:
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My public notebook and long-form writing space. Topics include:
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Experiments in turning reading, writing, projects, and personal history into reusable public knowledge. Current directions:
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flowchart LR
W[Work & Life Experience] --> C[Core]
C --> G[Growth]
G --> D[Distribution]
D --> M[Meta]
M -->|Review & Rebalance| C
M -->|Select / Stop / Update| G
D --> O[Opportunities]
O --> C
Core protects the operating principal.
Growth develops new capability.
Distribution makes capability visible, verifiable, and connected.
Meta observes the system and reallocates attention.
A book-in-progress about how ordinary workers can preserve the value of labor, build financial and human-capital foundations, and accumulate future choices.
A framework-in-progress for treating learning, health, skills, projects, public output, and reflection as a portfolio that can be reviewed and rebalanced.
Researching the early environments, training loops, and decisive experiences that precede exceptional achievement.
A practical system for turning reading and experience into judgment, capability, projects, and owned assets.
| Repository | What it is |
|---|---|
humancapitaletf |
Framework website and Human Capital ETF Agent Skill |
workerinvestor |
Public project for The Worker Investor |
69mike.com |
Source code and content infrastructure for my writing site |
iDiary |
A long-running personal writing archive |
tosear.ch |
Experiments toward a public knowledge index |
core:
- health_and_energy
- engineering_judgment
- financial_runway
- learning_capacity
growth:
- ai_agents
- software_building
- writing_and_teaching
- economics_and_investing
distribution:
- essays
- open_source
- video
- public_frameworks
meta:
- weekly_review
- knowledge_capture
- workflow_automation
- portfolio_rebalancing- Work should leave an asset behind.
- Learning is incomplete until it changes judgment, capability, or output.
- Distribution is part of creation, not an activity after creation.
- AI amplifies a clear problem; it does not replace problem awareness.
- Build systems that survive changes in employers, tools, and platforms.
- The goal is not permanent escape from work, but greater future optionality.
Engineering & simulation
AI & building
[2016 → 2026] Writing a long-running personal archive
[2022 → now ] Building websites and public knowledge projects
[2025 → now ] Commercial-vehicle thermal management engineering
[2026 → now ] Human Capital ETF as framework, experiment, and Agent Skill
[2026 → now ] The Worker Investor book and public research system
The most useful conversations for me are about:
- Human Capital ETF applications and research
- AI Agent / Agent Skill design
- public knowledge systems and AI discoverability
- worker education and corporate AI training
- engineering knowledge automation
- writing, books, and long-term intellectual projects