diff --git a/tools/plugins/mpay/mpay.py b/tools/plugins/mpay/mpay.py
index 2d6c1669..7d66dea5 100755
--- a/tools/plugins/mpay/mpay.py
+++ b/tools/plugins/mpay/mpay.py
@@ -52,6 +52,7 @@ def init(
         mpay.default_max_fee_perc = cfg.default_max_fee
 
         db.connect(cfg.db)
+        mpay.init()
         executor.submit(routes.fetch_from_db)
 
         if cfg.grpc_port != -1:
diff --git a/tools/plugins/mpay/pay/invoice_check.py b/tools/plugins/mpay/pay/invoice_check.py
new file mode 100644
index 00000000..28950886
--- /dev/null
+++ b/tools/plugins/mpay/pay/invoice_check.py
@@ -0,0 +1,41 @@
+import time
+
+from bolt11 import Bolt11, decode
+from pyln.client import Plugin
+
+from plugins.hold.encoder import get_network_prefix
+
+
+class InvoiceNetworkInvalidError(Exception):
+    pass
+
+
+class InvoiceExpiredError(Exception):
+    pass
+
+
+class InvoiceChecker:
+    _pl: Plugin
+    _prefix: str
+
+    def __init__(self, pl: Plugin) -> None:
+        self._pl = pl
+
+    def init(self) -> None:
+        info = self._pl.rpc.getinfo()
+        self._prefix = get_network_prefix(info["network"])
+
+    def check(self, invoice: str) -> None:
+        dec = decode(invoice)
+
+        self._check_network(dec)
+        self._check_expiry(dec)
+
+    def _check_network(self, dec: Bolt11) -> None:
+        if dec.currency != self._prefix:
+            raise InvoiceNetworkInvalidError
+
+    @staticmethod
+    def _check_expiry(dec: Bolt11) -> None:
+        if dec.date + dec.expiry <= int(time.time()):
+            raise InvoiceExpiredError
diff --git a/tools/plugins/mpay/pay/mpay.py b/tools/plugins/mpay/pay/mpay.py
index a97fba92..9cb553ac 100644
--- a/tools/plugins/mpay/pay/mpay.py
+++ b/tools/plugins/mpay/pay/mpay.py
@@ -8,6 +8,7 @@
 from plugins.mpay.db.models import Payment
 from plugins.mpay.pay.channels import ChannelsHelper
 from plugins.mpay.pay.excludes import Excludes, ExcludesPayment
+from plugins.mpay.pay.invoice_check import InvoiceChecker
 from plugins.mpay.pay.payer import Payer
 from plugins.mpay.pay.sendpay import PaymentHelper, PaymentResult
 from plugins.mpay.utils import fee_with_percent, format_error
@@ -24,17 +25,21 @@ class MPay:
     _excludes: Excludes
     _channels: ChannelsHelper
     _network_info: NetworkInfo
+    _invoice_checker: InvoiceChecker
 
     def __init__(self, pl: Plugin, db: Database, routes: Routes) -> None:
         self._pl = pl
         self._db = db
-
-        self._pay = PaymentHelper(pl)
         self._excludes = Excludes()
+        self._pay = PaymentHelper(pl)
         self._network_info = NetworkInfo(pl)
+        self._invoice_checker = InvoiceChecker(pl)
         self._channels = ChannelsHelper(pl, self._network_info)
         self._router = Router(pl, routes, self._network_info)
 
+    def init(self) -> None:
+        self._invoice_checker.init()
+
     def pay(
         self,
         bolt11: str,
@@ -43,6 +48,7 @@ def pay(
         timeout: int,
         max_delay: int | None = None,
     ) -> PaymentResult:
+        self._invoice_checker.check(bolt11)
         dec = self._pl.rpc.decodepay(bolt11)
 
         amount = dec["amount_msat"]
diff --git a/tools/plugins/mpay/pay/tests/test_invoice_check.py b/tools/plugins/mpay/pay/tests/test_invoice_check.py
new file mode 100644
index 00000000..62e9db28
--- /dev/null
+++ b/tools/plugins/mpay/pay/tests/test_invoice_check.py
@@ -0,0 +1,92 @@
+import random
+import time
+
+import pytest
+from bolt11 import Bolt11, MilliSatoshi, decode, encode
+from bolt11.models.tags import Tag, TagChar, Tags
+from secp256k1 import PrivateKey
+
+from plugins.hold.consts import Network
+from plugins.hold.encoder import NETWORK_PREFIXES
+from plugins.mpay.pay.invoice_check import (
+    InvoiceChecker,
+    InvoiceExpiredError,
+    InvoiceNetworkInvalidError,
+)
+
+
+class RpcCaller:
+    @staticmethod
+    def getinfo() -> dict[str, str]:
+        return {"network": "regtest"}
+
+
+class RpcPlugin:
+    rpc = RpcCaller()
+
+
+class TestInvoiceCheck:
+    checker = InvoiceChecker(RpcPlugin())
+
+    def test_init(self) -> None:
+        self.checker.init()
+        assert self.checker._prefix == "bcrt"  # noqa: SLF001
+
+    @pytest.mark.parametrize(
+        ("ok", "invoice"),
+        [
+            (
+                True,
+                "lnbcrt1230p1pjm498msp56yhrrjcj0r24vfhjnjds6gtel8z8aagfjtvq9dneh3hx03wt2k7spp5spkk9zl0kvvpf2mfcwu7n9d2ely9pz063464kp7csh8w6fyhlfaqdq8w3jhxaqxqyjw5qcqp29qxpqysgqclu6rq4xk4q8jflzrhscqwe9pvgxcv2sg2pav2wmavuxvymcljln75xf43s0p8xcjfvywdwgl3yzquek8a7jtqsjmrewcq4pvn2spsqqdzn3d8",
+            ),
+            (
+                False,
+                "lntb1230p1pjm49d3sp57963uvpdnlp9x5ey3yxjyjduvqr330py78a86ea23h5cv98cmupspp50yp625zwtdpsu4q4wht56wh2j0er4ur66r2tyhgguza7hrdg3t0sdq8w3jhxaqxqyjw5qcqp2rzjq0k89d86yejwp3gu05crkc0g3v7qwp6y7rrwyxcgv579hq68e4ykzf6vwvqqqkgqqqqqqqvdqqqqqqgqqc9qxpqysgqwn03hhmss6e6n24lpjcxp4258nwm5cdm4ea8hnsewzwx30plxshz4tv52kz05kmy7ptkz3mqpvs659mxtrzj0knsjagkgumaxyvsckspsa64cq",
+            ),
+            (
+                False,
+                "lnbc210n1pjm49wxsp5tnvvl6rnd2d4hamy6cx3kzxv7l655yh0cx7cqmfrza9ur049fe2spp54t3m29upv45fpdq6f6gjqtulgl28p0xwkhd7dlhw3a9w5m3n0qxqdq8d4cxz7gxqyjw5qcqpjrzjq207gdgypj9kvhmnru4seqws8y3cau0r5xcauzh6c268vds6ymt82rzmfuqqxacqqqqqqqt0qqqqphqqyg9qxpqysgqhwy0s9nkzg2g05xgvy9grxnunclyq93jg50whux3ppg6dd2n8u6xrvfjkg0ame39urz970pyejyquwdw762jdr32newsn4z5w4a5yrgqjww45f",
+            ),
+        ],
+    )
+    def test_check_network(self, invoice: str, ok: bool) -> None:
+        if ok:
+            self.checker._check_network(decode(invoice))  # noqa: SLF001
+        else:
+            with pytest.raises(InvoiceNetworkInvalidError):
+                self.checker._check_network(decode(invoice))  # noqa: SLF001
+
+    @pytest.mark.parametrize(
+        ("ok", "invoice"),
+        [
+            (
+                True,
+                encode(
+                    Bolt11(
+                        NETWORK_PREFIXES[Network.Regtest],
+                        int(time.time()),
+                        Tags(
+                            [
+                                Tag(TagChar.payment_hash, random.randbytes(32).hex()),
+                                Tag(TagChar.payment_secret, random.randbytes(32).hex()),
+                                Tag(TagChar.description, ""),
+                                Tag(TagChar.expire_time, 3600),
+                            ]
+                        ),
+                        MilliSatoshi(10_000),
+                    ),
+                    PrivateKey().serialize(),
+                ),
+            ),
+            (
+                False,
+                "lnbcrt210n1pjm4939pp54jsfpkn9rc2dxwcvdlmgtsu7p7x45hu2acapzu2mv4hwgjpy8tasdqqcqzzsxqppsp5dg4k0kl5e2k0l5dntpwgcvj2h5xqzfs6407u30sy3zt3vj9jrrqs9qyyssqutprtqucuy5eu7a75mxavzwf4v9hmmlhtr0f28aj8c8cwzt3a7a927gpwyxnsug6xkf2xpsxqk49q0ngcwv8k84wxd3md86kv5mrmvgqxs0v6a",
+            ),
+        ],
+    )
+    def test_check_expiry(self, invoice: str, ok: bool) -> None:
+        if ok:
+            self.checker.check(invoice)
+        else:
+            with pytest.raises(InvoiceExpiredError):
+                self.checker.check(invoice)