diff --git a/EVENT_SCHEMA.md b/EVENT_SCHEMA.md
index a5cf398..1b48247 100644
--- a/EVENT_SCHEMA.md
+++ b/EVENT_SCHEMA.md
@@ -79,6 +79,12 @@ Emitted on each deduction — once per `deduct()` call and once per item in `bat
 
 Emitted when the vault owner withdraws to their own address.
 
+| Field         | Location | Type   | Description                                          |
+|---------------|----------|--------|------------------------------------------------------|
+| topic 0       | topics   | Symbol | `"withdraw"`                                         |
+| topic 1       | topics   | Address| vault owner                                          |
+| `amount`      | data     | i128   | amount withdrawn in USDC micro-units                 |
+| `new_balance` | data     | i128   | vault balance after withdrawal                       |
 | Index   | Location | Type         | Description           |
 |---------|----------|--------------|-----------------------|
 | topic 0 | topics   | Symbol       | `"withdraw"`          |
@@ -98,6 +104,13 @@ Emitted when the vault owner withdraws to their own address.
 
 Emitted when the vault owner withdraws to a designated recipient.
 
+| Field         | Location | Type   | Description                                          |
+|---------------|----------|--------|------------------------------------------------------|
+| topic 0       | topics   | Symbol | `"withdraw_to"`                                      |
+| topic 1       | topics   | Address| vault owner                                          |
+| topic 2       | topics   | Address| recipient `to`                                       |
+| `amount`      | data     | i128   | amount withdrawn in USDC micro-units                 |
+| `new_balance` | data     | i128   | vault balance after withdrawal                       |
 | Index   | Location | Type         | Description           |
 |---------|----------|--------------|-----------------------|
 | topic 0 | topics   | Symbol       | `"withdraw_to"`       |
diff --git a/contracts/vault/src/lib.rs b/contracts/vault/src/lib.rs
index 45f15a7..3dfe613 100644
--- a/contracts/vault/src/lib.rs
+++ b/contracts/vault/src/lib.rs
@@ -31,6 +31,16 @@ pub struct VaultMeta {
     pub min_deposit: i128,
 }
 
+/// Payload for `withdraw` and `withdraw_to` events.
+#[contracttype]
+#[derive(Clone)]
+pub struct WithdrawEventData {
+    /// Amount withdrawn in USDC stroops.
+    pub amount: i128,
+    /// Vault balance after the withdrawal.
+    pub new_balance: i128,
+}
+
 /// Canonical storage keys for Vault contract.
 /// Eliminates duplication and ensures audit clarity.
 #[contracttype]
@@ -544,7 +554,10 @@ impl CalloraVault {
         env.storage().instance().set(&StorageKey::Meta, &meta);
         env.events().publish(
             (Symbol::new(&env, "withdraw"), meta.owner.clone()),
-            (amount, meta.balance),
+            WithdrawEventData {
+                amount,
+                new_balance: meta.balance,
+            },
         );
         meta.balance
     }
@@ -568,7 +581,10 @@ impl CalloraVault {
         env.storage().instance().set(&StorageKey::Meta, &meta);
         env.events().publish(
             (Symbol::new(&env, "withdraw_to"), meta.owner.clone(), to),
-            (amount, meta.balance),
+            WithdrawEventData {
+                amount,
+                new_balance: meta.balance,
+            },
         );
         meta.balance
     }
diff --git a/contracts/vault/src/test.rs b/contracts/vault/src/test.rs
index 1df430a..861497a 100644
--- a/contracts/vault/src/test.rs
+++ b/contracts/vault/src/test.rs
@@ -3627,6 +3627,9 @@ fn withdraw_emits_event() {
             }
         })
         .expect("expected withdraw event");
+    let payload: WithdrawEventData = ev.2.into_val(&env);
+    assert_eq!(payload.amount, 100);
+    assert_eq!(payload.new_balance, 200);
     let (amt, bal): (i128, i128) = ev.2.into_val(&env);
     assert_eq!(amt, 100);
     assert_eq!(bal, 200);
@@ -3653,6 +3656,9 @@ fn withdraw_to_emits_event() {
             }
         })
         .expect("expected withdraw_to event");
+    let payload: WithdrawEventData = ev.2.into_val(&env);
+    assert_eq!(payload.amount, 150);
+    assert_eq!(payload.new_balance, 150);
     let (amt, bal): (i128, i128) = ev.2.into_val(&env);
     assert_eq!(amt, 150);
     assert_eq!(bal, 150);
@@ -3693,8 +3699,8 @@ fn get_allowed_depositors_returns_list() {
     let (usdc, _, _) = create_usdc(&env, &owner);
     env.mock_all_auths();
     client.init(&owner, &usdc, &None, &None, &None, &None, &None);
-    client.set_allowed_depositor(&owner, &Some(d1));
-    client.set_allowed_depositor(&owner, &Some(d2));
+    client.set_allowed_depositor(&owner, &Some(d1.clone()));
+    client.set_allowed_depositor(&owner, &Some(d2.clone()));
     let list = client.get_allowed_depositors();
     assert_eq!(list.len(), 2);
 }
@@ -3779,6 +3785,7 @@ mod fuzz {
 
         let mut rng = StdRng::seed_from_u64(seed);
         let mut sim: i128 = initial;
+        let mut token_sim: i128 = initial;
         let mut paused = false;
         let op_cap: i128 = if max_deduct_val > 10_000 {
             10_000
@@ -3799,12 +3806,12 @@ mod fuzz {
                     if paused {
                         // deposit must fail while paused
                         assert!(client.try_deposit(&owner, &amount).is_err());
-                    } else {
-                        let owner_usdc = usdc_client.balance(&owner);
-                        if owner_usdc >= amount {
-                            sim += amount;
-                            client.deposit(&owner, &amount);
-                        }
+                    } else if let (Some(new_sim), Some(new_token_sim)) = (sim.checked_add(amount), token_sim.checked_add(amount)) {
+                        // mint amount to owner to avoid insufficient balance on large fuzz tests
+                        usdc_admin.mint(&owner, &amount);
+                        sim = new_sim;
+                        token_sim = new_token_sim;
+                        client.deposit(&owner, &amount);
                     }
                     // else: deposit failed (e.g. insufficient USDC) — no sim change
                 }
@@ -3831,6 +3838,11 @@ mod fuzz {
                     let mut batch_total: i128 = 0;
                     let mut valid = true;
                     for _ in 0..n {
+                        let amt: i128 = rng.gen_range(1..=max_deduct_val);
+                        items.push_back(DeductItem {
+                            amount: amt,
+                            request_id: None,
+                        });
                         let amt: i128 = rng.gen_range(1..=op_cap);
                         batch_total = match batch_total.checked_add(amt) {
                             Some(v) => v,