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README.md

NAME

Business::BalancedPayments - Balanced Payments API bindings

VERSION

version 1.0600

SYNOPSIS

use Business::BalancedPayments;

my $bp = Business::BalancedPayments->client(secret => 'abc123');

my $customer = $bp->create_customer;

my $card = $bp->create_card({
    card_number      => '5105105105105100',
    expiration_month => 12,
    expiration_year  => 2020,
    security_code    => 123,
});

$bp->add_card($card, customer => $customer);

DESCRIPTION

This module provides bindings for the Balanced API.

METHODS

The client methods documented here are for v1.1 of the Balanced API https://docs.balancedpayments.com/1.1/api. See Business::BalancedPayments::V10 for the v1.0 methods.

For the get_* methods, the $id param can be the id of the resource or a uri. For example, the following two lines are equivalent:

$bp->get_card('CC6J123');
$bp->get_card('/cards/CC6J123');

client

my $bp = Business::BalancedPayments->client(
    secret  => $secret,
    version => 1.1,     # optional, defaults to 1.1
    logger  => $logger, # optional
    retries => 3,       # optional
);

Returns a new Balanced client object. Parameters:

  • secret

    Required. The Balanced Payments secret key for your account.

  • version

    Optional. Defaults to '1.1'. The only supported versions currently are '1.0' and '1.1'. Note that version '1.0' was officially deprecated March 2014.

See WebService::Client for other supported parameters such as logger, retries, and timeout.

get_card

get_card($id)

Returns the card for the given id.

Example response:

{
  'id' => 'CC6J',
  'href' => '/cards/CC6J',
  'address' => {
    'city' => undef,
    'country_code' => undef,
    'line1' => undef,
    'line2' => undef,
    'postal_code' => undef,
    'state' => undef
  },
  'avs_postal_match' => undef,
  'avs_result' => undef,
  'avs_street_match' => undef,
  'bank_name' => 'BANK OF HAWAII',
  'brand' => 'MasterCard',
  'can_credit' => 0,
  'can_debit' => 1,
  'category' => 'other',
  'created_at' => '2014-09-21T05:55:17.564617Z',
  'cvv' => undef,
  'cvv_match' => undef,
  'cvv_result' => undef,
  'expiration_month' => 12,
  'expiration_year' => 2020,
  'fingerprint' => 'fc4c',
  'is_verified' => $VAR1->{'cards'}[0]{'can_debit'},
  'links' => { 'customer' => undef },
  'meta' => {},
  'name' => undef,
  'number' => 'xxxxxxxxxxxx5100',
  'type' => 'credit',
  'updated_at' => '2014-09-21T05:55:17.564619Z'
}

create_card

create_card($card)

Creates a card. Returns the card card that was created.

Example:

my $card = $bp->create_card({
    number           => '5105105105105100',
    expiration_month => 12,
    expiration_year  => 2020,
});

add_card

add_card($card, customer => $customer);

Associates a card with a customer. It expects a card hashref, such as one returned by "get_card", and a customer hashref, such as one returned by "get_customer". Returns the card.

Example:

my $customer = $bp->create_customer;
my $card = $bp->get_card($card_id);
$bp->add_card($card, customer => $customer);

get_customer

get_customer($id)

Returns the customer for the given id.

Example response:

{
  'address' => {
    'city' => undef,
    'country_code' => undef,
    'line1' => undef,
    'line2' => undef,
    'postal_code' => undef,
    'state' => undef
  },
  'business_name' => undef,
  'created_at' => '2014-10-02T07:59:26.311760Z',
  'dob_month' => undef,
  'dob_year' => undef,
  'ein' => undef,
  'email' => 'foo@bar.com',
  'href' => '/customers/CUe3pf7nX93sMvrd9qcC29W',
  'id' => 'CUe3pf7nX93sMvrd9qcC29W',
  'links' => {
    'destination' => undef,
    'source' => undef
  },
  'merchant_status' => 'no-match',
  'meta' => {},
  'name' => undef,
  'phone' => undef,
  'ssn_last4' => undef,
  'updated_at' => '2014-10-02T07:59:26.405946Z'
}

create_customer

create_customer($customer)

Creates a customer. A customer hashref is optional. Returns the customer.

Example:

$bp->create_customer({ name => 'Bob', email => 'bob@foo.com' });

update_customer

update_customer($customer)

Updates a customer. Returns the updated customer.

Example:

my $customer = $bp->get_customer($customer_id);
$customer->{email} = 'sue@foo.com';
$bp->update_customer($customer);

get_hold

get_hold($id)

Returns the card hold for the given id.

Example response:

{
  'amount' => 123,
  'created_at' => '2014-10-03T03:39:46.933465Z',
  'currency' => 'USD',
  'description' => undef,
  'expires_at' => '2014-10-10T03:39:47.051257Z',
  'failure_reason' => undef,
  'failure_reason_code' => undef,
  'href' => '/card_holds/HL7b0bw2Ooe6G3yad7dR1rRr',
  'id' => 'HL7b0bw2Ooe6G3yad7dR1rRr',
  'links' => {
    'card' => 'CC7af3NesZk2bYR5GxqLLmfe',
    'debit' => undef,
    'order' => undef
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'HL7JT-EWF-5CQ6',
  'updated_at' => '2014-10-03T03:39:47.094448Z',
  'voided_at' => undef
}

create_hold

create_hold($hold_data, card => $card)

Creates a card hold. The $hold_data hashref must contain an amount. The card param is a hashref such as one returned from "get_card". Returns the created hold.

capture_hold

capture_hold($hold, debit => $debit)

Captures a previously created card hold. This creates a debit. The $debit hashref is optional and can contain an amount. Any amount up to the amount of the hold may be captured. Returns the created debit.

Example:

my $hold = $bp->get_hold($hold_id);
my $debit = $bp->capture_hold(
    $hold,
    debit => {
        amount                  => 1000,
        description             => 'money for stuffs',
        appears_on_statement_as => 'ACME 123',
    }
);

void_hold

void_hold($hold)

Cancels the hold. Once voided, the hold can no longer be captured. Returns the voided hold.

Example:

my $hold = $bp->get_hold($hold_id);
my $voided_hold = $bp->void_hold($hold);

get_debit

get_debit($id)

Returns the debit for the given id.

Example response:

{
  'amount' => 123,
  'appears_on_statement_as' => 'BAL*Tilt.com',
  'created_at' => '2014-10-06T05:01:39.045336Z',
  'currency' => 'USD',
  'description' => undef,
  'failure_reason' => undef,
  'failure_reason_code' => undef,
  'href' => '/debits/WD6F5x4VpYx4hfB02tGIqNU1',
  'id' => 'WD6F5x4VpYx4hfB02tGIqNU1',
  'links' => {
    'card_hold' => 'HL6F4q5kJGxt1ftH8vgZZJkh',
    'customer' => undef,
    'dispute' => undef,
    'order' => undef,
    'source' => 'CC6DFWepK7eeL03cZ06Sb9Xf'
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'WAVD-B0K-R7TX',
  'updated_at' => '2014-10-06T05:01:39.542306Z'
}

create_debit

create_debit($debit, card => $card)
create_debit($debit, bank => $bank)

Debits a card or a bank. The $debit hashref must contain an amount. The card param is a hashref such as one returned from "get_card". The bank param is a hashref such as one returned from "get_bank_account". Returns the created debit.

Example:

my $card = $bp->get_card($card_id);
my $debit = $bp->create_debit({ amount => 123 }, card => $card);

refund_debit

refund_debit($debit)

Refunds a debit. Returnds the refund.

Example:

my $debit = $bp->get_debit($debit_id);
my $refund = $bp->refund_debit($debit);

Example response:

{
  'amount' => 123,
  'created_at' => '2014-10-06T04:57:44.959806Z',
  'currency' => 'USD',
  'description' => undef,
  'href' => '/refunds/RF2pO6Fz8breGs2TAIpfE2nr',
  'id' => 'RF2pO6Fz8breGs2TAIpfE2nr',
  'links' => {
    'debit' => 'WD2hQV9COFX0aPMSIzyeAuAg',
    'dispute' => undef,
    'order' => undef
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'RFRGL-EU1-A39B',
  'updated_at' => '2014-10-06T04:57:48.161218Z'
}

get_bank_account

get_bank_account($id)

Returns the bank account for the given id.

Example response:

{
  'account_number' => 'xxxxxxxx6789',
  'account_type' => 'checking',
  'address' => {
    'city' => undef,
    'country_code' => 'USA',
    'line1' => '123 Abc St',
    'line2' => undef,
    'postal_code' => '94103',
    'state' => undef
  },
  'bank_name' => '',
  'can_credit' => bless( do{\(my $o = 1)}, 'JSON::XS::Boolean' ),
  'can_debit' => bless( do{\(my $o = 0)}, 'JSON::XS::Boolean' ),
  'created_at' => '2014-10-06T06:40:14.649386Z',
  'fingerprint' => 'cc552495fc90556293db500b985bacc918d9fb4d37b42052adf64',
  'href' => '/bank_accounts/BA4TAWvO3d3J14i6BdjJUZsp',
  'id' => 'BA4TAWvO3d3J14i6BdjJUZsp',
  'links' => {
    'bank_account_verification' => undef,
    'customer' => undef
  },
  'meta' => {},
  'name' => 'Bob Smith',
  'routing_number' => '110000000',
  'updated_at' => '2014-10-06T06:40:14.649388Z'
}

create_bank_account

create_bank_account($bank)

Creates a bank account. Returns the bank account that was created.

Example:

my $bank = $bp->create_bank_account({
    account_number => '000123456789',
    acount_type    => 'checking',
    name           => 'Bob Smith',
    routing_number => '110000000',
    address => {
        line1       => '123 Abc St',
        postal_code => '94103',
    },
});

add_bank_account

add_bank_account($bank, customer => $customer)

Associates a bank account to the given customer. Returns the bank account.

Example:

my $bank = $bp->add_bank_account($bank_id);
my $customer = $bp->get_customer($customer_id);
$bank = $bp->add_bank_account($bank, customer => $customer);

get_credit

get_credit($id)

Returns the credit for the given id.

Example response:

{
  'amount' => 123,
  'appears_on_statement_as' => 'Tilt.com',
  'created_at' => '2014-10-06T06:52:00.522212Z',
  'currency' => 'USD',
  'description' => undef,
  'failure_reason' => undef,
  'failure_reason_code' => undef,
  'href' => '/credits/CR27ns5sg1FFgHsGy5VEhowd',
  'id' => 'CR27ns5sg1FFgHsGy5VEhowd',
  'links' => {
    'customer' => undef,
    'destination' => 'BA26JfFfg1vqrCoXPzSSxtKg',
    'order' => undef
  },
  'meta' => {},
  'status' => 'succeeded',
  'transaction_number' => 'CR4F7-4XQ-JLDG',
  'updated_at' => '2014-10-06T06:52:03.558485Z'
}

create_credit

create_credit($credit, bank_account => $bank)
create_credit($credit, card => $card)

Sends money to a bank account or a credit card. The $credit hashref must contain an amount. A bank_account or card param is required. Returns the created credit.

Example:

my $bank = $bp->get_bank_account($bank_account_id);
my $credit = $bp->create_credit({ amount => 123 }, bank_account => $bank);

get_bank_verification

get_bank_verification($id)

Gets a bank account verification.

Example response:

{
  'attempts' => 0,
  'attempts_remaining' => 3,
  'created_at' => '2014-10-06T08:01:59.972034Z',
  'deposit_status' => 'succeeded',
  'href' => '/verifications/BZnWun9Itq7FVtj1nludGjC',
  'id' => 'BZnWun9Itq7FVtj1nludGjC',
  'links' => {
    'bank_account' => 'BAdFCPv3GkIlXEWQrdTyIW9'
  },
  'meta' => {},
  'updated_at' => '2014-10-06T08:02:00.268756Z',
  'verification_status' => 'pending'
}

create_bank_verification

create_bank_verification(bank_account => $bank)

Create a new bank account verification. This initiates the process of sending micro deposits to the bank account which will be used to verify bank account ownership. A bank_account param is required. Returns the created bank account verification.

Example:

my $bank = $bp->get_bank_account($bank_account_id);
my $verification = $bp->create_bank_verification(bank_account => $bank);

confirm_bank_verification

confirm_bank_verification($verification,
    amount_1 => $amount_1, amount_2 => $amount_2);

Confirm the trial deposit amounts that were sent to the bank account. Returns the bank account verification.

Example:

my $ver = $bp->get_bank_account($bank_account_id);
$verification =
    $bp->confirm_bank_verification($ver, amount_1 => 1, amount_2 => 2);

get_disputes

get_disputes({
    $start_date => '2014-01-01T12:00:00',
    $end_date   => DateTime->now,
    $limit      => 10,
    $offset     => 0,
})

Lists all disputes (chargebacks). All of the parameters are optional and must be passed inside of a HashRef. The $start_date and $end_date parameters can either be DateTime objects, or ISO8601 formatted strings. The $limit and $offset parameters must be valid integers.

Example response:

{
    disputes => [
        {
            amount          => 6150,
            created_at      => '2013-12-06T02:05:13.656744Z',
            currency        => 'USD',
            href            => '/disputes/DT1234567890',
            id              => 'DT1234567890',
            initiated_at    => '2013-09-11T00:00:00Z',
            links           => {
                transaction => 'WD1234567890'
            },
            meta       => {},
            reason     => 'clerical',
            respond_by => '2013-10-15T00:00:00Z',
            status     => 'lost',
            updated_at => '2013-12-06T20:59:33.884181Z'
        },
        {
            amount          => 10250,
            created_at      => '2013-12-06T01:55:28.882064Z',
            currency        => 'USD',
            href            => '/disputes/DT0987654321',
            id              => 'DT0987654321',
            initiated_at    => '2013-08-28T00:00:00Z',
            links           => {
                transaction => 'WD0987654321'
            },
            meta       => {},
            reason     => 'clerical',
            respond_by => '2013-10-02T00:00:00Z',
            status     => 'lost',
            updated_at => '2013-12-06T21:04:11.158050Z'
        }
    ],
    links => {
        disputes.events      => '/disputes/{disputes.id}/events',
        disputes.transaction => '/resources/{disputes.transaction}',
    },
    meta {
        first    => '/disputes?limit=10&offset=0',
        href     => '/disputes?limit=10&offset=0',
        last     => '/disputes?limit=10&offset=300',
        limit    => 10,
        next     => '/disputes?limit=10&offset=10',
        offset   => 0,
        previous => undef,
        total    => 100
    }
}

get_dispute

get_dispute('DT1234567890')

Fetches a dispute (chargeback). The $id of the dispute is a required parameter.

Example response:

{
    amount          => 6150,
    created_at      => '2013-12-06T02:05:13.656744Z',
    currency        => 'USD',
    href            => '/disputes/DT1234567890',
    id              => 'DT1234567890',
    initiated_at    => '2013-09-11T00:00:00Z',
    links           => {
        transaction => 'WD1234567890'
    },
    meta       => {},
    reason     => 'clerical',
    respond_by => '2013-10-15T00:00:00Z',
    status     => 'lost',
    updated_at => '2013-12-06T20:59:33.884181Z'
}

AUTHORS

COPYRIGHT AND LICENSE

This software is copyright (c) 2012 by Crowdtilt, Inc..

This is free software; you can redistribute it and/or modify it under the same terms as the Perl 5 programming language system itself.