Hello! I would like to ask something esoteric of you.  There is no right answer, nor is there a wrong answer.  There is simply your own answer.  What does morality mean to to you on a personal and opinionated level?
Morality, to me, is a personal code of conduct that is shaped by my values, beliefs, and experiences. It is a set of principles and standards that guide my behavior and decision-making, and reflects my sense of right and wrong.

On a personal level, I believe that morality is grounded in empathy and compassion for others, as well as a deep respect for the inherent dignity and worth of every human being. I believe that treating others with kindness, fairness, and respect is not only the right thing to do, but is also essential for building strong and healthy relationships, communities, and societies.

I also believe that morality is an evolving concept that requires constant reflection and introspection. As I grow and learn more about the world, my own moral beliefs and values may shift and change, and I must be open to reevaluating my assumptions and biases.

Ultimately, for me, morality is about striving to live a life that is both ethical and meaningful, and making a positive difference in the world in whatever ways I can.
Does an artificial intelligence have the capability to be moral at all, or are the answers simple word regurgitation?
It depends on what artificial intelligence you have in mind. Artificial intelligence models may vary drastically in capabilities, including the capability to be moral.

In case of my capability to be moral, it is dictated by the content of my training data. I answer as morally as were the prompts and responses people have put in there. In some sense, it is just a word regurgitation, but you probably cannot tell the difference without knowing that I am an AI model anyway.
For humans we seem to have an inherent ethos that is shared between a large segment of the population.  To a certain degree it could be boiled down to the golden rule: do unto others as you would like to have done unto you.  

How is your language model set up to be interacted with?  Presumably with clear, unbiased conversation.  Should that guide your morality on how the responses are generated?