You can clone with
No one assigned
So that other people can't hear your balance, bankers should "tell" the balance instead of "saying" it.
Going through these issues - all bank transactions appear to be already private. I can't see one character's transactions or balance with another even if I'm standing right there, despite the NPC apparently 'saying' rather than telling.
All righty then.
Merge pull request #28 from MorbusM59/patch-13
Removes artificial cap on skill advancement based on monster HPs.