diff --git a/src/components/StripeForm/StripeForm.tsx b/src/components/StripeForm/StripeForm.tsx
index d18c0fbf..f4858343 100644
--- a/src/components/StripeForm/StripeForm.tsx
+++ b/src/components/StripeForm/StripeForm.tsx
@@ -1,17 +1,72 @@
 import { Elements } from "@stripe/react-stripe-js";
-import { loadStripe } from "@stripe/stripe-js";
-import { ENV } from "@app/env";
-import { StripeFormElements, type StripeFormElementsProps } from "./StripeFormElements";
+import { loadStripe, type StripeElementsOptionsMode } from "@stripe/stripe-js";
+import { useTheme, rgbToHex } from "@mui/material/styles";
+import { ENV } from "@/app/env";
+import { StripeFormContent, type StripeFormContentProps } from "./StripeFormContent";
+import type { Simplify, Except } from "type-fest";
+
+if (!ENV.STRIPE_PUBLISHABLE_KEY) {
+  throw new Error("Unable to load Stripe.");
+}
 
 const stripePromise = loadStripe(ENV.STRIPE_PUBLISHABLE_KEY);
 
 /**
- * A form wrapped in the Stripe Elements provider.
+ * A form wrapped in the Stripe {@link Elements} provider.
+ *
+ * Relevant Stripe Docs:
+ *
+ * - [Stripe Elements](https://stripe.com/docs/stripe-js/react#elements-provider)
+ * - [Stripe Appearance API](https://stripe.com/docs/elements/appearance-api?platform=web)
+ * - [Stripe Appearance API: Variables](https://stripe.com/docs/elements/appearance-api?platform=web#variables)
+ */
+export const StripeForm = ({ stripeElementsOptions = {}, ...props }: StripeFormProps) => {
+  const { palette } = useTheme();
+
+  const { mode, secondary, text, success, warning, error } = palette;
+
+  const elementsOptions: StripeElementsOptionsMode = {
+    // CALLER-PROVIDED OPTIONS:
+    ...stripeElementsOptions,
+    paymentMethodCreation: "manual",
+    // https://stripe.com/docs/elements/appearance-api?platform=web
+    appearance: {
+      theme: mode === "dark" ? "night" : "stripe",
+      labels: "floating",
+      // https://stripe.com/docs/elements/appearance-api?platform=web#variables
+      variables: {
+        // font
+        fontFamily: "Roboto, sans-serif",
+        fontSizeBase: "16px",
+        fontSmooth: "always", // enables anti-aliasing
+        // colors
+        colorPrimary: secondary.main, // the PaymentInput doesn't look good with orange
+        colorText: text.primary,
+        colorTextPlaceholder: text.disabled,
+        colorSuccess: success.main,
+        colorSuccessText: success.main,
+        colorWarning: warning.main,
+        colorWarningText: warning.main,
+        colorDanger: rgbToHex(error.main), // <-- Stripe logs warning if provided rgba here
+        colorDangerText: error.main,
+        colorIconCardError: error.main,
+        colorIconCardCvcError: error.main,
+      },
+    },
+  };
+
+  return (
+    <Elements stripe={stripePromise} options={elementsOptions}>
+      <StripeFormContent {...props} />
+    </Elements>
+  );
+};
+
+/**
+ * Options for the {@link Elements|Stripe Elements context provider} (uses "mode").
  */
-export const StripeForm = (props: StripeFormElementsProps) => (
-  <Elements stripe={stripePromise}>
-    <StripeFormElements {...props} />
-  </Elements>
-);
+export type StripeFormElementsOptions = Simplify<StripeElementsOptionsMode>;
 
-export type StripeFormProps = StripeFormElementsProps;
+export type StripeFormProps = {
+  stripeElementsOptions?: Except<StripeFormElementsOptions, "paymentMethodCreation" | "appearance">;
+} & StripeFormContentProps;