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All this data is stored on the database indefinatelly and not in logs and it is stored plaintext. As much as I find matrix usefull for some cases, it is definatelly not built with privacy in mind since it is logging your every move at all times (writing this as a matrix server administrator who has access to the database which means I can see exactly what is stored).
Lots of good points here. I have been less satisfied with Matrix lately, bumping it down off my recommendations list. The Riot review is up for a re-evaluation, my it's been almost 2 years now. There may need to be some qualifications added to these categories, as in distinguishing what data could be available for unencrypted verses encrypted rooms. I shall make this a priority to redo, it's about time and E2EE is now officially out of beta. I do use Riot but as you say for some cases, and I certainly don't count on it to provide any level of privacy.