diff --git a/includes/classes/class.characters.php b/includes/classes/class.characters.php
index 4eacdf771..7f7ac0caf 100644
--- a/includes/classes/class.characters.php
+++ b/includes/classes/class.characters.php
@@ -3,7 +3,7 @@
 /**
  * @package World of Warcraft Armory
  * @version Release 4.50
- * @revision 462
+ * @revision 463
  * @copyright (c) 2009-2011 Shadez
  * @license http://opensource.org/licenses/gpl-license.php GNU Public License
  *
@@ -299,6 +299,49 @@ public function SetOptions($options) {
         return true;
     }
     
+    private function IsCharacterFitsRequirements(&$player_data) {
+        $gmLevel = 0;
+        // Disable next SQL error
+        Armory::$rDB->SkipNextError();
+        if($this->m_server == SERVER_TRINITY) {
+            $gmLevel = Armory::$rDB->selectCell("SELECT `gmlevel` FROM `account_access` WHERE `id`=%d AND `RealmID` IN (-1, %d)", $player_data['account'], Armory::$connectionData['id']);
+        }
+        elseif($this->m_server == SERVER_MANGOS) {
+            $gmLevel = Armory::$rDB->selectCell("SELECT `gmlevel` FROM `account` WHERE `id`=%d LIMIT 1", $player_data['account']);
+        }
+        $allowed = ($gmLevel <= Armory::$armoryconfig['minGmLevelToShow']) ? true : false;
+        if(!$allowed) {
+            Armory::Log()->writeLog('%s : unable to display character %s (GUID: %d): GM level restriction!', __METHOD__, $player_data['name'], $player_data['guid']);
+            return false;
+        }
+        if($player_data['level'] < Armory::$armoryconfig['minlevel']) {
+            Armory::Log()->writeLog('%s : unable to load character %s (GUID: %d): level restriction.', __METHOD__, $player_data['name'], $player_data['guid']);
+            return false;
+        }
+        if(Armory::$armoryconfig['skipBanned'] && Armory::$rDB->selectCell("SELECT 1 FROM `account_banned` WHERE `id` = %d AND `active` = 1", $player_data['account'])) {
+            Armory::Log()->writeLog('%s : unable to load character %s (GUID: %d) from banned account %d.', __METHOD__, $player_data['name'], $player_data['guid'], $player_data['account']);
+            return false;
+        }
+        // Class/race/faction checks
+        if($player_data['class'] >= MAX_CLASSES) {
+            // Unknown class
+            Armory::Log()->writeError('%s : character %s (GUID: %d) has wrong data in DB: classID %d was not found. Unable to continue.', __METHOD__, $player_data['name'], $player_data['guid'], $player_data['class']);
+            return false;
+        }
+        elseif($player_data['race'] >= MAX_RACES) {
+            // Unknown race
+            Armory::Log()->writeError('%s : character %s (GUID: %d) has wrong data in DB: raceID %d was not found. Unable to continue.', __METHOD__, $player_data['name'], $player_data['guid'], $player_data['race']);
+            return false;
+        }
+        $this->faction = Utils::GetFactionId($player_data['race']);
+        if($this->faction === false) {
+            // Unknown faction
+            Armory::Log()->writeError('%s : character %s (GUID: %d) has wrong data in DB: factionID %d was not found (raceID: %d).', __METHOD__, $player_data['name'], $player_data['guid'], $this->faction, $player_data['race']);
+            return false;
+        }
+        return true;
+    }
+    
     /**
      * Init character, load data from DB, checks for requirements, etc.
      * @category Characters class
@@ -397,39 +440,9 @@ public function BuildCharacter($name, $realmId = 1, $full = true, $initialBuild
             $this->HandleCharacterData();
         }
         // Can we display this character?
-        $gmLevel = false;
-        Armory::$rDB->SkipNextError();
-        if($this->m_server == SERVER_TRINITY) {
-            $gmLevel = Armory::$rDB->selectCell("SELECT `gmlevel` FROM `account_access` WHERE `id`=%d AND `RealmID` IN (-1, %d)", $player_data['account'], Armory::$connectionData['id']);
-        }
-        elseif($this->m_server == SERVER_MANGOS) {
-            $gmLevel = Armory::$rDB->selectCell("SELECT `gmlevel` FROM `account` WHERE `id`=%d LIMIT 1", $player_data['account']);
-        }
-        $allowed = ($gmLevel <= Armory::$armoryconfig['minGmLevelToShow']) ? true : false;
-        if(!$allowed || $player_data['level'] < Armory::$armoryconfig['minlevel']) {
-            Armory::Log()->writeLog('%s : Player %d (%s) can not be displayed (GM level restriction or has low level (%d level))!', __METHOD__, $player_data['guid'], $player_data['name'], $player_data['level']);
-            unset($player_data);
-            return false;
-        }
-        // Class/race/faction checks
-        if($player_data['class'] >= MAX_CLASSES) {
-            // Unknown class
-            Armory::Log()->writeError('%s : Player %d (%s) has wrong data in DB: classID %d was not found.', __METHOD__, $player_data['guid'], $player_data['name'], $player_data['class']);
-            unset($player_data);
-            return false;
-        }
-        elseif($player_data['race'] >= MAX_RACES) {
-            // Unknown race
-            Armory::Log()->writeError('%s : Player %d (%s) has wrong data in DB: raceID %d was not found.', __METHOD__, $player_data['guid'], $player_data['name'], $player_data['race']);
-            unset($player_data);
-            return false;
-        }
-        $this->faction = Utils::GetFactionId($player_data['race']);
-        if($this->faction === false) {
-            // Unknown faction
-            Armory::Log()->writeError('%s : Player %d (%s) has wrong data in DB: factionID %d was not found (raceID: %d).', __METHOD__, $player_data['guid'], $player_data['name'], $this->faction, $player_data['class']);
-            unset($player_data);
+        if(!$this->IsCharacterFitsRequirements($player_data)) {
             return false;
+            // Debug message will be added from Characters::IsCharacterFitsRequirements()
         }
         foreach($player_data as $pData_key => $pData_value) {
             if(is_string($pData_key)) {
diff --git a/includes/classes/configuration.php.default b/includes/classes/configuration.php.default
index b13355606..52ef38cce 100644
--- a/includes/classes/configuration.php.default
+++ b/includes/classes/configuration.php.default
@@ -3,7 +3,7 @@
 /**
  * @package World of Warcraft Armory
  * @version Release 4.50
- * @revision 456
+ * @revision 463
  * @copyright (c) 2009-2010 Shadez
  * @license http://opensource.org/licenses/gpl-license.php GNU Public License
  *
@@ -100,6 +100,11 @@ $ArmoryConfig['mysql']['charset_realmd']  = 'UTF8';
 #                 1 (Everyone except Administrators and GMs will be displayed in Armory)
 #                 0 (Only players will be displayed in Armory)
 #
+#    skipBanned
+#        Disable characters loading from banned accounts?
+#        Default: false (Recommended)
+#                 true
+#
 #    defaultLocale
 #        Site default locale
 #        Default: en_gb (UK English)
@@ -141,11 +146,12 @@ $ArmoryConfig['settings']['cache_lifetime']   = 86400;
 $ArmoryConfig['settings']['db_prefix']        = 'armory';
 $ArmoryConfig['settings']['minlevel']         = 10;
 $ArmoryConfig['settings']['minGmLevelToShow'] = 3;
+$ArmoryConfig['settings']['skipBanned']       = false;
 $ArmoryConfig['settings']['defaultLocale']    = 'en_gb';
 $ArmoryConfig['settings']['maintenance']      = false;
 $ArmoryConfig['settings']['useDebug']         = true;
 $ArmoryConfig['settings']['logLevel']         = 2;
-$ArmoryConfig['settings']['configVersion']    = '1801201101';
+$ArmoryConfig['settings']['configVersion']    = '2001201101';
 $ArmoryConfig['settings']['checkVersionType'] = 'show';
 
 ##############################################################################################
diff --git a/includes/revision_nr.php b/includes/revision_nr.php
index ac1a3e3a3..e87c38675 100644
--- a/includes/revision_nr.php
+++ b/includes/revision_nr.php
@@ -1,5 +1,5 @@
 <?php
-define('ARMORY_REVISION', 462);
+define('ARMORY_REVISION', 463);
 define('DB_VERSION', 'armory_r456');
-define('CONFIG_VERSION', '1801201101');
+define('CONFIG_VERSION', '2001201101');
 ?>
\ No newline at end of file