dogfood gap: charter repo fails its own audit (0/100), no patterns or policy docs

[stackbilt-admin]

Problem

Running charter audit on the charter repo itself returns 0/100 FAIL:

Score: [fail] 0/100

Git Governance Coverage
  Commits analyzed:   5
  With trailers:      0 (0%)

Blessed Stack Patterns
  Total defined:      0

Policy Documentation
  Policy files:       0
  Missing sections:   4

Similarly, charter doctor warns on the repo's own setup:

• No patterns found in .charter/patterns/*.json
• No policy markdown files

charter drift also reports nothing to scan because no patterns are defined.

Impact

Charter is the governance CLI. If it doesn't govern itself, it undermines the entire pitch. A potential adopter running charter audit during evaluation would see this as a red flag.

Fix

1. Add at minimum 2-3 .charter/patterns/*.json examples to the repo (can be governance-specific: ADF mutation patterns, release trailer patterns)
2. Add a docs/governance-policy.md covering the 4 required sections: Commit Trailers, Change Classification, Exception Path, Escalation & Approval
3. Start adding Governed-By: trailers to release commits and breaking changes
4. Bootstrap .charter/ as a reference implementation that scores ≥80 on its own audit

This also serves as living documentation for adopters — "here's exactly what a well-configured charter repo looks like."

[stackbilt-admin]

Fixed in PR #175. Charter now scores 80/100 on its own audit: 5 active patterns, 100% policy coverage.