diff --git a/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/ProgressiveLoanScheduleGenerator.java b/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/ProgressiveLoanScheduleGenerator.java
index a146fd850cf..306baeccca7 100644
--- a/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/ProgressiveLoanScheduleGenerator.java
+++ b/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/ProgressiveLoanScheduleGenerator.java
@@ -144,6 +144,10 @@ public LoanScheduleModel generate(final MathContext mc, final LoanApplicationTer
             scheduleParams.incrementPeriodNumber();
         }
 
+        if (chargesDueAtTimeOfDisbursement.compareTo(BigDecimal.ZERO) > 0) {
+            scheduleParams.addTotalRepaymentExpected(Money.of(currency, chargesDueAtTimeOfDisbursement, mc));
+        }
+
         if (loanApplicationTerms.isMultiDisburseLoan()) {
             processDisbursements(loanApplicationTerms, disbursementDataList, scheduleParams, interestScheduleModel, periods,
                     chargesDueAtTimeOfDisbursement, true, mc);
diff --git a/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/LoanScheduleGeneratorTest.java b/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/LoanScheduleGeneratorTest.java
index 06d86fe6ad1..858e31978bf 100644
--- a/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/LoanScheduleGeneratorTest.java
+++ b/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/LoanScheduleGeneratorTest.java
@@ -49,6 +49,7 @@ class LoanScheduleGeneratorTest {
     private static final CurrencyData CURRENCY = APPLICATION_CURRENCY.toData();
     private static final BigDecimal DISBURSEMENT_AMOUNT = BigDecimal.valueOf(192.22);
     private static final BigDecimal DISBURSEMENT_AMOUNT_100 = BigDecimal.valueOf(100);
+    private static final BigDecimal DISBURSEMENT_CHARGE = BigDecimal.valueOf(10.0);
     private static final BigDecimal NOMINAL_INTEREST_RATE = BigDecimal.valueOf(9.99);
     private static final int NUMBER_OF_REPAYMENTS = 6;
     private static final int REPAYMENT_FREQUENCY = 1;
@@ -168,4 +169,37 @@ private void checkDownPaymentPeriod(LoanSchedulePlanDownPaymentPeriod period, in
         assertEquals(0, expectedTotalDue.compareTo(period.getTotalDueAmount()));
         assertEquals(0, expectedOutstandingLoanBalance.compareTo(period.getOutstandingLoanBalance()));
     }
+
+    @Test
+    void testGenerateLoanScheduleWithDisbursementCharges() {
+        LoanRepaymentScheduleModelData modelData = new LoanRepaymentScheduleModelData(LocalDate.of(2024, 1, 1), CURRENCY,
+                DISBURSEMENT_AMOUNT, DISBURSEMENT_DATE, NUMBER_OF_REPAYMENTS, REPAYMENT_FREQUENCY, REPAYMENT_FREQUENCY_TYPE,
+                NOMINAL_INTEREST_RATE, false, DaysInMonthType.DAYS_30, DaysInYearType.DAYS_360, null, null, null, false, null,
+                InterestMethod.DECLINING_BALANCE, true, false);
+
+        ScheduledDateGenerator scheduledDateGenerator = new DefaultScheduledDateGenerator();
+        ProgressiveLoanScheduleGenerator generator = new ProgressiveLoanScheduleGenerator(scheduledDateGenerator, emiCalculator,
+                interestScheduleModelRepositoryWrapperMock);
+        generator.setLoanTransactionProcessingService(loanTransactionProcessingService);
+
+        LoanSchedulePlan loanSchedule = generator.generate(mc, modelData);
+
+        BigDecimal totalPrincipal = BigDecimal.ZERO;
+        BigDecimal totalInterest = BigDecimal.ZERO;
+        BigDecimal totalDueAmount = BigDecimal.ZERO;
+
+        for (var period : loanSchedule.getPeriods()) {
+            if (period instanceof LoanSchedulePlanRepaymentPeriod repayment) {
+                totalPrincipal = totalPrincipal.add(repayment.getPrincipalAmount());
+                totalInterest = totalInterest.add(repayment.getInterestAmount());
+                totalDueAmount = totalDueAmount.add(repayment.getTotalDueAmount());
+            }
+        }
+
+        BigDecimal expectedTotalWithCharge = totalPrincipal.add(totalInterest).add(DISBURSEMENT_CHARGE);
+
+        assertEquals(0, expectedTotalWithCharge.stripTrailingZeros().compareTo(totalDueAmount.stripTrailingZeros()), 
+        "The sum of all period totals should include the disbursement charge");
+    }
+
 }