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<H1 ALIGN=CENTER><FONT COLOR="#238D7B">Corporate History</FONT></H1>
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<P ALIGN=LEFT>Altamira is one of Canada's largest investment counselors
which has been involved in managing the money of mutual funds, pension
funds, corporations, universities, other large institutions and
individuals for more than 25 years.  The firm is widely recognized in
Canada as a leader in equity and fixed income management.</P>
<P ALIGN=LEFT>Altamira International Bank (Barbados) Inc. is a wholly
owned subsidiary of Altamira Management Ltd. which has its headquarters
in Toronto, Canada.  Altamira Management Ltd.  was founded in 1969 by
its Chairman, Ronald Meade, in Montreal.  The company is jointly owned
by its senior management, T.A. Associates of Boston, Massachusetts and Altamira Capital
Corporation - a private investment company.</P>
<P ALIGN=LEFT>Altamira Management Ltd.  is one of Canada's largest
investment counselors which has been managing money for mutual funds,
pension funds, corporations, other large institutions and individuals for
almost three decades.  The firm is widely recognized in Canada as a leader
in equity and fixed income management.  It currently manages more that
CDN $16 billion in assets for almost 300,000 clients around the world.</P>
<P ALIGN=LEFT>As Canada's leading offshore mutual funds manager, Altamira
has earned a reputation for consistently providing solid rates of return
to its investors.  Its family of 24 offshore mutual funds is designed to
meet a broad spectrum of investor needs.  Altamira's superior investment
performance is matched by unsurpassed levels of service, indicating the
company's dedication to meeting the investment goals and expectations of
its investors.</P>
<P ALIGN=LEFT>The establishment of Altamira International Bank (Barbados)
Inc.  is an extension of the international money management services
Altamira presently provides to its investors.  The Barbadian subsidiary
aims to meet the needs of those clients who require the services and
benefits of an offshore bank.</P></B></TD></TR></TABLE></CENTER>
<P ALIGN=LEFT><A HREF="invadv.htm">Our Investment Advisors…</A>.Committed to helping you meet your
investment goals</P>
<A HREF="corpaff.htm">Click here for names and addresses of the Bank and its advisors.</A>
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	<H1 ALIGN=CENTER><FONT COLOR="#238D7B">Corporate History</FONT></H1>
	<HR WIDTH=90% ALIGN=CENTER><CENTER><TABLE WIDTH=90%><TR><TD ALIGN=LEFT><B>
	<P ALIGN=LEFT>Altamira is one of Canada's largest investment counselors
	which has been involved in managing the money of mutual funds, pension
	funds, corporations, universities, other large institutions and
	individuals for more than 25 years. The firm is widely recognized in
	Canada as a leader in equity and fixed income management.</P>
	<P ALIGN=LEFT>Altamira International Bank (Barbados) Inc. is a wholly
	owned subsidiary of Altamira Management Ltd. which has its headquarters
	in Toronto, Canada. Altamira Management Ltd. was founded in 1969 by
	its Chairman, Ronald Meade, in Montreal. The company is jointly owned
	by its senior management, T.A. Associates of Boston, Massachusetts and Altamira Capital
	Corporation - a private investment company.</P>
	<P ALIGN=LEFT>Altamira Management Ltd. is one of Canada's largest
	investment counselors which has been managing money for mutual funds,
	pension funds, corporations, other large institutions and individuals for
	almost three decades. The firm is widely recognized in Canada as a leader
	in equity and fixed income management. It currently manages more that
	CDN $16 billion in assets for almost 300,000 clients around the world.</P>
	<P ALIGN=LEFT>As Canada's leading offshore mutual funds manager, Altamira
	has earned a reputation for consistently providing solid rates of return
	to its investors. Its family of 24 offshore mutual funds is designed to
	meet a broad spectrum of investor needs. Altamira's superior investment
	performance is matched by unsurpassed levels of service, indicating the
	company's dedication to meeting the investment goals and expectations of
	its investors.</P>
	<P ALIGN=LEFT>The establishment of Altamira International Bank (Barbados)
	Inc. is an extension of the international money management services
	Altamira presently provides to its investors. The Barbadian subsidiary
	aims to meet the needs of those clients who require the services and
	benefits of an offshore bank.</P></B></TD></TR></TABLE></CENTER>
	<P ALIGN=LEFT><A HREF="invadv.htm">Our Investment Advisors…</A>.Committed to helping you meet your
	investment goals</P>
	<A HREF="corpaff.htm">Click here for names and addresses of the Bank and its advisors.</A>
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