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<html><head><title>Insurance (c)1998 Sumtech Limited.
</title></head>
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<td valign="left"><font size=2><b>Ford Dunn Insurance Brokers,Inc<br>
</b>9-155 James St. S.<br>
Hamilton, Ontario L8P 3A4<br>
1-800-461-5087 or (905)522-6871<tr>
<td align="center"><font size=4><b>ALL SPORT INSURANCE<br>
MARKETING LTD</b>
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<td width=65%><center><font size=4 color="green"><b><i>
Insurance Program for Members of the Ontario Gymnastic Federation </b><p>
<font size=2><center>September 1, 1997 to September 1,1998<p>
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<td><center><i>Program administered by</i><br>
<font size=3><b>FORD-DUNN INSURANCE BROKERS INC.</b><br>
<font size=2><i>exclusive provincial Representatives for</i><br>
ALL SPORT INSURANCE MARKETING LTD.<br>
<i>9-155 James St. S.<br>
Hamilton, ON L8P 3A4<br>
1-800-461-5087 or (905)522-6871<br>
fax (905)522-7005</i><br>
<b>EDWARD C. DUNN,</b><i>R.I.B.(Ont),C.A.I.B.</i><br>
<b>LISA M. DUNN,</b><i>R.I.B.(Ont),C.A.I.B.</i><tr></table>
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All Sport Insurance Marketing Ltd.(ASIM) is a central purchasing agency
specializing in Sports Liability and Accident Insurance for Amateur Sporting
Groups throughout Canada.<p>
The Insurance Program is marketed in each province in conjuction with each
Provincial Sports Federation.<p>
The foundation of the program is education on risk management based on
many years of acturaral experience and its success is achieved by sports
experts and experienced insurance personnel working together to manage
risk. In the 10 years that ASIM and its associates have specialized in this
field we have developed programs that meet the diverse needs of each of our
sporting group clients.<p>
ASIM is acknowledged as the only facility in Canada specializing solely in
Amateur Sports Insurance. Our clients include hundreds of Provincial Sports
Groups as well as many National Associations.<p>
ASIM conducts loss and risk control programs for all sports. We collect and
analyze loss statistics, case histories and guidelines to assist sport governing
bodies in reducing the exposure to their participants, volunteers and
spectators, which helps to contribute to reduced insurance cost.<p>
In addition to publishing loss control and educational bulletins we host
regular seminars for coaches, managers, participants and volunteers. These
programs are an educational and evolutional process to develop standards,
procedures, checks and evaluations which form part of a safety program with
the objective to eliminate fatalities, serious injuries and reduce other
accidents.<p>
ASIM has an associate claims handling facility with offices in major cities
throughout Canada. The claims offices are able to respond quickly to claim
situations wherever they may occur.<p>
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