loanrates.htm

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<b><font size="+2"><center>Fixed Rates Up To $227K</center></font></b>


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<table  border=1 cellspacing="0" width="640" align="center" cellpadding="2" bordercolor="black">
<tr>
<td colspan="2" align="center">
<b>30 Years</b>
</td>
<td colspan="2" align="center">
<b>15 Years</b>
</td>
<td colspan="2" align="center">
<b>7 Years</b>
</td>
<td colspan="2" align="center">
<b>5 Years</b>
</td>
</tr>
<tr>

<td align="center"><font size="-1"><b>6.500 %</b></font></td>
<td align=center><font size="-1"><b>1.5 PT</b></font></td>
<td align=center><font size="-1"><b>6.000 %</b></font></td>
<td align=center><font size="-1"><b>1.7  PT</b></font></td>
<td align=center><font size="-1"><b>5.7 %</b></font></td>
<td align=center><font size="-1"><b>2 PT</b></font></td>
<td align=center><font size="-1"><b>6.1 %</b></font></td>
<td align=center><font size="-1"><b>2 PT</b></font></td>

</tr>
<tr>
<td align=center><font size="-1"><b>6.750 %</b></font></td>
<td align=center><font size="-1"><b>0.5 PT</b></font></td>
<td align=center><font size="-1"><b>6.250 %</b></font></td>
<td align=center><font size="-1"><b>0.75 PT</b></font></td>
<td align=center><font size="-1"><b>6.1 %</b></font></td>
<td align=center><font size="-1"><b>1 PT</b></font></td>
<td align=center><font size="-1"><b>6 %</b></font></td>
<td align=center><font size="-1"><b>1 PT</b></font></td>

</tr>
<tr>
<td align=center><font size="-1"><b>6.875 %</b></font></td>
<td align=center><font size="-1"><b>NO PT</b></font></td>
<td align=center><font size="-1"><b>6.5 %</b></font></td>
<td align=center><font size="-1"><b>0 PT</b></font></td>
<td align=center><font size="-1"><b>6.5 %</b></font></td>
<td align=center><font size="-1"><b>0 PT</b></font></td>
<td align=center><font size="-1"><b>6.3  %</b></font></td>
<td align=center><font size="-1"><b>0 PT</b></font></td>

</tr>
<tr>
<td align=center><font size="-1"><b>7.375 %</b></font></td>
<td align=center><font size="-2"><b>NO COST</b></font></td>
<td align=center><font size="-1"><b>6.875 %</b></font></td>
<td align=center><b><font size="-2">NO COST</font></b></td>
<td align=center><font size="-1"><b>9.1 %</b></font></td>
<td align=center><font size="-2"><b>NO COST</b></font></td>
<td align=center><font size="-1"><b>7 %</b></font></td>
<td align=center><b><font size="-2">NO COST</font></b></td>

</tr>
</table>


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<br><br>
<b><font size="+2"><center>Fixed Rates Above $227K</center></font></b>
<br>
<table  border=1 cellspacing="0" width="640" align="center" cellpadding="2" bordercolor="black">
<tr>
<td colspan="2" align="center">
<b>30 Years</b>
</td>
<td colspan="2" align="center">
<b>15 Years</b>
</td>
<td colspan="2" align="center">
<b>7 Years</b>
</td>
<td colspan="2" align="center">
<b>5 Years</b>
</td>
</tr>
<tr>

<td align=center><font size="-1"><b>6.6 %</b></font></td>
<td align=center><font size="-1"><b>2 PT</b></font></td>
<td align=center><font size="-1"><b>6.3 %</b></font></td>
<td align=center><font size="-1"><b>2 PT</b></font></td>
<td align=center><font size="-1"><b>6.5 %</b></font></td>
<td align=center><font size="-1"><b>2 PT</b></font></td>
<td align=center><font size="-1"><b>6 %</b></font></td>
<td align=center><font size="-1"><b>2 PT</b></font></td>

</tr>
<tr>
<td align=center><font size="-1"><b>6.8 %</b></font></td>
<td align=center><font size="-1"><b>1 PT</b></font></td>
<td align=center><font size="-1"><b>6.5 %</b></font></td>
<td align=center><font size="-1"><b>1 PT</b></font></td>
<td align=center><font size="-1"><b>0.2 %</b></font></td>
<td align=center><font size="-1"><b>1 PT</b></font></td>
<td align=center><font size="-1"><b>6.8 %</b></font></td>
<td align=center><font size="-1"><b>1 PT</b></font></td>

</tr>
<tr>
<td align=center><font size="-1"><b>7.2 %</b></font></td>
<td align=center><font size="-1"><b>0 PT</b></font></td>
<td align=center><font size="-1"><b>6.8 %</b></font></td>
<td align=center><font size="-1"><b>0 PT</b></font></td>
<td align=center><font size="-1"><b>7.5 %</b></font></td>
<td align=center><font size="-1"><b>0 PT</b></font></td>
<td align=center><font size="-1"><b>7.3  %</b></font></td>
<td align=center><font size="-1"><b>0 PT</b></font></td>

</tr>
<tr>
<td align=center><font size="-1"><b>8.5 %</b></font></td>
<td align=center><font size="-2"><b>NO COST</b></font></td>
<td align=center><font size="-1"><b>7.8 %</b></font></td>
<td align=center><b><font size="-2">NO COST</font></b></td>
<td align=center><font size="-1"><b>8.7 %</b></font></td>
<td align=center><font size="-2"><b>NO COST</b></font></td>
<td align=center><font size="-1"><b>8.5 %</b></font></td>
<td align=center><b><font size="-2">NO COST</font></b></td>

</tr>
</table>
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<center><b><font size="-1" color="maroon">(Rates are subject to change without notice.)</font></b></center>
<b><font size="-1" color="maroon"><center>Last Updated: July 21, 1999</center></font></b>
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