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<title>Insurance</title>
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<td width="100%"><big><font color="#FFFF00"><strong>Etobicoke Chamber</strong></font></big></td>
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<td width="100%"><big><font color="#FFFF00"><strong>of Commerce</strong></font></big></td>
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<td width="100%" height="21">&nbsp;&nbsp;&nbsp; </td>
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<td width="100%" height="26"><small><small><small><small>
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<td width="100%">&nbsp;&nbsp; </td>
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<td width="100%"><font color="#80FFFF">&nbsp;&nbsp; 701 Evans Ave,</font></td>
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<td width="100%"><font color="#80FFFF">&nbsp;&nbsp; Suite 100</font></td>
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<td width="100%"><font color="#80FFFF">&nbsp;&nbsp; Etobicoke,</font></td>
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<td width="100%"><font color="#80FFFF">&nbsp;&nbsp; Ontario</font></td>
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<td width="100%"><font color="#80FFFF">&nbsp;&nbsp; M9C 1A3</font></td>
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<td width="100%" valign="top" align="left" height="253"><!--webbot bot="ImageMap" rectangle="(8,194) (131, 232) Publications.htm" rectangle="(7,119) (132, 154) Events.htm" rectangle="(7,270) (132, 304) Benefits.htm" rectangle="(8,233) (133, 270) Membership.htm" rectangle="(8,154) (132, 194) Committees.htm" rectangle="(8,44) (131, 80) Networking.htm" rectangle="(6,5) (132, 41) default.htm" src="images/eccbuttonblock3.gif" alt="Page Panel" border="0" startspan --><MAP NAME="FrontPageMap"><AREA SHAPE="RECT" COORDS="8, 194, 131, 232" HREF="Publications.htm"><AREA SHAPE="RECT" COORDS="7, 119, 132, 154" HREF="Events.htm"><AREA SHAPE="RECT" COORDS="7, 270, 132, 304" HREF="Benefits.htm"><AREA SHAPE="RECT" COORDS="8, 233, 133, 270" HREF="Membership.htm"><AREA SHAPE="RECT" COORDS="8, 154, 132, 194" HREF="Committees.htm"><AREA SHAPE="RECT" COORDS="8, 44, 131, 80" HREF="Networking.htm"><AREA SHAPE="RECT" COORDS="6, 5, 132, 41" HREF="default.htm"></MAP><a href="../_vti_bin/shtml.dll/etobicokechamber/Insurance.htm/map"><img ismap usemap="#FrontPageMap" border="0" height="316" alt="Page Panel" src="images/eccbuttonblock3.gif" width="145"></a><!--webbot bot="ImageMap" endspan i-checksum="2652" --></td>
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<td width="100%" colspan="2"><p align="left"><strong><big><em>Chambers of Commerce</em></big></strong></td>
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<td width="219%" valign="top" align="left" colspan="2"><p align="left"><em><strong>Group
Insurance Plan</strong></em></td>
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<td width="219%" valign="top" align="left" colspan="2">&nbsp;&nbsp; </td>
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<td width="1%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="218%" valign="top" align="left"><font color="#976B04">Includes <strong>1 Person
Firms</strong>,</font></td>
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<td width="1%" valign="top" align="left"></td>
<td width="218%" valign="top" align="left"><font color="#976B04">Home Business and Farms</font></td>
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<td width="219%" valign="top" align="left" colspan="2">&nbsp;&nbsp; </td>
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<td width="1%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="218%" valign="top" align="left"><font color="#976B04"><strong>Dental</strong>
and <strong>Health</strong> Options</font></td>
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<td width="219%" valign="top" align="left" colspan="2">&nbsp;&nbsp; </td>
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<td width="1%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="218%" valign="top" align="left"><font color="#976B04">Non-cancellable</font></td>
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<td width="219%" valign="top" align="left" colspan="2">&nbsp;&nbsp; </td>
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<td width="1%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="218%" valign="top" align="left"><font color="#976B04">Fully Pooled Price
Stability</font></td>
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<td width="219%" valign="top" align="left" colspan="2">&nbsp;&nbsp; </td>
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<td width="1%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="218%" valign="top" align="left"><font color="#976B04">14,000 Firms Covered</font></td>
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<td width="100%" valign="top" align="left">&nbsp;&nbsp; </td>
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<td width="100%" valign="top" align="left"><table border="0" width="100%" cellspacing="0" cellpadding="0" height="90">
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<td width="100%" valign="top" align="left" style="border-bottom: medium none" height="20"><p align="left"><big><font color="#A40000"><strong>How do I get coverage?</strong></font></big></td>
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<td width="100%" valign="top" align="left" height="7"><small><small><small><small><small><small>&nbsp;&nbsp;&nbsp;&nbsp;
</small></small></small></small></small></small></td>
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<td width="100%" valign="top" align="left" height="21"><table border="0" width="100%" cellspacing="0" cellpadding="0" height="114">
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<td width="100%" height="21"><font color="#3E0CA7"><strong><em>Contact</em></strong></font></td>
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<td width="100%" height="21"><font color="#3E0CA7"><strong>DANIEL HYNEK</strong></font></td>
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<td width="100%" height="21"><font color="#3E0CA7"><strong>603 Argus Road, suite 106</strong></font></td>
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<td width="100%" height="21"><font color="#3E0CA7"><strong>Oakville, ON L6J 6G6</strong></font></td>
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<td width="100%" height="30" valign="top" align="left"><font color="#3E0CA7"><strong>Phone (905)
849-4342</strong></font></td>
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<td width="100%" valign="top" align="left"><font color="#3E0CA7"><strong><em>or contact</em></strong></font></td>
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<td width="100%" valign="top" align="left"><font color="#3E0CA7"><strong>Etobicoke Chamber of
Commerce</strong></font></td>
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<td width="100%" valign="top" align="left"><font color="#3E0CA7"><strong>(416) 622-5557</strong></font></td>
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<td width="100%" valign="top" align="left" height="38"><strong><big><big><big><p align="center">&nbsp;&nbsp; </big></big></big><img src="images/mapleg.gif" WIDTH="90" HEIGHT="92"></strong></td>
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<td width="100%" valign="top" align="left" height="74"><p align="center"><big><big><big><strong>CANADA'S
LEADING PLAN!</strong></big></big></big></td>
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<td width="100%" valign="top" align="left" height="15"><strong><small><small>&nbsp;&nbsp;&nbsp;
</small></small></strong></td>
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<td width="100%" valign="top" align="left" height="728"><table border="0" width="100%" cellspacing="0" cellpadding="0">
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<td width="100%" valign="top" align="left" colspan="2" height="211"><font color="#976B04">It's the
Chambers of Commerce Group Insurance Plan, the country's leading benefit program for small business.
Directed by the Chamber Insurance Corporation of Canada - a not-for-profit organization - the Chambers
Plan:</font></td>
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<td width="1%" valign="top" align="left" height="62"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="109%" valign="top" align="left" height="62"><small>Covers businesses with up to 25
employees, including one person firms.</small></td>
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<td width="1%" valign="top" align="left" height="62"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="109%" valign="top" align="left" height="62"><small>Never targets an individual firm for a
rate increase or cancellation.Is open to all industries.</small></td>
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<td width="1%" valign="top" align="left" height="47"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="109%" valign="top" align="left" height="47"><small>Never targets an individual firm for a
rate increase or cancellation.</small></td>
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<td width="1%" valign="top" align="left" height="62"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="109%" valign="top" align="left" height="62"><small>Offers a full range of benefits,
including coverages normally reserved for 'big business'.</small></td>
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<td width="1%" valign="top" align="left" height="32"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="109%" valign="top" align="left" height="32"><small>Pools claims for price stability.</small></td>
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<td width="110%" valign="top" align="left" colspan="2" height="21"><font color="#976B04">You Can Sign
On</font></td>
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<td width="110%" valign="top" align="left" colspan="2" height="172"><small>If your year-round business
has been operating for at least 6 months, you're eligible to apply. While your firm is covered, it
must be a member of one of 800 participating Chambers of Commerce and Boards of trade. In firms with
5+ people, everyone under age 65 is guaranteed coverage. In firms with 1-4 people, each person
completes a health questionnaire for review by the insurer.</small></td>
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<td width="50%" valign="top" align="left"><table border="0" width="100%" cellspacing="0" cellpadding="0">
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<td width="100%" valign="top" align="left" colspan="2"><font color="#976B04">Flexible Options</font></td>
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<td width="100%" valign="top" align="left" colspan="2"><small>Life Insurance is the core benefit for
all firms. Companies with 1-4 people must also choose a disability benefit. All other benefits are
yours to select, each offering a wide range of options.</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Life Insurance/Accidental Death &amp; Dismemberment</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Short-Term Disability</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Long-Term Disability</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Dental-basic, major and (for firms with 10 or more
people) orthodontics.</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Health-semi-private hospital, prescription drug,
out-of-country, paramedics, vision care</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Employee Assistance Councelling</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Registered Retirement Savings Plan</small></td>
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<td width="100%" valign="top" align="left" colspan="2"><font color="#976B04">Outstanding Service</font></td>
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<td width="100%" valign="top" align="left" colspan="2"><small>Your local representative will help you
match your current benefit program or build a new one to suit your needs. You'll enjoy:</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>A comprehensive administration guide.</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Clear, easy to use forms.</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Toll-free phone and fax line access to our national
service centre, available to everyone in your firm.</small></td>
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<td width="11%" valign="top" align="left"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="89%" valign="top" align="left"><small>Health and dental payments typically processed within
48 hours of the time we receive the claim.</small></td>
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<td width="100%" valign="top" align="left" colspan="2" height="39"><strong><img src="images/home.gif" WIDTH="49" HEIGHT="51"></strong><img src="images/car.gif" WIDTH="82" HEIGHT="67"></td>
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<td width="100%" valign="top" align="left" colspan="2" height="21"><strong>HOME AND AUTO
INSURANCE</strong></td>
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<td width="9%" valign="top" align="left" height="32"><img src="images/u35.gif" WIDTH="14" HEIGHT="14"></td>
<td width="91%" valign="top" align="left" height="32"><small>Members receive a 10-15%
discount on premiums for home and auto insurance</small></td>
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<td width="100%" valign="top" align="left" height="5" colspan="2"><small><small><small><small>&nbsp;&nbsp;
</small></small></small></small></td>
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