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<title>Real Estate Exchange</title>
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<h2 align="center">
<img src="images/exreal.gif" width="310" height="34" alt="Real Estate Exchange"></h2>
<hr>
<h4 align="center">ADVERTISERS &amp; READERS FAIR HOUSING NOTICE</h4>
<div align="center"><center>
<table border="0" cellpadding="2" cellspacing="0" width="80%">
<tr>
<td width="100%"><font size="2"><strong>All real estate
advertising in the Pennysaver is subject to the Fair
Housing Act, which makes it illegal to advertise any
preference, limitation or discrimination based on race,
color, religion, sex, handicap, family status or national
origin, or an intention to make any such preference,
limitation or discrimination. <br>
<br>
We will not knowingly accept any real estate advertising
that is in violation of the law. All dwellings advertised
in the Pennysaver are available on an equal opportunity
basis.</strong></font></td>
</tr>
</table>
</center></div>
<P><hr><b><center><h3>Classified Ads - January 19th, 2000</h3></center><!--begin--><hr>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td width="579"><a href="realex.htm"><font size="2"><em><strong>Return
to the Fast Find Search Engine.</strong></em></font></a></td>
</tr>
<tr>
<td><a href="ad_frame.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td><a href="ad_frame.htm"><font size="2"><em><strong>Return
to the PennySaver Home Page.</strong></em></font></a></td>
</tr>
</table>
</div>
<p>
<hr>
<a name="G"></a>
GARRISON $180,000 914-896-6773
</b> <br>
Handyman special. 4BRs, 1.5Bths. Has great potential! Ann Simpson,
CENTURY 21 COUNTRY BUMPKIN.
<hr> <b>
GARRISON $595,000 914-265-1000
</b> <br>
1st offering! Stunning, spacious 3,000sqft Contemporary. Nestled on 2
private acres with exceptional mountain views. 4bdr, 2.5bths, superior
craftmenship. COLDWELL BANKER SUCCESS REALTY.
<hr> <b>
GARRISON $625,000 914-424-3654
</b> <br>
TBB: 2800sf, 4BRs, 2.5Bths, wood, tile floors. C/A, vac, cedar siding,
basement, garage. 1.8acres. Young subdivision abutting golf course. Lisa
Brown, CENTURY 21 COUNTRY BUMPKIN. 914-298-3840.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td width="579"><a href="realex.htm"><font size="2"><em><strong>Return
to the Fast Find Search Engine.</strong></em></font></a></td>
</tr>
<tr>
<td><a href="ad_frame.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td><a href="ad_frame.htm"><font size="2"><em><strong>Return
to the PennySaver Home Page.</strong></em></font></a></td>
</tr>
</table>
</div>
<p>
<hr>
<a name="H"></a>
HOPEWELL JUNCTION $159,900 914-227-7707
</b> <br>
GREAT RETIREMENT HOME! 3 BDRM, great layout, niely updated, fenced in
sm. yard, privacy. CENTURY 21 ANITA FERRI REALTY.
<hr> <b>
HOPEWELL JUNCTION $159,900 914-227-7707
</b> <br>
GREAT RETIREMENT HOME! 3 BDRM, great layout, nicely updated, fenced in
sm. yard, privacy. CENTURY 21 ANITA FERRI REALTY.
<hr> <b>
HYDE PARK $119,900 914-229-0818
</b> <br>
By Owner. 3BR, 2 full Bath Cape. Move in condition. Fully updated. New
second bath with jacuzzi tub. New kitchen, roof, siding, windows, carpets, etc.
MOVING. Priced to Sell. Don't miss this one.
<hr> <b>
HYDE PARK $219,900 914-454-3900
</b> <br>
BY OWNER. Immediate occupancy. 4-5BR on cul-de-sac. 2 acres with views.
2 full baths, all appliances. Immaculate Condition! Near TSP and Metro North.
<hr> <b>
HYDE PARK $219,900 914-454-3900
</b> <br>
BY OWNER. Immediate occupancy. 4-5BR on cul-de-sac. 2 acres with views.
2 full baths, all appliances. Immaculate Condition! Near TSP and Metro North.
<hr> <b>
HYDE PARK $119,900 914-229-0818
</b> <br>
OPEN HOUSE - JAN.23rd. 1-4pm. By Owner. 3BR, 2 full Bath Cape. Move in
condition. Fully updated. New second bath with jacuzzi tub. New kitchen, roof,
siding, windows, carpets, etc. MOVING. Priced to Sell. Don't miss this one.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td width="579"><a href="realex.htm"><font size="2"><em><strong>Return
to the Fast Find Search Engine.</strong></em></font></a></td>
</tr>
<tr>
<td><a href="ad_frame.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td><a href="ad_frame.htm"><font size="2"><em><strong>Return
to the PennySaver Home Page.</strong></em></font></a></td>
</tr>
</table>
</div>
<p>
<hr>
<a name="K"></a>
KATONAH $799,000 914-243-6285
</b> <br>
Brand new custom Colonial, only house on cul-de-sac, 4BR, 2.5BTH, 4,000sf,
CAC, 3 car garage, detailed moldings throughout, bonus room above garage,
10ft ceilings downstairs, 9ft ceilings upstairs, staircase to 800sf unfinished
attic w/CAC & rough plumbing for full bath, walk out basement, 2 1/4 acres
with stonewall in back. Somers schools, principals only.
<hr> <b>
KENT $184,500 228-HOME
</b> <br>
2BR, 2.5bth, comtemporary converted barn w/contemporary flair. 14X24 MBR
w/skylights, LR w/woodbeam ceiling, 2-car garage. On 1.25 acres. Rare find,
great property. Close to TSP. Call Prudential World Homes Realty
914-225-2888.
<hr> <b>
KENT $229,500 914-225-5246
</b> <br>
Original owner. 3BR, 1.5bth, large Raised Ranch, childsafe beautifully
landscaped private acre. Hardwood floors throughout upper level. Superb
combination of country living with convenient commute/Carmel Schools.
<hr> <b>
KENT $229,500 914-225-5246
</b> <br>
Original owner. 3BR, 1.5bth, large Raised Ranch, childsafe beautifully
landscaped private acre. Hardwood floors throughout upper level. Superb
combination of country living with convenient commute/Carmel Schools.
<hr> <b>
KENT $279,900 914-277-3648
</b> <br>
Move right into this impeccable 2200 sq.ft. home located on a manicured &
level 1+ acre parcel. Built in 1987, features 3 bedrooms, 2 baths, large
family room, vaulted ceilings and large deck. All this within minutes of the
Taconic & I84. PRUDENTIAL NOTAS.
<hr> <b>
KENT $329,900 914-628-0566
</b> <br>
Stunning young contemporary, bright and airy full of windows, great country
kitchen. 3 bedrooms, master bath with jacuzzi, huge family room with
fireplace, beautiful backyard with picturesque view. EXPROP REAL
ESTATE,INC.
<hr> <b>
KENT $84,500 914-225-9100
</b> <br>
Why rent when you could own for the same monthly payment. 2BRs & lake
rights. COLDWELL BANKER ELITE REALTORS.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td width="579"><a href="realex.htm"><font size="2"><em><strong>Return
to the Fast Find Search Engine.</strong></em></font></a></td>
</tr>
<tr>
<td><a href="ad_frame.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td><a href="ad_frame.htm"><font size="2"><em><strong>Return
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