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<h4 align="center">ADVERTISERS &amp; READERS FAIR HOUSING NOTICE</h4>
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<td width="100%"><font size="2"><strong>All real estate
advertising in the Pennysaver is subject to the Fair
Housing Act, which makes it illegal to advertise any
preference, limitation or discrimination based on race,
color, religion, sex, handicap, family status or national
origin, or an intention to make any such preference,
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We will not knowingly accept any real estate advertising
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<P><hr><b><center><h3>Classified Ads - January 19th, 2000</h3></center><!--begin--><hr>
<dl>
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<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
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href="fil800d.htm#D"><b>D</b></a><b> </b><a
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href="fil800g.htm#K"><b>K</b></a><b> </b><a
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<p>
<hr>
<a name="L"></a>
LAGRANGE $159,900 914-227-2777
</b> <br>
RUN DON'T WALK! Appealing 4bdrm RR in commuter friendly neighborhood.
Updates include windows, doors, siding and roof to name a few. Debbie Allan,
SEVEN OAKS REALTY.
<hr> <b>
LAGRANGEVILLE $279,900 914-227-2777
</b> <br>
IMMACULATE 4BDRM, 2.5bth Colonial built in 1998. Hurry won't last! Andrea
Croniser, SEVEN OAKS REALTY.
<hr> <b>
LAKE CARMEL $169,500 914-628-7716
</b> <br>
BY OWNER. 2 FOR THE PRICE OF ONE. 1) 3BR Contemporary, fplc, 1.5BTH.
2) 2BR Cottage, both aluminum sided, across from Lake. Pre-qualified
principles only.
<hr> <b>
LAKE CARMEL $169,500 914-628-7716
</b> <br>
BY OWNER. 2 FOR THE PRICE OF ONE. 1) 3BR Contemporary, fplc, 1.5BTH.
2) 2BR Cottage, both aluminum sided, across from Lake. Pre-qualified
principals only.
<hr> <b>
LAKE CARMEL $149,900 914-225-8000
</b> <br>
"CONTEMPORARY" - TOTALLY REMODELED. Anderson windows, new second
floor addition, skylight, 2BR, EIK, laundry room, deck. HOLLY REAL ESTATE.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
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href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
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href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
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<p>
<hr>
<a name="M"></a>
MAHOPAC $149,900 914-628-0566
</b> <br>
Charming Village Victorian. Features living room, dining room, kitchen, high
ceilings, hardwood floors, great moldings, 2 bedrooms, 1.5 baths, detached
garage, low taxes! EXPROP REAL ESTATE, INC.
<hr> <b>
MAHOPAC $151,900 914-621-8657
</b> <br>
3BR, 1Bth, Raised Ranch, Full Basement, Vaulted Ceilings, Beautiful Knotty
Pine Walls, Lake Rights, 3mins to TSP, Town Water & Sewer. BY OWNER.
PRINCIPALS ONLY.
<hr> <b>
MAHOPAC $159,900 914-628-9000
</b> <br>
JUST REDUCED! Charming 3BR Ranch, EIK, LR w/brick fireplace, secluded
corner lot with lake rights. Must see. O'MARA REALTY.
<hr> <b>
MAHOPAC $215,000 914-245-3400
</b> <br>
3BR, 1Bth charmer set on private 1 acre. Cath ceiling in great room, LR/FPL,
DA, EIK, screened porch and wraparound deck. COLDWELL BANKER.
<hr> <b>
MAHOPAC $219,900 914-628-0566
</b> <br>
Multi family! Charming turn of the century, two story farmhouse, "LEGAL TWO
FAMILY," fully rented! EXPROP REAL ESTATE, INC.
<hr> <b>
MAHOPAC $219,900 914-621-2222
</b> <br>
New on the Market. Totally renovated 2BR home, apx. 3/4acres, private yard,
walk to everything, award winning schools, room for expansion. CENTURY 21
VJF REALTY.
<hr> <b>
MAHOPAC $229,000 914-234-0000
</b> <br>
Four bedroom, 2 bath ranch on well landscaped waterfront property. Legal
Mother-Daughter. Convenient to transportation, shops and schools.
#9913971. PREFERRED REALTY/BH&G.
<hr> <b>
MAHOPAC $229,900 914-526-3417
</b> <br>
BRIGHT AND CHEERFUL COUNTRY HOME Lots of windows bring the
outside in. Totally remodeled. 2/3BR, 2Bth home is a rare find. Charm and
style set on magnificent 2acres with towering maples and sweeping lawns.
MSTA. Owner/Broker.
<hr> <b>
MAHOPAC $239,000 914-234-0000
</b> <br>
Four bedroom, 2 bath ranch on well landscaped waterfront property. Legal
Mother-Daughter. Convenient to transportation, shops and schools.
#9913971. PREFERRED REALTY/BH&G.
<hr> <b>
MAHOPAC $265,000 914-628-4126
</b> <br>
By Owner/Builder. Newly renovated, built 1925. 3BR, 1.5bth, charming porch,
plus entry foyer w/unique staircase. Detached 2car garage, CAC.
<hr> <b>
MAHOPAC $268,900 914-628-3357
</b> <br>
Stucco and brick LEGAL MOTHER/DAUGHTER, 2-1/4acres. Cream puff,
nothing to do, just move right in and collect $950mo rent. Many extras
including hardwood floors, Andersen windows, central air, attic fan, four stall
barn and low taxes.
<hr> <b>
MAHOPAC $269,900 914-628-3401
</b> <br>
TWO FAMILY INVESTMENT PROPERTY - House in nice condition. Close to
everything, 1/2 acre, stone exterior with brick. HOULIHAN LAWRENCE,
MAHOPAC.
<hr> <b>
MAHOPAC $295,000 914-628-3782
</b> <br>
RANCH MINT - 3BR, 3Bth, FDR, EIK, LR w/stone FPL, FR & study, 1 car
garage, 1/2 acre. Principals only.
<hr> <b>
MAHOPAC $299,000 914-232-7000
</b> <br>
Fabulous contemporary raised ranch. Lower level is perfect for in-law/au pair
or great family space! COLDWELL BANKER.
<hr> <b>
MAHOPAC $319,900 914-279-1000
</b> <br>
Great Mother/Daughter on 1/2 acre, 3BRs, brand new EIK w/ceramic tile, large
LR w/fplc, downstair level has seperate entrance, BR, EIK, LR w/fplc, office,
new carpet & fresh paint throughout, great location & privacy. O'MARA
REALTY.
<hr> <b>
MAHOPAC $320,000 914-962-4900
</b> <br>
LEGAL 2 FAMILY- Fantastic Colonial on 1 acre, completely renovated 1991.
Formica & oak kitchens. 3BR, 1.5Bth each, hardwood floors, central vac, 2
separate heating units and elect. meters. Great location. (2000545A)
HOULIHAN LAWRENCE-YORKTOWN.
<hr> <b>
MAHOPAC $399,900 914-628-2400
</b> <br>
LAKE FRONT ON LAKE MAHOPAC. View of the western sunset. Private
community. Large picture window, large deck with view of lake, 2 fireplaces.
Call Bill Frattarola at ext. 234, HOULIHAN/LAWRENCE.
<hr> <b>
MAHOPAC $399,900 914-628-3401
</b> <br>
LAKE FRONT ON LAKE MAHOPAC - View of the western sunset. Private
community, large picture window, 2FPLs and deck with view of lake.
HOULIHAN LAWRENCE, MAHOPAC.
<hr> <b>
MAHOPAC $399,900 914-628-0566
</b> <br>
Boat! Swim! Fish! Enjoy lakefront living in this beautifully remodeled 3
bedroom home with new kitchen and bathrooms, large family room, fireplace
and breathtaking views. EXPROP REAL ESTATE INC.
<hr> <b>
MAHOPAC $429,950 800-551-4744
</b> <br>
Exceptionally built new 4BR, 2.5Bth huge Colonial featuring lovely rocking
chair front porch. Magnificent entry, fantastic kitchen, fabulous family room w/
handsome fireplace, enormous basement, incredible views, 1.5acres on
sought after street. MSTA. BILLINGSLEY REALTY, INC. 914-628-6700.
<hr> <b>
MAHOPAC $499,000 914-621-5845
</b> <br>
Huge Colonial under construction. Minutes to I684. Over 3acres. Ready by
March. BUILDER.
<hr> <b>
MAHOPAC 914-621-1317
</b> <br>
New subdivisions - huge front porch Colonial $539,900; others available from
$449,900 - Fulmar School - Croton Falls commute. Also, Austin School -
Taconic commute - Colonial under construction from $439,900. By Builder.
<hr> <b>
MORTGAGES 914-569-1225
</b> <br>
FIRST NATIONAL FUNDING- Mortgages 0-3% Down, purchase or refinance. No
downpayment. Good/bad credit, bankruptcy. direct Lenders Se Habla Espanol.
ask for Mrs. R.
<hr> <b>
<dl>
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<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
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<hr>
<a name="N"></a>
NORTH SALEM $324,900 914-278-8918
</b> <br>
Brewster taxes. Wonderful 4BR, 2.5 bath colonial, recently updated, front
porch, deck, 2 car garage, 2FP, HDW floors. Private acre w/flower gardens,
family neighborhood, easy commute. Owner.
<hr> <b>
NORTH SALEM $122,500 914-277-3650
</b> <br>
Charming cottage on quiet street in Peach Lake community. Totally renovated.
Lake rights. Own this for about the same prices as renting!
FINLAY/WRIGHT, INC.
<hr> <b>
NORTH SALEM $324,900 914-278-8918
</b> <br>
Brewster taxes. Wonderful 4BR, 2.5 bath Colonial, recently updated, front
porch, deck, 2 car garage, 2FP, HDW floors. Private acre w/flower gardens,
family neighborhood, easy commute. Owner.
<hr> <b>
NORTHERN DUTCHESS $145,000 914-471-6411
</b> <br>
BACK ON THE MARKET! 12 year old, 3BR home with country kitchen and FR
on 2.70 private acres. Call Sandra DellaVecchia. CENTURY 21 ALLIANCE.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
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