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<h4 align="center">ADVERTISERS &amp; READERS FAIR HOUSING NOTICE</h4>
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<td width="100%"><font size="2"><strong>All real estate
advertising in the Pennysaver is subject to the Fair
Housing Act, which makes it illegal to advertise any
preference, limitation or discrimination based on race,
color, religion, sex, handicap, family status or national
origin, or an intention to make any such preference,
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We will not knowingly accept any real estate advertising
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in the Pennysaver are available on an equal opportunity
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<P><hr><b><center><h3>Classified Ads - January 19th, 2000</h3></center><!--begin--><hr>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
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<p>
<hr>
<a name="O"></a>
OLD CHATHAM, NY $229,000 518-794-7870
</b> <br>
By owner. Beautiful large cape. Near Tanglewood and skiing. LR w/fpl, den w/
WBS, EIK, DR, large deck. 3BR, 2.5bth, 2-car garage w/unfinished room
above. Very private.
<hr> <b>
OSSINING $119,500 914-762-1020
</b> <br>
Condo alternative: Charming 1910, 2BR Colonial. LR/WBS, dining area, EIK,
full bath, FR. Lo taxes. Walk to all. PRUDENTIAL - CAROLYN A. DWYER,
REALTORS.
<hr> <b>
OSSINING $259,000 914-941-7020
</b> <br>
Charming 2 family house each with 2BRs & bath, LR and EIK. Quiet residential
neighborhood. Good condition. Move right in. Call Arminda @ Kane &
Associates.
<hr> <b>
OSSINING $369,000 914-962-1121
</b> <br>
FIRST OFFERING! Well maintained 2100sqft Brick/Stucco home, EIK, LR/fplc,
den, great room, unfinished basement, hardwood floors throughout, det 2 car
garage, lovely balcony, Croton-Harmon commute, surrounded by beautiful
property! CENTURY 21 MULVEY - YORKTOWN & VICINITY!.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
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to the PennySaver Home Page.</strong></em></font></a></td>
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<p>
<hr>
<a name="P"></a>
PATTERSON $157,500 914-225-9100
</b> <br>
Cute 2BR, 1.1Bth Ranch features LR w/hardwood floors & FPL, full basement
& perfect commuter location. COLDWELL BANKER ELITE REALTORS.
<hr> <b>
PATTERSON $204,900 914-225-9100
</b> <br>
Immaculate home. New kitchen & bath w/Corian counters, FPL, hardwood
floors & wood doors. Must see! COLDWELL BANKER ELITE REALTORS.
<hr> <b>
PATTERSON $239,500 914-279-2922
</b> <br>
Just listed. 3BR, 1.5Bth RR on lovely level .5acre property, light and bright
with EIK, formal DR, LR, FR and laundry room. PRUDENTIAL SPECTRA
REALTY
<hr> <b>
PATTERSON $289,900 800-551-4744
</b> <br>
Over 3000sqft Colonial Cape on gorgeous .75acre, 4BRs plus legal rental
apartment, 2 dens. A Unique Offering. Ask for Clayton. BILLINGSLEY REALTY,
INC. 914-628-6700.
<hr> <b>
PATTERSON $99,999 914-279-2922
</b> <br>
Just listed. 2BR home w/spacious kitchen with new cabinets and counter top,
updated bathroom, large LR with hardwood floors and lovely landscaped
property. PRUDENTIAL SPECTRA REALTY
<hr> <b>
PAWLING $196,000 914-855-3249
</b> <br>
REDUCED. 3BR ranch+income apartment. 4 acres, convenient Route 22, low
taxes. OWNER.
<hr> <b>
PAWLING $224,900 914-279-6800
</b> <br>
CONVERTED FARMHOUSE. Rural country road. Very private setting. 1940s
converted farmhouse with new livingroom addition in 1998. 2BRs, 1.5 new
Baths. Great weekender. HOULIHAN LAWRENCE-Brewster.
<hr> <b>
PAWLING $350,000 914-855-3653
</b> <br>
BY OWNER. Prestigious Quaker Hill. 4,000 sq.ft Victorian Farmhouse. 11
rooms, Center Hall Staircase, 24x37' LR, All Hardwood Floors, 2 Fireplaces,
natural wood trim throughout. Lovely views. Needs some TLC. On 2.7 acres
<hr> <b>
PAWLING 914-724-4327
</b> <br>
Village house for sale or rent. 4BR, 2bth, huge FR, $199,900 or $1500 a
month to rent.
<hr> <b>
PEEKSKILL
</b> <br>
Single family, 1,100 sq.ft. 2BR, all new mechanicals, very nicely kept, corner
lot, $134,900. TOTAL Real Estate Services, Inc. 914-232-4273 x 335
Licensed RE Broker www.totalre.com
<hr> <b>
PEEKSKILL
</b> <br>
"OWNER FINANCING" 3BR Home. $165,000. Also Mint 3BR, close to
transportation, $151,000. Call S-CORT REALTY, INC. 914-737-8900.
<hr> <b>
PEEKSKILL $110,000 1-877-786-7389
</b> <br>
3BR, 1bth, 2 story, aluminum siding, quiet street, good starter home, low
down payment, no closing costs. Call toll free, ask for Charles.
<hr> <b>
PEEKSKILL $135,000 914-248-8928
</b> <br>
2 family house on Broad St, for investor or 1st time buyer. No off-street
parking. Owner will assist in locating great financing.
<hr> <b>
PEEKSKILL $159,900 914-737-5500
</b> <br>
Colonial! 3BRs, 1 bath, formal dining room, breakfast nook, kitchen, beautiful
woodwork, wood floors, fenced yard, walk to Depew Park. Won't last! RE/MAX
Homeview.
<hr> <b>
PEEKSKILL $160,000 1-877-786-7389
</b> <br>
2 Story, 3BR, 1.5bth home with store, metered separately, corner location,
good for investor or home business. Call toll free, ask for Charles.
<hr> <b>
PEEKSKILL $185,000 914-271-8500
</b> <br>
Move right into this charming 2 BDR cape style home. Enjoy the fpl. in winter &
screened porch in summer! Mortgage Hill area. COLDWELL BANKER.
<hr> <b>
PEEKSKILL $189,000 914-271-8500
</b> <br>
Legal 2 fam. in excellent condition. Enclosed porches, fpl, level usable yard,
quiet dead-end street. Close to schools & transportation. COLDWELL BANKER.
<hr> <b>
PEEKSKILL $229,900 914-734-2890
</b> <br>
Newly constructed 4bdr house on cul-de-sac in new development, 3 full baths
include garden tub. Cathedral ceilings, skylights. Great Mother/Daughter or
Professional use in 2 levels with separate entrances. Nice yard, privacy trees.
By Owner.
<hr> <b>
PEEKSKILL $240,000 914-271-8500
</b> <br>
New home on quiet cul-de-sac. Walk to schools. 3 BDR, 2.1 bths. Quality
construction throughout. Conv. to shops. Excellent NYC commute.
COLDWELL BANKER.
<hr> <b>
PEEKSKILL $250,000 914-737-9200
</b> <br>
4BR, 1.5BTH Colonial. Large rooms, high ceilings, plaster walls, new kitchen.
ERA HUDSON VIEW REALTY.
<hr> <b>
PEEKSKILL $93,900 914-773-9000
</b> <br>
FORECLOSURE. Handyman Special. 5 Bedrooms, 2.5 Baths. Call for details,
ERA REALTY PROFESSIONALS.
<hr> <b>
PEEKSKILL MUST SELL 203-223-3770
</b> <br>
1 family 4-5 BR, 2BTHS, fireplace, deck, above ground pool, new kitchen,
upstairs separate entrance. Nice home, nice area. 914-232-8841.
<hr> <b>
PLACE YOUR PENNYSAVER CLASSIFIED AD At your convenience using
</b> <br>
Pennysaver's New online classified order system. It's easy and quick. Visit the
Pennysaver's home page at www.nypennysaver.com for all details.
<hr> <b>
PLEASANTVILLE $255,000 914-747-5740
</b> <br>
BY OWNER. Bright 2BR Cape (w/insulation and plumbing upstairs). New
kitchen, bath, windows. Updated electric and plumbing. Corner lot. Needs
nothing. Commuters dream. Excellent location and condition.
<hr> <b>
PLEASANTVILLE $255,000 914-747-5740
</b> <br>
BY OWNER. Open House, Sunday January 2, 12pm-4pm. Bright, perfect 2bdr
Cape (with insulation and plumbing on 2nd floor.) New kitchen, bath, and
windows. Updated electric & plumbing. Corner lot. Needs nothing. Commuters
dream.
<hr> <b>
POUGHKEEPSIE $108,000 negotiable 914-227-6714
</b> <br>
Lovely Ranch, perfect for a starter or retirement home. All new appliances,
large backyard, quiet city street, many possibilities. A definite must see. Call
Cathy Macagnone. CENTURY 21-ALLIANCE REALTY.
<hr> <b>
POUGHKEEPSIE $115,500 914-227-9707
</b> <br>
Colonial, Arlington Schools, 1 1/2bth, garage, hardwood floors, fenced in
property, like new, appraised at $135,000. By Owner. 914-474-3562.
<hr> <b>
POUGHKEEPSIE 914-229-1485
</b> <br>
FOR SALE BY OWNER. 3 family house, separate utilities, Sec. #8 approved,
asking $200,000.
<hr> <b>
POUGHKEEPSIE/CITY 718-547-2999
</b> <br>
$4,000 down, no closing cost. Recently renovated. 9 rooms. Good
credit required. Serious inquiries only.
<hr> <b>
POUND RIDGE $425,000 914-764-0000
</b> <br>
Well maintained home on 2.7acres with many upgrades including new floors,
appliances and master bath. 3BRs, central air, central vac, sunken living room
w/brick fireplace and pool. #9901707. Jill Ritzcovan, PREFERRED REALTY/
BH&G.
<hr> <b>
POUND RIDGE $595,000 914-764-0000
</b> <br>
Perfectly maintained Contemporary on private lake offers 4BRs, 2.5Bths on
2+acres of beautiful level land. Screened porch w/water views. #9915713.
Linda Seitles, PREFERRED REALTY/BH&G.
<hr> <b>
PUTNAM VALLEY $189,900 914-528-3833
</b> <br>
Charming 2BR Ranch w/FR in excellent condition, hardwood floors, pellet
stove. Mountain views, 1 acre, lake rights. Owner anxious. Ask for Gloria,
Ruth Mauro Real Estate.
<hr> <b>
PUTNAM VALLEY $95,000 914-528-8654
</b> <br>
Cozy cottage, summer or winter, located in Lake Peekskill, has lake rights, on
1/2 acre. 914-528-5281.
<hr> <b>
PUTNAM COUNTY STOP FORECLOSER! 228-HOME
</b> <br>
Homes and condos in need of tender loving care wanted for quick cash sale.
Call Anthony Aquilia at Prudential World Homes Realty 914-749-0062.
<hr> <b>
PUTNAM VALLEY $296,000 914-528-3200
</b> <br>
Unique opportunity - 2 houses, one single-family with 2BR, one two-family
with a 1BR unit on 1 acre. Live in one and rent two! KEATING REAL ESTATE.
<hr> <b>
PUTNAM VALLEY $299,999 914-628-3401
</b> <br>
SHANGRILA - YOUR OWN PLACE ON EARTH. Cathedral ceiling, 2 FPLs, 3BR,
3Bths. Loft with MBR & bath. Kitchen w/breakfast bar, oversized deck and
patio. Simply lovely! HOULIHAN LAWRENCE, MAHOPAC.
<hr> <b>
PUTNAM COUNTY STOP FORECLOSURE! 228-HOME
</b> <br>
Homes and condos in need of tender loving care wanted for quick cash sale.
Call Anthony Aquilia at Prudential World Homes Realty 914-749-0062.
<hr> <b>
PUTNAM VALLEY $295,000 914-528-3833
</b> <br>
Garrison schools, beautiful, private, 4.95ares, spacious 3BR, 1.5BTH ranch,
Florida room, fireplace, full basement, garage, fruit trees, views, low taxes, ask
for Gloria, RUTH MAURO REAL ESTATE.
<hr> <b>
PUTNAM VALLEY $132,500 914-528-5281
</b> <br>
1BR Shangri-la. LR w/fireplace and woodburning insert. Charming knotty pine,
1car garage, nice property, lake rights, low taxes. Call Pam,
Ruth Mauro Real Estate.
<hr> <b>
PUTNAM COUNTY $295,000 914-245-3400
</b> <br>
OPEN HOUSE SATURDAY, JAN 22 & SUNDAY, JAN 23 - 12-3pm. Are you
looking to build a new home at an affordable price? Come see a model new
home that could be your new home - 3,000sqft, 4BR, 2.5Bth Colonial. Build
on your land or let us show you the possibilities! Dir: TSP No., make a right off
Bryant Pond Rd exit, 1st left onto Wood Street to Bullet Hole Rd, see signs on
the right. Call Sandy 914-749-2186. COLDWELL BANKER.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
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to the Fast Find Search Engine.</strong></em></font></a></td>
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