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<meta name="GENERATOR" content="Microsoft FrontPage 2.0">
<title>Real Estate Exchange</title>
</head>
<body bgcolor="#FFFFFF" text="#000000" link="#0000C1"
vlink="#FF0000" alink="#FF6CF8">
<h2 align="center">
<img src="images/exreal.gif" width="310" height="34" alt="Real Estate Exchange"></h2>
<hr>
<h4 align="center">ADVERTISERS &amp; READERS FAIR HOUSING NOTICE</h4>
<div align="center"><center>
<table border="0" cellpadding="2" cellspacing="0" width="80%">
<tr>
<td width="100%"><font size="2"><strong>All real estate
advertising in the Pennysaver is subject to the Fair
Housing Act, which makes it illegal to advertise any
preference, limitation or discrimination based on race,
color, religion, sex, handicap, family status or national
origin, or an intention to make any such preference,
limitation or discrimination. <br>
<br>
We will not knowingly accept any real estate advertising
that is in violation of the law. All dwellings advertised
in the Pennysaver are available on an equal opportunity
basis.</strong></font></td>
</tr>
</table>
</center></div>
<P><hr><b><center><h3>Classified Ads - January 19th, 2000</h3></center><!--begin--><hr>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td width="579"><a href="realex.htm"><font size="2"><em><strong>Return
to the Fast Find Search Engine.</strong></em></font></a></td>
</tr>
<tr>
<td><a href="ad_frame.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td><a href="ad_frame.htm"><font size="2"><em><strong>Return
to the PennySaver Home Page.</strong></em></font></a></td>
</tr>
</table>
</div>
<p>
<hr>
<a name="R"></a>
REAL ESTATE WANTED: SOUTHERN DUTCHESS
</b> <br>
Fishkill, East Fishkill, Wappingers, Poughkeepsie township. 3BR, 1.5+ Bth, at
least 1800sqft. Colonial or Cape preferred. Please call 914-945-0919.
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td width="579"><a href="realex.htm"><font size="2"><em><strong>Return
to the Fast Find Search Engine.</strong></em></font></a></td>
</tr>
<tr>
<td><a href="ad_frame.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td><a href="ad_frame.htm"><font size="2"><em><strong>Return
to the PennySaver Home Page.</strong></em></font></a></td>
</tr>
</table>
</div>
<p>
<hr>
<a name="S"></a>
SHRUB OAK $195,000 914-954-2089
</b> <br>
3BR, 1.1Bth, 1acre, pool. Open House, Sunday, January 16, 1:00-4:00pm.
Call for directions.
<hr> <b>
SOMERS OR KATONAH AREA WANTED 914-333-0493
</b> <br>
Thinking of selling? Save on commission and hassles, pre-approved couple
looking for a 4BR home. ($300-$350K).
<hr> <b>
SOMERS $105,000 800-876-5121
</b> <br>
Adorable 2BR w/den and massive stone fireplace, lovely level land, needs
work. A fantastic value for a handy person! FRANCES BILLINGSLEY REALTY,
INC. 914-232-5121.
<hr> <b>
SOMERS $156,500 914-232-0000
</b> <br>
Charming 2BR Ranch on level, mostly fenced property. New roof, insulation,
sheetrock and trim. Large living room w/fireplace, EIK and enclosed porch.
#9914891. PREFERRED REALTY, INC.
<hr> <b>
SOMERS $259,000 800-876-5121
</b> <br>
Gorgeous new Colonial, 6 rooms, plus 2.5 Baths. Garage and rec area ready
for finishing. Lovely property. A Rare Find. MSTA. FRANCES BILLINGSLEY
REALTY, INC. 914-232-5121.
<hr> <b>
SOMERS $325,000 914-248-5346
</b> <br>
Colonial 3bdr, 2.5bths, 2,000sqft, CAC, completely renovated 3yrs, first of
future 3 lot subdivision. Owner/Builder. Call North County Homes.
<hr> <b>
SOMERS $348,000 914-277-4863
</b> <br>
GREENBRIAR - Immaculate 9yrs young contemporary, 4BR, 3BTH home
features cathedral ceilings, oak flooring, CAC, oil heat and tile bath. Walk to
pool, tennis and club house. By owner.
<hr> <b>
SOMERS $348,000 914-277-4863
</b> <br>
GREENBRIAR - Immaculate 9yrs young contemporary, 4BR, 3BTH home
features cathedral ceilings, oak flooring, CAC, oil heat and tile bath. Walk to
pool, tennis and club house. By owner.
<hr> <b>
SOMERS $489,900 800-876-5121
</b> <br>
First Offering - Time to Customize - Quality builder offers 4BR, 2.5Bth Front
Porch Colonial on beautiful 2acres in Somers. Featuring 2 fireplaces,
cathedral ceilings, 2 car garage. A Fabulous Offering. FRANCES BILLINGSLEY
REALTY, INC. 914-232-5121.
<hr> <b>
SOMERS $599,000 914-248-5346
</b> <br>
Pre Construction sale. 3,000+sqft Colonial. Front porch, CAC, level beautiful
lot, views. Owner/Builder. North County Homes.
<hr> <b>
SOMERS/YORKTOWN AREA WANTED 914-528-4936
</b> <br>
Pre Qualified couple seeks 3-4BR Colonial. Willing to do some cosmetics,
$300,000-$350,000.
<hr> <b>
SOUTH SALEM/VISTA 914-533-6154
</b> <br>
$$$ 3 Acres, 2700 Sq.Ft. ready to move ASAP. $$Highest Bidder$$. Call to
view.
<hr> <b>
SOUTH SALEM $439,900 914-763-0000
</b> <br>
Light & bright 4 bedroom, 2.1 bath home on 2.6 private acres. Fireplace in
living room. Skylights in kitchen. #9917142 PREFERRED REALTY BH&G.
<hr> <b>
SOUTH SALEM $489,000 914-763-0000
</b> <br>
Wonderful center hall Colonial on cul-de-sac, 4 bedrooms, 2.5 baths, central
air, central Vacuum. Private. #9918353 PREFERRED REALTY BH&G.
<hr> <b>
SOUTH SALEM $397,500 914-764-0000
</b> <br>
Immaculate center hall Colonial on 2 level acres. Family room w/fireplace,
all-season sunroom w/skylite, unfinished room over 2car garage. 3BRs,
2.5Bths. #9910871. Linda Seitles, PREFERRED REALTY INC/BH&G.
<hr> <b>
SOUTHEAST $169,900 914-279-6800
</b> <br>
WHY RENT? Two Family Village home! Each apartment has 2BRs. Excellent
rent. Convenient location. Walk to trains, church, schools. HOULIHAN
LAWRENCE-Brewster.
<hr> <b>
SOUTHEAST $349,900 914-279-6800
</b> <br>
PICTURESQUE & PRIVATE. Has all the bells and whistles! Contemporary Split -
ceramic tile, hardwood sun porch, 2 family rooms, library. 2 story atrium with
spa. Wet bar and billiard room. HOULIHAN LAWRENCE-Brewster.
<hr> <b>
SOUTHEAST $369,900 914-279-6800
</b> <br>
BRIGHT & SUNNY. 4BR, 2.5Bth Colonial on quiet cul-de-sac. Family room and
year round sunroom off country kitchen. Full finished walk-out basement to
yard with views. HOULIHAN LAWRENCE-Brewster.
<hr> <b>
SPACKENKILL $154,900
</b> <br>
EXCELLENT VALUE! Spacious 4 bedroom Cape- Finished basement,
breezeway, garage, Large Country kitchen on Scenic property. RE/MAX
MONIESWORTH REALTY, Geri DeWitt Ruby 914-897-5487 or
914-227-4280. Email:gruby@remax.net
<hr> <b>
<dl>
<div align="center"><center>
<dt><a href="fil800a.htm#A"><b>A</b></a><b> </b><a
href="fil800a.htm#B"><b>B</b></a><b> </b><a
href="fil800c.htm#C"><b>C</b></a><b> </b><a
href="fil800d.htm#D"><b>D</b></a><b> </b><a
href="fil800d.htm#E"><b>E</b></a><b> </b><a
href="fil800d.htm#F"><b>F</b></a><b> </b><a
href="fil800g.htm#G"><b>G</b></a><b> </b><a
href="fil800g.htm#H"><b>H</b></a><b> </b><a
href="fil800g.htm#I"><b>I</b></a><b> </b><a
href="fil800g.htm#J"><b>J</b></a><b> </b><a
href="fil800g.htm#K"><b>K</b></a><b> </b><a
href="fil800l.htm#L"><b>L</b></a><b> </b><a
href="fil800l.htm#M"><b>M</b></a><b> </b><a
href="fil800l.htm#N"><b>N</b></a><b> </b><a
href="fil800o.htm#O"><b>O</b></a><b> </b><a
href="fil800o.htm#P"><b>P</b></a><b> </b><a
href="fil800o.htm#Q"><b>Q</b></a><b> </b><a
href="fil800r.htm#R"><b>R</b></a><b> </b><a
href="fil800r.htm#S"><b>S</b></a><b> </b><a
href="fil800t.htm#T"><b>T</b></a><b> </b><a
href="fil800t.htm#U"><b>U</b></a><b> </b><a
href="fil800t.htm#V"><b>V</b></a><b> </b><a
href="fil800t.htm#W"><b>W</b></a><b> </b><a
href="fil800t.htm#X"><b>X</b></a><b> </b><a
href="fil800t.htm#Y"><b>Y</b></a><b> </b><a
href="fil800t.htm#Z"><b>Z</b></a><b> </b></dt>
</center></div>
</dl>
<div align="left">
<table border="0" cellpadding="2" cellspacing="0" width="600">
<tr>
<td width="21"><a href="realex.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td width="579"><a href="realex.htm"><font size="2"><em><strong>Return
to the Fast Find Search Engine.</strong></em></font></a></td>
</tr>
<tr>
<td><a href="ad_frame.htm"><img
src="images/back.gif" border="0" width="21"
height="22"></a></td>
<td><a href="ad_frame.htm"><font size="2"><em><strong>Return
to the PennySaver Home Page.</strong></em></font></a></td>
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