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| <!-- include page header --> | |
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| <meta HTTP-EQUIV="Content-Type" Content="text-html; charset=Windows-1252"> | |
| <LINK REL="stylesheet" HREF="gk_style.css" TYPE="text/css"> | |
| </head> | |
| <title>Privacy Statement</title> | |
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| > | |
| <table border="0" cellspacing="0" cellpadding="5" height="100%"> | |
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| <td bgcolor="#003366" valign="top" height="100%"><img width="58px" src="shared/bb68x17.gif"></td> | |
| <td valign="top" width="100%"> | |
| <span class="pageheader">Privacy Statement</span><hr> | |
| <span class="pageheader">This statement discloses the privacy practices of the www.gainskeeper.com website.</span> | |
| <br> | |
| <span class="note1">GainsTracker and all its services are soley owned by GainsKeeper - Copyright©1999 GainsKeeper, Inc. All rights reserved.</span> | |
| <br><br> | |
| <span class="note1b"> Privacy Philosophy</span> | |
| <br><br> | |
| <table> | |
| <tr><td> | |
| <span class="note1" valign="top"> | |
| GainsKeeper offers a service that is founded on a trusting relationship with its customers. A private and safe GainsKeeper experience is our primary concern. That is why each bit of information processed by GainsKeeper is encrypted, password protected and stored on secure servers. GainsKeeper uses VeriSign's digital certificate and SSL technology to authenticate users and protect user entered information. GainsKeeper recognizes it would not have a business if it didn't respect its users' privacy. As always, we welcome any feedback you might have on how to provide a more reliable and trusting GainsKeeper experience. | |
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| <a target="_self" href="https://digitalid.verisign.com/as2/d23016181d1744279df1ab267bc1c192"><img src="images/verisignseal.gif" border="0" alt="Click to verify GK's certificate."></a> | |
| </td> | |
| </tr> | |
| </table> | |
| <br> | |
| <span class="note1b"> Our Commitment to You</span> | |
| <br> | |
| <table> | |
| <tr><td> | |
| <span class="note1"> | |
| Our data collection policies were created to make your online experience satisfying and safe. We allow you to determine how much information and what information you provide, and to control how we use that information. We also participate in the Council of Better Business Bureaus' BBBOnline Privacy Program, and comply with all the BBBOnline Privacy standards. Further information about this program is available at <A href="http://www.bbbonline.org">http://www.bbbonline.org</A>. Our goal is to provide you with an accurate portfolio accounting and tracking service while allowing you to maintain your privacy. | |
| </span> | |
| </td> | |
| <td> | |
| <a target="_self" href="http://www.bbbonline.org/businesses/privacy/approved.html"><img src="images/BBBseal2.gif" border="0" alt="Click to verify GK's membership."></a> | |
| </td> | |
| </tr> | |
| </table> | |
| <br> | |
| </span> | |
| <hr> | |
| <a NAME="content"></a> | |
| <span class="pageheader"> | |
| <A HREF="#PInfo">What Personally Identifiable Information is collected?</a> | |
| <br> | |
| <A HREF="#Used">How is the information used?</a> | |
| <br> | |
| <A HREF="#Control">What kind of security procedures are in place to protect against the loss, misuse, or alteration of information under the company's control?</a> | |
| <br> | |
| <A HREF="#Correct">How can you review or correct your personal information?</a> | |
| <br> | |
| <A HREF="#Prohibit">Can you prohibit GainsKeeper from sending email to you?</a> | |
| <br> | |
| <A HREF="#Contact">How To Contact us?</a> | |
| </span> | |
| <br><br> | |
| <table width="100%" border="0" cellpadding="0" cellspacing="0"> | |
| <tr> | |
| <td align="left"> | |
| <A class="Pageheader" NAME="PInfo"> | |
| <b>What Personally Identifiable Information of yours is collected?</b> | |
| </A> | |
| </td> | |
| <td align="right" valign="bottom" nowrap> | |
| <A HREF="#content" class="InTitle"><< Back to Top</a> | |
| </td> | |
| </table> | |
| <span class="note1"> | |
| <br> | |
| During registration and account setup, we ask you to submit information such as your name, email address, zip code, brokerage names and account descriptions, and the type of | |
| Operating System your computer uses. Also during registration, we ask you to share other personal information that | |
| is optional, such as your gender, birthdate, referral names and email addresses, interests and hobbies and investing | |
| experience, such as income and net-worth range. This information is <b>optional</b> and you can decline this exchange of information at any time. | |
| This information will only be used internally by GainsKeeper's marketing | |
| department for demographic studies on our users and their investing and tax filing practices for generating statistics on our user base. All optional and required information, including name, address, email, | |
| brokerage names, account descriptions, will not be sold or redistributed to a third party without your consent or request. | |
| Please note, if you should choose to withhold required information, GainsKeeper may not be able to provide you with | |
| some of the services dependent upon the collection of this information, such as personalized stock portfolio views | |
| and capital gain/loss reporting, or email notification of events in your portfolio.<br><br> | |
| After registering with GainsKeeper, you qualify for a free evaluation period of 15 days. | |
| During this period you will have access to | |
| the full functionality of GainsKeeper's service. If you continue using the | |
| service after your evaluation period has expired, it will be requested that you enter | |
| a valid credit card and the accompanying billing information before logging in. In this case, your | |
| credit card will be billed the amount of $35, authorizing you to use | |
| GainsKeeper's service for one year starting on the date of your registration. | |
| The following year, GainsKeeper will again prompt you for billing information | |
| for the next year of service. Once again, you will have the option to cancel or | |
| continue using the service. <BR><BR> | |
| If you do not choose to continue using GainsKeeper's service after the trial period has expired, simply press the | |
| "Cancel" button when prompted for billing information or email us at <A href="mailto:billing@gainskeeper.com">billing@gainskeeper.com</A>. | |
| In this case, GainsKeeper will permanently delete all information entered into the system within 30 days. | |
| Please note, your information will not be recoverable once the cancellation process is complete. <BR><BR> | |
| In order to benefit from GainsKeeper's service, you will need to record and/or create personally identifiable | |
| information in the system. This information includes your LoginID, Password, email address, the securities you buy | |
| or sell, when you purchased the securities and for how much. Without this information, GainsKeeper would be unable | |
| to adjust your cost bases and generate Capital Gain/Loss Reports for portfolio analysis. This information is | |
| necessary for GainsKeeper to provide its service, but GainsKeeper will not share any personally identifiable | |
| information with third parties, unless we have your explicit request and authorization.<br><br> | |
| Other companies that place advertising on our site may collect information about you when you view or click on their | |
| advertising or content through the use of cookies (using the same techniques as described above). | |
| Due to the way the | |
| Internet technically operates, we cannot control this collection of information - but we can control which companies | |
| are allowed to place such advertising on our site. GainsKeeper makes use of the Flycast service in order to provide | |
| banner advertisements. As a matter of policy GainsKeeper provides <b>no</b> mechanism for an advertiser to reach you or any other specific | |
| customer. At no time is your information used to determine what advertising you receive nor do we use it to determine what type of | |
| advertising any other customer of GainsKeeper will receive. Flycast may collect information and operate under its own privacy and security policies which | |
| can be further evaluated at: <A href="http://www.flycast.com/about_us/about-privacy.html" target=_blank>http://www.flycast.com/about_us/about-privacy.html</A>. | |
| As the consumer you should contact these advertisers or content providers that place information on GainsKeeper directly if you have any questions | |
| about their use of the information they potentially collect. | |
| </span> | |
| <br><br> | |
| <table width="100%" border="0" cellpadding="0" cellspacing="0"> | |
| <tr> | |
| <td align="left"> | |
| <A class="Pageheader" NAME="Used"><b>How is the information used?</b></A> | |
| </td> | |
| <td align="right" valign="bottom" nowrap> | |
| <A HREF="#content" class="InTitle"><< Back to Top</a> | |
| </td> | |
| </table> | |
| <span class="note1"> | |
| <br> | |
| GainsKeeper uses the personal information we collect from you during registration to provide custom Capital Gain/Loss | |
| Reports with the user name and address in the report header for proper tax filing. We also use personal information to | |
| do research on demographics, interests, and behavior. Our research is done to better understand and serve our users. | |
| For example, Gainskeeper uses investment information to determine what type of trading | |
| activity the majority of our users undertake. In general, if our users are trading more mutual funds than stocks we can | |
| target future development efforts on services focused on mutual fund analysis. A recent study of this kind has indicated | |
| that a large portion of our users would like short sale functionality and we have made development plans accordingly. | |
| This information and analysis is compiled only on an aggregated basis for general statistics. | |
| <br><br> | |
| There are opportunities where individuals can opt-in to receive a premium service from GainsKeeper or one of our partners. Certain | |
| information will be shared with our partners so that they can provide the requested service. Some examples of these opt-in premium services are: | |
| 1) If GainsKeeper partners with a brokerage or an advisory company to provide a GainsKeeper | |
| members with services, such as automatic data downloads or "next best trade" recommendations. GainsKeeper memebers will opt to | |
| elect this type of premium service before any personally identifiable information is shared. Another example is our | |
| referral email feature. This allows current GainsKeeper members to send a customizable email in order notify | |
| associates of GainsKeeper's service. GainsKeeper does not use the email addresses entered in this feature for | |
| marketing purposes. | |
| 2) A future opt-in service is the GK Alert service where members can choose to receive GK Alerts (customized pricing information or corporate | |
| action alerts affecting your portfolio) sent directly to your pager, cell phone, email or PalmPilot. This feature | |
| requires personally identifiable information, such as your pager number and paging service provider. If you opt-in to use this service, you will first have | |
| to agree to the terms and conditions of the service and thereby give GainsKeeper permission to send personal data to | |
| a third party such as your cellular or paging service provider. | |
| For opt-in or user initiated requests such as these, GainsKeeper will only share personally identifiable information specific to | |
| providing the requested service. GainsKeeper will always provide links to third party privacy statements and it is | |
| our members' responsibility to evaluate their privacy and security policies. | |
| </span> | |
| <br><br> | |
| <table width="100%" border="0" cellpadding="0" cellspacing="0"> | |
| <tr> | |
| <td align="left"> | |
| <A class="Pageheader" NAME="Control"> | |
| <b>What kind of security procedures are in place to protect against the loss, misuse, or alteration of information under the company's control?</b> | |
| </A> | |
| </td> | |
| <td align="right" valign="bottom" nowrap> | |
| <A HREF="#content" class="InTitle"><< Back to Top</a> | |
| </td> | |
| </table> | |
| <span class="note1"> | |
| <br> | |
| GainsKeeper operates secure data networks protected by industry standard firewall and password protection systems. | |
| Our site is hosted at Exodus Communications with state of the art security and redundancy. GainsKeeper generates | |
| bi-daily backups of all user data in protection of a total system failure. Every time you send or request a web | |
| page from GainsKeeper's servers, we encrypt the page using SSL technology and a digital certificate provided by a | |
| third party, VeriSign, Inc. This includes encryption of any credit card or billing information entered into the site. | |
| Our security and privacy policies are periodically reviewed and enhanced as necessary. | |
| However, information submitted under this privacy notice will never be used in a new way without first providing you | |
| an opportunity to opt-out or otherwise prevent that use. Only authorized individuals have access to the information | |
| provided by our customers. Even your registration account password is encrypted before it is sent to our computers. | |
| You the consumer are ultimately responsible for the security of your GainsKeeper LoginID and Password. | |
| </span> | |
| <br><br> | |
| <table width="100%" border="0" cellpadding="0" cellspacing="0"> | |
| <tr> | |
| <td align="left"> | |
| <A class="Pageheader" NAME="Correct"> | |
| <b>How can you review or correct your personal information?</b> | |
| </A> | |
| </td> | |
| <td align="right" valign="bottom" nowrap> | |
| <A HREF="#content" class="InTitle"><< Back to Top</a> | |
| </td> | |
| </table> | |
| <br> | |
| <span class="note1"> | |
| At any time, you may later review or update the personal information we have collected from you online by contacting | |
| us at: <a href="mailto:info@GainsKeeper.com">info@gainskeeper.com</a>. To protect the security and integrity of your data, | |
| we also take steps to verify your identity before granting access or making corrections. | |
| </span> | |
| <br><br> | |
| <table width="100%" border="0" cellpadding="0" cellspacing="0"> | |
| <tr> | |
| <td align="left"> | |
| <A class="Pageheader" NAME="Prohibit"> | |
| <b>Can you prohibit GainsKeeper from sending any email to you?</b> | |
| </A> | |
| </td> | |
| <td align="right" valign="bottom" nowrap> | |
| <A HREF="#content" class="InTitle"><< Back to Top</a> | |
| </td> | |
| </table> | |
| <br> | |
| <span class="note1"> | |
| GainsKeeper does occasionally send informational email to our customers - and we hope you never think of it as Spam. | |
| Since GainsKeeper can provide you with portfolio specific information such as splits, mergers, spin-offs, acquistions | |
| and capital gain/loss calcuations, we intend these notices to be informative and better enable you to make smarter | |
| trading decisions and maximize the usefulness of the service. To ensure that this is the case, we have strong | |
| policies in place that allow our customers to control the delivery of this content, or to prevent it altogether if | |
| that is your preference. Every email sent to you will contain an Opt-Out link allowing you to unsubscribe from these | |
| types of GainsKeeper outbound emailings. GainsKeeper does reserve the right to send a one-time registration | |
| confirmation email, and infrequent Service Alert messages to its customers to inform them of specific changes that | |
| may impact their ability to use a service they have previously signed up for, regardless of email contact opt-in | |
| status. An example of a Service Alert message would be notification of the impending closing of an account that is | |
| believed to be abandoned. Finally, we also reserve the right to contact you if compelled to do so as part of a | |
| legal proceeding or if there has been a violation of our Terms of Service. GainsKeeper is retaining these rights | |
| because in limited cases we feel that we may need the right to contact you as a matter of law or regarding matters | |
| which will be important to you. These rights do not allow us to contact you to market a new or existing service if | |
| you have asked us not to do so, and issuance of these types of communications are rare. | |
| </span> | |
| <br><br> | |
| <table width="100%" border="0" cellpadding="0" cellspacing="0"> | |
| <tr> | |
| <td align="left"> | |
| <A class="Pageheader" NAME="Contact"> | |
| <b>How To Contact us?</b> | |
| </A> | |
| </td> | |
| <td align="right" valign="bottom" nowrap> | |
| <A HREF="#content" class="InTitle"><< Back to Top</a> | |
| </td> | |
| </table> | |
| <br> | |
| <span class="note1"> | |
| Should you have other questions or concerns about these privacy policies, please call us at (617) 472-3314 or send us an e-mail at <a href="mailto:info@GainsKeeper.com">info@gainskeeper.com</a>. | |
| </span> | |
| <hr> | |
| <table width="100%"> | |
| <tr> | |
| <td class="note8c">Copyright©1999-2000 GainsKeeper, Inc. All rights reserved.</td> | |
| <td class="note8c" nowrap align="right"> <a target="_blank" href="Privacy.asp">GainsKeeper© Privacy Statement</a></td> | |
| </tr> | |
| </table> | |
| </td> | |
| </tr> | |
| </table> | |
| </body> | |
| </html> |