diff --git a/core/src/main/java/bisq/core/payment/AccountAgeRestrictions.java b/core/src/main/java/bisq/core/payment/AccountAgeRestrictions.java
index 6458bc08ddb..85dd82cef34 100644
--- a/core/src/main/java/bisq/core/payment/AccountAgeRestrictions.java
+++ b/core/src/main/java/bisq/core/payment/AccountAgeRestrictions.java
@@ -32,7 +32,7 @@
 
 @Slf4j
 public class AccountAgeRestrictions {
-    public static final long SAFE_ACCOUNT_AGE_DATE = Utilities.getUTCDate(2019, GregorianCalendar.MARCH, 15).getTime();
+    public static final long SAFE_ACCOUNT_AGE_DATE = Utilities.getUTCDate(2019, GregorianCalendar.MARCH, 1).getTime();
 
     public static boolean isMakersAccountAgeImmature(AccountAgeWitnessService accountAgeWitnessService, Offer offer) {
         long accountCreationDate = new Date().getTime() - accountAgeWitnessService.getMakersAccountAge(offer, new Date());
diff --git a/core/src/main/java/bisq/core/payment/PaymentAccountUtil.java b/core/src/main/java/bisq/core/payment/PaymentAccountUtil.java
index 96a9e051de4..37c607b999e 100644
--- a/core/src/main/java/bisq/core/payment/PaymentAccountUtil.java
+++ b/core/src/main/java/bisq/core/payment/PaymentAccountUtil.java
@@ -44,18 +44,22 @@ public static boolean isRiskyBuyOfferWithImmatureAccountAge(Offer offer, Account
                 AccountAgeRestrictions.isMakersAccountAgeImmature(accountAgeWitnessService, offer);
     }
 
-    public static boolean isSellOfferAndAnyTakerPaymentAccountForOfferMature(Offer offer,
-                                                                             Collection<PaymentAccount> takerPaymentAccounts,
-                                                                             AccountAgeWitnessService accountAgeWitnessService) {
+    public static boolean isSellOfferAndAllTakerPaymentAccountsForOfferImmature(Offer offer,
+                                                                                Collection<PaymentAccount> takerPaymentAccounts,
+                                                                                AccountAgeWitnessService accountAgeWitnessService) {
+        if (offer.isBuyOffer()) {
+            return false;
+        }
+
         if (!OfferRestrictions.isSellOfferRisky(offer)) {
-            return true;
+            return false;
         }
 
         for (PaymentAccount takerPaymentAccount : takerPaymentAccounts) {
             if (isTakerAccountForOfferMature(offer, takerPaymentAccount, accountAgeWitnessService))
-                return true;
+                return false;
         }
-        return false;
+        return true;
     }
 
     private static boolean isTakerAccountForOfferMature(Offer offer,
@@ -96,7 +100,7 @@ public static ObservableList<PaymentAccount> getPossiblePaymentAccounts(Offer of
         ObservableList<PaymentAccount> result = FXCollections.observableArrayList();
         result.addAll(paymentAccounts.stream()
                 .filter(paymentAccount -> isTakerPaymentAccountValidForOffer(offer, paymentAccount))
-                .filter(paymentAccount -> isTakerAccountForOfferMature(offer, paymentAccount, accountAgeWitnessService))
+                .filter(paymentAccount -> offer.isBuyOffer() || isTakerAccountForOfferMature(offer, paymentAccount, accountAgeWitnessService))
                 .collect(Collectors.toList()));
         return result;
     }
diff --git a/desktop/src/main/java/bisq/desktop/components/paymentmethods/ClearXchangeForm.java b/desktop/src/main/java/bisq/desktop/components/paymentmethods/ClearXchangeForm.java
index 9ecde3e17e2..83f65bfe62f 100644
--- a/desktop/src/main/java/bisq/desktop/components/paymentmethods/ClearXchangeForm.java
+++ b/desktop/src/main/java/bisq/desktop/components/paymentmethods/ClearXchangeForm.java
@@ -47,7 +47,7 @@ public class ClearXchangeForm extends PaymentMethodForm {
     public static int addFormForBuyer(GridPane gridPane, int gridRow, PaymentAccountPayload paymentAccountPayload) {
         addCompactTopLabelTextFieldWithCopyIcon(gridPane, ++gridRow, Res.get("payment.account.owner"),
                 ((ClearXchangeAccountPayload) paymentAccountPayload).getHolderName());
-        addCompactTopLabelTextFieldWithCopyIcon(gridPane, ++gridRow, Res.get("payment.email.mobile"),
+        addCompactTopLabelTextFieldWithCopyIcon(gridPane, gridRow, 1, Res.get("payment.email.mobile"),
                 ((ClearXchangeAccountPayload) paymentAccountPayload).getEmailOrMobileNr());
         return gridRow;
     }
diff --git a/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookView.java b/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookView.java
index e9d7db1716d..1f6efadec7c 100644
--- a/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookView.java
+++ b/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookView.java
@@ -436,7 +436,7 @@ private void onCreateOffer() {
     private void onShowInfo(Offer offer,
                             boolean isPaymentAccountValidForOffer,
                             boolean isRiskyBuyOfferWithImmatureAccountAge,
-                            boolean isSellOfferAndAnyTakerPaymentAccountForOfferMature,
+                            boolean isSellOfferAndAllTakerPaymentAccountsForOfferImmature,
                             boolean hasSameProtocolVersion,
                             boolean isIgnored,
                             boolean isOfferBanned,
@@ -453,7 +453,7 @@ private void onShowInfo(Offer offer,
         } else if (isRiskyBuyOfferWithImmatureAccountAge) {
             new Popup<>().warning(Res.get("offerbook.warning.riskyBuyOfferWithImmatureAccountAge",
                     Res.get("offerbook.warning.newVersionAnnouncement"))).show();
-        } else if (!isSellOfferAndAnyTakerPaymentAccountForOfferMature) {
+        } else if (isSellOfferAndAllTakerPaymentAccountsForOfferImmature) {
             new Popup<>().warning(Res.get("offerbook.warning.sellOfferAndAnyTakerPaymentAccountForOfferMature",
                     Res.get("offerbook.warning.newVersionAnnouncement"))).show();
         } else if (!hasSameProtocolVersion) {
@@ -821,7 +821,7 @@ public TableCell<OfferBookListItem, OfferBookListItem> call(TableColumn<OfferBoo
                             final ImageView iconView = new ImageView();
                             final AutoTooltipButton button = new AutoTooltipButton();
                             boolean isTradable, isPaymentAccountValidForOffer, isRiskyBuyOfferWithImmatureAccountAge,
-                                    isSellOfferAndAnyTakerPaymentAccountForOfferMature,
+                                    isSellOfferAndAllTakerPaymentAccountsForOfferImmature,
                                     hasSameProtocolVersion, isIgnored, isOfferBanned, isCurrencyBanned,
                                     isPaymentMethodBanned, isNodeAddressBanned, isInsufficientTradeLimit,
                                     requireUpdateToNewVersion;
@@ -844,7 +844,7 @@ public void updateItem(final OfferBookListItem newItem, boolean empty) {
                                     if (tableRow != null) {
                                         isPaymentAccountValidForOffer = model.isAnyPaymentAccountValidForOffer(offer);
                                         isRiskyBuyOfferWithImmatureAccountAge = model.isRiskyBuyOfferWithImmatureAccountAge(offer);
-                                        isSellOfferAndAnyTakerPaymentAccountForOfferMature = model.isSellOfferAndAnyTakerPaymentAccountForOfferMature(offer);
+                                        isSellOfferAndAllTakerPaymentAccountsForOfferImmature = model.isSellOfferAndAllTakerPaymentAccountsForOfferImmature(offer);
                                         hasSameProtocolVersion = model.hasSameProtocolVersion(offer);
                                         isIgnored = model.isIgnored(offer);
                                         isOfferBanned = model.isOfferBanned(offer);
@@ -855,7 +855,7 @@ public void updateItem(final OfferBookListItem newItem, boolean empty) {
                                         isInsufficientTradeLimit = model.isInsufficientTradeLimit(offer);
                                         isTradable = isPaymentAccountValidForOffer &&
                                                 !isRiskyBuyOfferWithImmatureAccountAge &&
-                                                isSellOfferAndAnyTakerPaymentAccountForOfferMature &&
+                                                !isSellOfferAndAllTakerPaymentAccountsForOfferImmature &&
                                                 hasSameProtocolVersion &&
                                                 !isIgnored &&
                                                 !isOfferBanned &&
@@ -879,7 +879,7 @@ public void updateItem(final OfferBookListItem newItem, boolean empty) {
                                                     onShowInfo(offer,
                                                             isPaymentAccountValidForOffer,
                                                             isRiskyBuyOfferWithImmatureAccountAge,
-                                                            isSellOfferAndAnyTakerPaymentAccountForOfferMature,
+                                                            isSellOfferAndAllTakerPaymentAccountsForOfferImmature,
                                                             hasSameProtocolVersion,
                                                             isIgnored,
                                                             isOfferBanned,
@@ -921,7 +921,7 @@ public void updateItem(final OfferBookListItem newItem, boolean empty) {
                                         button.setOnAction(e -> onShowInfo(offer,
                                                 isPaymentAccountValidForOffer,
                                                 isRiskyBuyOfferWithImmatureAccountAge,
-                                                isSellOfferAndAnyTakerPaymentAccountForOfferMature,
+                                                isSellOfferAndAllTakerPaymentAccountsForOfferImmature,
                                                 hasSameProtocolVersion,
                                                 isIgnored,
                                                 isOfferBanned,
diff --git a/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookViewModel.java b/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookViewModel.java
index fed5625ac56..f3a0d9ed6b9 100644
--- a/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookViewModel.java
+++ b/desktop/src/main/java/bisq/desktop/main/offer/offerbook/OfferBookViewModel.java
@@ -509,9 +509,9 @@ boolean isAnyPaymentAccountValidForOffer(Offer offer) {
                 PaymentAccountUtil.isAnyTakerPaymentAccountValidForOffer(offer, user.getPaymentAccounts());
     }
 
-    boolean isSellOfferAndAnyTakerPaymentAccountForOfferMature(Offer offer) {
+    boolean isSellOfferAndAllTakerPaymentAccountsForOfferImmature(Offer offer) {
         return user.getPaymentAccounts() != null &&
-                PaymentAccountUtil.isSellOfferAndAnyTakerPaymentAccountForOfferMature(offer, user.getPaymentAccounts(), accountAgeWitnessService);
+                PaymentAccountUtil.isSellOfferAndAllTakerPaymentAccountsForOfferImmature(offer, user.getPaymentAccounts(), accountAgeWitnessService);
     }
 
     boolean isRiskyBuyOfferWithImmatureAccountAge(Offer offer) {