diff --git a/packages/blockchain-wallet-v4-frontend/src/data/components/activityList/sagas.js b/packages/blockchain-wallet-v4-frontend/src/data/components/activityList/sagas.js
index 05324c8bc43..23f57338210 100644
--- a/packages/blockchain-wallet-v4-frontend/src/data/components/activityList/sagas.js
+++ b/packages/blockchain-wallet-v4-frontend/src/data/components/activityList/sagas.js
@@ -11,9 +11,9 @@ export default ({ coreSagas }) => {
       const bchTransactions = yield select(selectors.core.data.bch.getTransactions)
       const ethTransactions = yield select(selectors.core.data.ethereum.getTransactions)
       if (!Remote.Success.is(logsR)) yield put(actions.core.data.misc.fetchLogs())
-      if (isEmpty(btcTransactions)) yield put(actions.core.data.bitcoin.fetchData('', true))
-      if (isEmpty(bchTransactions)) yield put(actions.core.data.bch.fetchData('', true))
-      if (isEmpty(ethTransactions)) yield put(actions.core.data.ethereum.fetchData())
+      if (isEmpty(btcTransactions)) yield put(actions.core.data.bitcoin.fetchTransactions('', true))
+      if (isEmpty(bchTransactions)) yield put(actions.core.data.bch.fetchTransactions('', true))
+      if (isEmpty(ethTransactions)) yield put(actions.core.data.ethereum.fetchTransactions())
     } catch (e) {
       yield put(actions.logs.logErrorMessage('components/activityList/sagas', 'initialized', e))
     }
diff --git a/packages/blockchain-wallet-v4-frontend/src/data/components/bchTransactions/sagas.js b/packages/blockchain-wallet-v4-frontend/src/data/components/bchTransactions/sagas.js
index f13250c1f39..63c6082efc7 100644
--- a/packages/blockchain-wallet-v4-frontend/src/data/components/bchTransactions/sagas.js
+++ b/packages/blockchain-wallet-v4-frontend/src/data/components/bchTransactions/sagas.js
@@ -1,6 +1,5 @@
 import { select, put } from 'redux-saga/effects'
 import { equals, path, prop } from 'ramda'
-import { Remote } from 'blockchain-wallet-v4/src'
 import { actions, selectors } from 'data'
 
 export default ({ coreSagas }) => {
@@ -14,8 +13,7 @@ export default ({ coreSagas }) => {
         search: ''
       }
       yield put(actions.form.initialize('bchTransactions', initialValues))
-      const bchTransactionsR = yield select(selectors.core.data.bch.getTransactions)
-      if (!Remote.Success.is(bchTransactionsR)) yield put(actions.core.data.bch.fetchData(defaultSource, true))
+      yield put(actions.core.data.bch.fetchTransactions(defaultSource, true))
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'initialized', e))
     }
@@ -38,7 +36,7 @@ export default ({ coreSagas }) => {
       const threshold = 250
       const { yMax, yOffset } = action.payload
       if (yMax - yOffset < threshold) {
-        yield put(actions.core.data.bch.fetchData(source, false))
+        yield put(actions.core.data.bch.fetchTransactions(source, false))
       }
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'scrollUpdated', e))
@@ -55,7 +53,7 @@ export default ({ coreSagas }) => {
       switch (field) {
         case 'source':
           const onlyShow = equals(payload, 'all') ? '' : (payload.xpub || payload.address)
-          yield put(actions.core.data.bch.fetchData(onlyShow, true))
+          yield put(actions.core.data.bch.fetchTransactions(onlyShow, true))
       }
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'formChanged', e))
diff --git a/packages/blockchain-wallet-v4-frontend/src/data/components/btcTransactions/sagas.js b/packages/blockchain-wallet-v4-frontend/src/data/components/btcTransactions/sagas.js
index a939955e925..6304b9f8c80 100644
--- a/packages/blockchain-wallet-v4-frontend/src/data/components/btcTransactions/sagas.js
+++ b/packages/blockchain-wallet-v4-frontend/src/data/components/btcTransactions/sagas.js
@@ -8,15 +8,13 @@ export default ({ coreSagas }) => {
 
   const initialized = function * () {
     try {
-      const defaultSource = ''
       const initialValues = {
-        source: defaultSource,
+        source: '',
         status: '',
         search: ''
       }
       yield put(actions.form.initialize('btcTransactions', initialValues))
-      const btcTransactionsR = yield select(selectors.core.data.bitcoin.getTransactions)
-      if (!Remote.Success.is(btcTransactionsR)) yield put(actions.core.data.bitcoin.fetchData(defaultSource, true))
+      yield put(actions.core.data.bitcoin.fetchTransactions(initialValues.source))
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'initialized', e))
     }
@@ -40,7 +38,7 @@ export default ({ coreSagas }) => {
       const { yMax, yOffset } = action.payload
 
       if (yMax - yOffset < threshold) {
-        yield put(actions.core.data.bitcoin.fetchData(source, false))
+        yield put(actions.core.data.bitcoin.fetchTransactions(source, false))
       }
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'scrollUpdated', e))
@@ -57,7 +55,7 @@ export default ({ coreSagas }) => {
       switch (field) {
         case 'source':
           const onlyShow = equals(payload, 'all') ? '' : (payload.xpub || payload.address)
-          yield put(actions.core.data.bitcoin.fetchData(onlyShow, true))
+          yield put(actions.core.data.bitcoin.fetchTransactions(onlyShow, true))
       }
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'formChanged', e))
diff --git a/packages/blockchain-wallet-v4-frontend/src/data/components/ethTransactions/sagas.js b/packages/blockchain-wallet-v4-frontend/src/data/components/ethTransactions/sagas.js
index 0560a27d6e7..a1a4d963864 100644
--- a/packages/blockchain-wallet-v4-frontend/src/data/components/ethTransactions/sagas.js
+++ b/packages/blockchain-wallet-v4-frontend/src/data/components/ethTransactions/sagas.js
@@ -1,7 +1,6 @@
 import { select, put } from 'redux-saga/effects'
 import { equals, path } from 'ramda'
 import { actions, selectors } from 'data'
-import { Remote } from 'blockchain-wallet-v4/src'
 
 export default ({ coreSagas }) => {
   const logLocation = 'components/ethTransactions/sagas'
@@ -12,8 +11,7 @@ export default ({ coreSagas }) => {
         search: ''
       }
       yield put(actions.form.initialize('ethTransactions', initialValues))
-      const ethTransactionsR = yield select(selectors.core.data.ethereum.getTransactions)
-      if (!Remote.Success.is(ethTransactionsR)) yield put(actions.core.data.ethereum.fetchData(true))
+      yield put(actions.core.data.ethereum.fetchTransactions())
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'initialized', e))
     }
@@ -27,7 +25,7 @@ export default ({ coreSagas }) => {
       const { yMax, yOffset } = action.payload
 
       if (yMax - yOffset < threshold) {
-        yield put(actions.core.data.ethereum.fetchData())
+        yield put(actions.core.data.ethereum.fetchTransactions())
       }
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'scrollUpdated', e))
@@ -41,7 +39,7 @@ export default ({ coreSagas }) => {
       if (!equals('ethTransactions', form)) return
       switch (field) {
         case 'source':
-          yield put(actions.core.data.ethereum.fetchData())
+          yield put(actions.core.data.ethereum.fetchTransactions())
       }
     } catch (e) {
       yield put(actions.logs.logErrorMessage(logLocation, 'formChanged', e))
diff --git a/packages/blockchain-wallet-v4-frontend/src/data/components/sendBch/sagas.js b/packages/blockchain-wallet-v4-frontend/src/data/components/sendBch/sagas.js
index 505123e451f..1a642c9cd37 100644
--- a/packages/blockchain-wallet-v4-frontend/src/data/components/sendBch/sagas.js
+++ b/packages/blockchain-wallet-v4-frontend/src/data/components/sendBch/sagas.js
@@ -139,7 +139,7 @@ export default ({ coreSagas }) => {
       if (path(['description', 'length'], payment.value())) {
         yield put(actions.core.kvStore.bch.setTxNotesBch(payment.value().txId, payment.value().description))
       }
-      yield put(actions.core.data.bch.fetchData('', true))
+      yield put(actions.core.data.bch.fetchData())
       yield put(actions.router.push('/bch/transactions'))
       yield put(actions.alerts.displaySuccess(C.SEND_BCH_SUCCESS))
     } catch (e) {
diff --git a/packages/blockchain-wallet-v4-frontend/src/data/components/sendBtc/sagas.js b/packages/blockchain-wallet-v4-frontend/src/data/components/sendBtc/sagas.js
index 36ca6a39b98..80acd33bcbc 100644
--- a/packages/blockchain-wallet-v4-frontend/src/data/components/sendBtc/sagas.js
+++ b/packages/blockchain-wallet-v4-frontend/src/data/components/sendBtc/sagas.js
@@ -214,7 +214,7 @@ export default ({ coreSagas }) => {
       payment = yield payment.sign(password)
       payment = yield payment.publish()
       yield put(A.sendBtcPaymentUpdated(Remote.of(payment.value())))
-      yield put(actions.core.data.bitcoin.fetchData('', true))
+      yield put(actions.core.data.bitcoin.fetchData())
       if (path(['description', 'length'], payment.value())) {
         yield put(actions.core.wallet.setTransactionNote(payment.value().txId, payment.value().description))
       }
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/index.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/index.js
index 4e3aca0ecbb..3e0bc254dbf 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/index.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/index.js
@@ -2,7 +2,6 @@ import React from 'react'
 import { connect } from 'react-redux'
 import { bindActionCreators } from 'redux'
 
-import { Remote } from 'blockchain-wallet-v4/src'
 import { actions } from 'data'
 import { getData } from './selectors'
 import Error from './template.error'
@@ -16,13 +15,11 @@ class BchBalance extends React.PureComponent {
   }
 
   componentWillMount () {
-    if (Remote.NotAsked.is(this.props.data)) {
-      this.props.actions.fetchSpendableBalance()
-    }
+    this.props.actions.fetchData()
   }
 
   handleRefresh () {
-    this.props.actions.fetchSpendableBalance()
+    this.props.actions.fetchData()
   }
 
   render () {
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/selectors.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/selectors.js
index 32b23fe0aea..12dc8a0e2da 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/selectors.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchBalance/selectors.js
@@ -1,3 +1,15 @@
 import { selectors } from 'data'
+import { createDeepEqualSelector } from 'services/ReselectHelper'
+import { add, traverse, reduce } from 'ramda'
+import { Remote } from 'blockchain-wallet-v4/src'
 
-export const getData = selectors.core.data.bch.getSpendableBalance
+export const getData = state => createDeepEqualSelector(
+  [
+    selectors.core.kvStore.bch.getSpendableContext
+  ],
+  (context) => {
+    const getBalance = address => selectors.core.data.bch.getFinalBalance(address, state)
+    const balancesR = traverse(Remote.of, getBalance, context)
+    return balancesR.map(xs => reduce(add, 0, xs))
+  }
+)(state)
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/index.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/index.js
index 02a39f97d7f..cf2fc088424 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/index.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/index.js
@@ -2,7 +2,6 @@ import React from 'react'
 import { connect } from 'react-redux'
 import { bindActionCreators } from 'redux'
 
-import { Remote } from 'blockchain-wallet-v4/src'
 import { actions } from 'data'
 import { getData } from './selectors'
 import Error from './template.error'
@@ -16,13 +15,11 @@ class BchWatchOnlyBalance extends React.PureComponent {
   }
 
   componentWillMount () {
-    if (Remote.NotAsked.is(this.props.data)) {
-      this.props.actions.fetchUnspendableBalance()
-    }
+    this.props.actions.fetchData()
   }
 
   handleRefresh () {
-    this.props.actions.fetchUnspendableBalance()
+    this.props.actions.fetchData()
   }
 
   render () {
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/selectors.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/selectors.js
index ee431f53a90..62d84b8019a 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/selectors.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BchWatchOnlyBalance/selectors.js
@@ -1,3 +1,15 @@
 import { selectors } from 'data'
+import { createDeepEqualSelector } from 'services/ReselectHelper'
+import { add, traverse, reduce } from 'ramda'
+import { Remote } from 'blockchain-wallet-v4/src'
 
-export const getData = selectors.core.data.bch.getUnspendableBalance
+export const getData = state => createDeepEqualSelector(
+  [
+    selectors.core.kvStore.bch.getUnspendableContext
+  ],
+  (context) => {
+    const getBalance = address => selectors.core.data.bch.getFinalBalance(address, state)
+    const balancesR = traverse(Remote.of, getBalance, context)
+    return balancesR.map(xs => reduce(add, 0, xs))
+  }
+)(state)
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/index.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/index.js
index 915c17c6a9a..090ee438879 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/index.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/index.js
@@ -2,7 +2,6 @@ import React from 'react'
 import { connect } from 'react-redux'
 import { bindActionCreators } from 'redux'
 
-import { Remote } from 'blockchain-wallet-v4/src'
 import { actions } from 'data'
 import { getData } from './selectors'
 import Error from './template.error'
@@ -16,13 +15,11 @@ class BtcBalance extends React.PureComponent {
   }
 
   componentWillMount () {
-    if (Remote.NotAsked.is(this.props.data)) {
-      this.props.actions.fetchSpendableBalance()
-    }
+    this.props.actions.fetchData()
   }
 
   handleRefresh () {
-    this.props.actions.fetchSpendableBalance()
+    this.props.actions.fetchData()
   }
 
   render () {
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/selectors.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/selectors.js
index a7390a93ba8..b2b5aa83489 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/selectors.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcBalance/selectors.js
@@ -1,3 +1,15 @@
 import { selectors } from 'data'
+import { createDeepEqualSelector } from 'services/ReselectHelper'
+import { add, traverse, reduce } from 'ramda'
+import { Remote } from 'blockchain-wallet-v4/src'
 
-export const getData = selectors.core.data.bitcoin.getSpendableBalance
+export const getData = state => createDeepEqualSelector(
+  [
+    selectors.core.wallet.getSpendableContext
+  ],
+  (context) => {
+    const getBalance = address => selectors.core.data.bitcoin.getFinalBalance(address, state)
+    const balancesR = traverse(Remote.of, getBalance, context)
+    return balancesR.map(xs => reduce(add, 0, xs))
+  }
+)(state)
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/index.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/index.js
index 88d43c7b964..7fe2aca96b1 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/index.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/index.js
@@ -2,7 +2,6 @@ import React from 'react'
 import { connect } from 'react-redux'
 import { bindActionCreators } from 'redux'
 
-import { Remote } from 'blockchain-wallet-v4/src'
 import { actions } from 'data'
 import { getData } from './selectors'
 import Error from './template.error'
@@ -16,13 +15,11 @@ class BtcWatchOnlyBalance extends React.PureComponent {
   }
 
   componentWillMount () {
-    if (Remote.NotAsked.is(this.props.data)) {
-      this.props.actions.fetchUnspendableBalance()
-    }
+    this.props.actions.fetchData()
   }
 
   handleRefresh () {
-    this.props.actions.fetchUnspendableBalance()
+    this.props.actions.fetchData()
   }
 
   render () {
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/selectors.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/selectors.js
index cf1d1897a8e..293d7f0c68a 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/selectors.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/BtcWatchOnlyBalance/selectors.js
@@ -1,3 +1,15 @@
 import { selectors } from 'data'
+import { createDeepEqualSelector } from 'services/ReselectHelper'
+import { add, traverse, reduce } from 'ramda'
+import { Remote } from 'blockchain-wallet-v4/src'
 
-export const getData = selectors.core.data.bitcoin.getUnspendableBalance
+export const getData = state => createDeepEqualSelector(
+  [
+    selectors.core.wallet.getUnspendableContext
+  ],
+  (context) => {
+    const getBalance = address => selectors.core.data.bitcoin.getFinalBalance(address, state)
+    const balancesR = traverse(Remote.of, getBalance, context)
+    return balancesR.map(xs => reduce(add, 0, xs))
+  }
+)(state)
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/EthBalance/index.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/EthBalance/index.js
index c83de8d710c..51ebb379e5b 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/EthBalance/index.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/EthBalance/index.js
@@ -2,7 +2,6 @@ import React from 'react'
 import { connect } from 'react-redux'
 import { bindActionCreators } from 'redux'
 
-import { Remote } from 'blockchain-wallet-v4/src'
 import { actions } from 'data'
 import { getData } from './selectors'
 import Error from './template.error'
@@ -16,9 +15,7 @@ class EthBalance extends React.PureComponent {
   }
 
   componentWillMount () {
-    if (Remote.NotAsked.is(this.props.data)) {
-      this.props.actions.fetchData()
-    }
+    this.props.actions.fetchData()
   }
 
   handleRefresh () {
diff --git a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/TotalBalance/selectors.js b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/TotalBalance/selectors.js
index e3b30d1e4c5..cd6a65ab92d 100644
--- a/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/TotalBalance/selectors.js
+++ b/packages/blockchain-wallet-v4-frontend/src/layouts/Wallet/MenuTop/Balance/TotalBalance/selectors.js
@@ -1,23 +1,32 @@
-import { lift } from 'ramda'
+import { add, lift, reduce, traverse } from 'ramda'
 import { selectors } from 'data'
 import { Exchange, Remote } from 'blockchain-wallet-v4/src'
 import * as Currency from 'blockchain-wallet-v4/src/exchange/currency'
 import { createDeepEqualSelector } from 'services/ReselectHelper'
 
-export const getBtcBalance = createDeepEqualSelector(
-  [selectors.core.data.bitcoin.getSpendableBalance],
-  (btcBalanceR) => Remote.of(btcBalanceR.getOrElse(0))
-)
+export const getBtcBalance = state => createDeepEqualSelector(
+  [
+    selectors.core.wallet.getSpendableContext
+  ],
+  (context) => {
+    const getBalance = address => selectors.core.data.bitcoin.getFinalBalance(address, state)
+    const balancesR = traverse(Remote.of, getBalance, context)
+    return balancesR.map(xs => reduce(add, 0, xs))
+  }
+)(state)
 
-export const getBchBalance = createDeepEqualSelector(
-  [selectors.core.data.bch.getSpendableBalance],
-  (bchBalanceR) => Remote.of(bchBalanceR.getOrElse(0))
-)
+export const getBchBalance = state => createDeepEqualSelector(
+  [
+    selectors.core.kvStore.bch.getSpendableContext
+  ],
+  (context) => {
+    const getBalance = address => selectors.core.data.bch.getFinalBalance(address, state)
+    const balancesR = traverse(Remote.of, getBalance, context)
+    return balancesR.map(xs => reduce(add, 0, xs))
+  }
+)(state)
 
-export const getEthBalance = createDeepEqualSelector(
-  [selectors.core.data.ethereum.getBalance],
-  (ethBalanceR) => Remote.of(ethBalanceR.getOrElse(0))
-)
+export const getEthBalance = selectors.core.data.ethereum.getBalance
 
 export const getBtcBalanceInfo = createDeepEqualSelector(
   [
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bch/actionTypes.js b/packages/blockchain-wallet-v4/src/redux/data/bch/actionTypes.js
index e3e41781782..d7cad3249e5 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bch/actionTypes.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bch/actionTypes.js
@@ -30,15 +30,3 @@ export const FETCH_BCH_TRANSACTION_HISTORY_LOADING = '@CORE.FETCH_BCH_TRANSACTIO
 export const FETCH_BCH_TRANSACTION_HISTORY_SUCCESS = '@CORE.FETCH_BCH_TRANSACTION_HISTORY_SUCCESS'
 export const FETCH_BCH_TRANSACTION_HISTORY_FAILURE = '@CORE.FETCH_BCH_TRANSACTION_HISTORY_FAILURE'
 export const CLEAR_BCH_TRANSACTION_HISTORY = '@CORE.CLEAR_BCH_TRANSACTION_HISTORY'
-
-// FETCH_BCH_TRANSACTION_HISTORY
-export const FETCH_BCH_SPENDABLE_BALANCE = '@CORE.FETCH_BCH_SPENDABLE_BALANCE'
-export const FETCH_BCH_SPENDABLE_BALANCE_LOADING = '@CORE.FETCH_BCH_SPENDABLE_BALANCE_LOADING'
-export const FETCH_BCH_SPENDABLE_BALANCE_SUCCESS = '@CORE.FETCH_BCH_SPENDABLE_BALANCE_SUCCESS'
-export const FETCH_BCH_SPENDABLE_BALANCE_FAILURE = '@CORE.FETCH_BCH_SPENDABLE_BALANCE_FAILURE'
-
-// FETCH_BCH_TRANSACTION_HISTORY
-export const FETCH_BCH_UNSPENDABLE_BALANCE = '@CORE.FETCH_BCH_UNSPENDABLE_BALANCE'
-export const FETCH_BCH_UNSPENDABLE_BALANCE_LOADING = '@CORE.FETCH_BCH_UNSPENDABLE_BALANCE_LOADING'
-export const FETCH_BCH_UNSPENDABLE_BALANCE_SUCCESS = '@CORE.FETCH_BCH_UNSPENDABLE_BALANCE_SUCCESS'
-export const FETCH_BCH_UNSPENDABLE_BALANCE_FAILURE = '@CORE.FETCH_BCH_UNSPENDABLE_BALANCE_FAILURE'
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bch/actions.js b/packages/blockchain-wallet-v4/src/redux/data/bch/actions.js
index b1ad49863e3..aa20257951c 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bch/actions.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bch/actions.js
@@ -3,7 +3,7 @@ import * as AT from './actionTypes'
 export const setBCHLatestBlock = (block_index, hash, height, time) => ({ type: AT.SET_BCH_LATEST_BLOCK, payload: { block_index, hash, height, time } })
 
 // FETCH_BCH_DATA
-export const fetchData = (address, reset) => ({ type: AT.FETCH_BCH_DATA, payload: { address, reset } })
+export const fetchData = () => ({ type: AT.FETCH_BCH_DATA })
 export const fetchDataLoading = () => ({ type: AT.FETCH_BCH_DATA_LOADING })
 export const fetchDataSuccess = (data) => ({ type: AT.FETCH_BCH_DATA_SUCCESS, payload: data })
 export const fetchDataFailure = (error) => ({ type: AT.FETCH_BCH_DATA_FAILURE, payload: error })
@@ -21,6 +21,7 @@ export const fetchRatesSuccess = (data) => ({ type: AT.FETCH_BCH_RATES_SUCCESS,
 export const fetchRatesFailure = (error) => ({ type: AT.FETCH_BCH_RATES_FAILURE, payload: error })
 
 // FETCH_BCH_TRANSACTIONS
+export const fetchTransactions = (address, reset) => ({ type: AT.FETCH_BCH_TRANSACTIONS, payload: { address, reset } })
 export const fetchTransactionsLoading = (reset) => ({ type: AT.FETCH_BCH_TRANSACTIONS_LOADING, payload: { reset } })
 export const fetchTransactionsSuccess = (transactions, reset) => ({ type: AT.FETCH_BCH_TRANSACTIONS_SUCCESS, payload: { transactions, reset } })
 export const fetchTransactionsFailure = (error) => ({ type: AT.FETCH_BCH_TRANSACTIONS_FAILURE, payload: error })
@@ -31,15 +32,3 @@ export const fetchTransactionHistoryLoading = () => ({ type: AT.FETCH_BCH_TRANSA
 export const fetchTransactionHistorySuccess = (data) => ({ type: AT.FETCH_BCH_TRANSACTION_HISTORY_SUCCESS, payload: data })
 export const fetchTransactionHistoryFailure = (error) => ({ type: AT.FETCH_BCH_TRANSACTION_HISTORY_FAILURE, payload: error })
 export const clearTransactionHistory = () => ({ type: AT.CLEAR_BCH_TRANSACTION_HISTORY })
-
-// FETCH_BCH_SPENDABLE_BALANCE
-export const fetchSpendableBalance = () => ({ type: AT.FETCH_BCH_SPENDABLE_BALANCE })
-export const fetchSpendableBalanceLoading = () => ({ type: AT.FETCH_BCH_SPENDABLE_BALANCE_LOADING })
-export const fetchSpendableBalanceSuccess = (data) => ({ type: AT.FETCH_BCH_SPENDABLE_BALANCE_SUCCESS, payload: data })
-export const fetchSpendableBalanceFailure = (error) => ({ type: AT.FETCH_BCH_SPENDABLE_BALANCE_FAILURE, payload: error })
-
-// FETCH_BCH_UNSPENDABLE_BALANCE
-export const fetchUnspendableBalance = () => ({ type: AT.FETCH_BCH_UNSPENDABLE_BALANCE })
-export const fetchUnspendableBalanceLoading = () => ({ type: AT.FETCH_BCH_UNSPENDABLE_BALANCE_LOADING })
-export const fetchUnspendableBalanceSuccess = (data) => ({ type: AT.FETCH_BCH_UNSPENDABLE_BALANCE_SUCCESS, payload: data })
-export const fetchUnspendableBalanceFailure = (error) => ({ type: AT.FETCH_BCH_UNSPENDABLE_BALANCE_FAILURE, payload: error })
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bch/reducers.js b/packages/blockchain-wallet-v4/src/redux/data/bch/reducers.js
index bb8d4d2f8b5..c8a48398aad 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bch/reducers.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bch/reducers.js
@@ -9,8 +9,6 @@ const INITIAL_STATE = {
   latest_block: Remote.NotAsked,
   rates: Remote.NotAsked,
   transactions: [],
-  spendable_balance: Remote.NotAsked,
-  unspendable_balance: Remote.NotAsked,
   transaction_history: Remote.NotAsked
 }
 
@@ -92,24 +90,6 @@ const bchReducer = (state = INITIAL_STATE, action) => {
     case AT.CLEAR_BCH_TRANSACTION_HISTORY: {
       return assoc('transaction_history', Remote.NotAsked, state)
     }
-    case AT.FETCH_BCH_SPENDABLE_BALANCE_LOADING: {
-      return state
-    }
-    case AT.FETCH_BCH_SPENDABLE_BALANCE_SUCCESS: {
-      return assoc('spendable_balance', Remote.Success(payload), state)
-    }
-    case AT.FETCH_BCH_SPENDABLE_BALANCE_FAILURE: {
-      return assoc('spendable_balance', Remote.Failure(payload), state)
-    }
-    case AT.FETCH_BCH_UNSPENDABLE_BALANCE_LOADING: {
-      return state
-    }
-    case AT.FETCH_BCH_UNSPENDABLE_BALANCE_SUCCESS: {
-      return assoc('unspendable_balance', Remote.Success(payload), state)
-    }
-    case AT.FETCH_BCH_UNSPENDABLE_BALANCE_FAILURE: {
-      return assoc('unspendable_balance', Remote.Failure(payload), state)
-    }
     default:
       return state
   }
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bch/sagaRegister.js b/packages/blockchain-wallet-v4/src/redux/data/bch/sagaRegister.js
index c485a31bdd7..b9134977db4 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bch/sagaRegister.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bch/sagaRegister.js
@@ -1,4 +1,4 @@
-import { takeLatest } from 'redux-saga/effects'
+import { fork, takeLatest } from 'redux-saga/effects'
 import * as AT from './actionTypes'
 import sagas from './sagas'
 
@@ -6,11 +6,10 @@ export default ({ api }) => {
   const dataBchSagas = sagas({ api })
 
   return function * () {
-    yield takeLatest(AT.FETCH_BCH_FEE, dataBchSagas.fetchFee)
     yield takeLatest(AT.FETCH_BCH_DATA, dataBchSagas.fetchData)
+    yield takeLatest(AT.FETCH_BCH_FEE, dataBchSagas.fetchFee)
     yield takeLatest(AT.FETCH_BCH_RATES, dataBchSagas.fetchRates)
-    yield takeLatest(AT.FETCH_BCH_SPENDABLE_BALANCE, dataBchSagas.fetchSpendableBalance)
-    yield takeLatest(AT.FETCH_BCH_UNSPENDABLE_BALANCE, dataBchSagas.fetchUnspendableBalance)
+    yield fork(dataBchSagas.watchTransactions)
     yield takeLatest(AT.FETCH_BCH_TRANSACTION_HISTORY, dataBchSagas.fetchTransactionHistory)
   }
 }
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bch/sagas.js b/packages/blockchain-wallet-v4/src/redux/data/bch/sagas.js
index bd681c5daf6..7928fb1adb2 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bch/sagas.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bch/sagas.js
@@ -1,10 +1,27 @@
-import { call, fork, put, select } from 'redux-saga/effects'
-import { indexBy, length, path, prop, last } from 'ramda'
+import { call, put, select, take } from 'redux-saga/effects'
+import { indexBy, last, path, prop } from 'ramda'
 import * as A from './actions'
+import * as AT from './actionTypes'
 import * as S from './selectors'
 import * as selectors from '../../selectors'
 
 export default ({ api }) => {
+  const fetchData = function * () {
+    try {
+      yield put(A.fetchDataLoading())
+      const context = yield select(selectors.wallet.getContext)
+      const data = yield call(api.fetchBchData, context, { n: 1 })
+      const bchData = {
+        addresses: indexBy(prop('address'), prop('addresses', data)),
+        info: path(['wallet'], data),
+        latest_block: path(['info', 'latest_block'], data)
+      }
+      yield put(A.fetchDataSuccess(bchData))
+    } catch (e) {
+      yield put(A.fetchDataFailure(e.message))
+    }
+  }
+
   const fetchFee = function * () {
     try {
       yield put(A.fetchFeeLoading())
@@ -25,7 +42,14 @@ export default ({ api }) => {
     }
   }
 
-  const fetchData = function * ({ payload }) {
+  const watchTransactions = function * () {
+    while (true) {
+      const action = yield take(AT.FETCH_BCH_TRANSACTIONS)
+      yield call(fetchTransactions, action)
+    }
+  }
+
+  const fetchTransactions = function * ({ type, payload }) {
     const { address, reset } = payload
     const TX_PER_PAGE = 10
     const BCH_FORK_TIME = 1501590000
@@ -34,16 +58,11 @@ export default ({ api }) => {
       const lastPage = last(pages)
       if (!reset && lastPage && lastPage.map(length).getOrElse(0) === 0) { return }
       const offset = reset ? 0 : length(pages) * TX_PER_PAGE
-      yield put(A.fetchDataLoading())
       yield put(A.fetchTransactionsLoading(reset))
-      const context = yield select(selectors.kvStore.bch.getContext)
+      const context = yield select(selectors.wallet.getWalletContext)
       const data = yield call(api.fetchBchData, context, { n: TX_PER_PAGE, onlyShow: address, offset })
-      yield call(multiaddrSaga, data)
-      yield fork(fetchSpendableBalance)
-      yield fork(fetchUnspendableBalance)
       yield put(A.fetchTransactionsSuccess(data.txs.filter(tx => tx.time > BCH_FORK_TIME), reset))
     } catch (e) {
-      yield put(A.fetchDataFailure(e.message))
       yield put(A.fetchTransactionsFailure(e.message))
     }
   }
@@ -67,59 +86,11 @@ export default ({ api }) => {
     }
   }
 
-  const fetchUnspent = function * (action) {
-    try {
-      // source can be the hd account index / or a legacy address
-      const { source } = action.payload
-      yield put(A.fetchUnspentLoading())
-      const wrapper = yield select(selectors.wallet.getWrapper)
-      const data = yield call(api.getBCHWalletUnspents, wrapper, source)
-      yield put(A.fetchUnspentSuccess(data))
-    } catch (e) {
-      yield put(A.fetchUnspentSuccess([]))
-    }
-  }
-
-  const fetchSpendableBalance = function * (action) {
-    try {
-      const context = yield select(selectors.kvStore.bch.getSpendableContext)
-      yield put(A.fetchSpendableBalanceLoading())
-      const data = yield call(api.fetchBchData, context)
-      const balance = data.wallet ? data.wallet.final_balance : 0
-      yield put(A.fetchSpendableBalanceSuccess(balance))
-    } catch (e) {
-      yield put(A.fetchSpendableBalanceFailure(e))
-    }
-  }
-
-  const fetchUnspendableBalance = function * (action) {
-    try {
-      const context = yield select(selectors.kvStore.bch.getUnspendableContext)
-      yield put(A.fetchUnspendableBalanceLoading())
-      const data = yield call(api.fetchBchData, context)
-      const balance = data.wallet ? data.wallet.final_balance : 0
-      yield put(A.fetchUnspendableBalanceSuccess(balance))
-    } catch (e) {
-      yield put(A.fetchUnspendableBalanceFailure(e))
-    }
-  }
-
-  const multiaddrSaga = function * (data) {
-    const bchData = {
-      addresses: indexBy(prop('address'), prop('addresses', data)),
-      info: path(['wallet'], data),
-      latest_block: path(['info', 'latest_block'], data)
-    }
-    yield put(A.fetchDataSuccess(bchData))
-  }
-
   return {
-    fetchFee,
     fetchData,
+    fetchFee,
     fetchRates,
-    fetchUnspent,
-    fetchSpendableBalance,
-    fetchUnspendableBalance,
-    fetchTransactionHistory
+    fetchTransactionHistory,
+    watchTransactions
   }
 }
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bch/selectors.js b/packages/blockchain-wallet-v4/src/redux/data/bch/selectors.js
index 97b7fee56ae..f5a6a937ad3 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bch/selectors.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bch/selectors.js
@@ -1,5 +1,6 @@
 import { curry, path } from 'ramda'
 import { dataPath } from '../../paths'
+import Remote from '../../../remote'
 
 export const getAddresses = path([dataPath, 'bch', 'addresses'])
 
@@ -17,9 +18,9 @@ export const getTransactionHistory = path([dataPath, 'bch', 'transaction_history
 
 export const getCoins = path([dataPath, 'bch', 'payment', 'coins'])
 
-export const getSpendableBalance = path([dataPath, 'bch', 'spendable_balance'])
+export const getSpendableBalance = () => Remote.of(0)
 
-export const getUnspendableBalance = path([dataPath, 'bch', 'unspendable_balance'])
+export const getUnspendableBalance = () => Remote.of(0)
 
 // Specific
 export const getChangeIndex = curry((xpub, state) => getAddresses(state).map(path([xpub, 'change_index'])))
@@ -28,6 +29,8 @@ export const getReceiveIndex = curry((xpub, state) => getAddresses(state).map(pa
 
 export const getTotalTxPerAccount = curry((xpubOrAddress, state) => getAddresses(state).map(path([xpubOrAddress, 'n_tx'])))
 
+export const getFinalBalance = curry((address, state) => getAddresses(state).map(path([address, 'final_balance'])).map(x => x || 0))
+
 // TODO: Import fee from wallet-options
 // export const getFees = ...
 
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actionTypes.js b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actionTypes.js
index 10cbf8d8c60..60714f42345 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actionTypes.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actionTypes.js
@@ -36,15 +36,3 @@ export const FETCH_BITCOIN_TRANSACTION_HISTORY_LOADING = '@CORE.FETCH_BITCOIN_TR
 export const FETCH_BITCOIN_TRANSACTION_HISTORY_SUCCESS = '@CORE.FETCH_BITCOIN_TRANSACTION_HISTORY_SUCCESS'
 export const FETCH_BITCOIN_TRANSACTION_HISTORY_FAILURE = '@CORE.FETCH_BITCOIN_TRANSACTION_HISTORY_FAILURE'
 export const CLEAR_BITCOIN_TRANSACTION_HISTORY = '@CORE.CLEAR_BITCOIN_TRANSACTION_HISTORY'
-
-// FETCH_BITCOIN_TRANSACTION_HISTORY
-export const FETCH_BITCOIN_SPENDABLE_BALANCE = '@CORE.FETCH_BITCOIN_SPENDABLE_BALANCE'
-export const FETCH_BITCOIN_SPENDABLE_BALANCE_LOADING = '@CORE.FETCH_BITCOIN_SPENDABLE_BALANCE_LOADING'
-export const FETCH_BITCOIN_SPENDABLE_BALANCE_SUCCESS = '@CORE.FETCH_BITCOIN_SPENDABLE_BALANCE_SUCCESS'
-export const FETCH_BITCOIN_SPENDABLE_BALANCE_FAILURE = '@CORE.FETCH_BITCOIN_SPENDABLE_BALANCE_FAILURE'
-
-// FETCH_BITCOIN_TRANSACTION_HISTORY
-export const FETCH_BITCOIN_UNSPENDABLE_BALANCE = '@CORE.FETCH_BITCOIN_UNSPENDABLE_BALANCE'
-export const FETCH_BITCOIN_UNSPENDABLE_BALANCE_LOADING = '@CORE.FETCH_BITCOIN_UNSPENDABLE_BALANCE_LOADING'
-export const FETCH_BITCOIN_UNSPENDABLE_BALANCE_SUCCESS = '@CORE.FETCH_BITCOIN_UNSPENDABLE_BALANCE_SUCCESS'
-export const FETCH_BITCOIN_UNSPENDABLE_BALANCE_FAILURE = '@CORE.FETCH_BITCOIN_UNSPENDABLE_BALANCE_FAILURE'
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actions.js b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actions.js
index 2834555c1ef..e0c8f1309f1 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actions.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/actions.js
@@ -3,7 +3,7 @@ import * as AT from './actionTypes'
 export const setBitcoinLatestBlock = (block_index, hash, height, time) => ({ type: AT.SET_BITCOIN_LATEST_BLOCK, payload: { block_index, hash, height, time } })
 
 // FETCH_BITCOIN_DATA
-export const fetchData = (address, reset) => ({ type: AT.FETCH_BITCOIN_DATA, payload: { address, reset } })
+export const fetchData = () => ({ type: AT.FETCH_BITCOIN_DATA })
 export const fetchDataLoading = () => ({ type: AT.FETCH_BITCOIN_DATA_LOADING })
 export const fetchDataSuccess = (data) => ({ type: AT.FETCH_BITCOIN_DATA_SUCCESS, payload: data })
 export const fetchDataFailure = (error) => ({ type: AT.FETCH_BITCOIN_DATA_FAILURE, payload: error })
@@ -27,6 +27,7 @@ export const fetchRatesSuccess = (data) => ({ type: AT.FETCH_BITCOIN_RATES_SUCCE
 export const fetchRatesFailure = (error) => ({ type: AT.FETCH_BITCOIN_RATES_FAILURE, payload: error })
 
 // FETCH_BITCOIN_TRANSACTIONS
+export const fetchTransactions = (address, reset) => ({ type: AT.FETCH_BITCOIN_TRANSACTIONS, payload: { address, reset } })
 export const fetchTransactionsLoading = (reset) => ({ type: AT.FETCH_BITCOIN_TRANSACTIONS_LOADING, payload: { reset } })
 export const fetchTransactionsSuccess = (transactions, reset) => ({ type: AT.FETCH_BITCOIN_TRANSACTIONS_SUCCESS, payload: {transactions, reset} })
 export const fetchTransactionsFailure = (error) => ({ type: AT.FETCH_BITCOIN_TRANSACTIONS_FAILURE, payload: error })
@@ -37,15 +38,3 @@ export const fetchTransactionHistoryLoading = () => ({ type: AT.FETCH_BITCOIN_TR
 export const fetchTransactionHistorySuccess = (data) => ({ type: AT.FETCH_BITCOIN_TRANSACTION_HISTORY_SUCCESS, payload: data })
 export const fetchTransactionHistoryFailure = (error) => ({ type: AT.FETCH_BITCOIN_TRANSACTION_HISTORY_FAILURE, payload: error })
 export const clearTransactionHistory = () => ({ type: AT.CLEAR_BITCOIN_TRANSACTION_HISTORY })
-
-// FETCH_BITCOIN_SPENDABLE_BALANCE
-export const fetchSpendableBalance = () => ({ type: AT.FETCH_BITCOIN_SPENDABLE_BALANCE })
-export const fetchSpendableBalanceLoading = () => ({ type: AT.FETCH_BITCOIN_SPENDABLE_BALANCE_LOADING })
-export const fetchSpendableBalanceSuccess = (data) => ({ type: AT.FETCH_BITCOIN_SPENDABLE_BALANCE_SUCCESS, payload: data })
-export const fetchSpendableBalanceFailure = (error) => ({ type: AT.FETCH_BITCOIN_SPENDABLE_BALANCE_FAILURE, payload: error })
-
-// FETCH_BITCOIN_UNSPENDABLE_BALANCE
-export const fetchUnspendableBalance = () => ({ type: AT.FETCH_BITCOIN_UNSPENDABLE_BALANCE })
-export const fetchUnspendableBalanceLoading = () => ({ type: AT.FETCH_BITCOIN_UNSPENDABLE_BALANCE_LOADING })
-export const fetchUnspendableBalanceSuccess = (data) => ({ type: AT.FETCH_BITCOIN_UNSPENDABLE_BALANCE_SUCCESS, payload: data })
-export const fetchUnspendableBalanceFailure = (error) => ({ type: AT.FETCH_BITCOIN_UNSPENDABLE_BALANCE_FAILURE, payload: error })
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/reducers.js b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/reducers.js
index 1c605431ae8..43df8067335 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/reducers.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/reducers.js
@@ -10,7 +10,6 @@ const INITIAL_STATE = {
   rates: Remote.NotAsked,
   transactions: [],
   transactions_fiat: {},
-  spendable_balance: Remote.NotAsked,
   unspendable_balance: Remote.NotAsked,
   transaction_history: Remote.NotAsked
 }
@@ -104,15 +103,6 @@ const bitcoinReducer = (state = INITIAL_STATE, action) => {
     case AT.CLEAR_BITCOIN_TRANSACTION_HISTORY: {
       return assoc('transaction_history', Remote.NotAsked, state)
     }
-    case AT.FETCH_BITCOIN_SPENDABLE_BALANCE_LOADING: {
-      return state
-    }
-    case AT.FETCH_BITCOIN_SPENDABLE_BALANCE_SUCCESS: {
-      return assoc('spendable_balance', Remote.Success(payload), state)
-    }
-    case AT.FETCH_BITCOIN_SPENDABLE_BALANCE_FAILURE: {
-      return assoc('spendable_balance', Remote.Failure(payload), state)
-    }
     case AT.FETCH_BITCOIN_UNSPENDABLE_BALANCE_LOADING: {
       return state
     }
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagaRegister.js b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagaRegister.js
index 3d8d8c0703e..258866764ed 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagaRegister.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagaRegister.js
@@ -1,4 +1,4 @@
-import { takeLatest, takeEvery } from 'redux-saga/effects'
+import { fork, takeLatest, takeEvery } from 'redux-saga/effects'
 import * as AT from './actionTypes'
 import sagas from './sagas'
 
@@ -6,12 +6,11 @@ export default ({ api }) => {
   const dataBtcSagas = sagas({ api })
 
   return function * () {
-    yield takeLatest(AT.FETCH_BITCOIN_FEE, dataBtcSagas.fetchFee)
     yield takeLatest(AT.FETCH_BITCOIN_DATA, dataBtcSagas.fetchData)
+    yield takeLatest(AT.FETCH_BITCOIN_FEE, dataBtcSagas.fetchFee)
     yield takeLatest(AT.FETCH_BITCOIN_RATES, dataBtcSagas.fetchRates)
+    yield fork(dataBtcSagas.watchTransactions)
     yield takeEvery(AT.FETCH_BITCOIN_FIAT_AT_TIME, dataBtcSagas.fetchFiatAtTime)
-    yield takeLatest(AT.FETCH_BITCOIN_SPENDABLE_BALANCE, dataBtcSagas.fetchSpendableBalance)
-    yield takeLatest(AT.FETCH_BITCOIN_UNSPENDABLE_BALANCE, dataBtcSagas.fetchUnspendableBalance)
     yield takeLatest(AT.FETCH_BITCOIN_TRANSACTION_HISTORY, dataBtcSagas.fetchTransactionHistory)
   }
 }
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagas.js b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagas.js
index 60e1f031d55..173850b6797 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagas.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/sagas.js
@@ -1,10 +1,27 @@
-import { call, fork, put, select } from 'redux-saga/effects'
-import { indexBy, length, path, prop, last } from 'ramda'
+import { call, put, select, take } from 'redux-saga/effects'
+import { indexBy, length, last, path, prop } from 'ramda'
 import * as A from './actions'
+import * as AT from './actionTypes'
 import * as S from './selectors'
 import * as selectors from '../../selectors'
 
 export default ({ api }) => {
+  const fetchData = function * () {
+    try {
+      yield put(A.fetchDataLoading())
+      const context = yield select(selectors.wallet.getContext)
+      const data = yield call(api.fetchBlockchainData, context, { n: 1 })
+      const bitcoinData = {
+        addresses: indexBy(prop('address'), prop('addresses', data)),
+        info: path(['wallet'], data),
+        latest_block: path(['info', 'latest_block'], data)
+      }
+      yield put(A.fetchDataSuccess(bitcoinData))
+    } catch (e) {
+      yield put(A.fetchDataFailure(e.message))
+    }
+  }
+
   const fetchFee = function * () {
     try {
       yield put(A.fetchFeeLoading())
@@ -25,25 +42,27 @@ export default ({ api }) => {
     }
   }
 
-  const fetchData = function * (action) {
-    const { payload } = action
-    const { address, reset } = payload
-    const TX_PER_PAGE = 10
+  const watchTransactions = function * () {
+    while (true) {
+      const action = yield take(AT.FETCH_BITCOIN_TRANSACTIONS)
+      yield call(fetchTransactions, action)
+    }
+  }
+
+  const fetchTransactions = function * (action) {
     try {
+      const { payload } = action
+      const { address, reset } = payload
+      const TX_PER_PAGE = 10
       const pages = yield select(S.getTransactions)
       const lastPage = last(pages)
       if (!reset && lastPage && lastPage.map(length).getOrElse(0) === 0) { return }
       const offset = reset ? 0 : length(pages) * TX_PER_PAGE
-      yield put(A.fetchDataLoading(reset))
       yield put(A.fetchTransactionsLoading(reset))
       const context = yield select(selectors.wallet.getWalletContext)
       const data = yield call(api.fetchBlockchainData, context, { n: TX_PER_PAGE, onlyShow: address, offset })
-      yield call(multiaddrSaga, data)
-      yield fork(fetchSpendableBalance)
-      yield fork(fetchUnspendableBalance)
       yield put(A.fetchTransactionsSuccess(data.txs, reset))
     } catch (e) {
-      yield put(A.fetchDataFailure(e.message))
       yield put(A.fetchTransactionsFailure(e.message))
     }
   }
@@ -78,60 +97,12 @@ export default ({ api }) => {
     }
   }
 
-  const fetchUnspent = function * (action) {
-    try {
-      // source can be the hd account index / or a legacy address
-      const { source } = action.payload
-      yield put(A.fetchUnspentLoading())
-      const wrapper = yield select(selectors.wallet.getWrapper)
-      const data = yield call(api.getBTCWalletUnspents, wrapper, source)
-      yield put(A.fetchUnspentSuccess(data))
-    } catch (e) {
-      yield put(A.fetchUnspentSuccess([]))
-    }
-  }
-
-  const fetchSpendableBalance = function * () {
-    try {
-      const context = yield select(selectors.wallet.getSpendableContext)
-      yield put(A.fetchSpendableBalanceLoading())
-      const data = yield call(api.fetchBlockchainData, context)
-      const balance = data.wallet ? data.wallet.final_balance : 0
-      yield put(A.fetchSpendableBalanceSuccess(balance))
-    } catch (e) {
-      yield put(A.fetchSpendableBalanceFailure(e))
-    }
-  }
-
-  const fetchUnspendableBalance = function * () {
-    try {
-      const context = yield select(selectors.wallet.getUnspendableContext)
-      yield put(A.fetchUnspendableBalanceLoading())
-      const data = yield call(api.fetchBlockchainData, context)
-      const balance = data.wallet ? data.wallet.final_balance : 0
-      yield put(A.fetchUnspendableBalanceSuccess(balance))
-    } catch (e) {
-      yield put(A.fetchUnspendableBalanceFailure(e))
-    }
-  }
-
-  const multiaddrSaga = function * (data) {
-    const btcData = {
-      addresses: indexBy(prop('address'), prop('addresses', data)),
-      info: path(['wallet'], data),
-      latest_block: path(['info', 'latest_block'], data)
-    }
-    yield put(A.fetchDataSuccess(btcData))
-  }
-
   return {
     fetchFee,
     fetchData,
     fetchRates,
-    fetchUnspent,
     fetchFiatAtTime,
-    fetchSpendableBalance,
-    fetchUnspendableBalance,
-    fetchTransactionHistory
+    fetchTransactionHistory,
+    watchTransactions
   }
 }
diff --git a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/selectors.js b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/selectors.js
index c0fbc19e385..3846904b0c3 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/bitcoin/selectors.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/bitcoin/selectors.js
@@ -1,5 +1,6 @@
 import { curry, path } from 'ramda'
 import { dataPath } from '../../paths'
+import Remote from '../../../remote'
 
 export const getAddresses = path([dataPath, 'bitcoin', 'addresses'])
 
@@ -17,9 +18,9 @@ export const getTransactionHistory = path([dataPath, 'bitcoin', 'transaction_his
 
 export const getCoins = path([dataPath, 'bitcoin', 'payment', 'coins'])
 
-export const getSpendableBalance = path([dataPath, 'bitcoin', 'spendable_balance'])
+export const getSpendableBalance = () => Remote.of(0)
 
-export const getUnspendableBalance = path([dataPath, 'bitcoin', 'unspendable_balance'])
+export const getUnspendableBalance = () => Remote.of(0)
 
 // Specific
 export const getChangeIndex = curry((xpub, state) => getAddresses(state).map(path([xpub, 'change_index'])))
@@ -28,6 +29,8 @@ export const getReceiveIndex = curry((xpub, state) => getAddresses(state).map(pa
 
 export const getTotalTxPerAccount = curry((xpubOrAddress, state) => getAddresses(state).map(path([xpubOrAddress, 'n_tx'])))
 
+export const getFinalBalance = curry((address, state) => getAddresses(state).map(path([address, 'final_balance'])).map(x => x || 0))
+
 export const getFeeRegular = state => getFee(state).map(path(['regular']))
 
 export const getFeePriority = state => getFee(state).map(path(['priority']))
diff --git a/packages/blockchain-wallet-v4/src/redux/data/ethereum/actions.js b/packages/blockchain-wallet-v4/src/redux/data/ethereum/actions.js
index 5cc22124197..3078807b489 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/ethereum/actions.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/ethereum/actions.js
@@ -3,7 +3,7 @@ import * as AT from './actionTypes'
 // export const setEthereumTransactions = (address, txs) => ({ type: AT.SET_ETHEREUM_TRANSACTIONS, payload: { address, txs } })
 
 // FETCH_ETHEREUM_DATA
-export const fetchData = (reset) => ({ type: AT.FETCH_ETHEREUM_DATA, payload: { reset } })
+export const fetchData = () => ({ type: AT.FETCH_ETHEREUM_DATA })
 export const fetchDataLoading = () => ({ type: AT.FETCH_ETHEREUM_DATA_LOADING })
 export const fetchDataSuccess = (data) => ({ type: AT.FETCH_ETHEREUM_DATA_SUCCESS, payload: data })
 export const fetchDataFailure = (error) => ({ type: AT.FETCH_ETHEREUM_DATA_FAILURE, payload: error })
@@ -33,6 +33,7 @@ export const fetchRatesSuccess = (data) => ({ type: AT.FETCH_ETHEREUM_RATES_SUCC
 export const fetchRatesFailure = (error) => ({ type: AT.FETCH_ETHEREUM_RATES_FAILURE, payload: error })
 
 // FETCH_ETHEREUM_TRANSACTIONS
+export const fetchTransactions = () => ({ type: AT.FETCH_ETHEREUM_TRANSACTIONS })
 export const fetchTransactionsLoading = (reset) => ({ type: AT.FETCH_ETHEREUM_TRANSACTIONS_LOADING, payload: { reset } })
 export const fetchTransactionsSuccess = (transactions, reset) => ({ type: AT.FETCH_ETHEREUM_TRANSACTIONS_SUCCESS, payload: { transactions, reset } })
 export const fetchTransactionsFailure = (error) => ({ type: AT.FETCH_ETHEREUM_TRANSACTIONS_FAILURE, payload: error })
diff --git a/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagaRegister.js b/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagaRegister.js
index 644f8b6d7c2..bfdf4b663f1 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagaRegister.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagaRegister.js
@@ -1,5 +1,5 @@
 
-import { takeLatest } from 'redux-saga/effects'
+import { fork, takeLatest } from 'redux-saga/effects'
 import * as AT from './actionTypes'
 import sagas from './sagas'
 
@@ -7,10 +7,11 @@ export default ({ api }) => {
   const dataEthereumSagas = sagas({ api })
 
   return function * () {
-    yield takeLatest(AT.FETCH_ETHEREUM_FEE, dataEthereumSagas.fetchFee)
     yield takeLatest(AT.FETCH_ETHEREUM_DATA, dataEthereumSagas.fetchData)
-    yield takeLatest(AT.FETCH_ETHEREUM_LEGACY_BALANCE, dataEthereumSagas.fetchLegacyBalance)
+    yield takeLatest(AT.FETCH_ETHEREUM_FEE, dataEthereumSagas.fetchFee)
     yield takeLatest(AT.FETCH_ETHEREUM_RATES, dataEthereumSagas.fetchRates)
+    yield fork(dataEthereumSagas.watchTransactions)
+    yield takeLatest(AT.FETCH_ETHEREUM_LEGACY_BALANCE, dataEthereumSagas.fetchLegacyBalance)
     yield takeLatest(AT.FETCH_ETHEREUM_LATEST_BLOCK, dataEthereumSagas.fetchLatestBlock)
   }
 }
diff --git a/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagas.js b/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagas.js
index cdb756147ce..6702f2a8451 100644
--- a/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagas.js
+++ b/packages/blockchain-wallet-v4/src/redux/data/ethereum/sagas.js
@@ -1,12 +1,43 @@
-import { call, put, select } from 'redux-saga/effects'
+import { call, put, select, take } from 'redux-saga/effects'
 import { dissoc, isNil, length, mapObjIndexed, path, sum, values } from 'ramda'
 import { convertFeeToWei } from '../../../utils/ethereum'
 import * as A from './actions'
+import * as AT from './actionTypes'
 import * as S from './selectors'
 import * as selectors from '../../selectors'
 import * as kvStoreSelectors from '../../kvStore/ethereum/selectors'
 
 export default ({ api }) => {
+  const fetchData = function * (action) {
+    try {
+      yield put(A.fetchDataLoading())
+      const contextR = yield select(kvStoreSelectors.getContext)
+      const context = contextR.getOrFail('ethereum_context')
+      const data = yield call(api.getEthereumData, context)
+      const latestBlock = yield call(api.getEthereumLatestBlock)
+      // Accounts treatments
+      const finalBalance = sum(values(data).map(obj => obj.balance))
+      const totalReceived = sum(values(data).map(obj => obj.totalReceived))
+      const totalSent = sum(values(data).map(obj => obj.totalSent))
+      const nTx = sum(values(data).map(obj => obj.txn_count))
+      const addresses = mapObjIndexed((num, key, obj) => dissoc('txns', num), data)
+
+      const ethereumData = {
+        addresses,
+        info: {
+          n_tx: nTx,
+          total_received: totalReceived,
+          total_sent: totalSent,
+          final_balance: finalBalance
+        },
+        latest_block: latestBlock
+      }
+      yield put(A.fetchDataSuccess(ethereumData))
+    } catch (e) {
+      yield put(A.fetchDataFailure(e.message))
+    }
+  }
+
   const fetchFee = function * () {
     try {
       yield put(A.fetchFeeLoading())
@@ -38,24 +69,25 @@ export default ({ api }) => {
     }
   }
 
-  const fetchData = function * (action) {
-    const { payload } = action
-    const { reset } = payload
+  const watchTransactions = function * () {
+    while (true) {
+      const action = yield take(AT.FETCH_ETHEREUM_TRANSACTIONS)
+      yield call(fetchTransactions, action)
+    }
+  }
+
+  const fetchTransactions = function * ({ type, payload }) {
     try {
       const defaultAccountR = yield select(selectors.kvStore.ethereum.getContext)
       const address = defaultAccountR.getOrFail('Could not get ethereum context.')
-      const pages = reset ? [] : yield select(S.getTransactions)
+      const pages = yield select(S.getTransactions)
       const nextPage = length(pages)
-      yield put(A.fetchDataLoading())
-      yield put(A.fetchTransactionsLoading(reset))
+      yield put(A.fetchTransactionsLoading())
       const data = yield call(api.getEthereumTransactions, address, nextPage)
-      const latestBlock = yield call(api.getEthereumLatestBlock)
-      yield call(accountSaga, data, latestBlock)
       const txs = path([address, 'txns'], data)
       if (isNil(txs)) return
-      yield put(A.fetchTransactionsSuccess(txs, reset))
+      yield put(A.fetchTransactionsSuccess(txs))
     } catch (e) {
-      yield put(A.fetchDataFailure(e))
       yield put(A.fetchTransactionsFailure(e.message))
     }
   }
@@ -72,35 +104,12 @@ export default ({ api }) => {
       yield put(A.fetchLegacyBalanceFailure())
     }
   }
-
-  const accountSaga = function * (data, latestBlock) {
-    // Accounts treatments
-    const finalBalance = sum(values(data).map(obj => obj.balance))
-    const totalReceived = sum(values(data).map(obj => obj.totalReceived))
-    const totalSent = sum(values(data).map(obj => obj.totalSent))
-    const nTx = sum(values(data).map(obj => obj.txn_count))
-    const addresses = mapObjIndexed((num, key, obj) => dissoc('txns', num), data)
-    // const transactions = mapObjIndexed((num, key, obj) => sortBy(compose(negate, prop('timeStamp')), prop('txns', num)), data)
-
-    const ethereumData = {
-      addresses,
-      info: {
-        n_tx: nTx,
-        total_received: totalReceived,
-        total_sent: totalSent,
-        final_balance: finalBalance
-      },
-      latest_block: latestBlock
-      // transactions
-    }
-    yield put(A.fetchDataSuccess(ethereumData))
-  }
-
   return {
     fetchFee,
     fetchData,
     fetchLegacyBalance,
     fetchRates,
-    fetchLatestBlock
+    fetchLatestBlock,
+    watchTransactions
   }
 }
diff --git a/packages/blockchain-wallet-v4/src/redux/refresh/sagas.js b/packages/blockchain-wallet-v4/src/redux/refresh/sagas.js
index b019b044984..b6a42e54508 100644
--- a/packages/blockchain-wallet-v4/src/redux/refresh/sagas.js
+++ b/packages/blockchain-wallet-v4/src/redux/refresh/sagas.js
@@ -5,9 +5,9 @@ import * as ethActions from '../data/ethereum/actions'
 
 export default () => {
   const refresh = function * () {
-    yield put(btcActions.fetchData('', true))
-    yield put(bchActions.fetchData('', true))
-    yield put(ethActions.fetchData(true))
+    yield put(btcActions.fetchData())
+    yield put(bchActions.fetchData())
+    yield put(ethActions.fetchData())
     yield put(btcActions.fetchRates())
     yield put(bchActions.fetchRates())
     yield put(ethActions.fetchRates())
diff --git a/packages/blockchain-wallet-v4/src/redux/wallet/sagas.js b/packages/blockchain-wallet-v4/src/redux/wallet/sagas.js
index 26743a9ef51..de65494676c 100644
--- a/packages/blockchain-wallet-v4/src/redux/wallet/sagas.js
+++ b/packages/blockchain-wallet-v4/src/redux/wallet/sagas.js
@@ -136,7 +136,7 @@ export default ({ api }) => {
   }
 
   const refetchContextData = function * () {
-    yield put(fetchData('', true))
+    yield put(fetchData())
   }
 
   return {
diff --git a/packages/blockchain-wallet-v4/src/redux/wallet/selectors.js b/packages/blockchain-wallet-v4/src/redux/wallet/selectors.js
index 7a118f5c809..a67db678aa4 100644
--- a/packages/blockchain-wallet-v4/src/redux/wallet/selectors.js
+++ b/packages/blockchain-wallet-v4/src/redux/wallet/selectors.js
@@ -15,6 +15,7 @@ export const getWrapper = prop(walletPath)
 export const getWallet = compose(Wrapper.selectWallet, getWrapper)
 export const getDefaultHDWallet = compose(HDWalletList.selectHDWallet, Wallet.selectHdWallets, getWallet)
 export const getWalletContext = compose(ImtoJS, Wallet.selectContext, getWallet)
+export const getContext = compose(ImtoJS, Wallet.selectContext, getWallet)
 export const getSpendableContext = compose(ImtoJS, Wallet.selectSpendableContext, getWallet)
 export const getUnspendableContext = compose(ImtoJS, Wallet.selectUnspendableContext, getWallet)
 export const getAddressContext = compose(ImtoJS, Wallet.selectAddrContext, getWallet)
diff --git a/packages/blockchain-wallet-v4/src/redux/webSocket/bch/sagas.js b/packages/blockchain-wallet-v4/src/redux/webSocket/bch/sagas.js
index cac13178599..885feb91188 100644
--- a/packages/blockchain-wallet-v4/src/redux/webSocket/bch/sagas.js
+++ b/packages/blockchain-wallet-v4/src/redux/webSocket/bch/sagas.js
@@ -20,7 +20,7 @@ export default ({ api, bchSocket }) => {
 
     switch (message.op) {
       case 'utx':
-        yield put(bchActions.fetchData('', true))
+        yield put(bchActions.fetchTransactions('', true))
         const transactions = yield take(bchAT.FETCH_BCH_TRANSACTIONS_SUCCESS)
         for (let i in transactions.payload.transactions) {
           const tx = transactions.payload.transactions[i]
diff --git a/packages/blockchain-wallet-v4/src/redux/webSocket/bitcoin/sagas.js b/packages/blockchain-wallet-v4/src/redux/webSocket/bitcoin/sagas.js
index 1577b4212eb..663d900891a 100644
--- a/packages/blockchain-wallet-v4/src/redux/webSocket/bitcoin/sagas.js
+++ b/packages/blockchain-wallet-v4/src/redux/webSocket/bitcoin/sagas.js
@@ -34,7 +34,7 @@ export default ({ api, btcSocket }) => {
         }
         break
       case 'utx':
-        yield put(btcActions.fetchData('', true))
+        yield put(btcActions.fetchTransactions('', true))
         const transactions = yield take(btcAT.FETCH_BITCOIN_TRANSACTIONS_SUCCESS)
         for (let i in transactions.payload.transactions) {
           const tx = transactions.payload.transactions[i]