diff --git a/acquirer/src/org/webpki/saturn/acquirer/ProcessingBaseServlet.java b/acquirer/src/org/webpki/saturn/acquirer/ProcessingBaseServlet.java
index b3c15c9e..f4a15392 100644
--- a/acquirer/src/org/webpki/saturn/acquirer/ProcessingBaseServlet.java
+++ b/acquirer/src/org/webpki/saturn/acquirer/ProcessingBaseServlet.java
@@ -106,7 +106,7 @@ public void doPost(HttpServletRequest request, HttpServletResponse response) thr
             // general connectivity problems.                                                      //
             /////////////////////////////////////////////////////////////////////////////////////////
             String message = (urlHolder == null ? "" : "Source" + urlHolder.getCallerAddress()) + e.getMessage();
-            logger.log(Level.SEVERE, message, e);
+            logger.log(Level.SEVERE, HttpSupport.getStackTrace(e, message));
             response.setStatus(HttpServletResponse.SC_BAD_REQUEST);
             PrintWriter writer = response.getWriter();
             writer.print(message);
diff --git a/bank/src/org/webpki/saturn/bank/ProcessingBaseServlet.java b/bank/src/org/webpki/saturn/bank/ProcessingBaseServlet.java
index 2645e908..d3315650 100644
--- a/bank/src/org/webpki/saturn/bank/ProcessingBaseServlet.java
+++ b/bank/src/org/webpki/saturn/bank/ProcessingBaseServlet.java
@@ -153,7 +153,7 @@ public void doPost(HttpServletRequest request, HttpServletResponse response) thr
             String message = (urlHolder == null ? "" : "From" + urlHolder.getCallerAddress() +
                               (urlHolder.getUrl() == null ? "" : "URL=" + urlHolder.getUrl()) + "\n") + e.getMessage();
             if (!(e instanceof NormalException)) {
-                logger.log(Level.SEVERE, message, e);
+                logger.log(Level.SEVERE, HttpSupport.getStackTrace(e, message));
             }
             response.setStatus(HttpServletResponse.SC_BAD_REQUEST);
             PrintWriter writer = response.getWriter();
diff --git a/merchant/src/org/webpki/saturn/merchant/ProcessingBaseServlet.java b/merchant/src/org/webpki/saturn/merchant/ProcessingBaseServlet.java
index f02c5593..07cd08ea 100644
--- a/merchant/src/org/webpki/saturn/merchant/ProcessingBaseServlet.java
+++ b/merchant/src/org/webpki/saturn/merchant/ProcessingBaseServlet.java
@@ -147,23 +147,7 @@ public void doPost(HttpServletRequest request, HttpServletResponse response) thr
 
         } catch (Exception e) {
             String message = (urlHolder.getUrl() == null ? "" : "URL=" + urlHolder.getUrl() + "\n") + e.getMessage();
-            StringBuilder error = new StringBuilder()
-                    .append(e.getClass().getName())
-                    .append(": ")
-                    .append(message);
-            StackTraceElement[] st = e.getStackTrace();
-            int length = st.length;
-            if (length > 20) {
-                length = 20;
-            }
-            for (int i = 0; i < length; i++) {
-                String entry = st[i].toString();
-                error.append("\n  at " + entry);
-                if (entry.contains(".HttpServlet")) {
-                    break;
-                }
-            }
-            logger.log(Level.SEVERE, error.toString());
+            logger.log(Level.SEVERE, HttpSupport.getStackTrace(e, message));
             JSONObjectWriter userError = WalletAlertMessage.encode("An unexpected error occurred.<br>" +
                                                                    "Please try again or contact support.");
             HttpSupport.writeJsonData(response, userError);
diff --git a/merchant/src/org/webpki/saturn/merchant/RefundServlet.java b/merchant/src/org/webpki/saturn/merchant/RefundServlet.java
index f7d3cef0..58218b45 100644
--- a/merchant/src/org/webpki/saturn/merchant/RefundServlet.java
+++ b/merchant/src/org/webpki/saturn/merchant/RefundServlet.java
@@ -32,6 +32,7 @@
 import org.webpki.json.JSONObjectWriter;
 
 import org.webpki.saturn.common.AuthorizationRequest;
+import org.webpki.saturn.common.HttpSupport;
 import org.webpki.saturn.common.KnownExtensions;
 import org.webpki.saturn.common.PayeeAuthority;
 import org.webpki.saturn.common.ProviderAuthority;
@@ -87,11 +88,8 @@ public void doGet(HttpServletRequest request, HttpServletResponse response) thro
                 return;
             }
             
-            // We do the assumption that you can receive and send money bidirectionally
-            // using the same account type
-            String context = authorizationRequest
-                    .getPayeeReceiveAccount(MerchantService.knownBackendAccountTypes).getContext();
-            
+            // We do the assumption here that SEPA is always useful for receiving and sending money
+            String context = new org.payments.sepa.SEPAAccountDataDecoder().getContext();
             JSONObjectWriter refundRequestData = 
                 RefundRequest.encode(resultData.optionalRefund,
                                      refundUrl,
@@ -122,7 +120,7 @@ public void doGet(HttpServletRequest request, HttpServletResponse response) thro
                                   resultData);
         } catch (Exception e) {
             String message = (urlHolder.getUrl() == null ? "" : "URL=" + urlHolder.getUrl() + "\n") + e.getMessage();
-            logger.log(Level.SEVERE, message, e);
+            logger.log(Level.SEVERE, HttpSupport.getStackTrace(e, message));
             ErrorServlet.systemFail(response, message);
         }
     }
diff --git a/merchant/src/org/webpki/saturn/merchant/ResultServlet.java b/merchant/src/org/webpki/saturn/merchant/ResultServlet.java
index 96f90cf9..e4091164 100644
--- a/merchant/src/org/webpki/saturn/merchant/ResultServlet.java
+++ b/merchant/src/org/webpki/saturn/merchant/ResultServlet.java
@@ -30,6 +30,7 @@
 import javax.servlet.http.HttpServletResponse;
 import javax.servlet.http.HttpSession;
 
+import org.webpki.saturn.common.HttpSupport;
 import org.webpki.saturn.common.UrlHolder;
 
 //////////////////////////////////////////////////////////////////////////
@@ -100,7 +101,7 @@ public void doPost(HttpServletRequest request, HttpServletResponse response) thr
                                       resultData);
         } catch (Exception e) {
             String message = (urlHolder.getUrl() == null ? "" : "URL=" + urlHolder.getUrl() + "\n") + e.getMessage();
-            logger.log(Level.SEVERE, message, e);
+            logger.log(Level.SEVERE, HttpSupport.getStackTrace(e, message));
             ErrorServlet.systemFail(response, "An unexpected error occurred.<br>Please try again or contact support.");
         }
     }
diff --git a/resources/common/org/webpki/saturn/common/HttpSupport.java b/resources/common/org/webpki/saturn/common/HttpSupport.java
index 01992bed..eecceb81 100644
--- a/resources/common/org/webpki/saturn/common/HttpSupport.java
+++ b/resources/common/org/webpki/saturn/common/HttpSupport.java
@@ -73,4 +73,24 @@ public static JSONObjectReader readJsonData(HttpServletRequest request) throws I
         }
         return JSONParser.parse(ServletUtil.getData(request));
     }
+    
+    public static String getStackTrace(Exception e, String message) {
+        StringBuilder error = new StringBuilder()
+                .append(e.getClass().getName())
+                .append(": ")
+                .append(message);
+        StackTraceElement[] st = e.getStackTrace();
+        int length = st.length;
+        if (length > 20) {
+            length = 20;
+        }
+        for (int i = 0; i < length; i++) {
+            String entry = st[i].toString();
+            error.append("\n  at " + entry);
+            if (entry.contains(".HttpServlet")) {
+                break;
+            }
+        }
+        return error.toString();
+    }
 }