Welcome to Lincoln Bank. What can we do for you today?
Hello. I called earlier in the week and spoke to someone in the personal loans department about an overseas study loan. She said to come in as soon as I had the chance, as this must be done in person. I'd like to apply today.
OK, that's absolutely fine. I will need to see some credentials before we can get started. Do you have the notification of admission letter from your university, your passport and your visa with you?
Yes, yes. It's all here. There you go. I'm not sure if I need any other proof or guarantee to get this loan, do I?
You do, I'm afraid. There are 3 ways to do this. You can choose, mortgage, pledge or guarantee mode.
Yes, I read about all of these in the brochure and decided which would be more suitable for me. I'd like to go for the guarantee mode, please.
Right, that's no problem. I see you are already well informed. If you choose that one, you can borrow up to 70 % of the total tuition and miscellaneous fees.
OK, that's perfect, 70 % is excellent, it'll be a big help. Thanks.