Consumer Credit Department. How may I help you?
I need some info on car loans. Such as payment periods, interest rates, things like that, please.
Certainly. Do you currently bank with us?
Yes, I do. I have a Current Account, a credit card and a mortgage with you already.
That's excellent. Well, for our Personal Automobile Consumer Loan we offer some really competitive rates. The maximum repayment period for this type of loan is 5 years.
I plan to repay it within 2 years. And the interest?
Of course, the interest rates depend on what is announced at the time, but at the moment, the interest for a 2 - year loan is 5. 29 %
So the rate is variable? OK, that's fine. How about the frequency of repayment?
We usually set up a direct debit system taking installments directly from your bank account on a monthly basis. And since you are already a valued customer, there should be no trouble in processing you application for this loan.
That's nice and easy. Thanks for your time.