Mr. Moon, how good to see you again.
Hello, Miao Ping, I'm here to chat with you about Corporate Agreement Savings. What can you tell me?
Well, Corporate Agreement Savings will be based on the Agreement Deposit Contract signed by the customer and the bank together. So, this contract decides the terms and the line of basic deposit withheld while settling the account. So, if we look within the line of basic deposit, the interest should be counted at the rate of Current Deposit on the day of settlement or withdrawal.
What if I exceed?
If it goes beyond the basic deposit, the agreement will be settled at the rate agreement savings which has been determined by the People's Bank of China on the day you wish to settle or withdraw.
Right, I see. It all sounds pretty complicated to me. I think I'm going to need some more time to think about this and make a decision as to what I want to do.