Hello, Lincoln Bank. Kristy speaking, how may I help you today?
Hello, Kristy. Could I speak to the department that deals with credit card applications, please?
I can deal with that, Sir. Are you interested in our personal or corporate card?
The personal card, please. Is it possible to take care of this over the phone?
I'm sorry, Sir, but you will need to come in to your local branch to deal with the application procedure. Come in and fill out an application form and let us have a duplicate of your ID card. You'll also need a copy of your guarantor's and he or she will need to sign the form, too.
OK. . . and what deposit do I need? I mean, is there a minimum deposit?
You'll need to deposit 1, 500 RMB initially. There will also be some small additional charges for this service.
That's no problem. How long will the whole thing take? A week? 10 days?
It should all be sorted out within 5 working days after receipt of the required documents.
Right, I'll contact my guarantor now and we'll come in within the next couple of days. Thanks very much for your help. Goodbye.