Janice how much do you pay for insurance?
Which kind?I have many kinds of insurance. There's car insurance, home insurance, life insurance.
Ah, car insurance?
Let me see. I pay $100 a month.
Wow, that's cheap. I pay twice that much.
Well, there are a couple of good reasons for that. For one men always cost more to insure than women.
What? How can you say that?
Well, if you look at the number of car accidents in the US that cost insurance companies a lot of money. Most of them are caused by men.
You're saying that I'm paying too much money because what other guys are doing wrong.
Exactly.
But I'm a great driver.
Really? How many accidents have you been in this past year?
I don't know. 3 or 4 I guess? But only one of them was my fault. OK. It may be 2 of them.
Right. Do you know how many I've been in over that same period?
Let me guess. 0.
Bingo.
So that's the real reason why your insurance is so low. You don't drive enough.
I think you missed the point.