That was a beautiful car. It's a new car, but it's totaled.
Well, your insurance covers sufficient money to replace it. So you don't need to worry.
I don't think I could afford that kind of car again. I think I'll have to choose something that is not as hard to replace.
Since you are not the one who caused the accident, your insurance cost should be the same.
What will happen if I chose a smaller car? Would the payments be the same?
If you got a smaller car, the cost should be a little less depending on the model, age, and size. Would you still want full coverage?