Are you here to make a deposit Mr. Hayes?
No, Nancy, today I'm here to make a withdrawal. I made a formal request 7 days ago.
You want to withdraw on your Time Deposit, right?
That's correct. But before I do, I was wondering if you could give me some advice.
Of course, Mr. Hayes. That's what I'm here for. What would you like to know?
Maybe I'm making a big mistake cashing in my Time Deposit before maturity.
This bank charges you 6 months interest as a penalty if you withdraw before maturity. Would it be possible to take the money from your Current Account, for example?
No, not really. My Current Account is for cash flow and couldn't withstand having all of that money taken from it.