We need to figure out how much money we've spent and what we've spent it on.
Why?
Well, I think we should save more. If we save more money we can retire earlier and enjoy our life better.
Really, well, OK. Get the receipts out.
Let's see. We spent $ 700 for our home loan payment, $ 300 0n groceries, $ 75 0n utilities, $ 250 n gasoline, $ 100 on books, and $ 400 0n entertainment last month.
That's $ 1 825.
We put $ 500 into the savings account, and $ 750 into our stock account.
$ 3 075. Our paychecks is $ 3 300, combined. That means we don't have any receipts for $ 225.
Right. Stop thinking about it. Where do you think we can save more money?
Well, we could eat in more often. That $ 400 for entertainment is mostly going to restaurants.
Yeah, that's a good idea, and you like to cook.
All right.