Welcome Mister Bates.
Thank you.
Can I get you a cup of tea or some water?
I'm fine, I just had coffee, but thanks.
Ok, well, then please take a seat. I have reviewed your application and you seem to be a good candidate for alone.
Thank you.
I do have a couple of questions. First, I notice that your income dropped last year, can you explain that?
Yes, I started my own log company last year. For the first few months, we didn't have a lot of customers. But we have many customers now, we're on track this year to earn a large profit.
I see, starting your own business is very ambitious, did you have to take out a business loan for that?
No, I got help from my family and friends.
Very well, so I see that you are looking to buy a $500,000 house. Will you be buying it by yourself?
Yes, I'm not married.
How much money will you put down on the house?
20%.