Good morning, sir. May I come in?
Good morning. Yes, please. Take a seat. I guess you want to open an account, right?
Yes.
Great. What account do you want to open? A checking account or a saving account?
I would like to open a saving account in your bank. What is the procedure?
Would you like to open an account in a single name or in joint names?
I would like to open a joint account with my father.
In that case, both of you have to present identification papers and a set of two photographs each.
Would it be alright if I brought a photo copy of my driving license?
Yes, that will be fine. In fact, photo copies of your voters card, electricity bill or driving license are accepted.
Is that all that is required?
Just one more requirement. We need an introduction by the account holder of our bank.
Fine, I will get that. Just two more clarifications please. What is the minimum bank balance needed for opening the account and what is the interest rate on the saving account?
The minimum balance is $500 and we're offering an interest rate of 3.5% on the saving account these days.
I'll be back with all the stuff needed.
Yes, on opening accounts with us, we will give you a checkbook for withdrawals and a passbook for keeping account. Both you and your father can operate the account.
Thank you for all the help.
A friendly and promote customer service is our motto.