It's especially cold when the wind is blowing.
Why don't you wear a scarf?
What can wearing one do for me?
You're cold because the wind is blowing into your open collar. It's not because your jacket isn't thick enough.
So wearing a scarf helps your body to stay warm inside your jacket.
Yes. That's the secret to wearing a thin jacket.
You know, sometimes I can't feel my ears and fingers.
I'll lend you my gloves and earmuffs until you get your own.