Hey Steven! You have a large chunk of money, but why do you still live in the old flat, instead of buying a new villa?
I like to live here and enjoy my neighbors'company. And I don't think I should waste money just because I have much of it.
But I found you always hate to part with your money. Look at the car you drive! You must have droven it for at least twenty years! It's such a junker!
Oh, the car is old but still in good condition. I just think we should be thrifty, whether you are rich or not.
But. . . But. . .
But what? Just remember that thrift is not only a great virtue, but also a great revenue.