Credit Services, how can I help you?
I'd like to apply for a credit card with you.
Would that be our standard card, our gold card, or our platinum card?
Oh, I'm not sure. What's the difference?
Well, the standard card has a lower credit limit, that's 20, 000 RIB, whereas with the platinum card you can have a credit limit of 80, 000 RIB.
Why such a big difference?
It's all about credit rating and salary. If your credit rating and your salary are high enough, we can offer you the platinum card.
My salary is pretty high and I've never had a problem with my credit rating in the past. Are there any perks of the platinum card?
Yes, we have contracts with various luxury shops and health clubs, where if you use the card to purchase items from them, you can get some healthy discounts.
That's great ; my health club membership is about to expire.