We need to figure out how much money we are spending and what we are spending it on?
Why?
Well, I think we could be saving more.
Really? Well. Ok. Get the receipts out.
Let's see. We spent 700 dollars for our home loan payment, 400 on groceries, 75 on utilities, 250 on gasoline, 100 on books and 300 on entertainment last month.
That's 1, 825 dollars.
We put 500 into the savings account and 750 into our stock account.
3, 075. Our paychecks are 3300 combined. That means we don't have any receipts for 225.