Hi, Jenny. You look like you are in a hurry to somewhere. Where are you going?
I am going to the bank. I need to cash some checks.
That's great. We can go to the bank together.
Why are you going there?
I will go to Japan on business for 5 days next Tuesday. I want to exchange some Japanese yen.
I see. Will you bring a lot of money with you?
Not really. I plan to bring some cash and withdraw money at the ATM in Japan.
Do you have the bank card in Japan?
Nope. You can use the credit card to withdraw the money in foreign countries.
That sounds really convenient. Do you pay extra money to enjoy this service?
No. It is free of charge.
Great! I will apply for a credit card when I go to the bank later.