Hello. Can I help you, ma'am?
Yes. Could you tell me how to send some money to someone with an account with a bank in Germany?
Well, you can pay by mail, telegraphic or SWIFT transfer. Or you can have a banker's draft and mail it yourself to the beneficiary.
Which is the best way?
It depends on the amount and how fast you want that person to receive the money. A SWIFT transfer is the fastest method but a banker's draft is usually the cheapest. How much do you wanna send?
$ 800.
Why don't you send it by mail payment order?
How long does it take?
About a week.
I don't know. Can I send it more quickly?
Sure. You can have a Telegraphic or a SWIFT transfer.
And how long do those take?
Both a Telegraphic Transfer and a SWIFT transfer will normally be credited to the payee's account within three or four working days, depending on whether the beneficiary's bank is among our correspondent banks or we have to route the transfer through a third bank.
I see. How can I pay by Telegraphic Transfer?