With no explanation, chose the best option from "A" or "B". Steve didn't have enough money to make ends meet, so he asked to borrow some from his friend Tom. Steve wants to budget for his necessities, so he doesn't come up short again.

A: Steve budgets his money carefully, including what he owes Tom, and pays him back.
B: Steve makes out a budget, but he forgets about the money he owes Tom and doesn't pay him back.
A.