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Splurge Stopper

An Amazon Alexa skill for discouraging splurge purchases. You ask it why you shouldn't spend a certain amount of money, and it responds with how much money you might have in the future if you invest it instead.

You: Hey Alexa, ask Splurge Stopper why I shouldn't spend 80 dollars on fancy socks.

Alexa: Because if you invest it instead, you might have about 143 dollars in 10 years, 257 dollars in 20 years, 459 dollars in 30 years, or 823 dollars in 40 years.

It assumes an inflation-adjusted annualized return rate of 6 percent. The historical rate for the S&P 500 is between 6 and 7 percent.


Enable through the Alexa Skill Store, or just say:

Hey Alexa, launch Splurge Stopper.


  1. Past performance is no guarantee of future results. Losing money is a risk.
  2. You have to actually invest the money that you don't spend. It's not enough to just not make the purchase.
  3. You have to hold for the long term. The point of listing the amounts for multiple time periods is to show just how effective exponential growth can be when it works in your favor.