diff --git a/pkg/accounting/accounting.go b/pkg/accounting/accounting.go
index 0bae58ee9e0..d910c222a60 100644
--- a/pkg/accounting/accounting.go
+++ b/pkg/accounting/accounting.go
@@ -30,6 +30,7 @@ var (
 	// fraction of the refresh rate that is the minimum for monetary settlement
 	// this value is chosen so that tiny payments are prevented while still allowing small payments in environments with lower payment thresholds
 	minimumPaymentDivisor = int64(5)
+	zero                  = big.NewInt(0)
 )
 
 // Interface is the Accounting interface.
@@ -282,6 +283,17 @@ func (a *Accounting) Credit(peer swarm.Address, price uint64, originated bool) e
 
 		a.logger.Tracef("crediting peer %v with price %d, new originated balance is %d", peer, price, nextOriginBalance)
 
+		// only consider negative balance for limiting originated balance
+		if nextBalance.Cmp(zero) > 0 {
+			nextBalance.Set(zero)
+		}
+
+		// If originated balance is more into the negative domain, set it to balance
+		if nextOriginBalance.Cmp(nextBalance) < 0 {
+			nextOriginBalance.Set(nextBalance)
+			a.logger.Tracef("decreasing originated balance to peer %v to current balance %d", peer, nextOriginBalance)
+		}
+
 		err = a.store.Put(originatedBalanceKey(peer), nextOriginBalance)
 		if err != nil {
 			return fmt.Errorf("failed to persist originated balance: %w", err)
diff --git a/pkg/accounting/accounting_test.go b/pkg/accounting/accounting_test.go
index 955c5cdfa6b..0b5562626cf 100644
--- a/pkg/accounting/accounting_test.go
+++ b/pkg/accounting/accounting_test.go
@@ -138,7 +138,7 @@ func TestAccountingAddOriginatedBalance(t *testing.T) {
 		// inconsequential debit because originated balance is in the positive domain
 		{peer: peer1Addr, price: 100, expectedBalance: 200, originatedBalance: 100},
 		// originated credit moving the originated balance back into the negative domain, should be limited to the expectedbalance
-		{peer: peer1Addr, price: -300, expectedBalance: -100, originatedBalance: -200, originatedCredit: true},
+		{peer: peer1Addr, price: -300, expectedBalance: -100, originatedBalance: -100, originatedCredit: true},
 	}
 
 	for i, booking := range bookings {