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Piggybank for undefined goal amount #2968
I've been testing out Firefly III (4.8.2) for the past few days, and I have to say: thank you for making such a great open source project!
I have a question concerning budget and piggybanks and whether what I'm trying to do is possible in Firefly III. I'm trying to do something like a budget with the unused amount going over to the next month. I've looked at both issues which looked similar:
As you advised, I've also been looking at Piggybank. However, I'm unsure of what would be best for the following scenario:
Let's say I earn 1000€/month.
I hope this makes sense.
Firefly III works the other way around. It doesn't matter what you earn every month. What do you want to spend every month? If you want to spend 800 euro's every month, you should start your month with 800 euro's in your bank account and the budgets divided up. You can read about it here.
You can automatically make a transfer from your main checking account to your savings account using recurring transactions. Make sure you select "transfer" and also select the correct piggy bank.
I'm sorry for this late answer to a really quick one!
I've read you "Grand theory" and I now understand far better the idea behind Firefly. I get that if I want my budget to be 800 euro's every month, that should be the amount I have on my main account at the beginning of said month.
However, let's say that in addition to those 800 euros, I want to save 100 euros per month for my vacations and 100 euros per month in case something bad happens to my car. The money I keep aside for my vacations and my car are in the same saving account but when buying my vacations, I don't wanna use the money I save for my car.
To do so, I wanted to create two piggybanks that would be incremented by 100 euros per month and that I would manually decrease whenever I buy myself some holidays or make some repair on my kind. However, as far as I understand, piggybanks are supposed to have a goal with a fixed amount of money, whereas I want to put aside money every month for my vacations independently of how much I already have.
Is this kind of reasoning wrong in your "Grand Theory" or is there something I'm missing?