diff --git a/src/pages/SettingsPage/SettingsPage.module.css b/src/pages/SettingsPage/SettingsPage.module.css
index eeffdd4..88ab4fc 100644
--- a/src/pages/SettingsPage/SettingsPage.module.css
+++ b/src/pages/SettingsPage/SettingsPage.module.css
@@ -40,6 +40,13 @@
   border-bottom-color: var(--brand-primary);
 }
 
+.tabPanel {
+  display: flex;
+  flex-direction: column;
+  gap: 16px;
+  margin-top: 20px;
+}
+
 .cardRow {
   display: grid;
   grid-template-columns: 480px 1fr;
diff --git a/src/pages/SettingsPage/SettingsPage.test.tsx b/src/pages/SettingsPage/SettingsPage.test.tsx
index 0200e6f..32227b4 100644
--- a/src/pages/SettingsPage/SettingsPage.test.tsx
+++ b/src/pages/SettingsPage/SettingsPage.test.tsx
@@ -2,7 +2,14 @@ import { render, screen } from '@testing-library/react'
 import userEvent from '@testing-library/user-event'
 import { describe, expect, it } from 'vitest'
 import { SettingsPage } from './SettingsPage'
-import { MEMBERS, SETTINGS_TABS } from './settingsData'
+import {
+  COMPLETION_EVIDENCE_RULES,
+  DATA_LOG_SETTINGS,
+  MEMBERS,
+  PROCESS_STEP_RULES,
+  SECURITY_LINK_HISTORY,
+  SETTINGS_TABS,
+} from './settingsData'
 
 describe('SettingsPage', () => {
   it('renders every member row', () => {
@@ -24,7 +31,7 @@ describe('SettingsPage', () => {
     expect(toggle).toHaveAttribute('aria-checked', 'true')
   })
 
-  it('switches the active settings tab', async () => {
+  it('switches to the security link tab and shows link history', async () => {
     const user = userEvent.setup()
     render(<SettingsPage />)
 
@@ -32,5 +39,34 @@ describe('SettingsPage', () => {
     await user.click(securityTab)
 
     expect(securityTab).toHaveAttribute('aria-selected', 'true')
+    expect(screen.getByText(SECURITY_LINK_HISTORY[0].workerName)).toBeInTheDocument()
+    expect(screen.queryByText('구성원과 승인 권한')).not.toBeInTheDocument()
+  })
+
+  it('switches to the completion evidence tab', async () => {
+    const user = userEvent.setup()
+    render(<SettingsPage />)
+
+    await user.click(screen.getByRole('tab', { name: SETTINGS_TABS[2] }))
+
+    expect(screen.getByText(COMPLETION_EVIDENCE_RULES[0].caseType)).toBeInTheDocument()
+  })
+
+  it('switches to the process steps tab', async () => {
+    const user = userEvent.setup()
+    render(<SettingsPage />)
+
+    await user.click(screen.getByRole('tab', { name: SETTINGS_TABS[3] }))
+
+    expect(screen.getByText(PROCESS_STEP_RULES[0].approvalSteps)).toBeInTheDocument()
+  })
+
+  it('switches to the data log tab', async () => {
+    const user = userEvent.setup()
+    render(<SettingsPage />)
+
+    await user.click(screen.getByRole('tab', { name: SETTINGS_TABS[4] }))
+
+    expect(screen.getByText(DATA_LOG_SETTINGS[0].value)).toBeInTheDocument()
   })
 })
diff --git a/src/pages/SettingsPage/SettingsPage.tsx b/src/pages/SettingsPage/SettingsPage.tsx
index c611f44..e5b96a1 100644
--- a/src/pages/SettingsPage/SettingsPage.tsx
+++ b/src/pages/SettingsPage/SettingsPage.tsx
@@ -3,9 +3,14 @@ import { DetailRow } from '../../components/ui/DetailRow/DetailRow'
 import styles from './SettingsPage.module.css'
 import {
   APPROVAL_POLICY,
+  COMPLETION_EVIDENCE_RULES,
+  DATA_LOG_SETTINGS,
   FOOTNOTE,
   MEMBERS,
   POLICY_SUMMARY,
+  PROCESS_STEP_RULES,
+  SECURITY_LINK_HISTORY,
+  SECURITY_LINK_POLICY,
   SETTINGS_TABS,
   type Member,
 } from './settingsData'
@@ -54,85 +59,162 @@ export function SettingsPage() {
         ))}
       </div>
 
-      <div className={styles.cardRow}>
-        <div className={styles.card}>
-          <div className={styles.cardHeader}>
-            <h2 className={styles.cardTitle}>승인 정책</h2>
-            <span className={styles.cardBadge}>{APPROVAL_POLICY.badge}</span>
-          </div>
-          <p className={styles.policyName}>{APPROVAL_POLICY.title}</p>
-          <p className={styles.policyDescription}>{APPROVAL_POLICY.description}</p>
+      {activeTab === SETTINGS_TABS[0] && (
+        <>
+          <div className={styles.cardRow}>
+            <div className={styles.card}>
+              <div className={styles.cardHeader}>
+                <h2 className={styles.cardTitle}>승인 정책</h2>
+                <span className={styles.cardBadge}>{APPROVAL_POLICY.badge}</span>
+              </div>
+              <p className={styles.policyName}>{APPROVAL_POLICY.title}</p>
+              <p className={styles.policyDescription}>{APPROVAL_POLICY.description}</p>
+
+              <div className={styles.modeRow}>
+                <span className={styles.modePill}>{APPROVAL_POLICY.mode}</span>
+                <span className={styles.modeNote}>{APPROVAL_POLICY.modeNote}</span>
+              </div>
+
+              <p className={styles.policyWarning}>{APPROVAL_POLICY.warning}</p>
+            </div>
 
-          <div className={styles.modeRow}>
-            <span className={styles.modePill}>{APPROVAL_POLICY.mode}</span>
-            <span className={styles.modeNote}>{APPROVAL_POLICY.modeNote}</span>
+            <div className={styles.card}>
+              <h2 className={styles.cardTitle}>{POLICY_SUMMARY.title}</h2>
+              {POLICY_SUMMARY.rows.map((row) => (
+                <DetailRow key={row.label} label={row.label} value={row.value} tone={row.tone} />
+              ))}
+            </div>
           </div>
 
-          <p className={styles.policyWarning}>{APPROVAL_POLICY.warning}</p>
-        </div>
-
-        <div className={styles.card}>
-          <h2 className={styles.cardTitle}>{POLICY_SUMMARY.title}</h2>
-          {POLICY_SUMMARY.rows.map((row) => (
-            <DetailRow key={row.label} label={row.label} value={row.value} tone={row.tone} />
-          ))}
-        </div>
-      </div>
-
-      <div className={styles.membersCard}>
-        <h2 className={styles.cardTitle}>구성원과 승인 권한</h2>
-
-        <div className={styles.membersHeader}>
-          <span>이름 / 역할</span>
-          <span>승인 가능</span>
-          <span>상태</span>
-        </div>
+          <div className={styles.membersCard}>
+            <h2 className={styles.cardTitle}>구성원과 승인 권한</h2>
 
-        {members.map((member, index) => (
-          <div
-            key={member.id}
-            className={`${styles.memberRow} ${index % 2 === 0 ? styles.memberRowShaded : ''}`}
-          >
-            <div className={styles.memberIdentity}>
-              <p className={styles.memberName}>{member.name}</p>
-              <p className={styles.memberRole}>{member.role}</p>
+            <div className={styles.membersHeader}>
+              <span>이름 / 역할</span>
+              <span>승인 가능</span>
+              <span>상태</span>
             </div>
 
-            <span
-              className={`${styles.memberApproval} ${
-                member.approval === 'canApprove' ? styles.memberApprovalActive : ''
-              }`}
-            >
-              {member.approval === 'canApprove' ? '승인 가능' : '승인 요청만'}
-            </span>
-
-            <button
-              type="button"
-              role="switch"
-              aria-checked={member.approval === 'canApprove'}
-              aria-label={`${member.name} 승인 권한`}
-              className={`${styles.toggle} ${
-                member.approval === 'canApprove' ? styles.toggleOn : ''
-              }`}
-              onClick={() => toggleApproval(member.id)}
-            >
-              <span className={styles.toggleThumb} />
+            {members.map((member, index) => (
+              <div
+                key={member.id}
+                className={`${styles.memberRow} ${index % 2 === 0 ? styles.memberRowShaded : ''}`}
+              >
+                <div className={styles.memberIdentity}>
+                  <p className={styles.memberName}>{member.name}</p>
+                  <p className={styles.memberRole}>{member.role}</p>
+                </div>
+
+                <span
+                  className={`${styles.memberApproval} ${
+                    member.approval === 'canApprove' ? styles.memberApprovalActive : ''
+                  }`}
+                >
+                  {member.approval === 'canApprove' ? '승인 가능' : '승인 요청만'}
+                </span>
+
+                <button
+                  type="button"
+                  role="switch"
+                  aria-checked={member.approval === 'canApprove'}
+                  aria-label={`${member.name} 승인 권한`}
+                  className={`${styles.toggle} ${
+                    member.approval === 'canApprove' ? styles.toggleOn : ''
+                  }`}
+                  onClick={() => toggleApproval(member.id)}
+                >
+                  <span className={styles.toggleThumb} />
+                </button>
+
+                <span
+                  className={`${styles.memberStatus} ${
+                    member.status === '활성' ? styles.memberStatusActive : styles.memberStatusPending
+                  }`}
+                >
+                  {member.status}
+                </span>
+              </div>
+            ))}
+
+            <button type="button" className={styles.inviteLink} onClick={handleInviteMember}>
+              ＋ 구성원 초대
             </button>
-
-            <span
-              className={`${styles.memberStatus} ${
-                member.status === '활성' ? styles.memberStatusActive : styles.memberStatusPending
-              }`}
-            >
-              {member.status}
-            </span>
           </div>
-        ))}
+        </>
+      )}
+
+      {activeTab === SETTINGS_TABS[1] && (
+        <div className={styles.tabPanel}>
+          {/* TODO(backend): GET /api/settings/security-links -> SECURITY_LINK_POLICY, SECURITY_LINK_HISTORY 대체 */}
+          <div className={styles.card}>
+            <h2 className={styles.cardTitle}>{SECURITY_LINK_POLICY.title}</h2>
+            <p className={styles.policyDescription}>{SECURITY_LINK_POLICY.description}</p>
+            <DetailRow label="현재 만료 기간" value={SECURITY_LINK_POLICY.validity} />
+          </div>
 
-        <button type="button" className={styles.inviteLink} onClick={handleInviteMember}>
-          ＋ 구성원 초대
-        </button>
-      </div>
+          <div className={styles.membersCard}>
+            <h2 className={styles.cardTitle}>최근 발급 이력</h2>
+            <div className={styles.membersHeader}>
+              <span>근로자</span>
+              <span>발급 시각</span>
+              <span>상태</span>
+            </div>
+            {SECURITY_LINK_HISTORY.map((entry, index) => (
+              <div
+                key={entry.id}
+                className={`${styles.memberRow} ${index % 2 === 0 ? styles.memberRowShaded : ''}`}
+              >
+                <div className={styles.memberIdentity}>
+                  <p className={styles.memberName}>{entry.workerName}</p>
+                </div>
+                <span className={styles.memberApproval}>{entry.issuedAt}</span>
+                <span className={styles.memberStatus}>{entry.status}</span>
+              </div>
+            ))}
+          </div>
+        </div>
+      )}
+
+      {activeTab === SETTINGS_TABS[2] && (
+        <div className={styles.tabPanel}>
+          {/* TODO(backend): GET /api/settings/completion-evidence -> COMPLETION_EVIDENCE_RULES 대체 */}
+          <div className={styles.card}>
+            <h2 className={styles.cardTitle}>업무 유형별 완료 증빙</h2>
+            {COMPLETION_EVIDENCE_RULES.map((rule) => (
+              <DetailRow
+                key={rule.caseType}
+                label={rule.caseType}
+                value={rule.requirement}
+                tone={rule.tone}
+              />
+            ))}
+          </div>
+        </div>
+      )}
+
+      {activeTab === SETTINGS_TABS[3] && (
+        <div className={styles.tabPanel}>
+          {/* TODO(backend): GET /api/settings/process-steps -> PROCESS_STEP_RULES 대체 */}
+          <div className={styles.card}>
+            <h2 className={styles.cardTitle}>업무 유형별 승인 단계</h2>
+            {PROCESS_STEP_RULES.map((rule) => (
+              <DetailRow key={rule.caseType} label={rule.caseType} value={rule.approvalSteps} />
+            ))}
+          </div>
+        </div>
+      )}
+
+      {activeTab === SETTINGS_TABS[4] && (
+        <div className={styles.tabPanel}>
+          {/* TODO(backend): GET /api/settings/data-log -> DATA_LOG_SETTINGS 대체 */}
+          <div className={styles.card}>
+            <h2 className={styles.cardTitle}>데이터·AI 로그 설정</h2>
+            {DATA_LOG_SETTINGS.map((setting) => (
+              <DetailRow key={setting.label} label={setting.label} value={setting.value} tone={setting.tone} />
+            ))}
+          </div>
+        </div>
+      )}
 
       <p className={styles.footnote}>{FOOTNOTE}</p>
     </div>
diff --git a/src/pages/SettingsPage/settingsData.ts b/src/pages/SettingsPage/settingsData.ts
index f2878a6..ff05ee8 100644
--- a/src/pages/SettingsPage/settingsData.ts
+++ b/src/pages/SettingsPage/settingsData.ts
@@ -1,3 +1,5 @@
+import type { DetailRowTone } from '../../components/ui/DetailRow/DetailRow'
+
 // TODO(backend): GET /api/settings -> SETTINGS_TABS 이하 상수 대체
 // TODO(backend): PATCH /api/settings/members/:id { canApprove } -> 멤버 토글 반영
 
@@ -43,3 +45,59 @@ export const MEMBERS: Member[] = [
 
 export const FOOTNOTE =
   'MVP 운영정책은 출시 전 개인정보·노무·법률 검토가 필요합니다. 일반 HR 사용자는 보관기간을 무기한으로 변경할 수 없습니다.'
+
+export const SECURITY_LINK_POLICY = {
+  title: '근로자 업로드 링크 만료 정책',
+  validity: '72시간',
+  description: 'LINK-001/002에서 발급되는 보안 링크는 발급 후 72시간이 지나면 자동 만료됩니다.',
+}
+
+export type SecurityLinkStatus = '사용 완료' | '만료' | '대기 중'
+
+export interface SecurityLinkHistoryEntry {
+  id: string
+  workerName: string
+  issuedAt: string
+  status: SecurityLinkStatus
+}
+
+export const SECURITY_LINK_HISTORY: SecurityLinkHistoryEntry[] = [
+  { id: 'LNK-1', workerName: '응웬반A', issuedAt: '07.19 14:02', status: '사용 완료' },
+  { id: 'LNK-2', workerName: '쩐티B', issuedAt: '07.18 09:40', status: '만료' },
+  { id: 'LNK-3', workerName: '수라즈C', issuedAt: '07.20 08:15', status: '대기 중' },
+]
+
+export interface CompletionEvidenceRule {
+  caseType: string
+  requirement: string
+  tone: DetailRowTone
+}
+
+export const COMPLETION_EVIDENCE_RULES: CompletionEvidenceRule[] = [
+  { caseType: '일반 내부업무', requirement: '파일 첨부 불필요', tone: 'default' },
+  { caseType: '외부기관 업무', requirement: '증빙 1개 이상', tone: 'warning' },
+  { caseType: '체류·비자 업무', requirement: '접수번호 필수', tone: 'warning' },
+]
+
+export interface ProcessStepRule {
+  caseType: string
+  approvalSteps: string
+}
+
+export const PROCESS_STEP_RULES: ProcessStepRule[] = [
+  { caseType: '일반 내부업무', approvalSteps: '담당자 1인 승인' },
+  { caseType: '외부기관 업무', approvalSteps: '담당자 승인 + 증빙 확인' },
+  { caseType: '체류·비자 업무', approvalSteps: 'HR 승인 + 접수번호 확인' },
+]
+
+export interface DataLogSetting {
+  label: string
+  value: string
+  tone: DetailRowTone
+}
+
+export const DATA_LOG_SETTINGS: DataLogSetting[] = [
+  { label: 'Agent 접근 범위', value: '근로자 기본정보·업무 컨텍스트', tone: 'default' },
+  { label: 'AI 원문 로그', value: '30일 후 삭제·비식별화', tone: 'warning' },
+  { label: '비식별 품질 로그', value: '12개월 보관', tone: 'default' },
+]