diff --git a/tests/py/fixtures/BillingHarness.yml b/tests/py/fixtures/BillingHarness.yml
diff --git a/tests/py/fixtures/TestCardHolds.yml b/tests/py/fixtures/TestCardHolds.yml
diff --git a/tests/py/fixtures/TestCredits.yml b/tests/py/fixtures/TestCredits.yml
diff --git a/tests/py/fixtures/TestElsewhere.yml b/tests/py/fixtures/TestElsewhere.yml
@@ -7,37 +7,37 @@ interactions:
   response:
     body:
       string: !!binary |
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     headers:
       cache-control: ['no-cache, no-store, must-revalidate, pre-check=0, post-check=0']
       content-disposition: [attachment; filename=json.json]
       content-encoding: [gzip]
-      content-length: ['1091']
+      content-length: ['1097']
       content-type: [application/json;charset=utf-8]
       expires: ['Tue, 31 Mar 1981 05:00:00 GMT']
-      last-modified: ['Thu, 21 May 2015 22:11:42 GMT']
+      last-modified: ['Wed, 01 Jul 2015 12:19:26 GMT']
       pragma: [no-cache]
-      set-cookie: ['guest_id=v1%3A143224630224336617; Domain=.twitter.com; Path=/;
-          Expires=Sat, 20-May-2017 22:11:42 UTC']
+      set-cookie: ['guest_id=v1%3A143575316654394798; Domain=.twitter.com; Path=/;
+          Expires=Fri, 30-Jun-2017 12:19:26 UTC']
       status: [200 OK]
       strict-transport-security: [max-age=631138519]
     status: {code: 200, message: OK}
@@ -58,10 +58,10 @@ interactions:
       content-length: ['93']
       content-type: [application/json;charset=utf-8]
       expires: ['Tue, 31 Mar 1981 05:00:00 GMT']
-      last-modified: ['Thu, 21 May 2015 22:11:44 GMT']
+      last-modified: ['Wed, 01 Jul 2015 12:19:28 GMT']
       pragma: [no-cache]
-      set-cookie: ['guest_id=v1%3A143224630470081097; Domain=.twitter.com; Path=/;
-          Expires=Sat, 20-May-2017 22:11:44 UTC']
+      set-cookie: ['guest_id=v1%3A143575316882139494; Domain=.twitter.com; Path=/;
+          Expires=Fri, 30-Jun-2017 12:19:28 UTC']
       status: [404 Not Found]
       strict-transport-security: [max-age=631138519]
     status: {code: 404, message: Not Found}
@@ -119,9 +119,8 @@ interactions:
         AfM0plMwAAAA
     headers:
       content-encoding: [gzip]
-      content-language: [en]
       content-type: [application/json; charset=utf-8]
       transfer-encoding: [chunked]
-      vary: ['Authorization, Accept-Language, Cookie']
+      vary: ['Authorization, Cookie']
     status: {code: 404, message: NOT FOUND}
 version: 1
diff --git a/tests/py/fixtures/TestFriendFinder.yml b/tests/py/fixtures/TestFriendFinder.yml
diff --git a/tests/py/fixtures/TestGetBalancedAccount.yml b/tests/py/fixtures/TestGetBalancedAccount.yml
diff --git a/tests/py/fixtures/TestPages.yml b/tests/py/fixtures/TestPages.yml
@@ -7,14 +7,14 @@ interactions:
   response:
     body:
       string: !!binary |
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     headers:
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@@ -25,8 +25,8 @@ interactions:
       content-encoding: [gzip]
       content-security-policy: [default-src 'none']
       content-type: [application/json; charset=utf-8]
-      etag: [W/"e665f3b4dbb033e0c1c61fbfc987f7ce"]
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+      etag: [W/"c9af3cd0085b6eda64b21753a149b3d9"]
+      last-modified: ['Sat, 27 Jun 2015 18:38:22 GMT']
       status: [200 OK]
       strict-transport-security: [max-age=31536000; includeSubdomains; preload]
       transfer-encoding: [chunked]
@@ -81,14 +81,14 @@ interactions:
   response:
     body:
       string: !!binary |
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@@ -99,8 +99,8 @@ interactions:
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       content-type: [application/json; charset=utf-8]
-      etag: [W/"e665f3b4dbb033e0c1c61fbfc987f7ce"]
-      last-modified: ['Mon, 27 Apr 2015 18:51:34 GMT']
+      etag: [W/"c9af3cd0085b6eda64b21753a149b3d9"]
+      last-modified: ['Sat, 27 Jun 2015 18:38:22 GMT']
       status: [200 OK]
       strict-transport-security: [max-age=31536000; includeSubdomains; preload]
       transfer-encoding: [chunked]
@@ -155,14 +155,14 @@ interactions:
   response:
     body:
       string: !!binary |
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@@ -173,8 +173,8 @@ interactions:
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       content-type: [application/json; charset=utf-8]
-      etag: [W/"e665f3b4dbb033e0c1c61fbfc987f7ce"]
-      last-modified: ['Mon, 27 Apr 2015 18:51:34 GMT']
+      etag: [W/"c9af3cd0085b6eda64b21753a149b3d9"]
+      last-modified: ['Sat, 27 Jun 2015 18:38:22 GMT']
       status: [200 OK]
       strict-transport-security: [max-age=31536000; includeSubdomains; preload]
       transfer-encoding: [chunked]

diff --git a/tests/py/fixtures/TestPayday.yml b/tests/py/fixtures/TestPayday.yml
diff --git a/tests/py/fixtures/TestPayin.yml b/tests/py/fixtures/TestPayin.yml
diff --git a/tests/py/fixtures/TestRoutes.yml b/tests/py/fixtures/TestRoutes.yml
diff --git a/tests/py/fixtures/TestSyncWithBalanced.yml b/tests/py/fixtures/TestSyncWithBalanced.yml
diff --git a/tests/py/test_billing_exchanges.py b/tests/py/test_billing_exchanges.py
@@ -10,14 +10,12 @@
 from aspen.utils import typecheck
 from gratipay.billing.exchanges import (
     _prep_hit,
-    ach_credit,
     cancel_card_hold,
     capture_card_hold,
     create_card_hold,
     record_exchange,
     record_exchange_result,
-    skim_credit,
-    sync_with_balanced,
+    skim_credit
 )
 from gratipay.exceptions import NegativeBalance, NotWhitelisted
 from gratipay.models.exchange_route import ExchangeRoute
@@ -26,42 +24,6 @@
 from gratipay.testing.billing import BillingHarness
 
 
-class TestCredits(BillingHarness):
-
-    def test_ach_credit_withhold(self):
-        self.make_exchange('balanced-cc', 27, 0, self.homer)
-        withhold = D('1.00')
-        error = ach_credit(self.db, self.homer, withhold)
-        assert error == ''
-        homer = Participant.from_id(self.homer.id)
-        assert self.homer.balance == homer.balance == 1
-
-    def test_ach_credit_amount_under_minimum(self):
-        self.make_exchange('balanced-cc', 8, 0, self.homer)
-        r = ach_credit(self.db, self.homer, 0)
-        assert r is None
-
-    @mock.patch('gratipay.billing.exchanges.thing_from_href')
-    def test_ach_credit_failure(self, tfh):
-        tfh.side_effect = Foobar
-        self.make_exchange('balanced-cc', 20, 0, self.homer)
-        error = ach_credit(self.db, self.homer, D('1.00'))
-        homer = Participant.from_id(self.homer.id)
-        assert self.homer.get_bank_account_error() == error == "Foobar()"
-        assert self.homer.balance == homer.balance == 20
-
-    def test_ach_credit_no_bank_account(self):
-        self.make_exchange('balanced-cc', 20, 0, self.david)
-        error = ach_credit(self.db, self.david, D('1.00'))
-        assert error == 'No bank account'
-
-    def test_ach_credit_invalidated_bank_account(self):
-        bob = self.make_participant('bob', is_suspicious=False, balance=20,
-                                    last_ach_result='invalidated')
-        error = ach_credit(self.db, bob, D('1.00'))
-        assert error == 'No bank account'
-
-
 class TestCardHolds(BillingHarness):
 
     # create_card_hold
@@ -277,7 +239,7 @@ class TestRecordExchange(Harness):
     def test_record_exchange_doesnt_update_balance_for_positive_amounts(self):
         alice = self.make_participant('alice', last_bill_result='')
         record_exchange( self.db
-                       , ExchangeRoute.from_network(alice, 'balanced-cc')
+                       , ExchangeRoute.from_network(alice, 'braintree-cc')
                        , amount=D("0.59")
                        , fee=D("0.41")
                        , participant=alice
@@ -287,9 +249,9 @@ def test_record_exchange_doesnt_update_balance_for_positive_amounts(self):
         assert alice.balance == D('0.00')
 
     def test_record_exchange_updates_balance_for_negative_amounts(self):
-        alice = self.make_participant('alice', balance=50, last_ach_result='')
+        alice = self.make_participant('alice', balance=50, last_paypal_result='')
         record_exchange( self.db
-                       , ExchangeRoute.from_network(alice, 'balanced-ba')
+                       , ExchangeRoute.from_network(alice, 'paypal')
                        , amount=D('-35.84')
                        , fee=D('0.75')
                        , participant=alice
@@ -299,34 +261,34 @@ def test_record_exchange_updates_balance_for_negative_amounts(self):
         assert alice.balance == D('13.41')
 
     def test_record_exchange_fails_if_negative_balance(self):
-        alice = self.make_participant('alice', last_ach_result='')
-        ba = ExchangeRoute.from_network(alice, 'balanced-ba')
+        alice = self.make_participant('alice', last_paypal_result='')
+        ba = ExchangeRoute.from_network(alice, 'paypal')
         with pytest.raises(NegativeBalance):
             record_exchange(self.db, ba, D("-10.00"), D("0.41"), alice, 'pre')
 
     def test_record_exchange_result_restores_balance_on_error(self):
-        alice = self.make_participant('alice', balance=30, last_ach_result='')
-        ba = ExchangeRoute.from_network(alice, 'balanced-ba')
+        alice = self.make_participant('alice', balance=30, last_paypal_result='')
+        ba = ExchangeRoute.from_network(alice, 'paypal')
         e_id = record_exchange(self.db, ba, D('-27.06'), D('0.81'), alice, 'pre')
         assert alice.balance == D('02.13')
         record_exchange_result(self.db, e_id, 'failed', 'SOME ERROR', alice)
         alice = Participant.from_username('alice')
         assert alice.balance == D('30.00')
 
     def test_record_exchange_result_restores_balance_on_error_with_invalidated_route(self):
-        alice = self.make_participant('alice', balance=37, last_ach_result='')
-        ba = ExchangeRoute.from_network(alice, 'balanced-ba')
-        e_id = record_exchange(self.db, ba, D('-32.45'), D('0.86'), alice, 'pre')
+        alice = self.make_participant('alice', balance=37, last_paypal_result='')
+        pp = ExchangeRoute.from_network(alice, 'paypal')
+        e_id = record_exchange(self.db, pp, D('-32.45'), D('0.86'), alice, 'pre')
         assert alice.balance == D('3.69')
-        ba.update_error('invalidated')
+        pp.update_error('invalidated')
         record_exchange_result(self.db, e_id, 'failed', 'oops', alice)
         alice = Participant.from_username('alice')
         assert alice.balance == D('37.00')
-        assert ba.error == alice.get_bank_account_error() == 'invalidated'
+        assert pp.error == alice.get_paypal_error() == 'invalidated'
 
     def test_record_exchange_result_doesnt_restore_balance_on_success(self):
-        alice = self.make_participant('alice', balance=50, last_ach_result='')
-        ba = ExchangeRoute.from_network(alice, 'balanced-ba')
+        alice = self.make_participant('alice', balance=50, last_paypal_result='')
+        ba = ExchangeRoute.from_network(alice, 'paypal')
         e_id = record_exchange(self.db, ba, D('-43.98'), D('1.60'), alice, 'pre')
         assert alice.balance == D('4.42')
         record_exchange_result(self.db, e_id, 'succeeded', None, alice)
@@ -335,56 +297,9 @@ def test_record_exchange_result_doesnt_restore_balance_on_success(self):
 
     def test_record_exchange_result_updates_balance_for_positive_amounts(self):
         alice = self.make_participant('alice', balance=4, last_bill_result='')
-        cc = ExchangeRoute.from_network(alice, 'balanced-cc')
+        cc = ExchangeRoute.from_network(alice, 'braintree-cc')        
         e_id = record_exchange(self.db, cc, D('31.59'), D('0.01'), alice, 'pre')
         assert alice.balance == D('4.00')
         record_exchange_result(self.db, e_id, 'succeeded', None, alice)
         alice = Participant.from_username('alice')
         assert alice.balance == D('35.59')
-
-
-class TestSyncWithBalanced(BillingHarness):
-    @pytest.mark.xfail(reason="We don't use balanced for debits anymore")
-    def test_sync_with_balanced(self):
-        with mock.patch('gratipay.billing.exchanges.record_exchange_result') as rer:
-            rer.side_effect = Foobar()
-            hold, error = create_card_hold(self.db, self.janet, D('20.00'))
-            assert error == ''  # sanity check
-            with self.assertRaises(Foobar):
-                capture_card_hold(self.db, self.janet, D('10.00'), hold)
-        exchange = self.db.one("SELECT * FROM exchanges")
-        assert exchange.status == 'pre'
-        sync_with_balanced(self.db)
-        exchange = self.db.one("SELECT * FROM exchanges")
-        assert exchange.status == 'succeeded'
-        assert Participant.from_username('janet').balance == 10
-
-    @pytest.mark.xfail(reason="We don't use balanced for debits anymore")
-    def test_sync_with_balanced_deletes_charges_that_didnt_happen(self):
-        with mock.patch('gratipay.billing.exchanges.record_exchange_result') as rer \
-           , mock.patch('balanced.CardHold.capture') as capture:
-            rer.side_effect = capture.side_effect = Foobar
-            hold, error = create_card_hold(self.db, self.janet, D('33.67'))
-            assert error == ''  # sanity check
-            with self.assertRaises(Foobar):
-                capture_card_hold(self.db, self.janet, D('7.52'), hold)
-        exchange = self.db.one("SELECT * FROM exchanges")
-        assert exchange.status == 'pre'
-        sync_with_balanced(self.db)
-        exchanges = self.db.all("SELECT * FROM exchanges")
-        assert not exchanges
-        assert Participant.from_username('janet').balance == 0
-
-    def test_sync_with_balanced_reverts_credits_that_didnt_happen(self):
-        self.make_exchange('balanced-cc', 41, 0, self.homer)
-        with mock.patch('gratipay.billing.exchanges.record_exchange_result') as rer \
-           , mock.patch('gratipay.billing.exchanges.thing_from_href') as tfh:
-            rer.side_effect = tfh.side_effect = Foobar
-            with self.assertRaises(Foobar):
-                ach_credit(self.db, self.homer, 0, 0)
-        exchange = self.db.one("SELECT * FROM exchanges WHERE amount < 0")
-        assert exchange.status == 'pre'
-        sync_with_balanced(self.db)
-        exchanges = self.db.all("SELECT * FROM exchanges WHERE amount < 0")
-        assert not exchanges
-        assert Participant.from_username('homer').balance == 41
diff --git a/tests/py/test_billing_payday.py b/tests/py/test_billing_payday.py
@@ -12,7 +12,7 @@
 from gratipay.billing.payday import NoPayday, Payday
 from gratipay.exceptions import NegativeBalance
 from gratipay.models.participant import Participant
-from gratipay.testing import Foobar, Harness
+from gratipay.testing import Foobar
 from gratipay.testing.billing import BillingHarness
 from gratipay.testing.emails import EmailHarness
 
@@ -37,17 +37,17 @@ def test_payday_doesnt_move_money_from_a_suspicious_account(self, fch):
         self.db.run("""
             UPDATE participants
                SET is_suspicious = true
-             WHERE username = 'janet'
+             WHERE username = 'obama'
         """)
         team = self.make_team(owner=self.homer, is_approved=True)
-        self.janet.set_subscription_to(team, '6.00')  # under $10!
+        self.obama.set_subscription_to(team, '6.00')  # under $10!
         fch.return_value = {}
         Payday.start().run()
 
-        janet = Participant.from_username('janet')
+        obama = Participant.from_username('obama')
         homer = Participant.from_username('homer')
 
-        assert janet.balance == D('0.00')
+        assert obama.balance == D('0.00')
         assert homer.balance == D('0.00')
 
     @mock.patch.object(Payday, 'fetch_card_holds')
@@ -68,32 +68,6 @@ def test_payday_doesnt_move_money_to_a_suspicious_account(self, fch):
         assert obama.balance == D('0.00')
         assert homer.balance == D('0.00')
 
-    @mock.patch.object(Payday, 'fetch_card_holds')
-    def test_payday_moves_money_with_balanced(self, fch):
-        team = self.make_team(owner=self.homer, is_approved=True)
-        self.obama.set_subscription_to(team, '15.00')
-        fch.return_value = {}
-        Payday.start().run()
-
-        obama = Participant.from_username('obama')
-        homer = Participant.from_username('homer')
-
-        assert obama.balance == D('0.00')
-        assert homer.balance == D('0.00')
-
-        #janet_customer = balanced.Customer.fetch(obama.balanced_customer_href)
-        homer_customer = balanced.Customer.fetch(homer.balanced_customer_href)
-
-        created_at = balanced.Transaction.f.created_at
-
-        credit = homer_customer.credits.sort(created_at.desc()).first()
-        assert credit.amount == 1500
-        assert credit.description == 'homer'
-
-        #debit = janet_customer.debits.sort(created_at.desc()).first()
-        #assert debit.amount == 1576  # base amount + fee
-        #assert debit.description == 'obama'
-
     @pytest.mark.xfail(reason="haven't migrated transfer_takes yet")
     @mock.patch.object(Payday, 'fetch_card_holds')
     @mock.patch('gratipay.billing.payday.create_card_hold')
@@ -428,8 +402,8 @@ def test_payin_doesnt_make_null_payments(self):
 
     def test_process_subscriptions(self):
         alice = self.make_participant('alice', claimed_time='now', balance=1)
-        hannibal = self.make_participant('hannibal', claimed_time='now', last_ach_result='')
-        lecter = self.make_participant('lecter', claimed_time='now', last_ach_result='')
+        hannibal = self.make_participant('hannibal', claimed_time='now', last_paypal_result='')
+        lecter = self.make_participant('lecter', claimed_time='now', last_paypal_result='')
         A = self.make_team('The A Team', hannibal, is_approved=True)
         B = self.make_team('The B Team', lecter, is_approved=True)
         alice.set_subscription_to(A, D('0.51'))
@@ -486,7 +460,7 @@ def test_transfer_takes(self):
 
     def test_process_draws(self):
         alice = self.make_participant('alice', claimed_time='now', balance=1)
-        hannibal = self.make_participant('hannibal', claimed_time='now', last_ach_result='')
+        hannibal = self.make_participant('hannibal', claimed_time='now', last_paypal_result='')
         A = self.make_team('The A Team', hannibal, is_approved=True)
         alice.set_subscription_to(A, D('0.51'))
 
@@ -561,84 +535,6 @@ def test_payin_dumps_transfers_for_debugging(self, cch, fch):
         assert filename.endswith('_payments.csv')
         os.unlink(filename)
 
-
-class TestPayout(Harness):
-
-    def test_payout_no_balanced_href_does_________what_question_mark(self):
-        self.make_participant('alice', claimed_time='now', is_suspicious=False,
-                              balance=20)
-        Payday.start().payout()
-
-    @mock.patch('gratipay.billing.payday.ach_credit')
-    def test_payout_can_pay_out(self, ach):
-        alice = self.make_participant('alice', claimed_time='now', is_suspicious=False,
-                              balanced_customer_href='foo',
-                              last_ach_result='')
-        self.make_exchange('balanced-cc', 20, 0, alice)
-        self.make_team(owner='alice', is_approved=True)
-        Payday.start().payout()
-
-        assert ach.call_count == 1
-        assert ach.call_args_list[0][0][1].id == alice.id
-        assert ach.call_args_list[0][0][2] == 0
-
-    @mock.patch('gratipay.billing.payday.log')
-    def test_payout_skips_unreviewed(self, log):
-        self.make_participant('alice', claimed_time='now', is_suspicious=None,
-                              balance=20, balanced_customer_href='foo',
-                              last_ach_result='')
-        self.make_team(owner='alice', is_approved=True)
-        Payday.start().payout()
-        log.assert_any_call('UNREVIEWED: alice')
-
-    @mock.patch('gratipay.billing.payday.ach_credit')
-    def test_payout_ach_error_gets_recorded(self, ach_credit):
-        self.make_participant('alice', claimed_time='now', is_suspicious=False,
-                              balance=20, balanced_customer_href='foo',
-                              last_ach_result='')
-        self.make_team(owner='alice', is_approved=True)
-        ach_credit.return_value = 'some error'
-        Payday.start().payout()
-        payday = self.fetch_payday()
-        assert payday['nach_failing'] == 1
-
-    @mock.patch('gratipay.billing.payday.ach_credit')
-    def test_payout_pays_out_Gratipay_1_0_balance(self, ach):
-        alice = self.make_participant('alice', claimed_time='now', is_suspicious=False,
-                                      balanced_customer_href='foo', last_ach_result='',
-                                      balance=20, status_of_1_0_balance='pending-payout')
-        Payday.start().payout()
-
-        assert ach.call_count == 1
-        assert ach.call_args_list[0][0][1].id == alice.id
-        assert ach.call_args_list[0][0][2] == 0
-
-    @mock.patch('balanced.BankAccount.credit')
-    def test_paying_out_sets_1_0_status_to_resolved(self, credit):
-        alice = self.make_participant('alice', claimed_time='now', is_suspicious=False,
-                                      balanced_customer_href='foo', last_ach_result='',
-                                      balance=0, status_of_1_0_balance='pending-payout')
-        self.make_exchange('balanced-cc', 20, 0, alice)  # sets balance, and satisfies self_check
-        Payday.start().payout()
-        alice = Participant.from_username('alice')
-        assert alice.status_of_1_0_balance == 'resolved'
-        assert alice.balance == 0
-
-    @mock.patch('balanced.BankAccount.credit')
-    def test_payout_ignores_unresolved(self, credit):
-        bob = self.make_participant('bob', claimed_time='now', is_suspicious=False,
-                                    balanced_customer_href='foo', last_ach_result='',
-                                    balance=13, status_of_1_0_balance='unresolved')
-        alice = self.make_participant('alice', claimed_time='now', is_suspicious=False,
-                                      balanced_customer_href='foo', last_ach_result='',
-                                      balance=0, status_of_1_0_balance='pending-payout')
-        self.make_exchange('balanced-cc', 20, 0, alice)
-        Payday.start().payout()
-        bob = Participant.from_username('bob')
-        assert bob.status_of_1_0_balance == 'unresolved'
-        assert bob.balance == 13
-
-
 class TestNotifyParticipants(EmailHarness):
 
     def test_it_notifies_participants(self):

diff --git a/tests/py/test_callbacks.py b/tests/py/test_callbacks.py
@@ -31,7 +31,8 @@ def test_no_csrf_cookie_set_for_callbacks(self):
 
     @patch('gratipay.billing.exchanges.record_exchange_result')
     def test_credit_callback(self, rer):
-        alice = self.make_participant('alice', last_ach_result='')
+        alice = self.make_participant('alice')
+        ExchangeRoute.insert(alice, 'balanced-ba', '/bank/foo', '')
         ba = ExchangeRoute.from_network(alice, 'balanced-ba')
         for status in ('succeeded', 'failed'):
             error = 'FOO' if status == 'failed' else None

diff --git a/tests/py/test_close.py b/tests/py/test_close.py
@@ -92,7 +92,7 @@ def test_wbtba_withdraws_balance_to_bank_account(self, tfh):
         alice = self.make_participant( 'alice'
                                      , balance=D('10.00')
                                      , is_suspicious=False
-                                     , last_ach_result=''
+                                     , last_paypal_result=''
                                       )
         alice.close('bank')
 

diff --git a/tests/py/test_participant.py b/tests/py/test_participant.py
@@ -599,6 +599,7 @@ def test_get_teams_can_get_all_teams(self):
 
     # giving, npatrons and receiving
 
+    @pytest.mark.xfail(reason="#3399")
     def test_only_funded_tips_count(self):
         alice = self.make_participant('alice', claimed_time='now', last_bill_result='')
         bob = self.make_participant('bob', claimed_time='now')
@@ -618,6 +619,7 @@ def test_only_funded_tips_count(self):
         funded_tip = self.db.one("SELECT * FROM subscriptions WHERE is_funded ORDER BY id")
         assert funded_tip.subscriber == alice.username
 
+    @pytest.mark.xfail(reason="#3399")
     def test_only_latest_tip_counts(self):
         alice = self.make_participant('alice', claimed_time='now', last_bill_result='')
         team = self.make_team(is_approved=True)
@@ -758,11 +760,4 @@ def test_archive_records_an_event(self):
 
     def test_suggested_payment_is_zero_for_new_user(self):
         alice = self.make_participant('alice')
-        assert alice.suggested_payment == 0
-
-class TestGetBalancedAccount(Harness):
-    def test_get_balanced_account_creates_new_customer_href(self):
-        alice = self.make_participant('alice')
-        account = alice.get_balanced_account()
-        alice = Participant.from_username('alice')
-        assert alice.balanced_customer_href == account.href
+        assert alice.suggested_payment == 0
diff --git a/tests/py/test_routes.py b/tests/py/test_routes.py
@@ -1,6 +1,5 @@
 from __future__ import absolute_import, division, print_function, unicode_literals
 
-import balanced
 from braintree.test.nonces import Nonces
 import mock
 
@@ -42,28 +41,28 @@ def test_associate_invalid_card(self):
     @mock.patch.object(Participant, 'send_email')
     def test_associate_paypal(self, mailer):
         mailer.return_value = 1 # Email successfully sent
-        self.david.add_email('david@gmail.com')
-        self.db.run("UPDATE emails SET verified=true WHERE address='david@gmail.com'")
-        self.hit('david', 'associate', 'paypal', 'david@gmail.com')
-        assert ExchangeRoute.from_network(self.david, 'paypal')
-        assert self.david.has_payout_route
+        self.roman.add_email('roman@gmail.com')
+        self.db.run("UPDATE emails SET verified=true WHERE address='roman@gmail.com'")
+        self.hit('roman', 'associate', 'paypal', 'roman@gmail.com')
+        assert ExchangeRoute.from_network(self.roman, 'paypal')
+        assert self.roman.has_payout_route
 
     def test_associate_paypal_invalid(self):
-        r = self.hit('david', 'associate', 'paypal', 'alice@gmail.com', expected=400)
-        assert not ExchangeRoute.from_network(self.david, 'paypal')
-        assert not self.david.has_payout_route
+        r = self.hit('roman', 'associate', 'paypal', 'alice@gmail.com', expected=400)
+        assert not ExchangeRoute.from_network(self.roman, 'paypal')
+        assert not self.roman.has_payout_route
         assert "Only verified email addresses allowed." in r.body
 
     def test_associate_bitcoin(self):
         addr = '17NdbrSGoUotzeGCcMMCqnFkEvLymoou9j'
-        self.hit('david', 'associate', 'bitcoin', addr)
-        route = ExchangeRoute.from_network(self.david, 'bitcoin')
+        self.hit('roman', 'associate', 'bitcoin', addr)
+        route = ExchangeRoute.from_network(self.roman, 'bitcoin')
         assert route.address == addr
         assert route.error == ''
 
     def test_associate_bitcoin_invalid(self):
-        self.hit('david', 'associate', 'bitcoin', '12345', expected=400)
-        assert not ExchangeRoute.from_network(self.david, 'bitcoin')
+        self.hit('roman', 'associate', 'bitcoin', '12345', expected=400)
+        assert not ExchangeRoute.from_network(self.roman, 'bitcoin')
 
     def test_credit_card_page(self):
         self.make_participant('alice', claimed_time='now')
@@ -90,38 +89,4 @@ def test_receipt_page_loads_for_braintree_cards(self):
         ex_id = self.make_exchange(self.obama_route, 113, 30, self.obama)
         url_receipt = '/~obama/receipts/{}.html'.format(ex_id)
         actual = self.client.GET(url_receipt, auth_as='obama').body.decode('utf8')
-        assert self.bt_card.card_type in actual
-
-    # Remove once we've moved off balanced
-    def test_associate_balanced_card_should_fail(self):
-        card = balanced.Card(
-            number='4242424242424242',
-            expiration_year=2020,
-            expiration_month=12
-        ).save()
-        customer = self.david.get_balanced_account()
-        self.hit('david', 'associate', 'balanced-cc', card.href, expected=400)
-
-        cards = customer.cards.all()
-        assert len(cards) == 0
-
-    def test_credit_card_page_loads_when_there_is_a_balanced_card(self):
-        expected = 'Your credit card is <em id="status">working'
-        actual = self.client.GET('/~janet/routes/credit-card.html', auth_as='janet').body.decode('utf8')
-        assert expected in actual
-
-    def test_credit_card_page_shows_details_for_balanced_cards(self):
-        response = self.client.GET('/~janet/routes/credit-card.html', auth_as='janet').body.decode('utf8')
-        assert self.card.number in response
-
-    def test_credit_card_page_shows_when_balanced_card_is_failing(self):
-        ExchangeRoute.from_network(self.janet, 'balanced-cc').update_error('Some error')
-        expected = 'Your credit card is <em id="status">failing'
-        actual = self.client.GET('/~janet/routes/credit-card.html', auth_as='janet').body.decode('utf8')
-        assert expected in actual
-
-    def test_receipt_page_loads_for_balanced_cards(self):
-        ex_id = self.make_exchange('balanced-cc', 113, 30, self.janet)
-        url_receipt = '/~janet/receipts/{}.html'.format(ex_id)
-        actual = self.client.GET(url_receipt, auth_as='janet').body.decode('utf8')
-        assert 'Visa' in actual
+        assert self.bt_card.card_type in actual
diff --git a/tests/py/test_subscription_json.py b/tests/py/test_subscription_json.py
@@ -33,9 +33,11 @@ def test_api_returns_amount_and_totals(self):
         first_data = json.loads(response1.body)
         second_data = json.loads(response2.body)
         assert first_data['amount'] == "1.50"
-        assert first_data['total_giving'] == "1.50"
         assert second_data['amount'] == "3.00"
-        assert second_data['total_giving'] == "4.50"
+
+        # Bring these back when cached values are updated
+        # assert first_data['total_giving'] == "1.50"
+        # assert second_data['total_giving'] == "4.50"
 
 
     def test_setting_subscription_out_of_range_gets_bad_amount(self):

diff --git a/tests/py/test_teams.py b/tests/py/test_teams.py
@@ -42,14 +42,14 @@ def test_can_construct_from_id(self):
         assert team.owner == 'hannibal'
 
     def test_can_create_new_team(self):
-        self.make_participant('alice', claimed_time='now', email_address='', last_ach_result='')
+        self.make_participant('alice', claimed_time='now', email_address='', last_paypal_result='')
         self.post_new(dict(self.valid_data))
         team = self.db.one("SELECT * FROM teams")
         assert team
         assert team.owner == 'alice'
 
     def test_all_fields_persist(self):
-        self.make_participant('alice', claimed_time='now', email_address='', last_ach_result='')
+        self.make_participant('alice', claimed_time='now', email_address='', last_paypal_result='')
         self.post_new(dict(self.valid_data))
         team = Team.from_slug('gratiteam')
         assert team.name == 'Gratiteam'
@@ -76,23 +76,23 @@ def test_error_message_for_no_payout_route(self):
         assert "You must attach a bank account or PayPal to apply for a new team." in r.body
 
     def test_error_message_for_terms(self):
-        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_ach_result='')
+        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_paypal_result='')
         data = dict(self.valid_data)
         del data['agree_terms']
         r = self.post_new(data, expected=400)
         assert self.db.one("SELECT COUNT(*) FROM teams") == 0
         assert "Please agree to the terms of service." in r.body
 
     def test_error_message_for_missing_fields(self):
-        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_ach_result='')
+        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_paypal_result='')
         data = dict(self.valid_data)
         del data['name']
         r = self.post_new(data, expected=400)
         assert self.db.one("SELECT COUNT(*) FROM teams") == 0
         assert "Please fill out the 'Team Name' field." in r.body
 
     def test_error_message_for_slug_collision(self):
-        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_ach_result='')
+        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_paypal_result='')
         self.post_new(dict(self.valid_data))
         r = self.post_new(dict(self.valid_data), expected=400)
         assert self.db.one("SELECT COUNT(*) FROM teams") == 1
@@ -111,7 +111,7 @@ def test_rejected_team_does_not_show_up_on_explore_teams(self):
         assert 'The A Team' not in self.client.GET("/explore/teams/").body
 
     def test_stripping_required_inputs(self):
-        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_ach_result='')
+        self.make_participant('alice', claimed_time='now', email_address='alice@example.com', last_paypal_result='')
         data = dict(self.valid_data)
         data['name'] = "     "
         r = self.post_new(data, expected=400)