# Membership Scheme Payment Methods

## Introduction

A **membership scheme** grants enrolled patients preferential treatment — reduced consultation fees, pharmacy discounts, priority appointments, or access to specific wards. The payment method configuration within a membership scheme controls how members can pay and what discounts are applied automatically when their membership is active.

## Navigation

Main Menu → Administration → **Membership** → Schemes
OR
Main Menu → Configuration → Finance → Membership Schemes

## What a Membership Scheme Configures

| Setting | Description |
|---|---|
| Scheme Name | Name of the membership plan (e.g., "Gold Health Card") |
| Duration | Membership validity period (months or years) |
| Fee | Enrollment or renewal fee |
| Allowed Payment Methods | Which payment methods members can use |
| PatientPoints | Whether members earn and redeem points |
| OPD Discount | Discount on OPD consultation and services |
| Pharmacy Discount | Discount on pharmacy purchases |
| Channelling Discount | Discount on channel appointment fees |
| Inpatient Discount | Discount on inpatient charges (if applicable) |

## Configuring Payment Methods for a Membership Scheme

1. Open the membership scheme.
2. Navigate to the **Payment Methods** tab.
3. Enable or restrict payment methods as needed:
   - Enable **PatientPoints** if members earn and redeem loyalty points.
   - Enable **eWallet** if the scheme is linked to a mobile payment provider.
   - Restrict or require specific methods to enforce scheme rules.
4. Save.

## PatientPoints Integration

When the membership scheme enables PatientPoints:

- Members earn points on eligible transactions (e.g., 1 point per Rs 100 spent).
- Points accumulate in the patient's account.
- At billing, the cashier selects **PatientPoints** as the (full or partial) payment method.
- The system deducts the equivalent value from the patient's point balance.

## Membership Discount at Billing

When a patient with an active membership visits:

1. The billing system detects the active membership from the patient record.
2. Applicable discount rules for the scheme are loaded automatically.
3. Discounts are applied before the total is presented to the cashier.

If the membership has expired or is not active, discounts are not applied.

## Enrolling a Patient in a Membership Scheme

1. Go to the patient record.
2. Click **Enroll in Membership**.
3. Select the scheme and enter the enrollment date.
4. Collect the enrollment fee (if applicable) using any allowed payment method.
5. Print the membership card or certificate.

## Renewing a Membership

1. Locate the patient's membership record.
2. Click **Renew**.
3. Collect the renewal fee.
4. The new expiry date is calculated from the scheme's duration.

## Technical Reference

| Item | Detail |
|---|---|
| Entity | `MembershipScheme`, `PatientMembership` |
| Points | `PatientPoints` payment method in `PaymentMethod` enum |
| Discount integration | Membership lookup during billing → discount rules applied |
| Related | [OPD Discount Rules](Finance-OPD-Discount-Rules.md), [Pharmacy Channelling Discount Rules](Finance-Pharmacy-Channelling-Discount-Rules.md) |