diff --git a/transfermethodui/src/androidTest/java/com/hyperwallet/android/ui/transfermethod/SelectTransferMethodTest.java b/transfermethodui/src/androidTest/java/com/hyperwallet/android/ui/transfermethod/SelectTransferMethodTest.java
index 29106e351..3a7b10713 100644
--- a/transfermethodui/src/androidTest/java/com/hyperwallet/android/ui/transfermethod/SelectTransferMethodTest.java
+++ b/transfermethodui/src/androidTest/java/com/hyperwallet/android/ui/transfermethod/SelectTransferMethodTest.java
@@ -126,7 +126,7 @@ public void testSelectTransferMethod_verifyCountrySelectionList() {
         onView(allOf(instanceOf(TextView.class), withParent(withId(R.id.country_selection_toolbar)))).check(
                 matches(withText(R.string.mobileCountryRegion)));
         onView(withId(R.id.search_button)).check(doesNotExist());
-        onView(withId(R.id.country_selection_list)).check(new RecyclerViewCountAssertion(5));
+        onView(withId(R.id.country_selection_list)).check(new RecyclerViewCountAssertion(6));
         onView(allOf(withId(R.id.country_name), withText("Canada"))).check(matches(isDisplayed()));
         onView(allOf(withId(R.id.country_name), withText("Croatia"))).check(matches(isDisplayed()));
         onView(allOf(withId(R.id.country_name), withText("Mexico"))).check(matches(isDisplayed()));
@@ -207,10 +207,12 @@ public void testSelectTransferMethod_verifyTransferMethodsList() {
                 matches(atPosition(0, hasDescendant(withText(R.string.bank_account)))));
 
         String bankCardFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
-                .getString(R.string.feeAndProcessingTimeInformation, usdDollarSymbol + "2.00", "1-2 Business days");
+                .getString(R.string.feeInformation, usdDollarSymbol + "2.00");
+        String bankCardProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "1-2 Business days");
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
-                matches(atPosition(0, hasDescendant(withText(bankCardFee)))));
+                matches(atPosition(0, hasDescendant(withText(bankCardFee+bankCardProcessingTime)))));
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
                 matches(atPosition(1, hasDescendant(withText(R.string.bank_card_font_icon)))));
@@ -218,10 +220,13 @@ public void testSelectTransferMethod_verifyTransferMethodsList() {
                 matches(atPosition(1, hasDescendant(withText(R.string.bank_card)))));
 
         String debitCardFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
-                .getString(R.string.feeAndProcessingTimeInformation, usdDollarSymbol + "1.75", "IMMEDIATE");
+                .getString(R.string.feeInformation, usdDollarSymbol + "1.75");
+
+        String debitCardProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "IMMEDIATE");
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
-                matches(atPosition(1, hasDescendant(withText(debitCardFee)))));
+                matches(atPosition(1, hasDescendant(withText(debitCardFee+debitCardProcessingTime)))));
 
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
@@ -233,10 +238,12 @@ public void testSelectTransferMethod_verifyTransferMethodsList() {
                 matches(atPosition(2, hasDescendant(wireAccountViewMatchers))));
 
         String wireTransferFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
-                .getString(R.string.feeAndProcessingTimeInformation, usdDollarSymbol + "20.00", "1-3 Business days");
+                .getString(R.string.feeInformation, usdDollarSymbol + "20.00");
+        String wireTransferProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "1-3 Business days");
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
-                matches(atPosition(2, hasDescendant(withText(wireTransferFee)))));
+                matches(atPosition(2, hasDescendant(withText(wireTransferFee+wireTransferProcessingTime)))));
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
                 matches(atPosition(3, hasDescendant(withText(R.string.paypal_account_font_icon)))));
@@ -244,10 +251,12 @@ public void testSelectTransferMethod_verifyTransferMethodsList() {
                 matches(atPosition(3, hasDescendant(withText("PayPal")))));
 
         String paypalFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
-                .getString(R.string.feeAndProcessingTimeInformation, usdDollarSymbol + "0.25", "IMMEDIATE");
+                .getString(R.string.feeInformation, usdDollarSymbol + "0.25");
+        String paypalProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "IMMEDIATE");
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
-                matches(atPosition(3, hasDescendant(withText(paypalFee)))));
+                matches(atPosition(3, hasDescendant(withText(paypalFee+paypalProcessingTime)))));
     }
 
     @Test
@@ -268,7 +277,7 @@ public void testSelectTransferMethod_verifyTransferMethodsListEmptyFee() {
         onView(withId(R.id.select_transfer_method_types_list)).check(
                 matches(atPosition(0, hasDescendant(withText(R.string.bank_account)))));
         onView(withId(R.id.select_transfer_method_types_list)).check(
-                matches(atPosition(0, hasDescendant(withText("1-2 Business days")))));
+                matches(atPosition(0, hasDescendant(withText("No fee \u2022 1-2 Business days")))));
     }
 
     @Test
@@ -318,10 +327,12 @@ public void testSelectTransferMethod_verifyTransferMethodsListUpdatedOnSelection
                 matches(atPosition(0, hasDescendant(withText(R.string.bank_account)))));
 
         String bankAccountFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
-                .getString(R.string.feeAndProcessingTimeInformation, cdnDollarSymbol + "2.20", "1-2 Business days");
+                .getString(R.string.feeInformation, cdnDollarSymbol + "2.20");
+        String bankCardProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "1-2 Business days");
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
-                matches(atPosition(0, hasDescendant(withText(bankAccountFee)))));
+                matches(atPosition(0, hasDescendant(withText(bankAccountFee+bankCardProcessingTime)))));
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
                 matches(atPosition(1, hasDescendant(withText(R.string.paypal_account_font_icon)))));
@@ -329,10 +340,12 @@ public void testSelectTransferMethod_verifyTransferMethodsListUpdatedOnSelection
                 matches(atPosition(1, hasDescendant(withText("PayPal")))));
 
         String paypalFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
-                .getString(R.string.feeAndProcessingTimeInformation, cdnDollarSymbol + "0.25", "IMMEDIATE");
+                .getString(R.string.feeInformation, cdnDollarSymbol + "0.25");
+        String paypalProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "IMMEDIATE");
 
         onView(withId(R.id.select_transfer_method_types_list)).check(
-                matches(atPosition(1, hasDescendant(withText(paypalFee)))));
+                matches(atPosition(1, hasDescendant(withText(paypalFee+paypalProcessingTime)))));
     }
 
     @Test
@@ -445,4 +458,95 @@ public void testSelectTransferMethod_verifyDefaultsToUSWhenUserProfileDoesNotHav
         onView(withId(R.id.select_transfer_method_country_value)).check(matches(withText("United States")));
         onView(withId(R.id.select_transfer_method_currency_value)).check(matches(withText("USD")));
     }
+
+    @Test
+    public void testSelectTransferMethod_verifyNoFeeLabelsDisplayed() {
+        mMockWebServer.mockResponse().withHttpResponseCode(HTTP_OK).withBody(sResourceManager
+                .getResourceContent("user_response.json")).mock();
+        mMockWebServer.mockResponse().withHttpResponseCode(HTTP_OK).withBody(sResourceManager
+                .getResourceContent("successful_tmc_keys_response.json")).mock();
+
+        mActivityTestRule.launchActivity(null);
+
+        onView(withId(R.id.toolbar)).check(matches(isDisplayed()));
+        onView(withText(R.string.mobileAddTransferMethodHeader)).check(matches(withParent(withId(R.id.toolbar))));
+
+        onView(withId(R.id.select_transfer_method_country_value)).check(matches(withText("United States")));
+        onView(withId(R.id.select_transfer_method_currency_value)).check(matches(withText("USD")));
+        onView(withId(R.id.select_transfer_method_types_list)).check(new RecyclerViewCountAssertion(4));
+
+        onView(withId(R.id.select_transfer_method_country_value)).perform(click());
+        onView(allOf(withId(R.id.country_name), withText("CHINA"))).perform(click());
+
+        String bankAccountFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.noFee);
+        String bankAccountProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "1-2 Business days");
+
+        onView(withId(R.id.select_transfer_method_types_list)).check(
+                matches(atPosition(0, hasDescendant(withText(bankAccountFee+bankAccountProcessingTime)))));
+
+
+        String bankCardFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.noFee);
+        String bankCardProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "IMMEDIATE");
+
+        onView(withId(R.id.select_transfer_method_types_list)).check(
+                matches(atPosition(1, hasDescendant(withText(bankCardFee+bankCardProcessingTime)))));
+
+
+
+        String wireTransferFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.noFee);
+        String wireTransferProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "1-3 Business days");
+
+        onView(withId(R.id.select_transfer_method_types_list)).check(
+                matches(atPosition(2, hasDescendant(withText(wireTransferFee+wireTransferProcessingTime)))));
+
+        String paypalTransferFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.noFee);
+        String paypalTransferProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "IMMEDIATE");
+
+        onView(withId(R.id.select_transfer_method_types_list)).check(
+                matches(atPosition(3, hasDescendant(withText(paypalTransferFee+paypalTransferProcessingTime)))));
+
+
+    }
+
+    @Test
+    public void testSelectTransferMethod_verifyMixedFeeIsDisplayed() {
+        mMockWebServer.mockResponse().withHttpResponseCode(HTTP_OK).withBody(sResourceManager
+                .getResourceContent("user_response.json")).mock();
+        mMockWebServer.mockResponse().withHttpResponseCode(HTTP_OK).withBody(sResourceManager
+                .getResourceContent("successful_tmc_keys_mixedfee_response.json")).mock();
+
+        mActivityTestRule.launchActivity(null);
+
+        onView(withId(R.id.toolbar)).check(matches(isDisplayed()));
+        onView(withText(R.string.mobileAddTransferMethodHeader)).check(matches(withParent(withId(R.id.toolbar))));
+
+        onView(withId(R.id.select_transfer_method_country_value)).check(matches(withText("United States")));
+        onView(withId(R.id.select_transfer_method_currency_value)).check(matches(withText("USD")));
+        onView(withId(R.id.select_transfer_method_types_list)).check(new RecyclerViewCountAssertion(4));
+
+        onView(withId(R.id.select_transfer_method_country_value)).perform(click());
+        onView(allOf(withId(R.id.country_name), withText("CHINA"))).perform(click());
+
+        String mixedFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.fee_mix_formatter,usdDollarSymbol,"5.00","4.50","4.00","10.00");
+
+        String venmoTransferFee = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.feeInformation,mixedFee);
+
+        String venmoTransferProcessingTime = InstrumentationRegistry.getInstrumentation().getTargetContext()
+                .getString(R.string.processingTimeInformation, "1-2 Business days");
+
+        onView(withId(R.id.select_transfer_method_types_list)).check(
+                matches(atPosition(4, hasDescendant(withText(venmoTransferFee+venmoTransferProcessingTime)))));
+
+
+    }
 }
diff --git a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/AddTransferMethodFragment.java b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/AddTransferMethodFragment.java
index dde95a619..e52d53610 100644
--- a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/AddTransferMethodFragment.java
+++ b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/AddTransferMethodFragment.java
@@ -28,6 +28,7 @@
 import static com.hyperwallet.android.model.transfermethod.TransferMethod.TransferMethodTypes.WIRE_ACCOUNT;
 import static com.hyperwallet.android.ui.common.intent.HyperwalletIntent.EXTRA_TRANSFER_METHOD_ADDED;
 import static com.hyperwallet.android.ui.transfermethod.TransferMethodLocalBroadcast.TransferMethodLocalBroadcastAction.ACTION_HYPERWALLET_TRANSFER_METHOD_ADDED;
+import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.getFormattedFeeAndProcessingTime;
 import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.isFeeAvailable;
 import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.isProcessingTimeAvailable;
 
@@ -408,22 +409,12 @@ public void showTransactionInformation(@NonNull final List<Fee> fees,
         View container = getView().findViewById(R.id.add_transfer_method_static_container);
         TextView feeAndProcessingTime = getView().findViewById(R.id.add_transfer_method_information);
 
-        if (isFeeAvailable(fees) && isProcessingTimeAvailable(processingTime)) {
-            String formattedFee = FeeFormatter.getFormattedFee(header.getContext(), fees);
-            feeAndProcessingTime.setVisibility(View.VISIBLE);
-            feeAndProcessingTime.setText(
-                    feeAndProcessingTime.getContext().getString(R.string.feeAndProcessingTimeInformation, formattedFee,
-                            processingTime.getValue()));
-        } else if (isFeeAvailable(fees) && !isProcessingTimeAvailable(processingTime)) {
-            String formattedFee = FeeFormatter.getFormattedFee(header.getContext(), fees);
+        if (!isFeeAvailable(fees) && !isProcessingTimeAvailable(processingTime)) {
+            feeAndProcessingTime.setVisibility(View.GONE);
+        } else {
             feeAndProcessingTime.setVisibility(View.VISIBLE);
             feeAndProcessingTime.setText(
-                    feeAndProcessingTime.getContext().getString(R.string.feeInformation, formattedFee));
-        } else if (isProcessingTimeAvailable(processingTime) && !isFeeAvailable(fees)) {
-            feeAndProcessingTime.setVisibility(View.VISIBLE);
-            feeAndProcessingTime.setText(processingTime.getValue());
-        } else {
-            feeAndProcessingTime.setVisibility(View.GONE);
+                    getFormattedFeeAndProcessingTime(feeAndProcessingTime.getContext(), fees, processingTime));
         }
 
         if (feeAndProcessingTime.getVisibility() == View.VISIBLE) {
diff --git a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/FeeFormatter.java b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/FeeFormatter.java
index ad092748d..b97c4ef5d 100644
--- a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/FeeFormatter.java
+++ b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/FeeFormatter.java
@@ -35,7 +35,7 @@
 public class FeeFormatter {
 
     public static String getFormattedFee(@NonNull final Context context, @NonNull final List<Fee> fees) {
-        String formattedString = context.getResources().getString(R.string.unknown);
+        String formattedString = context.getResources().getString(R.string.noFee);
         if (fees.size() == 1) {
             formattedString = getSingleFormattedFee(context, fees, formattedString);
         } else {
@@ -48,10 +48,13 @@ private static String getSingleFormattedFee(@NonNull Context context, @NonNull L
             String formattedString) {
         Fee fee = fees.get(0);
         if (Fee.FeeRate.FLAT.equals(fee.getFeeRateType())) {
+            if (!isValidFee(fee.getValue())) {
+                return formattedString;
+            }
             formattedString = context.getResources().getString(R.string.fee_flat_formatter,
                     Currency.getInstance(fee.getCurrency()).getSymbol(Locale.getDefault()), fee.getValue());
         } else if (Fee.FeeRate.PERCENT.equals(fee.getFeeRateType())) {
-            formattedString = getPercentFormattedFee(context, fee);
+            formattedString = getPercentFormattedFee(context, fee, formattedString);
         }
         return formattedString;
     }
@@ -72,18 +75,48 @@ private static String getMixFormattedFee(@NonNull Context context, @NonNull List
         if (flatFee != null && percentFee != null) {
             String minimumAmount = percentFee.getMin();
             String maximumAmount = percentFee.getMax();
-            if (maximumAmount.isEmpty() && minimumAmount.isEmpty()) {
+
+            if (!isValidFee(flatFee.getValue()) && !isValidFee(percentFee.getValue())) {
+                return formattedString;
+            } else if (maximumAmount.isEmpty() && minimumAmount.isEmpty() && !isValidFee(percentFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_flat_formatter,
+                        Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()), flatFee.getValue());
+            } else if (maximumAmount.isEmpty() && minimumAmount.isEmpty() && !isValidFee(flatFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_percent_no_min_and_max_formatter,
+                        percentFee.getValue());
+            } else if (maximumAmount.isEmpty() && minimumAmount.isEmpty()) {
                 formattedString = context.getResources().getString(R.string.fee_mix_no_min_and_max_formatter,
                         Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()),
                         flatFee.getValue(), percentFee.getValue());
+            } else if (maximumAmount.isEmpty() && !isValidFee(percentFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_flat_formatter,
+                        Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()), flatFee.getValue());
+            } else if (maximumAmount.isEmpty() && !isValidFee(flatFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_percent_only_min_formatter,
+                        percentFee.getValue(),
+                        percentFee.getCurrency(), minimumAmount);
             } else if (maximumAmount.isEmpty()) {
                 formattedString = context.getResources().getString(R.string.fee_mix_only_min_formatter,
                         Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()),
                         flatFee.getValue(), percentFee.getValue(), minimumAmount);
+            } else if (minimumAmount.isEmpty() && !isValidFee(percentFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_flat_formatter,
+                        Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()), flatFee.getValue());
+            } else if (minimumAmount.isEmpty() && !isValidFee(flatFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_percent_only_max_formatter,
+                        percentFee.getValue(),
+                        percentFee.getCurrency(), maximumAmount);
             } else if (minimumAmount.isEmpty()) {
                 formattedString = context.getResources().getString(R.string.fee_mix_only_max_formatter,
                         Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()),
                         flatFee.getValue(), percentFee.getValue(), maximumAmount);
+            } else if (isValidFee(percentFee.getValue()) && !isValidFee(flatFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_percent_formatter,
+                        percentFee.getValue(),
+                        percentFee.getCurrency(), minimumAmount, maximumAmount);
+            } else if (isValidFee(flatFee.getValue()) && !isValidFee(percentFee.getValue())) {
+                formattedString = context.getResources().getString(R.string.fee_flat_formatter,
+                        Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()), flatFee.getValue());
             } else {
                 formattedString = context.getResources().getString(R.string.fee_mix_formatter,
                         Currency.getInstance(flatFee.getCurrency()).getSymbol(Locale.getDefault()),
@@ -94,10 +127,15 @@ private static String getMixFormattedFee(@NonNull Context context, @NonNull List
     }
 
 
-    private static String getPercentFormattedFee(@NonNull final Context context, @NonNull final Fee fee) {
+    private static String getPercentFormattedFee(@NonNull final Context context, @NonNull final Fee fee,
+            String formattedString) {
         String formattedFee;
         String minimumAmount = fee.getMin();
         String maximumAmount = fee.getMax();
+
+        if (!isValidFee(fee.getValue())) {
+            return formattedString;
+        }
         if (maximumAmount.isEmpty() && minimumAmount.isEmpty()) {
             formattedFee = context.getResources().getString(R.string.fee_percent_no_min_and_max_formatter,
                     fee.getValue());
@@ -122,4 +160,41 @@ protected static boolean isFeeAvailable(@Nullable final List<?> fees) {
     protected static boolean isProcessingTimeAvailable(@Nullable final ProcessingTime processingTime) {
         return processingTime != null && !TextUtils.isEmpty(processingTime.getValue());
     }
+
+    protected static boolean isNoFeeStringAvailable(@NonNull final Context context, String fee) {
+        return fee.contains(context.getResources().getString(R.string.noFee));
+    }
+
+    protected static boolean isValidFee(String fee) {
+        if (TextUtils.isEmpty(fee)) {
+            return false;
+        } else {
+            return Double.parseDouble(fee) != 0.0;
+        }
+    }
+
+    public static String getFormattedFeeAndProcessingTime(@NonNull Context context, @NonNull final List<Fee> fees,
+            @Nullable final ProcessingTime processingTime) {
+        if (isFeeAvailable(fees)) {
+            String formattedFee = getFormattedFee(context, fees);
+            if (isNoFeeStringAvailable(context, formattedFee) && isProcessingTimeAvailable(processingTime)) {
+                return String.format("%s%s", context.getResources().getString(R.string.noFee),
+                        context.getResources().getString(R.string.processingTimeInformation,
+                                processingTime.getValue()));
+            } else if (!isNoFeeStringAvailable(context, formattedFee) && !isProcessingTimeAvailable(processingTime)) {
+                return context.getResources().getString(R.string.feeInformation, formattedFee);
+            } else if (!isNoFeeStringAvailable(context, formattedFee) && isProcessingTimeAvailable(processingTime)) {
+                return String.format("%s%s", context.getResources().getString(R.string.feeInformation, formattedFee),
+                        context.getResources().getString(R.string.processingTimeInformation,
+                                processingTime.getValue()));
+            } else {
+                return context.getResources().getString(R.string.noFee);
+            }
+        } else if (isProcessingTimeAvailable(processingTime) && !isFeeAvailable(fees)) {
+            return String.format("%s%s", context.getResources().getString(R.string.noFee),
+                    context.getResources().getString(R.string.processingTimeInformation, processingTime.getValue()));
+        } else {
+            return context.getResources().getString(R.string.noFee);
+        }
+    }
 }
diff --git a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/SelectTransferMethodFragment.java b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/SelectTransferMethodFragment.java
index 51b7fed6a..268daffd6 100644
--- a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/SelectTransferMethodFragment.java
+++ b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/SelectTransferMethodFragment.java
@@ -20,6 +20,7 @@
 
 import static com.hyperwallet.android.ui.common.intent.HyperwalletIntent.ADD_TRANSFER_METHOD_REQUEST_CODE;
 import static com.hyperwallet.android.ui.common.view.TransferMethodUtils.getStringFontIcon;
+import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.getFormattedFeeAndProcessingTime;
 import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.isFeeAvailable;
 import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.isProcessingTimeAvailable;
 
@@ -496,25 +497,14 @@ class ViewHolder extends RecyclerView.ViewHolder {
             void bind(TransferMethodSelectionItem selectionItem) {
                 mTitle.setText(selectionItem.getTransferMethodName());
                 mIcon.setText(getStringFontIcon(mIcon.getContext(), selectionItem.getTransferMethodType()));
-                String formattedFee = FeeFormatter.getFormattedFee(mTitle.getContext(), selectionItem.getFees());
-
-                if (isFeeAvailable(selectionItem.getFees())
-                        && isProcessingTimeAvailable(selectionItem.getProcessingTime())) {
-                    mDescriptionFeesAndProcessingTime.setVisibility(View.VISIBLE);
-                    mDescriptionFeesAndProcessingTime.setText(mDescriptionFeesAndProcessingTime.getContext()
-                            .getString(R.string.feeAndProcessingTimeInformation, formattedFee,
-                                    selectionItem.getProcessingTime().getValue()));
-                } else if (isFeeAvailable(selectionItem.getFees())
+                if (!isFeeAvailable(selectionItem.getFees())
                         && !isProcessingTimeAvailable(selectionItem.getProcessingTime())) {
-                    mDescriptionFeesAndProcessingTime.setVisibility(View.VISIBLE);
-                    mDescriptionFeesAndProcessingTime.setText(mDescriptionFeesAndProcessingTime.getContext()
-                            .getString(R.string.feeInformation, formattedFee));
-                } else if (isProcessingTimeAvailable(selectionItem.getProcessingTime())
-                        && !isFeeAvailable(selectionItem.getFees())) {
-                    mDescriptionFeesAndProcessingTime.setVisibility(View.VISIBLE);
-                    mDescriptionFeesAndProcessingTime.setText(selectionItem.getProcessingTime().getValue());
-                } else {
                     mDescriptionFeesAndProcessingTime.setVisibility(View.INVISIBLE);
+                } else {
+                    mDescriptionFeesAndProcessingTime.setVisibility(View.VISIBLE);
+                    mDescriptionFeesAndProcessingTime.setText(
+                            getFormattedFeeAndProcessingTime(mDescriptionFeesAndProcessingTime.getContext(),
+                                    selectionItem.getFees(), selectionItem.getProcessingTime()));
                 }
 
                 itemView.setOnClickListener(new OneClickListener() {
diff --git a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/UpdateTransferMethodFragment.java b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/UpdateTransferMethodFragment.java
index 49ad03ac6..bba83ac33 100644
--- a/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/UpdateTransferMethodFragment.java
+++ b/transfermethodui/src/main/java/com/hyperwallet/android/ui/transfermethod/view/UpdateTransferMethodFragment.java
@@ -9,6 +9,7 @@
 import static com.hyperwallet.android.model.transfermethod.TransferMethod.TransferMethodTypes.WIRE_ACCOUNT;
 import static com.hyperwallet.android.ui.common.intent.HyperwalletIntent.EXTRA_TRANSFER_METHOD_UPDATED;
 import static com.hyperwallet.android.ui.transfermethod.TransferMethodLocalBroadcast.TransferMethodLocalBroadcastAction.ACTION_HYPERWALLET_TRANSFER_METHOD_UPDATED;
+import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.getFormattedFeeAndProcessingTime;
 import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.isFeeAvailable;
 import static com.hyperwallet.android.ui.transfermethod.view.FeeFormatter.isProcessingTimeAvailable;
 
@@ -409,23 +410,12 @@ public void showTransactionInformation(@NonNull List<Fee> fees,
         View header = getView().findViewById(R.id.update_transfer_method_static_container_header);
         View container = getView().findViewById(R.id.update_transfer_method_static_container);
         TextView feeAndProcessingTime = getView().findViewById(R.id.update_transfer_method_information);
-
-        if (isFeeAvailable(fees) && isProcessingTimeAvailable(processingTime)) {
-            String formattedFee = FeeFormatter.getFormattedFee(header.getContext(), fees);
-            feeAndProcessingTime.setVisibility(View.VISIBLE);
-            feeAndProcessingTime.setText(
-                    feeAndProcessingTime.getContext().getString(R.string.feeAndProcessingTimeInformation, formattedFee,
-                            processingTime.getValue()));
-        } else if (isFeeAvailable(fees) && !isProcessingTimeAvailable(processingTime)) {
-            String formattedFee = FeeFormatter.getFormattedFee(header.getContext(), fees);
+        if (!isFeeAvailable(fees) && !isProcessingTimeAvailable(processingTime)) {
+            feeAndProcessingTime.setVisibility(View.GONE);
+        } else {
             feeAndProcessingTime.setVisibility(View.VISIBLE);
             feeAndProcessingTime.setText(
-                    feeAndProcessingTime.getContext().getString(R.string.feeInformation, formattedFee));
-        } else if (isProcessingTimeAvailable(processingTime) && !isFeeAvailable(fees)) {
-            feeAndProcessingTime.setVisibility(View.VISIBLE);
-            feeAndProcessingTime.setText(processingTime.getValue());
-        } else {
-            feeAndProcessingTime.setVisibility(View.GONE);
+                    getFormattedFeeAndProcessingTime(feeAndProcessingTime.getContext(), fees, processingTime));
         }
 
         if (feeAndProcessingTime.getVisibility() == View.VISIBLE) {
diff --git a/transfermethodui/src/main/res/values-bg/strings.xml b/transfermethodui/src/main/res/values-bg/strings.xml
index f5a46d28c..128f2332f 100644
--- a/transfermethodui/src/main/res/values-bg/strings.xml
+++ b/transfermethodui/src/main/res/values-bg/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Изберете метод за трансфер по подразбиране</string>
     <string name="api_expiry_date_format">ММ/ГГ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s такса \u2022 %s</string>
     <string name="feeInformation">%s такса</string>
+    <string name="noFee">Без такса</string>
 
     <string name="emptyStateAddTransferMethod">Добавете метод за трансфер, за да започнете.</string>
 
diff --git a/transfermethodui/src/main/res/values-cs/strings.xml b/transfermethodui/src/main/res/values-cs/strings.xml
index 243356557..0b4d243de 100644
--- a/transfermethodui/src/main/res/values-cs/strings.xml
+++ b/transfermethodui/src/main/res/values-cs/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Vyberte výchozí způsob převodu</string>
     <string name="api_expiry_date_format">MM/RR</string>
 
-    <string name="feeAndProcessingTimeInformation">%s poplatek \u2022 %s</string>
     <string name="feeInformation">%s poplatek</string>
+    <string name="noFee">Bez poplatku</string>
 
     <string name="emptyStateAddTransferMethod">Chcete-li začít, přidejte způsob převodu.</string>
 
diff --git a/transfermethodui/src/main/res/values-de/strings.xml b/transfermethodui/src/main/res/values-de/strings.xml
index e550f1cf1..56c3e5710 100644
--- a/transfermethodui/src/main/res/values-de/strings.xml
+++ b/transfermethodui/src/main/res/values-de/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Wählen Sie eine Standard-Überweisungsmethode</string>
     <string name="api_expiry_date_format">MM/JJ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s Gebühr \u2022 %s</string>
     <string name="feeInformation">%s Gebühr</string>
+    <string name="noFee">Keine Gebühr</string>
 
     <string name="emptyStateAddTransferMethod">Fügen Sie eine Überweisungsmethode hinzu, um zu beginnen.</string>
 
diff --git a/transfermethodui/src/main/res/values-el/strings.xml b/transfermethodui/src/main/res/values-el/strings.xml
index 5ff2937d1..2066bb7e6 100644
--- a/transfermethodui/src/main/res/values-el/strings.xml
+++ b/transfermethodui/src/main/res/values-el/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Επιλέξτε έναν προεπιλεγμένο τρόπο μεταφοράς</string>
     <string name="api_expiry_date_format">ΜΜ/ΈΈ</string>
 
-    <string name="feeAndProcessingTimeInformation">%sΤέλος  \u2022 %s</string>
     <string name="feeInformation">%sΤέλος </string>
+    <string name="noFee">Δωρεάν</string>
 
     <string name="emptyStateAddTransferMethod">Ξεκινήστε προσθέτοντας έναν τρόπο μεταφοράς.</string>
 
diff --git a/transfermethodui/src/main/res/values-es/strings.xml b/transfermethodui/src/main/res/values-es/strings.xml
index ba89b105d..90f1c403c 100644
--- a/transfermethodui/src/main/res/values-es/strings.xml
+++ b/transfermethodui/src/main/res/values-es/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Seleccione un método de transferencia predeterminado</string>
     <string name="api_expiry_date_format">MM/AA</string>
 
-    <string name="feeAndProcessingTimeInformation">%s tarifa \u2022 %s</string>
     <string name="feeInformation">%s tarifa</string>
+    <string name="noFee">Sin comisiones</string>
 
     <string name="emptyStateAddTransferMethod">Añada un método de transferencia para empezar.</string>
 
diff --git a/transfermethodui/src/main/res/values-fi/strings.xml b/transfermethodui/src/main/res/values-fi/strings.xml
index 25fc6c328..29763cd89 100644
--- a/transfermethodui/src/main/res/values-fi/strings.xml
+++ b/transfermethodui/src/main/res/values-fi/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Valitse oletusarvoinen siirtomenetelmä</string>
     <string name="api_expiry_date_format">KK/VV</string>
 
-    <string name="feeAndProcessingTimeInformation">%s maksu \u2022 %s</string>
     <string name="feeInformation">%s maksu</string>
+    <string name="noFee">Ei maksu</string>
 
     <string name="emptyStateAddTransferMethod">Aloita lisäämällä siirtomenetelmä.</string>
 
diff --git a/transfermethodui/src/main/res/values-fr/strings.xml b/transfermethodui/src/main/res/values-fr/strings.xml
index 7c6f3fc0d..3e8823cca 100644
--- a/transfermethodui/src/main/res/values-fr/strings.xml
+++ b/transfermethodui/src/main/res/values-fr/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Sélectionnez une méthode de transfert par défaut</string>
     <string name="api_expiry_date_format">MM/AA</string>
 
-    <string name="feeAndProcessingTimeInformation">%s frais \u2022 %s</string>
     <string name="feeInformation">%s frais</string>
+    <string name="noFee">Pas de frais</string>
 
     <string name="emptyStateAddTransferMethod">Ajouter une méthode de transfert pour commencer.</string>
 
diff --git a/transfermethodui/src/main/res/values-hr/strings.xml b/transfermethodui/src/main/res/values-hr/strings.xml
index 810c2233f..c72ec615f 100644
--- a/transfermethodui/src/main/res/values-hr/strings.xml
+++ b/transfermethodui/src/main/res/values-hr/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Izaberite zadani način prijenosa</string>
     <string name="api_expiry_date_format">MM/GG</string>
 
-    <string name="feeAndProcessingTimeInformation">%s naknada \u2022 %s</string>
     <string name="feeInformation">%s naknada</string>
+    <string name="noFee">Bez naknade</string>
 
     <string name="emptyStateAddTransferMethod">Dodajte način prijenosa da biste započeli.</string>
 
diff --git a/transfermethodui/src/main/res/values-hu/strings.xml b/transfermethodui/src/main/res/values-hu/strings.xml
index c8f72a443..7b089f8fb 100644
--- a/transfermethodui/src/main/res/values-hu/strings.xml
+++ b/transfermethodui/src/main/res/values-hu/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Alapértelmezett átutalási mód kiválasztása</string>
     <string name="api_expiry_date_format">HH/ÉÉ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s díj \u2022 %s</string>
     <string name="feeInformation">%s díj</string>
+    <string name="noFee">Nincs díj</string>
 
     <string name="emptyStateAddTransferMethod">A kezdéshez adjon hozzá egy átutalási módot.</string>
 
diff --git a/transfermethodui/src/main/res/values-in/strings.xml b/transfermethodui/src/main/res/values-in/strings.xml
index 279ee62e2..95a137547 100644
--- a/transfermethodui/src/main/res/values-in/strings.xml
+++ b/transfermethodui/src/main/res/values-in/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Pilih metode transfer standar</string>
     <string name="api_expiry_date_format">BB/TT</string>
 
-    <string name="feeAndProcessingTimeInformation">Biaya %s \u2022 %s</string>
     <string name="feeInformation">Biaya %s </string>
+    <string name="noFee">Tidak Ada Biaya</string>
 
     <string name="emptyStateAddTransferMethod">Tambahkan metode transfer untuk memulai.</string>
 
diff --git a/transfermethodui/src/main/res/values-is/strings.xml b/transfermethodui/src/main/res/values-is/strings.xml
index 5fb234698..4834449fc 100644
--- a/transfermethodui/src/main/res/values-is/strings.xml
+++ b/transfermethodui/src/main/res/values-is/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Veldu sjálfvalda millifærsluaðferð</string>
     <string name="api_expiry_date_format">MM/ÁÁ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s gjald \u2022 %s</string>
     <string name="feeInformation">%s gjald</string>
+    <string name="noFee">Ekkert gjald</string>
 
     <string name="emptyStateAddTransferMethod">Bæta við millifærsluaðferð til að byrja.</string>
 
diff --git a/transfermethodui/src/main/res/values-it/strings.xml b/transfermethodui/src/main/res/values-it/strings.xml
index 0525a14fb..e17ef501a 100644
--- a/transfermethodui/src/main/res/values-it/strings.xml
+++ b/transfermethodui/src/main/res/values-it/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Seleziona un metodo di trasferimento predefinito</string>
     <string name="api_expiry_date_format">MM/AA</string>
 
-    <string name="feeAndProcessingTimeInformation">%sCommissione  \u2022 %s</string>
     <string name="feeInformation">%sCommissione </string>
+    <string name="noFee">Nessuna commissione</string>
 
     <string name="emptyStateAddTransferMethod">Aggiungi un metodo di trasferimento per iniziare.</string>
 
diff --git a/transfermethodui/src/main/res/values-ja/strings.xml b/transfermethodui/src/main/res/values-ja/strings.xml
index 79fd90a36..a17a7d601 100644
--- a/transfermethodui/src/main/res/values-ja/strings.xml
+++ b/transfermethodui/src/main/res/values-ja/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">デフォルトの送金方法を選択</string>
     <string name="api_expiry_date_format">MM/YY</string>
 
-    <string name="feeAndProcessingTimeInformation">%s手数料 \u2022 %s</string>
     <string name="feeInformation">%s手数料</string>
+    <string name="noFee">手数料なし</string>
 
     <string name="emptyStateAddTransferMethod">始めるには、送金方法を追加します。</string>
 
diff --git a/transfermethodui/src/main/res/values-ko/strings.xml b/transfermethodui/src/main/res/values-ko/strings.xml
index be3cafb31..6576b5056 100644
--- a/transfermethodui/src/main/res/values-ko/strings.xml
+++ b/transfermethodui/src/main/res/values-ko/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">기본 이체 방법 선택</string>
     <string name="api_expiry_date_format">월월/년년</string>
 
-    <string name="feeAndProcessingTimeInformation">%s 수수료 \u2022 %s</string>
     <string name="feeInformation">%s 수수료</string>
+    <string name="noFee">수수료 없음</string>
 
     <string name="emptyStateAddTransferMethod">시작하려면 이체 방법을 추가하십시오.</string>
 
diff --git a/transfermethodui/src/main/res/values-lv/strings.xml b/transfermethodui/src/main/res/values-lv/strings.xml
index 5452fdb04..b508abe5f 100644
--- a/transfermethodui/src/main/res/values-lv/strings.xml
+++ b/transfermethodui/src/main/res/values-lv/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Atlasiet noklusēto pārskaitījuma veidu</string>
     <string name="api_expiry_date_format">MM/GG</string>
 
-    <string name="feeAndProcessingTimeInformation">%s komisijas maksa \u2022 %s</string>
     <string name="feeInformation">%s komisijas maksa</string>
+    <string name="noFee">Bez maksa</string>
 
     <string name="emptyStateAddTransferMethod">Pievienojiet pārskaitījuma veidu, lai uzsāktu darījumu.</string>
 
diff --git a/transfermethodui/src/main/res/values-mk/strings.xml b/transfermethodui/src/main/res/values-mk/strings.xml
index 03c6262c4..06e05988a 100644
--- a/transfermethodui/src/main/res/values-mk/strings.xml
+++ b/transfermethodui/src/main/res/values-mk/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Избери стандарден метод на трансфер</string>
     <string name="api_expiry_date_format">ММ/ГГ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s цена \u2022 %s</string>
     <string name="feeInformation">%s цена</string>
+    <string name="noFee">Без провизија</string>
 
     <string name="emptyStateAddTransferMethod">Додади метод на трансфер за да почнеш.</string>
 
diff --git a/transfermethodui/src/main/res/values-mn/strings.xml b/transfermethodui/src/main/res/values-mn/strings.xml
index 6585a2e0a..826c892c0 100644
--- a/transfermethodui/src/main/res/values-mn/strings.xml
+++ b/transfermethodui/src/main/res/values-mn/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Анхдагч шилжүүлгийн аргыг сонгоно уу</string>
     <string name="api_expiry_date_format">СС/ОО</string>
 
-    <string name="feeAndProcessingTimeInformation">%s хураамж \u2022 %s</string>
     <string name="feeInformation">%s хураамж</string>
+    <string name="noFee">Хураамжгүй</string>
 
     <string name="emptyStateAddTransferMethod">Эхлэхийн тулд шилжүүлгийн аргыг нэмнэ үү.</string>
 
diff --git a/transfermethodui/src/main/res/values-ms/strings.xml b/transfermethodui/src/main/res/values-ms/strings.xml
index 034b9a8aa..e89526e5a 100644
--- a/transfermethodui/src/main/res/values-ms/strings.xml
+++ b/transfermethodui/src/main/res/values-ms/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Pilih kaedah pemindahan lalai</string>
     <string name="api_expiry_date_format">BB/TT</string>
 
-    <string name="feeAndProcessingTimeInformation">%s yuran \u2022 %s</string>
     <string name="feeInformation">%s yuran</string>
+    <string name="noFee">Tiada Yuran</string>
 
     <string name="emptyStateAddTransferMethod">Tambah kaedah pemindahan untuk memulakan.</string>
 
diff --git a/transfermethodui/src/main/res/values-nl/strings.xml b/transfermethodui/src/main/res/values-nl/strings.xml
index b2e5814f0..ba1dc6bba 100644
--- a/transfermethodui/src/main/res/values-nl/strings.xml
+++ b/transfermethodui/src/main/res/values-nl/strings.xml
@@ -24,8 +24,8 @@
     <string name="default_account_sub_label">Selecteer een standaard overboekingsmethode</string>
     <string name="api_expiry_date_format">MM/JJ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s kosten \u2022 %s</string>
     <string name="feeInformation">%s kosten</string>
+    <string name="noFee">Geen kosten</string>
 
     <string name="emptyStateAddTransferMethod">Voeg een overboekingsmethode toe om te beginnen.</string>
 
diff --git a/transfermethodui/src/main/res/values-pl/strings.xml b/transfermethodui/src/main/res/values-pl/strings.xml
index 06ea64c9d..dba3bc1d2 100644
--- a/transfermethodui/src/main/res/values-pl/strings.xml
+++ b/transfermethodui/src/main/res/values-pl/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Wybierz domyślną metodę przelewu</string>
     <string name="api_expiry_date_format">MM/RR</string>
 
-    <string name="feeAndProcessingTimeInformation">%s opłata \u2022 %s</string>
     <string name="feeInformation">%s opłata</string>
+    <string name="noFee">Brak opłat</string>
 
     <string name="emptyStateAddTransferMethod">Dodaj metodę przelewu, aby zacząć.</string>
 
diff --git a/transfermethodui/src/main/res/values-pt-rPT/strings.xml b/transfermethodui/src/main/res/values-pt-rPT/strings.xml
index ce0e6219c..83df9e3f5 100644
--- a/transfermethodui/src/main/res/values-pt-rPT/strings.xml
+++ b/transfermethodui/src/main/res/values-pt-rPT/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Selecione um método de transferência padrão</string>
     <string name="api_expiry_date_format">MM/AA</string>
 
-    <string name="feeAndProcessingTimeInformation">%s taxa \u2022 %s</string>
     <string name="feeInformation">%s taxa</string>
+    <string name="noFee">Sem taxa</string>
 
     <string name="emptyStateAddTransferMethod">Adicione um método de transferência para começar.</string>
 
diff --git a/transfermethodui/src/main/res/values-pt/strings.xml b/transfermethodui/src/main/res/values-pt/strings.xml
index aced1c1fd..cab92b951 100644
--- a/transfermethodui/src/main/res/values-pt/strings.xml
+++ b/transfermethodui/src/main/res/values-pt/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Selecione um método de transferência padrão</string>
     <string name="api_expiry_date_format">MM/AA</string>
 
-    <string name="feeAndProcessingTimeInformation">%staxa \u2022 %s</string>
     <string name="feeInformation">%s taxa</string>
+    <string name="noFee">Sem taxa</string>
 
     <string name="emptyStateAddTransferMethod">Adicione um método de transferência para começar.</string>
 
diff --git a/transfermethodui/src/main/res/values-ro/strings.xml b/transfermethodui/src/main/res/values-ro/strings.xml
index 7160f117b..342c20d4a 100644
--- a/transfermethodui/src/main/res/values-ro/strings.xml
+++ b/transfermethodui/src/main/res/values-ro/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Selectați o metodă implicită de transfer</string>
     <string name="api_expiry_date_format">LL/AA</string>
 
-    <string name="feeAndProcessingTimeInformation">%s comision \u2022 %s</string>
     <string name="feeInformation">%s comision</string>
+    <string name="noFee">Nicio taxă</string>
 
     <string name="emptyStateAddTransferMethod">Adăugați o metodă de transfer pentru a începe.</string>
 
diff --git a/transfermethodui/src/main/res/values-ru/strings.xml b/transfermethodui/src/main/res/values-ru/strings.xml
index 787a1ad28..4afdaa6af 100644
--- a/transfermethodui/src/main/res/values-ru/strings.xml
+++ b/transfermethodui/src/main/res/values-ru/strings.xml
@@ -24,8 +24,8 @@
     <string name="default_account_sub_label">Выбрать способ перевода по умолчанию</string>
     <string name="api_expiry_date_format">ММ/ГГ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s сбор \u2022 %s</string>
     <string name="feeInformation">%s сбор</string>
+    <string name="noFee">Комиссия отсутствует</string>
 
     <string name="emptyStateAddTransferMethod">Чтобы начать, добавьте способ перевода.</string>
 
diff --git a/transfermethodui/src/main/res/values-sk/strings.xml b/transfermethodui/src/main/res/values-sk/strings.xml
index 0a1282c9c..f9850fdb1 100644
--- a/transfermethodui/src/main/res/values-sk/strings.xml
+++ b/transfermethodui/src/main/res/values-sk/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Vybrať predvolený spôsob prevodu</string>
     <string name="api_expiry_date_format">MM/RR</string>
 
-    <string name="feeAndProcessingTimeInformation">%s poplatok \u2022 %s</string>
     <string name="feeInformation">Poplatok %s</string>
+    <string name="noFee">Bez poplatku</string>
 
     <string name="emptyStateAddTransferMethod">Pridajte spôsob prevodu, aby ste mohli začať.</string>
 
diff --git a/transfermethodui/src/main/res/values-sl/strings.xml b/transfermethodui/src/main/res/values-sl/strings.xml
index 3372831b4..cda0c54b5 100644
--- a/transfermethodui/src/main/res/values-sl/strings.xml
+++ b/transfermethodui/src/main/res/values-sl/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Izberi privzeti način prenosa</string>
     <string name="api_expiry_date_format">MM/LL</string>
 
-    <string name="feeAndProcessingTimeInformation">%sPristojbina \u2022 %s</string>
     <string name="feeInformation">%s pristojbina</string>
+    <string name="noFee">Brez pristojbine</string>
 
     <string name="emptyStateAddTransferMethod">Za začetek dodajte način prenosa.</string>
 
diff --git a/transfermethodui/src/main/res/values-sv/strings.xml b/transfermethodui/src/main/res/values-sv/strings.xml
index 632205707..7814da3ab 100644
--- a/transfermethodui/src/main/res/values-sv/strings.xml
+++ b/transfermethodui/src/main/res/values-sv/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Välj en standardöverföringsmetod</string>
     <string name="api_expiry_date_format">MM/ÅÅ</string>
 
-    <string name="feeAndProcessingTimeInformation">%s avgift \u2022 %s</string>
     <string name="feeInformation">%s avgift</string>
+    <string name="noFee">Ingen avgift</string>
 
     <string name="emptyStateAddTransferMethod">Lägg till en överföringsmetod för att komma igång.</string>
 
diff --git a/transfermethodui/src/main/res/values-th/strings.xml b/transfermethodui/src/main/res/values-th/strings.xml
index 7ebb3c941..6011271d7 100644
--- a/transfermethodui/src/main/res/values-th/strings.xml
+++ b/transfermethodui/src/main/res/values-th/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">เลือกวิธีการโอนเงินเริ่มต้น</string>
     <string name="api_expiry_date_format">ดด/ปป</string>
 
-    <string name="feeAndProcessingTimeInformation">ค่าธรรมเนียม %s \u2022 %s</string>
     <string name="feeInformation">ค่าธรรมเนียม %s</string>
+    <string name="noFee">ไม่มีค่าธรรมเนียม</string>
 
     <string name="emptyStateAddTransferMethod">เพิ่มวิธีการโอนเงินเพื่อเริ่มต้นใช้งาน</string>
 
diff --git a/transfermethodui/src/main/res/values-tr/strings.xml b/transfermethodui/src/main/res/values-tr/strings.xml
index 295c3fdae..ba164b4a5 100644
--- a/transfermethodui/src/main/res/values-tr/strings.xml
+++ b/transfermethodui/src/main/res/values-tr/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Varsayılan bir aktarım yöntemi seç</string>
     <string name="api_expiry_date_format">AA/YY</string>
 
-    <string name="feeAndProcessingTimeInformation">%s ücret \u2022 %s</string>
     <string name="feeInformation">%s ücret</string>
+    <string name="noFee">Ücret Yok</string>
 
     <string name="emptyStateAddTransferMethod">Başlamak için bir aktarım yöntemi ekle.</string>
 
diff --git a/transfermethodui/src/main/res/values-uk/strings.xml b/transfermethodui/src/main/res/values-uk/strings.xml
index 0cd8df2ad..11697c689 100644
--- a/transfermethodui/src/main/res/values-uk/strings.xml
+++ b/transfermethodui/src/main/res/values-uk/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">Вибрати типовий спосіб переказу</string>
     <string name="api_expiry_date_format">ММ/РР</string>
 
-    <string name="feeAndProcessingTimeInformation">%s комісія \u2022 %s</string>
     <string name="feeInformation">%s комісія</string>
+    <string name="noFee">Комісія не стягується</string>
 
     <string name="emptyStateAddTransferMethod">Щоб розпочати, додайте спосіб переказу.</string>
 
diff --git a/transfermethodui/src/main/res/values-vi/strings.xml b/transfermethodui/src/main/res/values-vi/strings.xml
index 38d219cbd..b578d3082 100644
--- a/transfermethodui/src/main/res/values-vi/strings.xml
+++ b/transfermethodui/src/main/res/values-vi/strings.xml
@@ -24,8 +24,8 @@
     <string name="default_account_sub_label">Chọn phương thức chuyển mặc định</string>
     <string name="api_expiry_date_format">MM/YY</string>
 
-    <string name="feeAndProcessingTimeInformation">%s phí \u2022 %s</string>
     <string name="feeInformation">%s phí</string>
+    <string name="noFee">Miễn phí</string>
 
     <string name="emptyStateAddTransferMethod">Thêm phương thức chuyển tiền để bắt đầu.</string>
 
diff --git a/transfermethodui/src/main/res/values-zh-rCN/strings.xml b/transfermethodui/src/main/res/values-zh-rCN/strings.xml
index 4471d6385..4687f00cc 100644
--- a/transfermethodui/src/main/res/values-zh-rCN/strings.xml
+++ b/transfermethodui/src/main/res/values-zh-rCN/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">选择默认转账方式</string>
     <string name="api_expiry_date_format">MM/YY</string>
 
-    <string name="feeAndProcessingTimeInformation">%s 费用 \u2022 %s</string>
     <string name="feeInformation">%s 费用</string>
+    <string name="noFee">不收费</string>
 
     <string name="emptyStateAddTransferMethod">添加转账方式以开始。</string>
 
diff --git a/transfermethodui/src/main/res/values-zh-rTW/strings.xml b/transfermethodui/src/main/res/values-zh-rTW/strings.xml
index d265f84c6..4b447addf 100644
--- a/transfermethodui/src/main/res/values-zh-rTW/strings.xml
+++ b/transfermethodui/src/main/res/values-zh-rTW/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">選擇預設轉帳方式</string>
     <string name="api_expiry_date_format">月/年</string>
 
-    <string name="feeAndProcessingTimeInformation">%s手續費\u2022%s</string>
     <string name="feeInformation">%s手續費</string>
+    <string name="noFee">免手續費</string>
 
     <string name="emptyStateAddTransferMethod">新增轉帳方式以開始使用。</string>
 
diff --git a/transfermethodui/src/main/res/values-zh/strings.xml b/transfermethodui/src/main/res/values-zh/strings.xml
index e8f7aed09..4b447addf 100644
--- a/transfermethodui/src/main/res/values-zh/strings.xml
+++ b/transfermethodui/src/main/res/values-zh/strings.xml
@@ -25,8 +25,8 @@
     <string name="default_account_sub_label">選擇預設轉帳方式</string>
     <string name="api_expiry_date_format">月/年</string>
 
-    <string name="feeAndProcessingTimeInformation">%s手續費\u2022 %s</string>
     <string name="feeInformation">%s手續費</string>
+    <string name="noFee">免手續費</string>
 
     <string name="emptyStateAddTransferMethod">新增轉帳方式以開始使用。</string>
 
diff --git a/transfermethodui/src/main/res/values/strings.xml b/transfermethodui/src/main/res/values/strings.xml
index 406ef6ee6..de9d2b6c5 100644
--- a/transfermethodui/src/main/res/values/strings.xml
+++ b/transfermethodui/src/main/res/values/strings.xml
@@ -26,8 +26,9 @@
     <string name="default_account_sub_label">Select a default transfer method</string>
     <string name="api_expiry_date_format">MM/YY</string>
 
-    <string name="feeAndProcessingTimeInformation">%s fee \u2022 %s</string>
     <string name="feeInformation">%s fee</string>
+    <string name="processingTimeInformation" translatable="false">\u0020\u2022 %s</string>
+    <string name="noFee">No fee</string>
 
     <string name="emptyStateAddTransferMethod">Add a transfer method to get started.</string>
 
diff --git a/transfermethodui/src/test/java/com/hyperwallet/android/ui/transfermethod/FeeFormatterTest.java b/transfermethodui/src/test/java/com/hyperwallet/android/ui/transfermethod/FeeFormatterTest.java
index 7166174e6..27554c383 100644
--- a/transfermethodui/src/test/java/com/hyperwallet/android/ui/transfermethod/FeeFormatterTest.java
+++ b/transfermethodui/src/test/java/com/hyperwallet/android/ui/transfermethod/FeeFormatterTest.java
@@ -1,7 +1,9 @@
 package com.hyperwallet.android.ui.transfermethod;
 
 import static org.hamcrest.MatcherAssert.assertThat;
+import static org.hamcrest.Matchers.any;
 import static org.hamcrest.Matchers.is;
+import static org.mockito.ArgumentMatchers.anyString;
 import static org.mockito.Mockito.verify;
 import static org.mockito.Mockito.when;
 
@@ -9,6 +11,7 @@
 import android.content.res.Resources;
 
 import com.hyperwallet.android.model.graphql.Fee;
+import com.hyperwallet.android.model.graphql.ProcessingTime;
 import com.hyperwallet.android.ui.R;
 import com.hyperwallet.android.ui.testutils.rule.HyperwalletExternalResourceManager;
 import com.hyperwallet.android.ui.transfermethod.view.FeeFormatter;
@@ -27,6 +30,7 @@
 import org.robolectric.RobolectricTestRunner;
 
 import java.util.Arrays;
+import java.util.Collections;
 import java.util.List;
 
 @RunWith(RobolectricTestRunner.class)
@@ -46,6 +50,8 @@ public class FeeFormatterTest {
     private Resources resources;
     private Fee mFlatFee;
     private JSONObject mJSONObject;
+    @Mock
+    private FeeFormatter mFeeFormatter;
 
     @Before
     public void setUp() throws JSONException {
@@ -148,4 +154,150 @@ public void testGetFormattedFee_returnsPercentAndFlatFormattedFeeWithMinOnly() {
         assertThat(resourceIdCaptorValue, is(R.string.fee_mix_only_min_formatter));
         assertThat(argumentList.size(), is(4));
     }
+
+    @Test
+    public void testGetFormattedFee_returnsFlatNoFee() {
+        Fee flatFee = new Fee(mJSONObject.optJSONObject("FEE_NINE").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(flatFee));
+        verify(resources).getString(resourceIdCaptor.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        assertThat(resourceIdCaptorValue, is(R.string.noFee));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsPercentNoFee() {
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_EIGHT").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(percentFee));
+        verify(resources).getString(resourceIdCaptor.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        assertThat(resourceIdCaptorValue, is(R.string.noFee));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsMixedNoFee() {
+        Fee flatFee = new Fee(mJSONObject.optJSONObject("FEE_EIGHT").optJSONArray("nodes").optJSONObject(0));
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_NINE").optJSONArray("nodes").optJSONObject(0));
+
+        FeeFormatter.getFormattedFee(context, Arrays.asList(flatFee,percentFee));
+        verify(resources).getString(resourceIdCaptor.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        assertThat(resourceIdCaptorValue, is(R.string.noFee));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsFlatFee() {
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_EIGHT").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(mFlatFee,percentFee));
+
+        verify(resources).getString(resourceIdCaptor.capture(), formatterArgumentCapture.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        List<Object> argumentList = formatterArgumentCapture.getAllValues();
+        assertThat(resourceIdCaptorValue, is(R.string.fee_flat_formatter));
+        assertThat(argumentList.size(), is(2));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsFlatFeeWithMinAndMax() {
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_TEN").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(mFlatFee,percentFee));
+
+        verify(resources).getString(resourceIdCaptor.capture(), formatterArgumentCapture.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        List<Object> argumentList = formatterArgumentCapture.getAllValues();
+        assertThat(resourceIdCaptorValue, is(R.string.fee_flat_formatter));
+        assertThat(argumentList.size(), is(2));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsFlatFeeWithMaxOnly() {
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_TWELVE").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(mFlatFee,percentFee));
+
+        verify(resources).getString(resourceIdCaptor.capture(), formatterArgumentCapture.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        List<Object> argumentList = formatterArgumentCapture.getAllValues();
+        assertThat(resourceIdCaptorValue, is(R.string.fee_flat_formatter));
+        assertThat(argumentList.size(), is(2));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsFlatFeeWithMinOnly() {
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_ELEVEN").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(mFlatFee,percentFee));
+
+        verify(resources).getString(resourceIdCaptor.capture(), formatterArgumentCapture.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        List<Object> argumentList = formatterArgumentCapture.getAllValues();
+        assertThat(resourceIdCaptorValue, is(R.string.fee_flat_formatter));
+        assertThat(argumentList.size(), is(2));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsPercentFeeWithMinAndMax() {
+        Fee flatFee = new Fee(mJSONObject.optJSONObject("FEE_NINE").optJSONArray("nodes").optJSONObject(0));
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_TWO").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(flatFee,percentFee));
+
+        verify(resources).getString(resourceIdCaptor.capture(), formatterArgumentCapture.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        List<Object> argumentList = formatterArgumentCapture.getAllValues();
+        assertThat(resourceIdCaptorValue, is(R.string.fee_percent_formatter));
+        assertThat(argumentList.size(), is(4));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsPercentFeeWithMinOnly() {
+        Fee flatFee = new Fee(mJSONObject.optJSONObject("FEE_NINE").optJSONArray("nodes").optJSONObject(0));
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_THREE").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(flatFee,percentFee));
+
+        verify(resources).getString(resourceIdCaptor.capture(), formatterArgumentCapture.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        List<Object> argumentList = formatterArgumentCapture.getAllValues();
+        assertThat(resourceIdCaptorValue, is(R.string.fee_percent_only_min_formatter));
+        assertThat(argumentList.size(), is(3));
+    }
+
+    @Test
+    public void testGetFormattedFee_returnsPercentFeeWithMaxOnly() {
+        Fee flatFee = new Fee(mJSONObject.optJSONObject("FEE_NINE").optJSONArray("nodes").optJSONObject(0));
+        Fee percentFee = new Fee(mJSONObject.optJSONObject("FEE_FOUR").optJSONArray("nodes").optJSONObject(0));
+        FeeFormatter.getFormattedFee(context, Arrays.asList(flatFee,percentFee));
+
+        verify(resources).getString(resourceIdCaptor.capture(), formatterArgumentCapture.capture());
+        int resourceIdCaptorValue = resourceIdCaptor.getValue();
+        List<Object> argumentList = formatterArgumentCapture.getAllValues();
+        assertThat(resourceIdCaptorValue, is(R.string.fee_percent_only_max_formatter));
+        assertThat(argumentList.size(), is(3));
+    }
+
+    @Test
+    public void testGetFormattedFeeAndProcessingTime_returnsFormattedFeeAndProcessingTimeWithNoFeeString() throws JSONException {
+
+        JSONObject  mJSONObject = new JSONObject(externalResourceManager.getResourceContent("processing_time_information.json"));
+        ProcessingTime mProcessingTime = new ProcessingTime(mJSONObject.getJSONObject("PROCESSING_TIME_ONE").getJSONArray("nodes").optJSONObject(0));
+
+        when(FeeFormatter.getFormattedFee(context,Arrays.asList(mFlatFee))).thenReturn("No fee");
+        when(context.getResources().getString(R.string.noFee)).thenReturn("No fee");
+        when(context.getResources().getString(R.string.fee_flat_formatter)).thenReturn("$2.00");
+        when(context.getResources().getString(R.string.processingTimeInformation,"1-2 Business days")).thenReturn(" \u2022 1-2 Business days");
+
+        String formattedString = FeeFormatter.getFormattedFeeAndProcessingTime(context,Arrays.asList(mFlatFee),mProcessingTime);
+        assertThat(formattedString , is("No fee \u2022 1-2 Business days"));
+    }
+
+    @Test
+    public void testGetFormattedFeeAndProcessingTime_returnsFormattedFeeAndProcessingTimeWithFlatFeeString() throws JSONException {
+
+        JSONObject  mJSONObject = new JSONObject(externalResourceManager.getResourceContent("processing_time_information.json"));
+        ProcessingTime mProcessingTime = new ProcessingTime(mJSONObject.getJSONObject("PROCESSING_TIME_ONE").getJSONArray("nodes").optJSONObject(0));
+
+        when(FeeFormatter.getFormattedFee(context,Arrays.asList(mFlatFee))).thenReturn("$3.00 fee");
+        when(context.getResources().getString(R.string.noFee)).thenReturn("No fee");
+        when(context.getResources().getString(R.string.feeInformation,"$3.00 fee")).thenReturn("$3.00 fee");
+        when(context.getResources().getString(R.string.processingTimeInformation,"1-2 Business days")).thenReturn(" \u2022 1-2 Business days");
+
+        String formattedString = FeeFormatter.getFormattedFeeAndProcessingTime(context,Arrays.asList(mFlatFee),mProcessingTime);
+        assertThat(formattedString , is("$3.00 fee \u2022 1-2 Business days"));
+    }
 }
\ No newline at end of file
diff --git a/transfermethodui/src/test/resources/fee_information.json b/transfermethodui/src/test/resources/fee_information.json
index 01ceedeef..959fec6ca 100644
--- a/transfermethodui/src/test/resources/fee_information.json
+++ b/transfermethodui/src/test/resources/fee_information.json
@@ -73,5 +73,58 @@
         "maximum": ""
       }
     ]
+  },
+  "FEE_EIGHT": {
+    "nodes": [
+      {
+        "currency": "USD",
+        "feeRateType": "PERCENT",
+        "value": "0.00",
+        "minimum": "10.00",
+        "maximum": ""
+      }
+    ]
+  },
+  "FEE_NINE": {
+    "nodes": [
+      {
+        "currency": "USD",
+        "value": "0.00",
+        "feeRateType": "FLAT"
+      }
+    ]
+  },
+  "FEE_TEN": {
+    "nodes": [
+      {
+        "currency": "USD",
+        "feeRateType": "PERCENT",
+        "value": "0.00",
+        "minimum": "10.00",
+        "maximum": "20.00"
+      }
+    ]
+  },
+  "FEE_ELEVEN": {
+    "nodes": [
+      {
+        "currency": "USD",
+        "feeRateType": "PERCENT",
+        "value": "0.00",
+        "minimum": "10.00",
+        "maximum": ""
+      }
+    ]
+  },
+  "FEE_TWELVE": {
+    "nodes": [
+      {
+        "currency": "USD",
+        "feeRateType": "PERCENT",
+        "value": "0.00",
+        "minimum": "",
+        "maximum": "20.00"
+      }
+    ]
   }
 }
\ No newline at end of file
diff --git a/transfermethodui/src/test/resources/processing_time_information.json b/transfermethodui/src/test/resources/processing_time_information.json
new file mode 100644
index 000000000..49dd2ff54
--- /dev/null
+++ b/transfermethodui/src/test/resources/processing_time_information.json
@@ -0,0 +1,22 @@
+{
+  "PROCESSING_TIME_ONE": {
+    "nodes": [
+      {
+        "value": "1-2 Business days",
+        "country": "CN",
+        "currency": "USD",
+        "transferMethodType": "BANK_ACCOUNT"
+      }
+    ]
+  },
+  "PROCESSING_TIME_TWO": {
+    "nodes": [
+      {
+        "value": "IMMEDIATE",
+        "country": "CN",
+        "currency": "USD",
+        "transferMethodType": "PAYPAL_ACCOUNT"
+      }
+    ]
+  }
+}
\ No newline at end of file
diff --git a/transfermethodui/src/test/resources/successful_tmc_keys_mixedfee_response.json b/transfermethodui/src/test/resources/successful_tmc_keys_mixedfee_response.json
new file mode 100644
index 000000000..b3c8df6d9
--- /dev/null
+++ b/transfermethodui/src/test/resources/successful_tmc_keys_mixedfee_response.json
@@ -0,0 +1,565 @@
+{
+  "data": {
+    "countries": {
+      "nodes": [
+        {
+          "code": "CA",
+          "name": "Canada",
+          "currencies": {
+            "nodes": [
+              {
+                "code": "CAD",
+                "name": "Canadian Dollar",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CA",
+                            "currency": "CAD",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "2.20",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "CA",
+                            "currency": "CAD",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "PAYPAL_ACCOUNT",
+                      "name": "PayPal",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CA",
+                            "currency": "CAD",
+                            "transferMethodType": "PAYPAL_ACCOUNT",
+                            "value": "0.25",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "IMMEDIATE",
+                            "country": "CA",
+                            "currency": "CAD",
+                            "transferMethodType": "PAYPAL_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              },
+              {
+                "code": "USD",
+                "name": "United States Dollar",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CA",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "2.00",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "CA",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              }
+            ]
+          }
+        },
+        {
+          "code": "HR",
+          "name": "Croatia",
+          "currencies": {
+            "nodes": [
+              {
+                "code": "EUR",
+                "name": "Euro",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "HR",
+                            "currency": "EUR",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "1.50",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "2-3 Business days",
+                            "country": "HR",
+                            "currency": "EUR",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              },
+              {
+                "code": "HRK",
+                "name": "Croatian Kuna",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "HR",
+                            "currency": "HRK",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "1.50",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "HR",
+                            "currency": "HRK",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              }
+            ]
+          }
+        },
+        {
+          "code": "MX",
+          "name": "Mexico",
+          "currencies": {
+            "nodes": [
+              {
+                "code": "MXN",
+                "name": "Mexican Peso",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "MX",
+                            "currency": "MXN",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "26.15",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "MX",
+                            "currency": "MXN",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              }
+            ]
+          }
+        },
+        {
+          "code": "GB",
+          "name": "United Kingdom",
+          "currencies": {
+            "nodes": [
+              {
+                "code": "EUR",
+                "name": "Euro",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "GB",
+                            "currency": "EUR",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "1.50",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "2-4 Business days",
+                            "country": "GB",
+                            "currency": "EUR",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              },
+              {
+                "code": "GBP",
+                "name": "British Pound",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "GB",
+                            "currency": "GBP",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "1.20",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "GB",
+                            "currency": "GBP",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              }
+            ]
+          }
+        },
+        {
+          "code": "US",
+          "name": "United States",
+          "currencies": {
+            "nodes": [
+              {
+                "code": "USD",
+                "name": "United States Dollar",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "2.00",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "BANK_CARD",
+                      "name": "Debit Card",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_CARD",
+                            "value": "1.75",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "IMMEDIATE",
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_CARD"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "WIRE_ACCOUNT",
+                      "name": "Wire Transfer",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "WIRE_ACCOUNT",
+                            "value": "20.00",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-3 Business days",
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "WIRE_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "PAYPAL_ACCOUNT",
+                      "name": "PayPal",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "PAYPAL_ACCOUNT",
+                            "value": "0.25",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "IMMEDIATE",
+                            "country": "US",
+                            "currency": "USD",
+                            "transferMethodType": "PAYPAL_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              }
+            ]
+          }
+        },
+        {
+          "code": "CN",
+          "name": "CHINA",
+          "currencies": {
+            "nodes": [
+              {
+                "code": "USD",
+                "name": "USD",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "0.0",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "BANK_CARD",
+                      "name": "Debit Card",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_CARD",
+                            "value": "0.00",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "IMMEDIATE",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_CARD"
+                          }
+                        ]
+                      }
+                    },
+
+                    {
+                      "code": "WIRE_ACCOUNT",
+                      "name": "Wire Transfer",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "WIRE_ACCOUNT",
+                            "value": "0.000",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-3 Business days",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "WIRE_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "PAYPAL_ACCOUNT",
+                      "name": "PayPal",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "PAYPAL_ACCOUNT",
+                            "value": "0.00",
+                            "feeRateType": "PERCENT",
+                            "minimum": "4.00",
+                            "maximum": "10.00"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "IMMEDIATE",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "PAYPAL_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "VENMO_ACCOUNT",
+                      "name": "VENMO",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "VENMO_ACCOUNT",
+                            "value": "5.00",
+                            "feeRateType": "FLAT"
+                          },
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "VENMO_ACCOUNT",
+                            "value": "4.50",
+                            "feeRateType": "PERCENT",
+                            "minimum": "4.00",
+                            "maximum": "10.00"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "VENMO_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              }
+            ]
+          }
+        }
+      ]
+    }
+  }
+}
\ No newline at end of file
diff --git a/transfermethodui/src/test/resources/successful_tmc_keys_response.json b/transfermethodui/src/test/resources/successful_tmc_keys_response.json
index dfe07fea4..f14704117 100644
--- a/transfermethodui/src/test/resources/successful_tmc_keys_response.json
+++ b/transfermethodui/src/test/resources/successful_tmc_keys_response.json
@@ -405,6 +405,125 @@
               }
             ]
           }
+        },
+        {
+          "code": "CN",
+          "name": "CHINA",
+          "currencies": {
+            "nodes": [
+              {
+                "code": "USD",
+                "name": "USD",
+                "transferMethodTypes": {
+                  "nodes": [
+                    {
+                      "code": "BANK_ACCOUNT",
+                      "name": "Bank Account",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT",
+                            "value": "0.0",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-2 Business days",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "BANK_CARD",
+                      "name": "Debit Card",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_CARD",
+                            "value": "0.00",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "IMMEDIATE",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "BANK_CARD"
+                          }
+                        ]
+                      }
+                    },
+
+                    {
+                      "code": "WIRE_ACCOUNT",
+                      "name": "Wire Transfer",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "WIRE_ACCOUNT",
+                            "value": "0.000",
+                            "feeRateType": "FLAT"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "1-3 Business days",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "WIRE_ACCOUNT"
+                          }
+                        ]
+                      }
+                    },
+                    {
+                      "code": "PAYPAL_ACCOUNT",
+                      "name": "PayPal",
+                      "fees": {
+                        "nodes": [
+                          {
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "PAYPAL_ACCOUNT",
+                            "value": "0.00",
+                            "feeRateType": "PERCENT",
+                            "minimum": "4.00",
+                            "maximum": "10.00"
+                          }
+                        ]
+                      },
+                      "processingTimes": {
+                        "nodes": [
+                          {
+                            "value": "IMMEDIATE",
+                            "country": "CN",
+                            "currency": "USD",
+                            "transferMethodType": "PAYPAL_ACCOUNT"
+                          }
+                        ]
+                      }
+                    }
+                  ]
+                }
+              }
+            ]
+          }
         }
       ]
     }