* Vend::Payment::EFSNet module, written and donated by Chris

	  Wenham of Synesmedia with the following text:

	  -----------------------------------------------------------------
	  The following module interfaces to Concord EFSNet's credit card
	  gateway (http://www.concordefsnet.com/) and is being donated to
	  the community under the GPL.  I built it by copying the
	  Authorize.Net module and modifying it to EFSNet's spec, but it
	  supports sale, auth, settle, capture, void, return and credit.

	  This module has been certified by EFSNet as version 1.1.0, so if
	  you make any non-trivial changes you'll need to go through their
	  certification process again. I can provide the certification
	  letters I received, upon request, if you need them.
	  -----------------------------------------------------------------

	  Thanks Chris!