diff --git a/payments-api/src/test/java/com/intuit/payment/services/CardServiceTest.java b/payments-api/src/test/java/com/intuit/payment/services/CardServiceTest.java
new file mode 100644
index 00000000..f745a0e1
--- /dev/null
+++ b/payments-api/src/test/java/com/intuit/payment/services/CardServiceTest.java
@@ -0,0 +1,79 @@
+/*******************************************************************************
+ * Copyright (c) 2019 Intuit
+ *
+ * Licensed under the Apache License, Version 2.0 (the "License");
+ * you may not use this file except in compliance with the License.
+ * You may obtain a copy of the License at
+ *
+ *  http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing, software
+ * distributed under the License is distributed on an "AS IS" BASIS,
+ * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
+ * See the License for the specific language governing permissions and
+ * limitations under the License.
+ *******************************************************************************/
+package com.intuit.payment.services;
+
+import org.testng.annotations.Test;
+
+import com.intuit.payment.data.Card;
+import com.intuit.payment.data.Token;
+import com.intuit.payment.exception.BaseException;
+
+public class CardServiceTest {
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testcreateCustomerBlank() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.create(new Card(), "");
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testgetAllCardsCustomerBlank() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.getAllCards("");
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testgetAllCardsCustomerNull() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.getAllCards(null);
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testgetAllCardCountCustomerBlank() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.getAllCards("", 0);
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testgetAllCardCountCustomerNull() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.getAllCards(null, 0);
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testcreateFromTokenCustomerBlank() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.createFromToken(new Token(), "");
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testdeleteCustomerBlank() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.delete("", "");
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testgetCardCustomerBlank() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.getCard("", "12345");
+    }
+	
+	@Test(expectedExceptions = IllegalArgumentException.class)
+    public void testgetCardCardIdBlank() throws BaseException {
+       CardService cardService = new CardService();
+	   cardService.getCard("customerid", "");
+    }
+}