diff --git a/src/dummywallet.cpp b/src/dummywallet.cpp
index b13a115e4..79cb44dd8 100644
--- a/src/dummywallet.cpp
+++ b/src/dummywallet.cpp
@@ -6,6 +6,12 @@
 
 #include <walletinitinterface.h>
 
+class CChainParams;
+class CWallet;
+
+namespace interfaces {
+class Chain;
+
 class DummyWalletInit : public WalletInitInterface {
 public:
     void AddWalletOptions() const override {}
@@ -44,6 +50,13 @@ std::vector<std::shared_ptr<CWallet>> GetWallets() {
     throw std::logic_error("Wallet function called in non-wallet build.");
 }
 
+std::shared_ptr<CWallet> LoadWallet(const CChainParams &chainParams,
+                                    interfaces::Chain &chain,
+                                    const std::string &name, std::string &error,
+                                    std::string &warning) {
+    throw std::logic_error("Wallet function called in non-wallet build.");
+}
+
 namespace interfaces {
 
 class Wallet;
diff --git a/src/wallet/rpcwallet.cpp b/src/wallet/rpcwallet.cpp
index 4971b6aa8..1d3c41e6e 100644
--- a/src/wallet/rpcwallet.cpp
+++ b/src/wallet/rpcwallet.cpp
@@ -3564,29 +3564,20 @@ static UniValue loadwallet(const Config &config,
 
     const CChainParams &chainParams = config.GetChainParams();
 
-    std::string wallet_file = request.params[0].get_str();
-    std::string error;
-    WalletLocation location(wallet_file);
-    
+    WalletLocation location(request.params[0].get_str());
+
     if (!location.Exists()) {
         throw JSONRPCError(RPC_WALLET_NOT_FOUND,
-                           "Wallet " + wallet_file + " not found.");
-    }
-
-    std::string warning;
-    if (!CWallet::Verify(chainParams, *g_rpc_interfaces->chain, location, false,
-                         error, warning)) {
-        throw JSONRPCError(RPC_WALLET_ERROR,
-                           "Wallet file verification failed: " + error);
+                           "Wallet " + request.params[0].get_str() + " not found.");
     }
 
-    std::shared_ptr<CWallet> const wallet = CWallet::LoadWalletFromFile(chainParams, *g_rpc_interfaces->chain, location);
+    std::string error, warning;
+    std::shared_ptr<CWallet> const wallet = LoadWallet(
+        chainParams, *g_rpc_interfaces->chain, location, error, warning);
+    
     if (!wallet) {
-        throw JSONRPCError(RPC_WALLET_ERROR, "Wallet loading failed.");
+        throw JSONRPCError(RPC_WALLET_ERROR, error);
     }
-    AddWallet(wallet);
-
-    wallet->postInitProcess();
 
     UniValue obj(UniValue::VOBJ);
     obj.pushKV("name", wallet->GetName());
diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index 236db80d2..9677c6f85 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -161,6 +161,33 @@ OutputType g_address_type = OutputType::LEGACY;
 
 const char *DEFAULT_WALLET_DAT = "wallet.dat";
 
+std::shared_ptr<CWallet> LoadWallet(const CChainParams &chainParams,
+                                    interfaces::Chain &chain,
+                                    const WalletLocation &location,
+                                    std::string &error, std::string &warning) {
+    if (!CWallet::Verify(chainParams, chain, location, false, error, warning)) {
+        error = "Wallet file verification failed: " + error;
+        return nullptr;
+    }
+    WalletFlag flag;
+    std::shared_ptr<CWallet> wallet =
+      CWallet::CreateWalletFromFile(chainParams, chain, location, SecureString(""), std::vector<std::string>(), flag);
+    if (!wallet) {
+        error = "Wallet loading failed.";
+        return nullptr;
+    }
+    AddWallet(wallet);
+    wallet->postInitProcess();
+    return wallet;
+}
+
+std::shared_ptr<CWallet> LoadWallet(const CChainParams &chainParams,
+                                    interfaces::Chain &chain,
+                                    const std::string &name, std::string &error,
+                                    std::string &warning) {
+    return LoadWallet(chainParams, chain, WalletLocation(name), error, warning);
+}
+
 /**
  * If fee estimation does not have enough data to provide estimates, use this
  * fee instead. Has no effect if not using fee estimation.
diff --git a/src/wallet/wallet.h b/src/wallet/wallet.h
index e725cfb41..d18643b7a 100644
--- a/src/wallet/wallet.h
+++ b/src/wallet/wallet.h
@@ -72,6 +72,10 @@ bool RemoveWallet(const std::shared_ptr<CWallet> &wallet);
 bool HasWallets();
 std::vector<std::shared_ptr<CWallet>> GetWallets();
 std::shared_ptr<CWallet> GetWallet(const std::string &name);
+std::shared_ptr<CWallet> LoadWallet(const CChainParams &chainParams,
+                                    interfaces::Chain &chain,
+                                    const WalletLocation &location,
+                                    std::string &error, std::string &warning);
 
 /**
  * Settings