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Tagging a Account as AUTO_PAY_OFF/MANUAL_PAY should also apply #812
The discussion originated from the [Kill Bill user mailing] list(https://groups.google.com/forum/#!topic/killbilling-users/rhuEbQ3iEGk).
Currently the behavior is to first check if there is a missing payment method and then check for AUTO_PAY_OFF/MANUAL_PAY.
It would make more sense to reverse the check and abort the payment. This would avoid sending an