diff --git a/cmd/signature-v4-utils.go b/cmd/signature-v4-utils.go
index b28a3802079ec..9569688a265e0 100644
--- a/cmd/signature-v4-utils.go
+++ b/cmd/signature-v4-utils.go
@@ -31,7 +31,6 @@ import (
 	"github.com/minio/minio/internal/auth"
 	xhttp "github.com/minio/minio/internal/http"
 	"github.com/minio/minio/internal/logger"
-	iampolicy "github.com/minio/pkg/iam/policy"
 )
 
 // http Header "x-amz-content-sha256" == "UNSIGNED-PAYLOAD" indicates that the
@@ -150,8 +149,7 @@ func checkKeyValid(r *http.Request, accessKey string) (auth.Credentials, bool, A
 		return auth.Credentials{}, false, ErrServerNotInitialized
 	}
 
-	var owner = true
-	var cred = globalActiveCred
+	cred := globalActiveCred
 	if cred.AccessKey != accessKey {
 		// Check if the access key is part of users credentials.
 		ucred, ok := globalIAMSys.GetUser(accessKey)
@@ -165,18 +163,9 @@ func checkKeyValid(r *http.Request, accessKey string) (auth.Credentials, bool, A
 	if s3Err != ErrNone {
 		return cred, false, s3Err
 	}
+	cred.Claims = claims
 
-	if len(claims) > 0 {
-		cred.Claims = claims
-
-		// Now check if we have a sessionPolicy.
-		if _, ok := claims[iampolicy.SessionPolicyName]; ok {
-			owner = false
-		} else {
-			owner = cred.AccessKey == cred.ParentUser
-		}
-	}
-
+	owner := cred.AccessKey == globalActiveCred.AccessKey
 	return cred, owner, ErrNone
 }
 
diff --git a/cmd/signature-v4-utils_test.go b/cmd/signature-v4-utils_test.go
index d56a20e7072c1..80000c2aa5ce3 100644
--- a/cmd/signature-v4-utils_test.go
+++ b/cmd/signature-v4-utils_test.go
@@ -18,12 +18,75 @@
 package cmd
 
 import (
+	"context"
 	"net/http"
+	"os"
 	"testing"
 
+	"github.com/minio/madmin-go"
+	"github.com/minio/minio/internal/auth"
 	xhttp "github.com/minio/minio/internal/http"
 )
 
+func TestCheckValid(t *testing.T) {
+	objLayer, fsDir, err := prepareFS()
+	if err != nil {
+		t.Fatal(err)
+	}
+	defer os.RemoveAll(fsDir)
+	if err = newTestConfig(globalMinioDefaultRegion, objLayer); err != nil {
+		t.Fatalf("unable initialize config file, %s", err)
+	}
+
+	newAllSubsystems()
+
+	initAllSubsystems(context.Background(), objLayer)
+
+	globalIAMSys.InitStore(objLayer)
+
+	req, err := newTestRequest(http.MethodGet, "http://example.com:9000/bucket/object", 0, nil)
+	if err != nil {
+		t.Fatal(err)
+	}
+
+	if err = signRequestV4(req, globalActiveCred.AccessKey, globalActiveCred.SecretKey); err != nil {
+		t.Fatal(err)
+	}
+
+	_, owner, s3Err := checkKeyValid(req, globalActiveCred.AccessKey)
+	if s3Err != ErrNone {
+		t.Fatalf("Unexpected failure with %v", errorCodes.ToAPIErr(s3Err))
+	}
+
+	if !owner {
+		t.Fatalf("Expected owner to be 'true', found %t", owner)
+	}
+
+	_, _, s3Err = checkKeyValid(req, "does-not-exist")
+	if s3Err != ErrInvalidAccessKeyID {
+		t.Fatalf("Expected error 'ErrInvalidAccessKeyID', found %v", s3Err)
+	}
+
+	ucreds, err := auth.CreateCredentials("myuser1", "mypassword1")
+	if err != nil {
+		t.Fatalf("unable create credential, %s", err)
+	}
+
+	globalIAMSys.CreateUser(ucreds.AccessKey, madmin.UserInfo{
+		SecretKey: ucreds.SecretKey,
+		Status:    madmin.AccountEnabled,
+	})
+
+	_, owner, s3Err = checkKeyValid(req, ucreds.AccessKey)
+	if s3Err != ErrNone {
+		t.Fatalf("Unexpected failure with %v", errorCodes.ToAPIErr(s3Err))
+	}
+
+	if owner {
+		t.Fatalf("Expected owner to be 'false', found %t", owner)
+	}
+}
+
 // TestSkipContentSha256Cksum - Test validate the logic which decides whether
 // to skip checksum validation based on the request header.
 func TestSkipContentSha256Cksum(t *testing.T) {