From 86663fab77ac6aea64777ead55700e7b938bdfe1 Mon Sep 17 00:00:00 2001 From: bailey Date: Thu, 11 Sep 2025 08:34:35 -0600 Subject: [PATCH 1/3] add user.json --- .../spec/single_and_multi_document/user.json | 7975 +++++++++++++++++ 1 file changed, 7975 insertions(+) create mode 100644 test/benchmarks/driver_bench/spec/single_and_multi_document/user.json diff --git a/test/benchmarks/driver_bench/spec/single_and_multi_document/user.json b/test/benchmarks/driver_bench/spec/single_and_multi_document/user.json new file mode 100644 index 00000000000..4850f227b18 --- /dev/null +++ b/test/benchmarks/driver_bench/spec/single_and_multi_document/user.json @@ -0,0 +1,7975 @@ +{ + "_id": "4b61be97-e566-4673-b869-d98380e29697", + "autoLoanSummary": { + "noOfLoans": 4, + "currentOutstandingBalance": 4604, + "minimumPaymentAmount": 501, + "updatedOn": 1732559309005 + }, + "autoLoans": [ + { + "autoLoanId": "191deb63-5716-4392-b5b8-81e953e078bf", + "userId": "4b61be97-e566-4673-b869-d98380e29697", + 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"reportedDate": "2024-05-09", + "reportedDateWithFormat": { + "value": "2024-05-09", + "format": "YYYY-MM-DD" + }, + "consumerDisputeStatus": "NOT_DISPUTED", + "derogatoryDataStatus": "NOT_DEROGATORY", + "reviewedInMonths": 12, + "collectionStatus": "NOT_IN_COLLECTION", + "chargeOffStatus": "NOT_CHARGED_OFF", + "lastActivityDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "accountTypeCode": "R", + "ecoaCode": "A", + "paymentHistory": { + "lastAssessedStatementDate": "2024-04-01", + "details": [ + { + "date": "2024-04-01", + "description": "No data available for this period" + }, + { + "date": "2024-03-01", + "description": "No data available for this period" + }, + { + "date": "2024-02-01", + "description": "No data available for this period" + }, + { + "date": "2024-01-01", + "description": "No data available for this period" + }, + { + "date": "2023-12-01", + "description": "No data available for this period" + }, + { + "date": "2023-11-01", + "description": "No data available for this period" + }, + { + "date": "2023-10-01", + "description": "No data available for this period" + }, + { + "date": "2023-09-01", + "description": "No data available for this period" + }, + { + "date": "2023-08-01", + "description": "No data available for this period" + }, + { + "date": "2023-07-01", + "description": "The account is current" + }, + { + "date": "2023-06-01", + "description": "The account is current" + }, + { + "date": "2023-05-01", + "description": "The account is current" + } + ] + }, + "limitType": "REGULAR", + "creditUtilization": 51.29 + }, + "balanceDetails": { + "outstandingBalance": 256.43, + "updatedOn": 1715212800000 + }, + "statementSummary": { + "statementBalance": 256.43, + "statementDate": "2024-05-09T00:00:00.000Z", + "statementDateWithFormat": { + "value": "2024-05-09", + "format": "YYYY-MM-DD" + }, + "minimumPaymentAmount": 100, + "lastPaymentDate": "2021-01-01T00:00:00.000Z", + "lastPaymentDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "dueDate": "2024-06-09T00:00:00.000Z", + "overduePeriod": "NOT_OVERDUE" + }, + "capabilities": { + "payments": { + "billPayment": { + "availability": "FIELD_ERROR", + "fieldErrors": [ + { + "field": "CREDIT_CARD_NUMBER", + "error": "NOT_PRESENT" + } + ] + } + }, + "data": { + "realtimeBalance": { + "availability": "NOT_SUPPORTED", + "description": "INSTITUTION_NOT_SUPPORTED" + } + } + }, + "creditor": { + "industryType": "National credit card companies", + "industryCode": "ON", + "originalName": "BARCLAYS BANK DELAWA", + "bureauSubscriberCode": "401ON02149", + "address": { + "addressLine1": "5396 NORTH REESE AVENUE", + "city": "FRESNO", + "state": "CA", + "zip": "93722" + }, + "phoneNumber": "11708747346" + }, + "updatedOn": 1732559309035, + "createdOn": 1715271464204, + "servicerId": "d286e4a0-a3bc-4048-95e9-ed92b042f423", + "servicerName": "BARCLAYS BANK DELAWA", + "servicerAliasName": "BARCLAYS BANK DELAWA", + "displayName": "BARCLAYS BANK DELAWA", + "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/e0044362-f6c6-4343-abf7-ae148c88082b.png" + }, + { + "creditCardId": "9d976760-8b16-48ea-b117-f2cece0f987d", + "userId": "4b61be97-e566-4673-b869-d98380e29697", + "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", + "cardProfile": { + "creditCardNumberMasked": "623456******3456", + "accountOriginationDate": "2020-01-07T00:00:00.000Z", + "status": "OPEN", + "creditLimit": 500, + "accountRating": "1", + "liabilitySubtype": "CreditCard", + "availableCreditDerived": 243.57, + "accountOwnershipType": "MAKER", + "accountType": "REVOLVING", + "reportedDate": "2024-05-09", + "reportedDateWithFormat": { + "value": "2024-05-09", + "format": "YYYY-MM-DD" + }, + "consumerDisputeStatus": "NOT_DISPUTED", + "derogatoryDataStatus": "NOT_DEROGATORY", + "reviewedInMonths": 12, + "collectionStatus": "NOT_IN_COLLECTION", + "chargeOffStatus": "NOT_CHARGED_OFF", + "lastActivityDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "accountTypeCode": "R", + "ecoaCode": "M", + "paymentHistory": { + "lastAssessedStatementDate": "2024-04-01", + "details": [ + { + "date": "2024-04-01", + "description": "No data available for this period" + }, + { + "date": "2024-03-01", + "description": "No data available for this period" + }, + { + "date": "2024-02-01", + "description": "No data available for this period" + }, + { + "date": "2024-01-01", + "description": "No data available for this period" + }, + { + "date": "2023-12-01", + "description": "No data available for this period" + }, + { + "date": "2023-11-01", + "description": "No data available for this period" + }, + { + "date": "2023-10-01", + "description": "No data available for this period" + }, + { + "date": "2023-09-01", + "description": "No data available for this period" + }, + { + "date": "2023-08-01", + "description": "No data available for this period" + }, + { + "date": "2023-07-01", + "description": "The account is current" + }, + { + "date": "2023-06-01", + "description": "The account is current" + }, + { + "date": "2023-05-01", + "description": "The account is current" + } + ] + }, + "limitType": "REGULAR", + "creditUtilization": 51.29 + }, + "balanceDetails": { + "outstandingBalance": 256.43, + "updatedOn": 1715212800000 + }, + "statementSummary": { + "statementBalance": 256.43, + "statementDate": "2024-05-09T00:00:00.000Z", + "statementDateWithFormat": { + "value": "2024-05-09", + "format": "YYYY-MM-DD" + }, + "minimumPaymentAmount": 0, + "lastPaymentDate": "2021-01-01T00:00:00.000Z", + "lastPaymentDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "dueDate": "2024-06-09T00:00:00.000Z", + "overduePeriod": "NOT_OVERDUE" + }, + "capabilities": { + "payments": { + "billPayment": { + "availability": "NOT_SUPPORTED", + "description": "INSTITUTION_NOT_SUPPORTED" + } + }, + "data": { + "realtimeBalance": { + "availability": "NOT_SUPPORTED", + "description": "INSTITUTION_NOT_SUPPORTED" + } + } + }, + "creditor": { + "industryType": "National credit card companies", + "industryCode": "ON", + "originalName": "Bank of Spinwheel", + "bureauSubscriberCode": "401ON02149", + "address": { + "addressLine1": "5396 NORTH REESE AVENUE", + "city": "FRESNO", + "state": "CA", + "zip": "93722" + }, + "phoneNumber": "11708747346" + }, + "updatedOn": 1732559309035, + "createdOn": 1715271464206, + "servicerId": "fc94dcb8-11b6-4e8b-9d64-2cfc8bc99419", + "servicerName": "Bank of Spinwheel", + "servicerAliasName": "Bank of Spinwheel", + "displayName": "Bank of Spinwheel", + "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/e0044362-f6c6-4343-abf7-ae148c88082b.png" + }, + { + "creditCardId": "328f4960-ac46-46c7-a135-d7f8341536fd", + "userId": "4b61be97-e566-4673-b869-d98380e29697", + "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", + "cardProfile": { + "creditCardNumberMasked": "123456******3456", + "accountOriginationDate": "2020-01-01T00:00:00.000Z", + "status": "OPEN", + "creditLimit": 500, + "accountRating": "1", + "liabilitySubtype": "CreditCard", + "debtType": "UNSECURED", + "availableCreditDerived": 243.57, + "accountOwnershipType": "INDIVIDUAL", + "termsFrequency": "MONTHLY", + "accountType": "REVOLVING", + "reportedDate": "2024-11-25", + "reportedDateWithFormat": { + "value": "2024-11-25", + "format": "YYYY-MM-DD" + }, + "consumerDisputeStatus": "NOT_DISPUTED", + "derogatoryDataStatus": "NOT_DEROGATORY", + "reviewedInMonths": 12, + "collectionStatus": "NOT_IN_COLLECTION", + "chargeOffStatus": "NOT_CHARGED_OFF", + "lastActivityDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "accountTypeCode": "R", + "ecoaCode": "I", + "adverseRatingCount": 0, + "paymentHistory": { + "lastAssessedStatementDate": "2024-10-01", + "details": [ + { + "date": "2024-10-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-09-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-08-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-07-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-06-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-05-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-04-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-03-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-02-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-01-01", + "description": "The account is current", + "code": "0" + }, + { + "date": "2023-12-01", + "description": "The account is current", + "code": "0" + }, + { + "date": "2023-11-01", + "description": "The account is current", + "code": "0" + } + ] + }, + "limitType": "REGULAR", + "creditUtilization": 51.29 + }, + "balanceDetails": { + "outstandingBalance": 256.43, + "updatedOn": 1732492800000 + }, + "statementSummary": { + "statementBalance": 256.43, + "statementDate": "2024-11-25T00:00:00.000Z", + "statementDateWithFormat": { + "value": "2024-11-25", + "format": "YYYY-MM-DD" + }, + "minimumPaymentAmount": 100, + "lastPaymentDate": "2021-01-01T00:00:00.000Z", + "lastPaymentDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "dueDate": "2024-12-20T00:00:00.000Z", + "overduePeriod": "NOT_OVERDUE" + }, + "capabilities": { + "payments": { + "billPayment": { + "availability": "FIELD_ERROR", + "fieldErrors": [ + { + "field": "CREDIT_CARD_NUMBER", + "error": "NOT_PRESENT" + } + ] + } + }, + "data": { + "realtimeBalance": { + "availability": "FIELD_ERROR", + "fieldErrors": [ + { + "field": "CREDIT_CARD_NUMBER", + "error": "NOT_PRESENT" + } + ] + } + } + }, + "creditor": { + "industryType": "National credit card companies", + "industryCode": "ON", + "phoneNumber": "11708747346", + "originalName": "MASTERCARD", + "bureauSubscriberCode": "401ON02149", + "address": { + "addressLine1": "5396 NORTH REESE AVENUE", + "city": "FRESNO", + "state": "CA", + "zip": "93722" + } + }, + "aprs": [ + { + "rate": 29.99, + "type": "PURCHASE", + "updatedOn": 1732559309034 + } + ], + "updatedOn": 1732559309035, + "createdOn": 1732300484993, + "servicerId": "bbbf5a04-ceb7-4e10-aa0d-09bc99767e70", + "servicerName": "MASTERCARD", + "servicerAliasName": "MASTERCARD", + "displayName": "MASTERCARD", + "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/e0044362-f6c6-4343-abf7-ae148c88082b.png" + } + ], + "creditReports": [ + { + "id": "63f9ff7a-1657-4108-ac82-17edeb709c30", + "profile": { + "firstName": "ALDO", + "middleName": "L", + "lastName": "CHERRY", + "creditScore": 691, + "modelName": "EquifaxVantageScore3.0", + "dateOfBirth": "1900-01-01", + "ssn": "4123", + "addresses": [ + { + "addressLine1": "5396 NORTH REESE AVENUE", + "city": "FRESNO", + "state": "CA", + "zip": "93722", + "residencyType": "CURRENT", + "addressOwnership": "RENT", + "addressSource": "AUTOMATED_UPDATE", + "residencyDurationInMonths": 48, + "reportedDate": "2024-01-20", + "reportedDateWithFormat": { + "value": "2024-01-20", + "format": "YYYY-MM-DD" + }, + "firstReportedDateWithFormat": { + "value": "2020-01", + "format": "YYYY-MM" + } + }, + { + "addressLine1": "305 LINDEN AVE", + "city": "ATLANTA", + "state": "GA", + "zip": "30316", + "residencyType": "PREVIOUS", + "addressOwnership": "RENT", + "addressSource": "AUTOMATED_UPDATE", + "residencyDurationInMonths": 48, + "reportedDate": "2024-01-20", + "reportedDateWithFormat": { + "value": "2024-01-20", + "format": "YYYY-MM-DD" + }, + "firstReportedDateWithFormat": { + "value": "2020-01", + "format": "YYYY-MM" + } + } + ], + "employmentHistory": [ + { + "employerName": "Bruen, Boehm and Stanton", + "position": "Direct Research Coordinator", + "startDate": "2020-01-01", + "startDateWithFormat": { + "value": "2020-01", + "format": "YYYY-MM" + }, + "reportedDate": "2020-01-01", + "reportedDateWithFormat": { + "value": "2020-01", + "format": "YYYY-MM" + }, + "employmentStatus": "CURRENT" + } + ], + "createdOn": 1715271463722, + "updatedOn": 1732559309012 + }, + "inquiries": [ + { + "inquirerName": "Reilly, McLaughlin and Gulgowski", + "inquiryDate": "2020-01-01", + "inquirerIndustryCode": "ZB", + "purposeType": "HARD", + "sourceBureau": "Equifax", + "bureauSubscriberCode": "244ZB00566" + } + ], + "creditScoreDetails": [ + { + "reportedDate": "2024-03-04", + "creditScore": 691, + "modelName": "EquifaxVantageScore3.0", + "sourceBureau": "Equifax", + "factors": [ + { + "description": "The balance amount paid down on your open student loan accounts is too low", + "code": "94" + }, + { + "description": "The balances on your accounts are too high compared to loan amounts", + "code": "4" + }, + { + "description": "You have too many delinquent or derogatory accounts", + "code": "7" + }, + { + "description": "Open real estate account balances are too high compared to their loan amounts", + "code": "55" + } + ] + } + ], + "creditAttributes": [ + { + "description": "Number of tradelines", + "value": "5" + }, + { + "description": "Number of trades", + "value": "5" + }, + { + "description": "Average age of open tradelines", + "value": "58.00" + }, + { + "description": "Average age of open tradelines; exclude auth user and joint ecoa", + "value": "58.00" + }, + { + "description": "Number of hard inquiries", + "value": "1" + }, + { + "description": "Number of open trades", + "value": "5" + }, + { + "description": "Number of open trades; no exclusions", + "value": "5" + }, + { + "description": "Months since oldest trade opened", + "value": "58" + }, + { + "description": "Age of oldest trade in months", + "value": "58" + }, + { + "description": "Percentage of trades ever delinquent", + "value": "0.00" + }, + { + "description": "Number of public record bankruptcies", + "value": "0" + }, + { + "description": "Months since most recent credit inquiry", + "value": "58" + }, + { + "description": "Indicates if bankruptcies have been filed", + "value": "N" + }, + { + "description": "Number of open installment trades", + "value": "2" + }, + { + "description": "Number of open mortgage trades", + "value": "1" + }, + { + "description": "Number of open revolving trades", + "value": "2" + }, + { + "description": "Number of third party collections", + "value": "0" + }, + { + "description": "Total Scheduled Monthly Payment", + "value": "670" + }, + { + "description": "Utilization on revolving trades", + "value": "31.39" + }, + { + "description": "Total balance on open revolving trades", + "value": "1663.43" + }, + { + "description": "Total Mortgage Monthly Payment", + "value": "189" + }, + { + "description": "Total balance on open Mortgages", + "value": "1022.57" + }, + { + "description": "Date of oldest trade", + "value": "2020-01-01T00:00:00.000Z" + }, + { + "description": "Total Credit Limit/High Credit on open tradelines", + "value": "37088" + }, + { + "description": "Total balance on all tradelines", + "value": "5000" + }, + { + "description": "Total balance on all trades; no exclusions", + "value": "5000" + }, + { + "description": "Number of currently delinquent tradelines", + "value": "0" + }, + { + "description": "Number of currently delinquent revolving tradelines", + "value": "0" + }, + { + "description": "Number of currently delinquent installment tradelines", + "value": "0" + }, + { + "description": "Average balance on open tradelines", + "value": "1000.00" + }, + { + "description": "Number of currently charged-off tradelines", + "value": "0" + }, + { + "description": "Number of mortgage trades", + "value": "1" + }, + { + "description": "Total credit limit/high credit on open installment tradelines", + "value": "14288" + }, + { + "description": "Number of revolving tradelines", + "value": "2" + }, + { + "description": "Total credit limit/high credit on open revolving tradelines", + "value": "5300" + }, + { + "description": "Number of Tax Liens", + "value": "0" + }, + { + "description": "Total amount on Collections", + "value": "0" + }, + { + "description": "Percent utilization on installment tradelines", + "value": "16.20" + }, + { + "description": "Percent utilization on all open tradelines", + "value": "13.48" + }, + { + "description": "Total amount on Tax Liens", + "value": "0" + }, + { + "description": "Total amount on Judgements", + "value": "0" + }, + { + "description": "Number of closed trades; no exclusions", + "value": "0" + }, + { + "description": "Deceased Indicator", + "value": "N" + } + ], + "summary": { + "totalSecuredDebtAmount": 1022.57, + "securedDebtLiabilitiesCount": 1, + "totalUnsecuredDebtAmount": 2864.43, + "unsecuredDebtLiabilitiesCount": 3, + "totalUnknownDebtAmount": 1113, + "unknownDebtLiabilitiesCount": 1 + }, + "userId": "4b61be97-e566-4673-b869-d98380e29697", + "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", + "updatedOn": 1732559309012, + "createdOn": 1715271463722, + "connectionStatus": { + "isValid": true, + "statusCode": 2000, + "description": "Authentication is successful.", + "isAuthSuccessful": true, + "isSecurityStepPending": false, + "lastSuccessfulAuthOn": 1732559308939, + "lastAuthAttemptOn": 1732559308939, + "statusChangeLogs": [], + "dataStatus": { + "status": "COMPLETED", + "updatedOn": 1732559309134 + } + } + } + ], + "extUserId": "41e8f96d-07fb-41c2-b4be-b637925055ed", + "homeLoanSummary": { + "noOfLoans": 3, + "currentOutstandingBalance": 1022.57, + "minimumPaymentAmount": 189, + "updatedOn": 1732559309005 + }, + "homeLoans": [ + { + "homeLoanId": "5618edb4-3086-475c-908d-f4c8f1ff291a", + "userId": "4b61be97-e566-4673-b869-d98380e29697", + "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", + "capabilities": { + "payments": { + "billPayment": { + "availability": "SUPPORTED" + } + } + }, + "liabilityProfile": { + "accountOriginationDate": "2020-01-01", + "status": "OPEN", + "interestRateDerived": 12.6639, + "loanOriginationAmount": 17500, + "highCreditAmount": 17500, + "accountRating": "1", + "liabilitySubtype": "ConventionalRealEstateMortgage", + "debtType": "SECURED", + "pendingLoanTermInMonthsDerived": 348, + "loanTermInMonths": 360, + "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", + "termsFrequency": "MONTHLY", + "accountType": "MORTGAGE", + "reportedDate": "2024-11-25", + "reportedDateWithFormat": { + "value": "2024-11-25", + "format": "YYYY-MM-DD" + }, + "consumerDisputeStatus": "NOT_DISPUTED", + "derogatoryDataStatus": "NOT_DEROGATORY", + "reviewedInMonths": 12, + "collectionStatus": "NOT_IN_COLLECTION", + "chargeOffStatus": "NOT_CHARGED_OFF", + "accountTypeCode": "M", + "ecoaCode": "J", + "adverseRatingCount": 0, + "paymentHistory": { + "lastAssessedStatementDate": "2024-10-01", + "details": [ + { + "date": "2024-10-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-09-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-08-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-07-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-06-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-05-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-04-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-03-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-02-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-01-01", + "description": "The account is current", + "code": "0" + }, + { + "date": "2023-12-01", + "description": "The account is current", + "code": "0" 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"adverseRatingCount": 0, + "paymentHistory": { + "lastAssessedStatementDate": "2024-10-01", + "details": [ + { + "date": "2024-10-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-09-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-08-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-07-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-06-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-05-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-04-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-03-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-02-01", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-01-01", + "description": "The account is current", + "code": "0" + }, + { + "date": "2023-12-01", + "description": "The account is current", + "code": "0" + }, + { + "date": "2023-11-01", + "description": "The account is current", + "code": "0" + } + ] + }, + "loanType": "PUBLIC" + }, + "balanceDetails": { + "outstandingBalance": 1201, + "updatedOn": 1732492800000 + }, + "statementSummary": { + "statementDate": "2024-11-25", + "statementDateWithFormat": { + "value": "2024-11-25", + "format": "YYYY-MM-DD" + }, + "statementBalance": 1201, + "principalBalance": 1201, + "minimumPaymentAmount": 98, + "lastPaymentDate": "2021-01-01", + "lastPaymentDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "dueDate": "2024-12-20", + "overduePeriod": "NOT_OVERDUE" + }, + "creditor": { + "industryType": "Commercial banks", + "industryCode": "BB", + "originalName": "DEPT OF ED/NELNET", + "bureauSubscriberCode": "401BB00573" + }, + "updatedOn": 1732559308992, + "createdOn": 1732300484988, + "outstandingBalance": 1201, + "highCreditAmount": 3093, + "lastPaymentDate": "2021-01-01T00:00:00.000Z", + "minimumPaymentAmount": 98, + "lastStatementDate": "2024-11-25T00:00:00.000Z", + "dueDateDerived": "2024-12-20T00:00:00.000Z", + "isOverdue": false, + "overduePeriod": "NOT_OVERDUE", + "status": "OPEN", + "accountRating": "1", + "liabilitySubtype": "Educational", + "accountOwnershipType": "INDIVIDUAL", + "termsFrequency": "MONTHLY", + "reviewedInMonths": 12, + "reportedDate": "2024-11-25T00:00:00.000Z", + "accountType": "INSTALLMENT", + "consumerDisputeStatus": "NOT_DISPUTED", + "derogatoryDataStatus": "NOT_DEROGATORY", + "collectionStatus": "NOT_IN_COLLECTION", + "chargeOffStatus": "NOT_CHARGED_OFF", + "debtType": "UNSECURED", + "accountTypeCode": "I", + "adverseRatingCount": 0, + "paymentHistory": { + "lastAssessedStatementDate": "2024-10-01T00:00:00.000Z", + "details": [ + { + "date": "2024-10-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-09-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-08-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-07-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-06-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-05-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-04-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-03-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-02-01T00:00:00.000Z", + "description": "No data available for this period", + "code": "D" + }, + { + "date": "2024-01-01T00:00:00.000Z", + "description": "The account is current", + "code": "0" + }, + { + "date": "2023-12-01T00:00:00.000Z", + "description": "The account is current", + "code": "0" + }, + { + "date": "2023-11-01T00:00:00.000Z", + "description": "The account is current", + "code": "0" + } + ] + }, + "reportedDateWithFormat": { + "value": "2024-11-25", + "format": "YYYY-MM-DD" + }, + "lastPaymentDateWithFormat": { + "value": "2021-01", + "format": "YYYY-MM" + }, + "lastStatementDateWithFormat": { + "value": "2024-11-25", + "format": "YYYY-MM-DD" + }, + "loanType": "PUBLIC", + "outstandingInterestDerived": 12416.44, + "origAmount": 3093, + "interestRateDerived": 38.0208, + "principalBalance": 1201, + "regularMonthlyPayment": 98, + "loanTermInMonths": 360, + "pendingLoanTermInMonthsDerived": 348, + "loanOriginationDate": "2020-01-01T00:00:00.000Z", + "accountDataSources": [ + { + "servicerAliasId": "4032b728-1c9e-41ae-9928-152b3b83430b", + "servicerId": "3a2e0b7b-0be8-4b72-8df5-0831d762c45a" + } + ], + "servicerAliasName": "DEPT OF ED/NELNET", + "displayName": "DEPT OF ED/NELNET", + "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/5338b879-6211-4e96-bbc6-cd870af57f0c.png", + "institutionId": "4032b728-1c9e-41ae-9928-152b3b83430b", + "connectionStatus": { + "isValid": true, + "statusCode": 2000, + "description": "Authentication is successful.", + "isAuthSuccessful": true, + "isSecurityStepPending": false, + "lastSuccessfulAuthOn": 1732559308939, + "lastAuthAttemptOn": 1732559308939, + "statusChangeLogs": [], + "dataStatus": { + "status": "COMPLETED", + "updatedOn": 1732559309134 + } + } + } + ], + "updatedOn": 1732559309047, + "userId": "4b61be97-e566-4673-b869-d98380e29697" +} \ No newline at end of file From 4ed5b1f36bd33b62e933419d74212c4b1c5fb2ea Mon Sep 17 00:00:00 2001 From: bailey Date: Mon, 22 Sep 2025 15:44:12 -0600 Subject: [PATCH 2/3] retry flaky KMS testes --- .../client_side_encryption.prose.test.ts | 25 +++++++++++++++++-- 1 file changed, 23 insertions(+), 2 deletions(-) diff --git a/test/integration/client-side-encryption/client_side_encryption.prose.test.ts b/test/integration/client-side-encryption/client_side_encryption.prose.test.ts index 7d326fcaa15..1f919fc2fa1 100644 --- a/test/integration/client-side-encryption/client_side_encryption.prose.test.ts +++ b/test/integration/client-side-encryption/client_side_encryption.prose.test.ts @@ -1516,6 +1516,9 @@ describe('Client Side Encryption Prose Tests', metadata, function () { const masterKeyInvalidHostname = { ...masterKey, endpoint: '127.0.0.1:9001' }; it('should fail with no TLS', metadata, async function () { + // NODE-6861: flakiness is caused by mock KMS servers + this.retries(2); + try { await clientEncryptionNoTls.createDataKey('aws', { masterKey }); expect.fail('it must fail with no tls'); @@ -1568,7 +1571,10 @@ describe('Client Side Encryption Prose Tests', metadata, function () { keyName: 'foo' }; - it.skip('should fail with no TLS', metadata, async function () { + it('should fail with no TLS', metadata, async function () { + // NODE-6861: flakiness is caused by mock KMS servers + this.retries(2); + try { await clientEncryptionNoTls.createDataKey('azure', { masterKey }); expect.fail('it must fail with no tls'); @@ -1576,7 +1582,7 @@ describe('Client Side Encryption Prose Tests', metadata, function () { //Expect an error indicating TLS handshake failed. expect(e.cause.message).to.include('certificate required'); } - }).skipReason = 'TODO(NODE-6861): fix flaky test'; + }); it('should succeed with valid TLS options', metadata, async function () { try { @@ -1620,6 +1626,9 @@ describe('Client Side Encryption Prose Tests', metadata, function () { }; it('should fail with no TLS', metadata, async function () { + // NODE-6861: flakiness is caused by mock KMS servers + this.retries(2); + try { await clientEncryptionNoTls.createDataKey('gcp', { masterKey }); expect.fail('it must fail with no tls'); @@ -1666,6 +1675,9 @@ describe('Client Side Encryption Prose Tests', metadata, function () { const masterKey = {}; it('should fail with no TLS', metadata, async function () { + // NODE-6861: flakiness is caused by mock KMS servers + this.retries(2); + const e = await clientEncryptionNoTls.createDataKey('kmip', { masterKey }).catch(e => e); //Expect an error indicating TLS handshake failed. expect(e.cause.message).to.match(/before secure TLS connection|handshake/); @@ -1797,6 +1809,9 @@ describe('Client Side Encryption Prose Tests', metadata, function () { }); it('Named AWS', async function () { { + // NODE-6861: flakiness is caused by mock KMS servers + this.retries(2); + // Call `client_encryption_with_names.createDataKey()` with "aws:no_client_cert" as the provider and the following masterKey. const error = await clientEncryptionWithNames .createDataKey('aws:no_client_cert', { @@ -1832,6 +1847,9 @@ describe('Client Side Encryption Prose Tests', metadata, function () { it('Named Azure', async function () { { + // NODE-6861: flakiness is caused by mock KMS servers + this.retries(2); + // Call `client_encryption_with_names.createDataKey()` with "aws:no_client_cert" as the provider and the following masterKey. const error = await clientEncryptionWithNames .createDataKey('azure:no_client_cert', { @@ -1859,6 +1877,9 @@ describe('Client Side Encryption Prose Tests', metadata, function () { it('Named GCP', async function () { { + // NODE-6861: flakiness is caused by mock KMS servers + this.retries(2); + // Call `client_encryption_with_names.createDataKey()` with "aws:no_client_cert" as the provider and the following masterKey. const error = await clientEncryptionWithNames .createDataKey('gcp:no_client_cert', { From 09c7c0c799a1b15be28a812591baa336b3e72db8 Mon Sep 17 00:00:00 2001 From: bailey Date: Mon, 22 Sep 2025 15:45:34 -0600 Subject: [PATCH 3/3] remove user.json --- .../spec/single_and_multi_document/user.json | 7975 ----------------- 1 file changed, 7975 deletions(-) delete mode 100644 test/benchmarks/driver_bench/spec/single_and_multi_document/user.json diff --git a/test/benchmarks/driver_bench/spec/single_and_multi_document/user.json b/test/benchmarks/driver_bench/spec/single_and_multi_document/user.json deleted file mode 100644 index 4850f227b18..00000000000 --- a/test/benchmarks/driver_bench/spec/single_and_multi_document/user.json +++ /dev/null @@ -1,7975 +0,0 @@ -{ - "_id": "4b61be97-e566-4673-b869-d98380e29697", - "autoLoanSummary": { - "noOfLoans": 4, - "currentOutstandingBalance": 4604, - "minimumPaymentAmount": 501, - "updatedOn": 1732559309005 - }, - "autoLoans": [ - { - "autoLoanId": "191deb63-5716-4392-b5b8-81e953e078bf", - "userId": "4b61be97-e566-4673-b869-d98380e29697", - "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", - "capabilities": { - "payments": { - "billPayment": { - "availability": "SUPPORTED" - } - } - }, - "liabilityProfile": { - "accountOriginationDate": "2020-01-01", - "status": "OPEN", - "interestRateDerived": 25.3907, - "loanOriginationAmount": 11195, - "accountRating": "1", - "liabilitySubtype": "AutoLease", - "debtType": "UNKNOWN", - "pendingLoanTermInMonthsDerived": 348, - "loanTermInMonths": 360, - "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", - "termsFrequency": "MONTHLY", - "accountType": "INSTALLMENT", - "reportedDate": "2024-11-25", - "reportedDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "reviewedInMonths": 12, - "collectionStatus": "NOT_IN_COLLECTION", - "chargeOffStatus": "NOT_CHARGED_OFF", - "accountTypeCode": "I", - "ecoaCode": "J", - "adverseRatingCount": 0, - "paymentHistory": { - "lastAssessedStatementDate": "2024-10-01", - "details": [ - { - "date": "2024-10-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-09-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-08-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-07-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-06-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-05-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-04-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-03-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-02-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-01-01", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-12-01", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-11-01", - "description": "The account is current", - "code": "0" - } - ] - } - }, - "balanceDetails": { - "outstandingBalance": 1113, - "updatedOn": 1732492800000 - }, - "statementSummary": { - "statementDate": "2024-11-25", - "statementDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "statementBalance": 1113, - "principalBalance": 1113, - "minimumPaymentAmount": 237, - "lastPaymentDate": "2021-01-01", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-12-20", - "overduePeriod": "NOT_OVERDUE" - }, - "creditor": { - "industryType": "Commercial banks", - "industryCode": "BB", - "phoneNumber": "11708747346", - "originalName": "BANK OF AMERICA-BARN", - "bureauSubscriberCode": "217BB00039", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - } - }, - "updatedOn": 1732559308984, - "createdOn": 1715271464239, - "outstandingInterestDerived": 7334.14, - "origAmount": 11195, - "interestRateDerived": 25.3907, - "principalBalance": 1113, - "regularMonthlyPayment": 237, - "loanTermInMonths": 360, - "pendingLoanTermInMonthsDerived": 348, - "outstandingBalance": 1113, - "status": "OPEN", - "loanOriginationDate": "2020-01-01T00:00:00.000Z", - "isOverdue": false, - "overduePeriod": "NOT_OVERDUE", - "lastPaymentDate": "2021-01-01T00:00:00.000Z", - "minimumPaymentAmount": 237, - "accountRating": "1", - "liabilitySubtype": "AutoLease", - "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", - "reviewedInMonths": 12, - "reportedDate": "2024-11-25T00:00:00.000Z", - "accountType": "INSTALLMENT", - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "collectionStatus": "NOT_IN_COLLECTION", - "chargeOffStatus": "NOT_CHARGED_OFF", - "accountTypeCode": "I", - "paymentHistory": { - "lastAssessedStatementDate": "2024-10-01T00:00:00.000Z", - "details": [ - { - "date": "2024-10-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-09-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-08-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-07-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-06-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-05-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-04-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-03-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-02-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-01-01T00:00:00.000Z", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-12-01T00:00:00.000Z", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-11-01T00:00:00.000Z", - "description": "The account is current", - "code": "0" - } - ] - }, - "lastStatementDate": "2024-11-25T00:00:00.000Z", - "dueDateDerived": "2024-12-20T00:00:00.000Z", - "reportedDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "lastStatementDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "adverseRatingCount": 0, - "debtType": "UNKNOWN", - "termsFrequency": "MONTHLY", - "accountDataSources": [ - { - "servicerAliasId": "1cdf7aa4-6528-4515-aae0-55dd84bb5787", - "servicerId": "3a2e0b7b-0be8-4b72-8df5-0831d762c45a" - } - ], - "servicerAliasName": "BANK OF AMERICA-BARN", - "displayName": "BANK OF AMERICA-BARN", - "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/0898d0b9-e854-45aa-ad63-266fae1a7785.png", - "institutionId": "1cdf7aa4-6528-4515-aae0-55dd84bb5787", - "connectionStatus": { - "isValid": true, - "statusCode": 2000, - "description": "Authentication is successful.", - "isAuthSuccessful": true, - "isSecurityStepPending": false, - "lastSuccessfulAuthOn": 1732559308939, - "lastAuthAttemptOn": 1732559308939, - "statusChangeLogs": [], - "dataStatus": { - "status": "COMPLETED", - "updatedOn": 1732559309134 - } - } - }, - { - "autoLoanId": "b264c740-f60f-4b9e-83e3-adaf203270ee", - "userId": "4b61be97-e566-4673-b869-d98380e29697", - "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", - "capabilities": { - "payments": { - "billPayment": { - "availability": "NOT_SUPPORTED", - "description": "INSTITUTION_NOT_SUPPORTED" - } - } - }, - "liabilityProfile": { - "accountOriginationDate": "2020-01-01", - "status": "OPEN", - "interestRateDerived": 29.482, - "loanOriginationAmount": 9645, - "accountRating": "1", - "liabilitySubtype": "AutoLease", - "pendingLoanTermInMonthsDerived": 348, - "loanTermInMonths": 360, - "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", - "accountType": "INSTALLMENT", - "reportedDate": "2024-05-09", - "reportedDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "reviewedInMonths": 12, - "collectionStatus": "NOT_IN_COLLECTION", - "chargeOffStatus": "NOT_CHARGED_OFF", - "accountTypeCode": "I", - "ecoaCode": "J", - "paymentHistory": { - "lastAssessedStatementDate": "2024-04-01", - "details": [ - { - "date": "2024-04-01", - "description": "No data available for this period" - }, - { - "date": "2024-03-01", - "description": "No data available for this period" - }, - { - "date": "2024-02-01", - "description": "No data available for this period" - }, - { - "date": "2024-01-01", - "description": "No data available for this period" - }, - { - "date": "2023-12-01", - "description": "No data available for this period" - }, - { - "date": "2023-11-01", - "description": "No data available for this period" - }, - { - "date": "2023-10-01", - "description": "No data available for this period" - }, - { - "date": "2023-09-01", - "description": "No data available for this period" - }, - { - "date": "2023-08-01", - "description": "No data available for this period" - }, - { - "date": "2023-07-01", - "description": "The account is current" - }, - { - "date": "2023-06-01", - "description": "The account is current" - }, - { - "date": "2023-05-01", - "description": "The account is current" - } - ] - } - }, - "balanceDetails": { - "outstandingBalance": 3000, - "updatedOn": 1715212800000 - }, - "statementSummary": { - "statementDate": "2024-05-09", - "statementDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "statementBalance": 3000, - "principalBalance": 3000, - "minimumPaymentAmount": 237, - "lastPaymentDate": "2021-01-01", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-06-09", - "overduePeriod": "NOT_OVERDUE" - }, - "creditor": { - "industryType": "Auto financing", - "industryCode": "FA", - "originalName": "TD AUTO FINANCE", - "bureauSubscriberCode": "906FA00026", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - }, - "phoneNumber": "11708747346" - }, - "updatedOn": 1715271483038, - "createdOn": 1715271464241, - "outstandingInterestDerived": 23411.61, - "origAmount": 9645, - "interestRateDerived": 29.482, - "principalBalance": 3000, - "regularMonthlyPayment": 237, - "loanTermInMonths": 360, - "pendingLoanTermInMonthsDerived": 348, - "outstandingBalance": 3000, - "status": "OPEN", - "loanOriginationDate": "2020-01-01T00:00:00.000Z", - "isOverdue": false, - "overduePeriod": "NOT_OVERDUE", - "lastPaymentDate": "2021-01-01T00:00:00.000Z", - "minimumPaymentAmount": 237, - "accountRating": "1", - "liabilitySubtype": "AutoLease", - "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", - "reviewedInMonths": 12, - "reportedDate": "2024-05-09T00:00:00.000Z", - "accountType": "INSTALLMENT", - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "collectionStatus": "NOT_IN_COLLECTION", - "chargeOffStatus": "NOT_CHARGED_OFF", - "accountTypeCode": "I", - "paymentHistory": { - "lastAssessedStatementDate": "2024-04-01T00:00:00.000Z", - "details": [ - { - "date": "2024-04-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2024-03-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2024-02-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2024-01-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2023-12-01T00:00:00.000Z", - "description": "No data available for this 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"updatedOn": 1732559309134 - } - } - }, - { - "autoLoanId": "2fbcccbf-90a0-49fc-a126-dcd08eecd618", - "userId": "4b61be97-e566-4673-b869-d98380e29697", - "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", - "capabilities": { - "payments": { - "billPayment": { - "availability": "NOT_SUPPORTED", - "description": "ACCOUNT_NUMBER_VERIFICATION_FAILED" - } - } - }, - "liabilityProfile": { - "accountOriginationDate": "2020-01-03", - "status": "OPEN", - "interestRateDerived": 0, - "loanOriginationAmount": 0, - "accountRating": "B", - "liabilitySubtype": "Automobile", - "pendingLoanTermInMonthsDerived": 348, - "loanTermInMonths": 360, - "accountOwnershipType": "UNDESIGNATED", - "accountType": "INSTALLMENT", - "reportedDate": "2024-05-09", - "reportedDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "reviewedInMonths": 12, - "collectionStatus": "NOT_IN_COLLECTION", - 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"date": "2023-06-01", - "description": "The account is current" - }, - { - "date": "2023-05-01", - "description": "The account is current" - } - ] - } - }, - "balanceDetails": { - "outstandingBalance": 0, - "updatedOn": 1715212800000 - }, - "statementSummary": { - "statementDate": "2024-05-09", - "statementDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "statementBalance": 0, - "principalBalance": 0, - "minimumPaymentAmount": 0, - "lastPaymentDate": "2021-01-01", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-06-09", - "overduePeriod": "NOT_OVERDUE" - }, - "creditor": { - "industryType": "Auto dealers, new", - "industryCode": "AN", - "originalName": "AMERICAN EAGLE", - "bureauSubscriberCode": "404AN01452", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - }, - "phoneNumber": "11708747346" - }, - "updatedOn": 1715271483038, - "createdOn": 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"description": "No data available for this period" - }, - { - "date": "2024-03-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2024-02-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2024-01-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2023-12-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2023-11-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2023-10-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2023-09-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2023-08-01T00:00:00.000Z", - "description": "No data available for this period" - }, - { - "date": "2023-07-01T00:00:00.000Z", - "description": "The account is current" - }, - { - "date": "2023-06-01T00:00:00.000Z", - "description": "The account is current" - }, - { - "date": "2023-05-01T00:00:00.000Z", - "description": "The account is current" - } - ] - }, - "lastStatementDate": "2024-05-09T00:00:00.000Z", - "dueDateDerived": "2024-06-09T00:00:00.000Z", - "reportedDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "lastStatementDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "accountDataSources": [ - { - "servicerAliasId": "23e81c49-5e8e-46b2-a779-da804f7cb788", - "servicerId": "3a2e0b7b-0be8-4b72-8df5-0831d762c45a" - } - ], - "servicerAliasName": "AMERICAN EAGLE", - "displayName": "AMERICAN EAGLE", - "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/0898d0b9-e854-45aa-ad63-266fae1a7785.png", - "institutionId": "23e81c49-5e8e-46b2-a779-da804f7cb788", - "connectionStatus": { - "isValid": true, - "statusCode": 2000, - "description": "Authentication is successful.", - 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}, - "minimumPaymentAmount": 100, - "lastPaymentDate": "2021-01-01T00:00:00.000Z", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-12-20T00:00:00.000Z", - "overduePeriod": "NOT_OVERDUE" - }, - "capabilities": { - "payments": { - "billPayment": { - "availability": "FIELD_ERROR", - "fieldErrors": [ - { - "field": "CREDIT_CARD_NUMBER", - "error": "NOT_PRESENT" - } - ] - } - }, - "data": { - "realtimeBalance": { - "availability": "FIELD_ERROR", - "fieldErrors": [ - { - "field": "CREDIT_CARD_NUMBER", - "error": "NOT_PRESENT" - } - ] - } - } - }, - "creditor": { - "industryType": "National credit card companies", - "industryCode": "ON", - "phoneNumber": "11708747346", - "originalName": "MASTERCARD", - "bureauSubscriberCode": "401ON02149", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - } - }, - "aprs": [ - { - "rate": 29.99, - "type": "PURCHASE", - "updatedOn": 1732559309034 - } - ], - "updatedOn": 1732559309035, - "createdOn": 1732300484993, - "servicerId": "bbbf5a04-ceb7-4e10-aa0d-09bc99767e70", - "servicerName": "MASTERCARD", - "servicerAliasName": "MASTERCARD", - "displayName": "MASTERCARD", - "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/e0044362-f6c6-4343-abf7-ae148c88082b.png" - } - ], - "creditReports": [ - { - "id": "63f9ff7a-1657-4108-ac82-17edeb709c30", - "profile": { - "firstName": "ALDO", - "middleName": "L", - "lastName": "CHERRY", - "creditScore": 691, - "modelName": "EquifaxVantageScore3.0", - "dateOfBirth": "1900-01-01", - "ssn": "4123", - "addresses": [ - { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722", - "residencyType": "CURRENT", - "addressOwnership": "RENT", - "addressSource": "AUTOMATED_UPDATE", - "residencyDurationInMonths": 48, - "reportedDate": "2024-01-20", - "reportedDateWithFormat": { - "value": "2024-01-20", - "format": "YYYY-MM-DD" - }, - "firstReportedDateWithFormat": { - "value": "2020-01", - "format": "YYYY-MM" - } - }, - { - "addressLine1": "305 LINDEN AVE", - "city": "ATLANTA", - "state": "GA", - "zip": "30316", - "residencyType": "PREVIOUS", - "addressOwnership": "RENT", - "addressSource": "AUTOMATED_UPDATE", - "residencyDurationInMonths": 48, - "reportedDate": "2024-01-20", - "reportedDateWithFormat": { - "value": "2024-01-20", - "format": "YYYY-MM-DD" - }, - "firstReportedDateWithFormat": { - "value": "2020-01", - "format": "YYYY-MM" - } - } - ], - "employmentHistory": [ - { - "employerName": "Bruen, Boehm and Stanton", - "position": "Direct Research Coordinator", - "startDate": "2020-01-01", - "startDateWithFormat": { - "value": "2020-01", - "format": "YYYY-MM" - }, - "reportedDate": "2020-01-01", - "reportedDateWithFormat": { - "value": "2020-01", - "format": "YYYY-MM" - }, - "employmentStatus": "CURRENT" - } - ], - "createdOn": 1715271463722, - "updatedOn": 1732559309012 - }, - "inquiries": [ - { - "inquirerName": "Reilly, McLaughlin and Gulgowski", - "inquiryDate": "2020-01-01", - "inquirerIndustryCode": "ZB", - "purposeType": "HARD", - "sourceBureau": "Equifax", - "bureauSubscriberCode": "244ZB00566" - } - ], - "creditScoreDetails": [ - { - "reportedDate": "2024-03-04", - "creditScore": 691, - "modelName": "EquifaxVantageScore3.0", - "sourceBureau": "Equifax", - "factors": [ - { - "description": "The balance amount paid down on your open student loan accounts is too low", - "code": "94" - }, - { - "description": "The balances on your accounts are too high compared to loan amounts", - "code": "4" - }, - { - "description": "You have too many delinquent or derogatory accounts", - "code": "7" - }, - { - "description": "Open real estate account balances are too high compared to their loan amounts", - "code": "55" - } - ] - } - ], - "creditAttributes": [ - { - "description": "Number of tradelines", - "value": "5" - }, - { - "description": "Number of trades", - "value": "5" - }, - { - "description": "Average age of open tradelines", - "value": "58.00" - }, - { - "description": "Average age of open tradelines; exclude auth user and joint ecoa", - "value": "58.00" - }, - { - "description": "Number of hard inquiries", - "value": "1" - }, - { - "description": "Number of open trades", - "value": "5" - }, - { - "description": "Number of open trades; no exclusions", - "value": "5" - }, - { - "description": "Months since oldest trade opened", - "value": "58" - }, - { - "description": "Age of oldest trade in months", - "value": "58" - }, - { - "description": "Percentage of trades ever delinquent", - "value": "0.00" - }, - { - "description": "Number of public record bankruptcies", - "value": "0" - }, - { - "description": "Months since most recent credit inquiry", - "value": "58" - }, - { - "description": "Indicates if bankruptcies have been filed", - "value": "N" - }, - { - "description": "Number of open installment trades", - "value": "2" - }, - { - "description": "Number of open mortgage trades", - "value": "1" - }, - { - "description": "Number of open revolving trades", - "value": "2" - }, - { - "description": "Number of third party collections", - "value": "0" - }, - { - "description": "Total Scheduled Monthly Payment", - "value": "670" - }, - { - "description": "Utilization on revolving trades", - "value": "31.39" - }, - { - "description": "Total balance on open revolving trades", - "value": "1663.43" - }, - { - "description": "Total Mortgage Monthly Payment", - "value": "189" - }, - { - "description": "Total balance on open Mortgages", - "value": "1022.57" - }, - { - "description": "Date of oldest trade", - "value": "2020-01-01T00:00:00.000Z" - }, - { - "description": "Total Credit Limit/High Credit on open tradelines", - "value": "37088" - }, - { - "description": "Total balance on all tradelines", - "value": "5000" - }, - { - "description": "Total balance on all trades; no exclusions", - "value": "5000" - }, - { - "description": "Number of currently delinquent tradelines", - "value": "0" - }, - { - "description": "Number of currently delinquent revolving tradelines", - "value": "0" - }, - { - "description": "Number of currently delinquent installment tradelines", - "value": "0" - }, - { - "description": "Average balance on open tradelines", - "value": "1000.00" - }, - { - "description": "Number of currently charged-off tradelines", - "value": "0" - }, - { - "description": "Number of mortgage trades", - "value": "1" - }, - { - "description": "Total credit limit/high credit on open installment tradelines", - "value": "14288" - }, - { - "description": "Number of revolving tradelines", - "value": "2" - }, - { - "description": "Total credit limit/high credit on open revolving tradelines", - "value": "5300" - }, - { - "description": "Number of Tax Liens", - "value": "0" - }, - { - "description": "Total amount on Collections", - "value": "0" - }, - { - "description": "Percent utilization on installment tradelines", - "value": "16.20" - }, - { - "description": "Percent utilization on all open tradelines", - "value": "13.48" - }, - { - "description": "Total amount on Tax Liens", - "value": "0" - }, - { - "description": "Total amount on Judgements", - "value": "0" - }, - { - "description": "Number of closed trades; no exclusions", - "value": "0" - }, - { - "description": "Deceased Indicator", - "value": "N" - } - ], - "summary": { - "totalSecuredDebtAmount": 1022.57, - "securedDebtLiabilitiesCount": 1, - "totalUnsecuredDebtAmount": 2864.43, - "unsecuredDebtLiabilitiesCount": 3, - "totalUnknownDebtAmount": 1113, - "unknownDebtLiabilitiesCount": 1 - }, - "userId": "4b61be97-e566-4673-b869-d98380e29697", - "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", - "updatedOn": 1732559309012, - "createdOn": 1715271463722, - "connectionStatus": { - "isValid": true, - "statusCode": 2000, - "description": "Authentication is successful.", - "isAuthSuccessful": true, - "isSecurityStepPending": false, - "lastSuccessfulAuthOn": 1732559308939, - "lastAuthAttemptOn": 1732559308939, - "statusChangeLogs": [], - "dataStatus": { - "status": "COMPLETED", - "updatedOn": 1732559309134 - } - } - } - ], - "extUserId": "41e8f96d-07fb-41c2-b4be-b637925055ed", - "homeLoanSummary": { - "noOfLoans": 3, - "currentOutstandingBalance": 1022.57, - "minimumPaymentAmount": 189, - "updatedOn": 1732559309005 - }, - "homeLoans": [ - { - "homeLoanId": "5618edb4-3086-475c-908d-f4c8f1ff291a", - "userId": "4b61be97-e566-4673-b869-d98380e29697", - "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", - "capabilities": { - "payments": { - "billPayment": { - "availability": "SUPPORTED" - } - } - }, - "liabilityProfile": { - "accountOriginationDate": "2020-01-01", - "status": "OPEN", - "interestRateDerived": 12.6639, - "loanOriginationAmount": 17500, - "highCreditAmount": 17500, - "accountRating": "1", - "liabilitySubtype": "ConventionalRealEstateMortgage", - "debtType": "SECURED", - "pendingLoanTermInMonthsDerived": 348, - "loanTermInMonths": 360, - "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", - "termsFrequency": "MONTHLY", - "accountType": "MORTGAGE", - "reportedDate": "2024-11-25", - "reportedDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "reviewedInMonths": 12, - "collectionStatus": "NOT_IN_COLLECTION", - "chargeOffStatus": "NOT_CHARGED_OFF", - "accountTypeCode": "M", - "ecoaCode": "J", - "adverseRatingCount": 0, - "paymentHistory": { - "lastAssessedStatementDate": "2024-10-01", - "details": [ - { - "date": "2024-10-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-09-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-08-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-07-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-06-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-05-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-04-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-03-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-02-01", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-01-01", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-12-01", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-11-01", - "description": "The account is current", - "code": "0" - } - ] - } - }, - "balanceDetails": { - "outstandingBalance": 1022.57, - "updatedOn": 1732492800000 - }, - "statementSummary": { - "statementDate": "2024-11-25", - "statementDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "statementBalance": 1022.57, - "principalBalance": 1022.57, - "minimumPaymentAmount": 189, - "lastPaymentDate": "2021-01-01", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-12-20", - "overduePeriod": "NOT_OVERDUE" - }, - "creditor": { - "industryType": "Mortgage loans", - "industryCode": "FM", - "phoneNumber": "11708747346", - "originalName": "ATLANTIC MORTGAGE", - "bureauSubscriberCode": "826FM02603", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - } - }, - "updatedOn": 1732559308970, - "createdOn": 1715271464384, - "outstandingInterestDerived": 2944.49, - "origAmount": 17500, - "interestRateDerived": 12.6639, - "principalBalance": 1022.57, - "regularMonthlyPayment": 189, - "loanTermInMonths": 360, - "pendingLoanTermInMonthsDerived": 348, - "outstandingBalance": 1022.57, - "status": "OPEN", - "lastPaymentDate": "2021-01-01T00:00:00.000Z", - "isOverdue": false, - "overduePeriod": "NOT_OVERDUE", - "accountRating": "1", - "loanOriginationDate": "2020-01-01T00:00:00.000Z", - "minimumPaymentAmount": 189, - "liabilitySubtype": "ConventionalRealEstateMortgage", - "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", - "reviewedInMonths": 12, - "reportedDate": "2024-11-25T00:00:00.000Z", - "accountType": "MORTGAGE", - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "collectionStatus": "NOT_IN_COLLECTION", - "chargeOffStatus": "NOT_CHARGED_OFF", - "accountTypeCode": "M", - "paymentHistory": { - "lastAssessedStatementDate": "2024-10-01T00:00:00.000Z", - "details": [ - { - "date": "2024-10-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-09-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-08-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-07-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-06-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-05-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-04-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-03-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-02-01T00:00:00.000Z", - "description": "No data available for this period", - "code": "D" - }, - { - "date": "2024-01-01T00:00:00.000Z", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-12-01T00:00:00.000Z", - "description": "The account is current", - "code": "0" - }, - { - "date": "2023-11-01T00:00:00.000Z", - "description": "The account is current", - "code": "0" - } - ] - }, - "lastStatementDate": "2024-11-25T00:00:00.000Z", - "dueDateDerived": "2024-12-20T00:00:00.000Z", - "reportedDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "lastStatementDateWithFormat": { - "value": "2024-11-25", - "format": "YYYY-MM-DD" - }, - "adverseRatingCount": 0, - "debtType": "SECURED", - "highCreditAmount": 17500, - "termsFrequency": "MONTHLY", - "accountDataSources": [ - { - "servicerAliasId": "21bc5458-a1d9-4219-b5c8-e18a8adb99c7", - "servicerId": "3a2e0b7b-0be8-4b72-8df5-0831d762c45a" - } - ], - "servicerAliasName": "ATLANTIC MORTGAGE", - "displayName": "Test Name", - "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/44fb23be-cc01-460c-b0b3-1c6c5c578640.png", - "institutionId": "21bc5458-a1d9-4219-b5c8-e18a8adb99c7", - "connectionStatus": { - "isValid": true, - "statusCode": 2000, - "description": "Authentication is successful.", - "isAuthSuccessful": true, - "isSecurityStepPending": false, - "lastSuccessfulAuthOn": 1732559308939, - "lastAuthAttemptOn": 1732559308939, - "statusChangeLogs": [], - "dataStatus": { - "status": "COMPLETED", - "updatedOn": 1732559309134 - } - } - }, - { - "homeLoanId": "75411558-c3fb-4a33-9bfc-10c01f9331ce", - "userId": "4b61be97-e566-4673-b869-d98380e29697", - "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", - "capabilities": { - "payments": { - "billPayment": { - "availability": "NOT_SUPPORTED", - "description": "INSTITUTION_NOT_SUPPORTED" - } - } - }, - "liabilityProfile": { - "accountOriginationDate": "2020-01-01", - "status": "CLOSED", - "interestRateDerived": 0, - "loanOriginationAmount": 0, - "accountRating": "B", - "liabilitySubtype": "Mortgage", - "pendingLoanTermInMonthsDerived": 348, - "loanTermInMonths": 360, - "closedDate": "2021-01-01", - "closedDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "accountOwnershipType": "JOINT_CONTRACTUAL_LIABILITY", - "accountType": "MORTGAGE", - "reportedDate": "2024-05-09", - "reportedDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "consumerDisputeStatus": "NOT_DISPUTED", - "derogatoryDataStatus": "NOT_DEROGATORY", - "reviewedInMonths": 12, - "collectionStatus": "NOT_IN_COLLECTION", - "chargeOffStatus": "NOT_CHARGED_OFF", - "accountTypeCode": "M", - "ecoaCode": "J", - "paymentHistory": { - "lastAssessedStatementDate": "2024-04-01", - "details": [ - { - "date": "2024-04-01", - "description": "No data available for this period" - }, - { - "date": "2024-03-01", - "description": "No data available for this period" - }, - { - "date": "2024-02-01", - "description": "No data available for this period" - }, - { - "date": "2024-01-01", - "description": "No data available for this period" - }, - { - "date": "2023-12-01", - "description": "No data available for this period" - }, - { - "date": "2023-11-01", - "description": "No data available for this period" - }, - { - "date": "2023-10-01", - "description": "No data available for this period" - }, - { - "date": "2023-09-01", - "description": "No data available for this period" - }, - { - "date": "2023-08-01", - "description": "No data available for this period" - }, - { - "date": "2023-07-01", - "description": "The account is current" - }, - { - "date": "2023-06-01", - "description": "The account is current" - }, - { - "date": "2023-05-01", - "description": "The account is current" - } - ] - } - }, - "balanceDetails": { - "outstandingBalance": 0, - "updatedOn": 1715212800000 - }, - "statementSummary": { - "statementDate": "2024-05-09", - "statementDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "statementBalance": 0, - "principalBalance": 0, - "minimumPaymentAmount": 0, - "lastPaymentDate": "2021-01-01", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-06-09", - "overduePeriod": "NOT_OVERDUE" - }, - "creditor": { - "industryType": "Commercial banks", - "industryCode": "BB", - "originalName": "CITY FED MORTGATE", - "bureauSubscriberCode": "497BB00917", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - }, - "phoneNumber": "11708747346" - }, - "updatedOn": 1715271483030, - "createdOn": 1715271464386, - "outstandingInterestDerived": 0, - "origAmount": 0, - "interestRateDerived": 0, - "principalBalance": 0, - "regularMonthlyPayment": 0, - "loanTermInMonths": 360, - "pendingLoanTermInMonthsDerived": 348, - "outstandingBalance": 0, - "status": "CLOSED", - "lastPaymentDate": "2021-01-01T00:00:00.000Z", - "isOverdue": false, - "overduePeriod": "NOT_OVERDUE", - "closedDate": "2021-01-01T00:00:00.000Z", - "accountRating": "B", - "loanOriginationDate": "2020-01-01T00:00:00.000Z", - "minimumPaymentAmount": 0, - "liabilitySubtype": "Mortgage", - "accountOwnershipType": 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"servicerAliasId": "6e16aa22-610e-47a2-9018-e0d38ed807b6", - "servicerId": "3a2e0b7b-0be8-4b72-8df5-0831d762c45a" - } - ], - "servicerAliasName": "WACHOVIA BANK, NA/FT", - "displayName": "WACHOVIA BANK, NA/FT", - "logoUrl": "https://d2v8wiw0dcodrv.cloudfront.net/b8829a53-d693-4b06-9a3a-359a59801467.png", - "institutionId": "6e16aa22-610e-47a2-9018-e0d38ed807b6", - "connectionStatus": { - "isValid": true, - "statusCode": 2000, - "description": "Authentication is successful.", - "isAuthSuccessful": true, - "isSecurityStepPending": false, - "lastSuccessfulAuthOn": 1732559308939, - "lastAuthAttemptOn": 1732559308939, - "statusChangeLogs": [], - "dataStatus": { - "status": "COMPLETED", - "updatedOn": 1732559309134 - } - } - }, - { - "miscellaneousLiabilityId": "f579702a-3494-4154-8fae-50fdaef9aa66", - "userId": "4b61be97-e566-4673-b869-d98380e29697", - "partnerId": "950a46ad-e709-4720-8df4-aa7f95b44b2c", - "capabilities": { - "payments": { - "billPayment": { - "availability": 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"statementDate": "2024-05-09", - "statementDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "statementBalance": 3347, - "principalBalance": 3347, - "minimumPaymentAmount": 80, - "lastPaymentDate": "2021-01-01", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-06-09", - "overduePeriod": "NOT_OVERDUE" - }, - "creditor": { - "industryType": "Complete department store", - "industryCode": "DC", - "originalName": "CBUSASEARS", - "bureauSubscriberCode": "906DC00029", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - }, - "phoneNumber": "11708747346" - }, - "updatedOn": 1715271483021, - "createdOn": 1715271464286, - "outstandingInterestDerived": 59824.48, - "origAmount": 1512, - "interestRateDerived": 63.4921, - "principalBalance": 3347, - "regularMonthlyPayment": 80, - "loanTermInMonths": 360, - "pendingLoanTermInMonthsDerived": 348, - 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"description": "The account is current" - }, - { - "date": "2023-06-01", - "description": "The account is current" - }, - { - "date": "2023-05-01", - "description": "The account is current" - } - ] - } - }, - "balanceDetails": { - "outstandingBalance": 0, - "updatedOn": 1715212800000 - }, - "statementSummary": { - "statementDate": "2024-05-09", - "statementDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "statementBalance": 0, - "principalBalance": 0, - "minimumPaymentAmount": 0.83, - "lastPaymentDate": "2021-01-01", - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "dueDate": "2024-06-09", - "overduePeriod": "NOT_OVERDUE" - }, - "creditor": { - "industryType": "Complete department store", - "industryCode": "DC", - "originalName": "UPTONS", - "bureauSubscriberCode": "403DC01400", - "address": { - "addressLine1": "5396 NORTH REESE AVENUE", - "city": "FRESNO", - "state": "CA", - "zip": "93722" - }, - "phoneNumber": 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"description": "The account is current" - }, - { - "date": "2023-06-01T00:00:00.000Z", - "description": "The account is current" - }, - { - "date": "2023-05-01T00:00:00.000Z", - "description": "The account is current" - } - ] - }, - "lastStatementDate": "2024-05-09T00:00:00.000Z", - "dueDateDerived": "2024-06-09T00:00:00.000Z", - "firstDelinquencyDate": "2020-11-01T00:00:00.000Z", - "firstDelinquencyDateWithFormat": { - "value": "2020-11", - "format": "YYYY-MM" - }, - "reportedDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "lastPaymentDateWithFormat": { - "value": "2021-01", - "format": "YYYY-MM" - }, - "lastStatementDateWithFormat": { - "value": "2024-05-09", - "format": "YYYY-MM-DD" - }, - "accountDataSources": [ - { - "servicerAliasId": "77711cd3-4113-4d01-b2bd-768e80d2bf66", - "servicerId": "3a2e0b7b-0be8-4b72-8df5-0831d762c45a" - } - ], - "servicerAliasName": "UPTONS", - "displayName": "UPTONS", - "logoUrl": 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