[FW][IMP] accounting: SEPA

content/applications/finance/accounting/payables/pay/sepa.rst

@@ -2,135 +2,86 @@
 Pay with SEPA
 =============
 
-SEPA, the Single Euro Payments Area, is a payment-integration initiative
-of the European union for simplification of bank transfers denominated
-in EURO. SEPA allows you to send payment orders to your bank to automate
-bank wire transfer.
-
-SEPA is supported by the banks of the 28 EU member states as well as
-Iceland, Norway, Switzerland, Andorra, Monaco and San Marino.
-
-With Odoo, once you decide to pay a vendor, you can select to pay the
-bill with SEPA. Then, at the end of the day, the manager can generate
-the SEPA file containing all bank wire transfers and send it to the
-bank.
-
-By default,the file follows the SEPA Credit Transfer **'pain.001.001.03'**
-specifications. This is a well-defined standard that makes consensus
-among banks. However, according to the country set on your company,
-another format can be used : **'pain.001.001.03.ch.02'** for Switzerland
-and **'pain.001.003.03'** for Germany.
-
-Once the payments are processed by your bank, you can directly import
-the account statement inside Odoo. The bank reconciliation process will
-seamlessly match the SEPA orders you sent to your bank with actual bank
-statements.
+SEPA, the Single Euro Payments Area, is a payment-integration initiative of the European Union to
+simplify bank transfers denominated in euros. SEPA allows you to send payment orders to your
+bank to automate bank wire transfers.
 
-Configuration
-=============
+SEPA is supported by the banks of the 27 EU member states, as well as:
 
-Install the required module
----------------------------
+EFTA countries:
 
-To pay suppliers with SEPA, you must install the **SEPA Credit Transfer**
-module. This module handle the process of generating SEPA files based on
-Odoo payments.
+- Iceland;
+- Liechtenstein;
+- Norway;
+- Switzerland.
 
-.. note::
-   According to your country and the chart of account you use, this module may
-   be installed by default.
+Non-EEA SEPA countries:
 
-Activate SEPA payment methods on banks
---------------------------------------
+- Andorra;
+- Monaco;
+- San Marino;
+- United Kingdom;
+- Vatican City State.
 
-In order to allow payments by SEPA, you must activate the payment method
-on related bank journals. From the accounting dashboard (the screen you
-get when you enter the accounting application), click on "More" on your
-bank account and select the "Settings" option.
+Non-EEA territories:
 
-To activate SEPA, click the **Advanced Settings** tab and, in the **Payment
-Methods** part of the **Miscellaneous** section, check the box **Sepa Credit
-Transfer**.
+- Saint-Pierre-et-Miquelon;
+- Guernsey;
+- Jersey;
+- Isle of Man.
 
-Make sure to specify the IBAN account number (domestic account number
-won't work with SEPA) and the BIC (bank identifier code) on your bank
-journal.
+When paying a bill in Odoo, you can select SEPA mandates as a payment option. At the day's end,
+you can generate the SEPA file containing all bank wire transfers and send it to the bank.
 
-.. note::
-   By default, the payments you send using SEPA will use your company name as
-   initiating party name. This is what appears on the recipient's bank statement
-   in the **payment from** field. You can customize it in your company settings,
-   in the tab **Configuration**, under the **SEPA** section.
+By default, the file follows the SEPA Credit Transfer **'pain.001.001.03'** specifications. This is
+a well-defined standard among banks. However, for Swiss and German companies, other formats are used
+**'pain.001.001.03.ch.02'** for Switzerland and **'pain.001.003.03'** for Germany.
 
-.. image:: sepa/sepa01.png
-  :align: center
+Once the payments are processed by your bank, you can directly import the account statement in
+Odoo. The bank reconciliation process will seamlessly match the SEPA orders you sent to your bank
+with actual bank statements.
 
-Pay with SEPA
+Configuration
 =============
 
-Register your payments
-----------------------
-
-You can register a payment that is not related to a supplier bill. To do
-so, use the top menu :menuselection:`Purchases --> Payments`. Register your
-payment and select a payment method by Sepa Credit Transfer.
+Activate SEPA Credit Transfer (SCT)
+-----------------------------------
 
-If it's the first time you pay this vendor, you will have to fill in the
-Recipient Bank Account field with, at least, the bank name, IBAN and BIC
-(Bank Identifier Code). Odoo will automatically verify the IBAN format.
+To pay suppliers with SEPA, you must activate the **SEPA Credit Transfer** setting. To do so, go to
+:menuselection:`Accounting --> Configuration --> Settings --> Vendor Payments: SEPA Credit Transfer
+(SCT)`. By activating the setting and filling out your company data, you will be able to use the
+SCT option when paying your vendor.
 
-For future payments to this vendor, Odoo will propose you automatically
-the bank accounts but you will be able to select another one or create a
-new one.
-
-If you pay a specific supplier bill, put the reference of the bill in
-the **memo** field.
-
-.. image:: sepa/sepa02.png
-  :align: center
-
-Once your payment is registered, don't forget to Confirm it. You can
-also pay vendor bills from the bill directly using the Register Payment
-button on top of a vendor bill. The form is the same, but the payment is
-directly linked to the bill and will be automatically reconciled to it.
-
-Generate SEPA files
--------------------
-
-From your accounting dashboard, you should see if there are SEPA files
-to generate for every bank account.
-
-.. image:: sepa/sepa03.png
-  :align: center
+.. note::
+   According to the localization package installed, the **SEPA Direct Debit** and **SEPA Credit
+   Transfer** modules may be installed by default. If not, they need to be :doc:`installed
+   <../../../../general/apps_modules>`.
 
-Click on the link to check all the payments that are ready to transfer
-via SEPA. Then, select all the payments you want to send (or check the
-top box to select all payment at once) and click on :menuselection:`More -->
-Download SEPA Payments`.
+Activate SEPA payment methods on banks
+--------------------------------------
 
-.. image:: sepa/sepa04.png
-  :align: center
+From the accounting dashboard, click on the drop-down menu (:guilabel:`⋮`) on your bank journal and
+select :guilabel:`Configuration`. Click the :guilabel:`Outgoing Payments` tab, and, if not already
+present, add :guilabel:`SEPA Credit Transfer` under :guilabel:`Payment Method`.
 
-Troubleshooting
-===============
+Make sure to specify the IBAN account number (domestic account numbers do not work with SEPA) and
+the BIC (bank identifier code) in the :guilabel:`Journal Entries` tab.
 
-The bank refuses my SEPA file
------------------------------
+Registering payments
+--------------------
 
-Ask your bank if they support the **SEPA Credit Transfer specification**
-(the SEPA pain version depends on the country set on your company). If
-they don't, or cannot provide relevant information, please forward the
-error message to your Odoo partner.
+You can register and vendor payments made with SEPA. To do so, go to :menuselection:`Accounting -->
+Vendors --> Payments`. When creating your payment, select :guilabel:`SEPA Credit Transfer` as the
+:guilabel:`Payment Method`.
 
-There is no Bank Identifier Code recorded for bank account ...
---------------------------------------------------------------
+The first time you pay a vendor with SEPA, you have to fill in the :guilabel:`Recipient Bank
+Account` field with the bank name, IBAN, and BIC (Bank Identifier Code). Odoo automatically verifies
+if the IBAN format is respected.
 
-In order to send a SEPA payment, the recipient must be identified by a
-valid IBAN and BIC. If this message appear, you probably encoded an IBAN
-account for the partner you are paying but forgot to fill in the BIC
-field.
+For future payments to this vendor, Odoo will automatically suggest you the bank account, but it
+remains possible to select a new one.
 
-.. seealso::
-   - :doc:`check`
-   - :doc:`../../bank/setup/bank_accounts`
-   - :doc:`../../bank/reconciliation/use_cases`
+Once your payment is registered, do not forget to confirm it. You can also pay vendor bills from the
+bill directly using the :guilabel:`Register Payment` button at the top of a vendor bill.
+The form is the same, but the payment is directly linked to the bill and will be automatically
+reconciled with it.