Joanie wants to join a gym to get into shape. The gym costs $12 per month and has a $50 down payment. How much will she need to pay for the first 3 years? Think carefully first, then make a decision:
The membership costs $12 * 12 months = $144 per year. For three years, the monthly membership fee will be $144 * 3 = $432. The total amount paid for 3 years will be $432 + $50 = $482. So, the answer is 482.