Solve the math problem: Chad ordered a build-your-own burrito for lunch.  The base burrito is $6.50.  He adds extra meat for $2.00, extra cheese for $1.00, avocado for $1.00 and 2 sauces for $0.25 each.  He decides to upgrade his meal for an extra $3.00 which will add chips and a drink.  He has a gift card for $5.00 that he uses at check out.  How much does he still owe?