Give the step-by-step reasoning process and then the final answer. Mr. Ha owns 5 more silver dollars than Mr. Phung. Mr. Phung has 16 more silver dollars than Mr. Chiu has. If Mr. Chiu has 56 silver dollars, how many silver dollars the three have in total?
Mr. Chiu has 56 silver dollars. If Mr. Phung has 16 more silver dollars than Mr. Chiu, then his total silver dollars is 56 + 16 = 72. The total number of silver dollars that Mr. Ha owns is 72 + 5 = 77. Combined, together they have 77 + 72 + 56 = 205 silver dollars.
The final answer: 205.