diff --git a/src/app/server/Server.cpp b/src/app/server/Server.cpp
index b80c3ca8f45b11..344776c49ac93b 100644
--- a/src/app/server/Server.cpp
+++ b/src/app/server/Server.cpp
@@ -128,7 +128,7 @@ CHIP_ERROR Server::Init(const ServerInitParams & initParams)
     mOperationalKeystore           = initParams.operationalKeystore;
     mOpCertStore                   = initParams.opCertStore;
 
-    mCertificateValidityPolicy = initParams.certificateValidityPolicy;
+    mCertificateValidityPolicy.Init(initParams.certificateValidityPolicy);
 
 #if defined(CHIP_SUPPORT_ENABLE_STORAGE_API_AUDIT)
     VerifyOrDie(chip::audit::ExecutePersistentStorageApiAudit(*mDeviceStorage));
@@ -286,7 +286,7 @@ CHIP_ERROR Server::Init(const ServerInitParams & initParams)
         .sessionInitParams =  {
             .sessionManager    = &mSessions,
             .sessionResumptionStorage = mSessionResumptionStorage,
-            .certificateValidityPolicy = mCertificateValidityPolicy,
+            .certificateValidityPolicy = &mCertificateValidityPolicy,
             .exchangeMgr       = &mExchangeMgr,
             .fabricTable       = &mFabrics,
             .groupDataProvider = mGroupsProvider,
@@ -300,7 +300,7 @@ CHIP_ERROR Server::Init(const ServerInitParams & initParams)
     SuccessOrExit(err);
 
     err = mCASEServer.ListenForSessionEstablishment(&mExchangeMgr, &mSessions, &mFabrics, mSessionResumptionStorage,
-                                                    mCertificateValidityPolicy, mGroupsProvider);
+                                                    &mCertificateValidityPolicy, mGroupsProvider);
     SuccessOrExit(err);
 
     err = chip::app::InteractionModelEngine::GetInstance()->Init(&mExchangeMgr, &GetFabricTable(), &mCASESessionManager,
diff --git a/src/app/server/Server.h b/src/app/server/Server.h
index 45bcf0a7290515..380e8240abfed9 100644
--- a/src/app/server/Server.h
+++ b/src/app/server/Server.h
@@ -539,6 +539,53 @@ class Server
         Server * mServer = nullptr;
     };
 
+    /**
+     * Since root certificates for Matter nodes cannot be updated in a reasonable
+     * way, it doesn't make sense to enforce expiration time on root certificates.
+     * This policy allows through root certificates, even if they're expired, and
+     * otherwise delegates to the provided policy, or to the default policy if no
+     * policy is provided.
+     */
+    class IgnoreRootExpirationValidityPolicy : public Credentials::CertificateValidityPolicy
+    {
+    public:
+        IgnoreRootExpirationValidityPolicy() {}
+
+        void Init(Credentials::CertificateValidityPolicy * providedPolicy) { mProvidedPolicy = providedPolicy; }
+
+        CHIP_ERROR ApplyCertificateValidityPolicy(const Credentials::ChipCertificateData * cert, uint8_t depth,
+                                                  Credentials::CertificateValidityResult result) override
+        {
+            switch (result)
+            {
+            case Credentials::CertificateValidityResult::kExpired:
+            case Credentials::CertificateValidityResult::kExpiredAtLastKnownGoodTime:
+            case Credentials::CertificateValidityResult::kTimeUnknown: {
+                uint8_t certType;
+                ReturnErrorOnFailure(cert->mSubjectDN.GetCertType(certType));
+                if (certType == Credentials::kCertType_Root)
+                {
+                    return CHIP_NO_ERROR;
+                }
+
+                break;
+            }
+            default:
+                break;
+            }
+
+            if (mProvidedPolicy)
+            {
+                return mProvidedPolicy->ApplyCertificateValidityPolicy(cert, depth, result);
+            }
+
+            return Credentials::CertificateValidityPolicy::ApplyDefaultPolicy(cert, depth, result);
+        }
+
+    private:
+        Credentials::CertificateValidityPolicy * mProvidedPolicy = nullptr;
+    };
+
 #if CONFIG_NETWORK_LAYER_BLE
     Ble::BleLayer * mBleLayer = nullptr;
 #endif
@@ -560,10 +607,11 @@ class Server
 #endif // CHIP_DEVICE_CONFIG_ENABLE_COMMISSIONER_DISCOVERY_CLIENT
     CommissioningWindowManager mCommissioningWindowManager;
 
+    IgnoreRootExpirationValidityPolicy mCertificateValidityPolicy;
+
     PersistentStorageDelegate * mDeviceStorage;
     SessionResumptionStorage * mSessionResumptionStorage;
     app::SubscriptionResumptionStorage * mSubscriptionResumptionStorage;
-    Credentials::CertificateValidityPolicy * mCertificateValidityPolicy;
     Credentials::GroupDataProvider * mGroupsProvider;
     Crypto::SessionKeystore * mSessionKeystore;
     app::DefaultAttributePersistenceProvider mAttributePersister;
diff --git a/src/credentials/CHIPCert.cpp b/src/credentials/CHIPCert.cpp
index 3d6af3db842e8e..6c1c2012d32d6d 100644
--- a/src/credentials/CHIPCert.cpp
+++ b/src/credentials/CHIPCert.cpp
@@ -431,26 +431,7 @@ CHIP_ERROR ChipCertificateSet::ValidateCert(const ChipCertificateData * cert, Va
     }
     else
     {
-        switch (validityResult)
-        {
-        case CertificateValidityResult::kValid:
-        case CertificateValidityResult::kNotExpiredAtLastKnownGoodTime:
-        // By default, we do not enforce certificate validity based upon a Last
-        // Known Good Time source.  However, implementations may always inject a
-        // policy that does enforce based upon this.
-        case CertificateValidityResult::kExpiredAtLastKnownGoodTime:
-        case CertificateValidityResult::kTimeUnknown:
-            break;
-        case CertificateValidityResult::kNotYetValid:
-            ExitNow(err = CHIP_ERROR_CERT_NOT_VALID_YET);
-            break;
-        case CertificateValidityResult::kExpired:
-            ExitNow(err = CHIP_ERROR_CERT_EXPIRED);
-            break;
-        default:
-            ExitNow(err = CHIP_ERROR_INTERNAL);
-            break;
-        }
+        SuccessOrExit(err = CertificateValidityPolicy::ApplyDefaultPolicy(cert, depth, validityResult));
     }
 
     // If the certificate itself is trusted, then it is implicitly valid.  Record this certificate as the trust
@@ -1505,5 +1486,30 @@ CHIP_ERROR ExtractSubjectDNFromX509Cert(const ByteSpan & x509Cert, ChipDN & dn)
     return err;
 }
 
+CHIP_ERROR CertificateValidityPolicy::ApplyDefaultPolicy(const ChipCertificateData * cert, uint8_t depth,
+                                                         CertificateValidityResult result)
+{
+    switch (result)
+    {
+    case CertificateValidityResult::kValid:
+    case CertificateValidityResult::kNotExpiredAtLastKnownGoodTime:
+    // By default, we do not enforce certificate validity based upon a Last
+    // Known Good Time source.  However, implementations may always inject a
+    // policy that does enforce based upon this.
+    case CertificateValidityResult::kExpiredAtLastKnownGoodTime:
+    case CertificateValidityResult::kTimeUnknown:
+        return CHIP_NO_ERROR;
+
+    case CertificateValidityResult::kNotYetValid:
+        return CHIP_ERROR_CERT_NOT_VALID_YET;
+
+    case CertificateValidityResult::kExpired:
+        return CHIP_ERROR_CERT_EXPIRED;
+
+    default:
+        return CHIP_ERROR_INTERNAL;
+    }
+}
+
 } // namespace Credentials
 } // namespace chip
diff --git a/src/credentials/CertificateValidityPolicy.h b/src/credentials/CertificateValidityPolicy.h
index 0df351dff8390c..121647d1b94226 100644
--- a/src/credentials/CertificateValidityPolicy.h
+++ b/src/credentials/CertificateValidityPolicy.h
@@ -52,6 +52,12 @@ class CertificateValidityPolicy
      */
     virtual CHIP_ERROR ApplyCertificateValidityPolicy(const ChipCertificateData * cert, uint8_t depth,
                                                       CertificateValidityResult result) = 0;
+
+    /**
+     * Default policy that will be used if no other policy is defined.  This is
+     * exposed to allow other policies to explicitly delegate to it as needed.
+     */
+    static CHIP_ERROR ApplyDefaultPolicy(const ChipCertificateData * cert, uint8_t depth, CertificateValidityResult result);
 };
 
 } // namespace Credentials