diff --git a/openapi_core/deserializing/media_types/deserializers.py b/openapi_core/deserializing/media_types/deserializers.py
index 0fc6b0ba..532417ec 100644
--- a/openapi_core/deserializing/media_types/deserializers.py
+++ b/openapi_core/deserializing/media_types/deserializers.py
@@ -125,6 +125,19 @@ def decode_property(
         location: Mapping[str, Any],
     ) -> Any:
         if self.encoding is None or prop_name not in self.encoding:
+            prop_schema_type = prop_schema.getkey("type", "")
+            if (
+                self.mimetype == "application/x-www-form-urlencoded"
+                and prop_schema_type in ["array", "object"]
+            ):
+                # default serialization strategy for complex objects
+                # in the application/x-www-form-urlencoded
+                return self.decode_property_style(
+                    prop_name,
+                    prop_schema,
+                    location,
+                    SchemaPath.from_dict({"style": "form"}),
+                )
             return self.decode_property_content_type(
                 prop_name, prop_schema, location
             )
@@ -163,20 +176,24 @@ def decode_property_content_type(
         prop_name: str,
         prop_schema: SchemaPath,
         location: Mapping[str, Any],
-        prep_encoding: Optional[SchemaPath] = None,
+        prop_encoding: Optional[SchemaPath] = None,
     ) -> Any:
-        prop_content_type = get_content_type(prop_schema, prep_encoding)
+        prop_content_type = get_content_type(prop_schema, prop_encoding)
         prop_deserializer = self.evolve(
             prop_content_type,
             prop_schema,
         )
         prop_schema_type = prop_schema.getkey("type", "")
-        if prop_schema_type == "array":
+        if (
+            self.mimetype.startswith("multipart")
+            and prop_schema_type == "array"
+        ):
             if isinstance(location, SuportsGetAll):
                 value = location.getall(prop_name)
+                return list(map(prop_deserializer.deserialize, value))
             if isinstance(location, SuportsGetList):
                 value = location.getlist(prop_name)
-            return list(map(prop_deserializer.deserialize, value))
-        else:
-            value = location[prop_name]
-            return prop_deserializer.deserialize(value)
+                return list(map(prop_deserializer.deserialize, value))
+
+        value = location[prop_name]
+        return prop_deserializer.deserialize(value)
diff --git a/openapi_core/deserializing/media_types/util.py b/openapi_core/deserializing/media_types/util.py
index aa3c333c..1469bed1 100644
--- a/openapi_core/deserializing/media_types/util.py
+++ b/openapi_core/deserializing/media_types/util.py
@@ -41,7 +41,7 @@ def xml_loads(value: Union[str, bytes], **parameters: str) -> Element:
 
 
 def urlencoded_form_loads(value: Any, **parameters: str) -> Mapping[str, Any]:
-    return dict(parse_qsl(value))
+    return ImmutableMultiDict(parse_qsl(value))
 
 
 def data_form_loads(
diff --git a/tests/unit/deserializing/test_media_types_deserializers.py b/tests/unit/deserializing/test_media_types_deserializers.py
index 1d099a3d..56ccb17f 100644
--- a/tests/unit/deserializing/test_media_types_deserializers.py
+++ b/tests/unit/deserializing/test_media_types_deserializers.py
@@ -214,6 +214,60 @@ def test_urlencoded_form_simple(self, deserializer_factory):
             "name": "foo bar",
         }
 
+    def test_urlencoded_complex(self, deserializer_factory):
+        mimetype = "application/x-www-form-urlencoded"
+        schema_dict = {
+            "type": "object",
+            "properties": {
+                "prop": {
+                    "type": "array",
+                    "items": {
+                        "type": "integer",
+                    },
+                },
+            },
+        }
+        schema = SchemaPath.from_dict(schema_dict)
+        deserializer = deserializer_factory(mimetype, schema=schema)
+        value = "prop=a&prop=b&prop=c"
+
+        result = deserializer.deserialize(value)
+
+        assert result == {
+            "prop": ["a", "b", "c"],
+        }
+
+    def test_urlencoded_content_type(self, deserializer_factory):
+        mimetype = "application/x-www-form-urlencoded"
+        schema_dict = {
+            "type": "object",
+            "properties": {
+                "prop": {
+                    "type": "array",
+                    "items": {
+                        "type": "integer",
+                    },
+                },
+            },
+        }
+        schema = SchemaPath.from_dict(schema_dict)
+        encoding_dict = {
+            "prop": {
+                "contentType": "application/json",
+            },
+        }
+        encoding = SchemaPath.from_dict(encoding_dict)
+        deserializer = deserializer_factory(
+            mimetype, schema=schema, encoding=encoding
+        )
+        value = 'prop=["a","b","c"]'
+
+        result = deserializer.deserialize(value)
+
+        assert result == {
+            "prop": ["a", "b", "c"],
+        }
+
     def test_urlencoded_deepobject(self, deserializer_factory):
         mimetype = "application/x-www-form-urlencoded"
         schema_dict = {