With no explanation, chose the best option from "A", "B", "C" or "D". Please avoid this by making payment. Please send full payment.” Id. at 2. While the statutory validation language was highlighted at the bottom of the same page, the court granted summary judgment for the plaintiff, stating: “Although the letter does not clarify what constitutes continuation of the collection process or what ramifications stem from such a process, the least sophisticated consumer can be left with only one impression — that the cessation of this ominous ‘collection process’ will occur only if full payment is made.” n urgent, restrictive time limit within which plaintiff must make payment. Cf. Russell, 74 F.3d at 32. It even used the permissive language of “we must ask you to remit the balance shown” rather than issuing a demand or a threat. Cf. Kramsky, 00-CIV-2936 at 5 (<HOLDING>); Sokolski, 53 F.Supp.2d at 311 (holding that

A: holding that if you do not qualify under the hup test you never get to the statute
B: holding that the district courts question do you also understand that under some circumstances you or the government may have the right to appeal any sentence that i impose did not comply with rule llbln and failed to properly notify the defendant about the waiver of his appellate rights
C: holding that warning that this plea may have a bearing on whatever relationship you have with the immigration and naturalization service completely failed to specify consequences of plea as required by statute
D: holding that the language by not addressing this matter you will cause the collection process to continue implied that undesirable consequences would follow if she failed to pay in full
D.