With no explanation, chose the best option from "A", "B", "C" or "D". fall on the regulatory side of the ledger and which, for want of a better term, fall on the common law side.’ ” Cedeno, 2008 WL 3992304, at *7 (quoting In re Ocwen, 491 F.3d at 644). 1. New York Real Property Law § 274-a Plaintiffs allege violation of Section 274-a of the New York Real Property Law, which entitles an owner of real property that is encumbered by a mortgage to receive, upon demand, payoff statements at no charge. See N.Y. Real. Prop. Law § 274-a (hereinafter, “NYRPL § 274-a”). See Dougherty v. N. Fork Bank, 301 A.D.2d 491, 491-92, 753 N.Y.S.2d 130 (N.Y.App.Div.2003) (finding that defendant violated NYRPL 274-a by charging plaintiff for fax and quote fee for payoff statement); Negrin v. Norwest Mortgage, Inc., 263 A.D.2d 39, 44-48, 700 N.Y.S.2d 184 (N.Y.App.Div.1999) (<HOLDING>). By prohibiting the assessment of fees related

A: recognizing of course the suspension of the imposition of sentence and the grant of probation
B: holding that imposition occurs at time of entry of judgment
C: holding that the imposition of sanctions is reviewed for abuse of discretion
D: holding that  274a prohibits imposition of fees for payoff letters plaintiff alleged cause of action regarding imposition of facsimile fee for payoff statement
D.