With no explanation, chose the best option from "A", "B", "C" or "D". Deceptive Trade Practices' Act (“DTPA”) is to “protect consumers against false, misleading, and deceptive business practices, unconscionable actions, and breaches of warranty and to provide efficient and economical procedures to secure such protection.” Tex. Bus. & Com.Code § 17.44(a). To maintain a private cause of action under the DTPA, the plaintiff must be a consumer. Flenniken v. Longview Bank & Trust Co., 661 S.W.2d 705, 706 (Tex.1983); Cameron v. Terrell & Garrett, Inc., 618 S.W.2d 535 (Tex.1981); Riverside Nat’l Bank v. Lewis, 603 S.W.2d 169 (Tex.1980). The DTPA applies to a loan transaction if the borrower’s objective is to use the loan to purchase goods or services. La Sara Grain v. First Nat’l. Bank of Mercedes, 673 S.W.2d 558, 566 (Tex.1984); Flenniken, 661 S.W.2d at 707 (<HOLDING>). “Goods” are defined as “tangible chattels or

A: holding that doench prevents borrowers from arguing that a condition in a loan agreement has been waived by the banks nonverbal conduct at the loan closing
B: holding that it was not improper for a lender to halt the proposed settlement and discounted payment of plaintiffs loan when the lender believed the loan would otherwise be paid in full
C: holding that the lender was subject to the dtpa because the borrowers purpose in obtaining the loan was the purchase of a house
D: holding the lender hable when after borrower defaulted the lender took control of borrowers finances determined which creditors were paid and loaned the borrower money for the purpose of paying employees on condition that none of the money be used to pay withholding taxes
C.