With no explanation, chose the best option from "A", "B", "C" or "D". through its subsidiary. (3) unjust loss or injury to a claimant, such as when the subsidiary is insolvent. Id. at 454. A mere instrumentality finding is rare. Id. Federated Title, 538 So.2d at 891. The circuit court made no finding, and there has been no evidence presented to support such finding, that AIG and National Union fit into any of the three categories in Federated Title to deem National Union a “mere instrumentality” of AIG or an entity interchangeable with AIG. Also, even though the premium payments under the agreement were to be remitted to AIG in New Jersey, that fact is insufficient to sustain Cornerstone’s argument that the parent and subsidiary are one and the same. See Nat’l Indem. Co. of the South v. Consol. Ins. Servs., 778 So.2d 404, 408 (Fla. 4th DCA 2001) (<HOLDING>). We further agree with AIG’s reasoning that,

A: holding that the lack of evidence of the alleged principals control over the alleged agent precludes the finding of an agency relationship
B: holding plaintiffs payment of a renewal premium to the alleged agent did not establish an apparent agency
C: holding that defendant was not an agent because alleged principal did not control means by which the defendants accomplished their duties
D: holding that it is the principals conduct attitude and knowledge that determines whether an agent had apparent authority
B.