With no explanation, chose the best option from "A", "B", "C" or "D". 1993-NMSC-033, ¶ 4, 115 N.M. 573, 855 P.2d 562. We also look to the common law and to equity in determining public policy. {39} Other relevant statutes include the Small Loan Act, Sections 58-15-31 to -39, which regulates the small loan industry; the unconscionability clause of the Uniform Commercial Code (UCC), Section 55-2-302; and the Money, Interest and Usury Act (Money Act), NMSA 1978, Sections 56-8-1 to -21 (1851, as amended through 2004), which sets a default interest rate of 15 percent for contracts where no interest rate is stated. Section 56-8-3. Because these statutes were enacted prior to the UPA, we can infer that the Legislature enacted the UPA with full knowledge of and in harmony with the public policy expressed by those statutes. See Schnedar, 1993-NMSC-033, ¶ 4 (<HOLDING>). {40} The Legislature enacted the Small Loan

A: holding that penal statutes are to be strictly construed in favor of the persons sought to be subjected to their operation
B: holding that the statutes could be harmonized
C: holding that statutes are to be interpreted in accordance with the legislative intent and in a manner that will not render the statutes application absurd unreasonable or unjust internal quotation marks and citation omitted
D: holding that similar statutes should be harmonized and construed together when possible in a way that facilitates their operation and the achievement of their goals internal citation omitted
D.