With no explanation, chose the best option from "A", "B", "C" or "D". jet airplanes, and from the period of steam and gas powered energy to that of atom propulsion, we should keep pace with the times and apply new and modern principles, better suited for our changed and changing world. We answer the argument by pointing out that we are not convinced that the rule we are urged to adopt would better serve the legal needs of this new day, and even if we were we would be most hesitant to promulgate such rules to replace doctrine long established. This would seem to be more properly for the [Legislature. Id. at 334, 378 P.2d at 373-74. This is a classic example of a policy discussion, global and general in nature directed at a legal duty, rather than a proximate cause discussion of the specific facts of the case. See Leyba, 120 N.M. at 771, 907 P.2d at 175 (<HOLDING>); Torres, 119 N.M. at 612, 894 P.2d at 389

A: holding that an insurer can normally dispute coverage even after a court determines there is a duty to defend
B: holding that in north carolina an insurer properly determines whether it has a duty to defend by applying what is generally known as the comparison test under that analysis only two documents are pertinent the insurance policy and the complaint
C: recognizing that policy determines duty
D: recognizing implied duty to market
C.