With no explanation, chose the best option from "A", "B", "C" or "D". in the record fairly detracts from” its determination, substantial evidence requires “more than a scintilla but less than a preponderance.” Id. (citation omitted). Because MetLife suffers from a conflict of interest in this case — a conflict created by the fact that MetLife pays benefits out of its own pocket and determines whether an employee is eligible — we “dial back our deference,” weighing the conflict as a “factor in determining whether there is an abuse of discretion.” Weber, 541 F.3d at 1010; Holcomb v. Unum Life Ins. Co. of Am., 578 F.3d 1187, 1192-93 (10th Cir. 2009) . The plaintiff nevertheless retains the burden of showing abuse. See Metro. Life Ins. Co. v. Glenn, 554 U.S. 105, 116, 128 S.Ct. 2343, 171 L.Ed.2d 299 (2008); Holcomb, 578 F.3d at 1192-93 (10th Cir. 2009) (<HOLDING>). We agree with the district court that Ms.

A: recognizing statutory abrogation of rule of liberality in workers compensation claims
B: recognizing abrogation of fought v unum life ins co of am 379 f3d 997 1005 10th cir2004
C: recognizing 10th circuits finding of breach of trust
D: recognizing abrogation of kassen
B.