With no explanation, chose the best option from "A", "B", "C" or "D". v. Etto (In re Etta), 210 B.R. 734, 735-36 (Bankr.N.D.Ohio April 9, 1997) (defining a false pretense as an implied misrepresentation or conduct intended to create or foster a false impression; a false representation as an express misrepresentation by a debtor; and actual fraud as a deception intentionally practiced to induce another to part with property or surrender some legal right). 36 . Feld, 203 B.R. at 365. 37 . Id. (citing Field v. Mans, - U.S. -, -, 116 S.Ct. 437, 444, 133 L.Ed.2d 351 (1995)). 38 . In re Alvi, 191 B.R. at 729. 39 . Feld, at 365. 40 . Id. at 366; Chevy Chase Bank v. Briese (In re Briese), 196 B.R. 440, 449 (Bankr.W.D.Wis.1996). 41 . Field v. Mans, - U.S. -, -, 116 S.Ct. 437, 444, 133 L.Ed.2d 351 (1995). 42 . Ho re Burdge), 198 B.R. 773, 778 (9th Cir. BAP 1996) (<HOLDING>); AT&T Universal Card Serv. Corp v. Burns (In

A: holding where there is no duty to defend there is no duty to indemnify
B: holding that where possible juror misconduct is brought to the trial judges attention he or she has a duty to investigate and to determine whether there may have been a violation of the sixth amendment
C: holding that jailers had no independent duty to investigate
D: holding there is no ongoing duty to investigate before raising the credit limit if the debtor has a good payment history
D.