With no explanation, chose the best option from "A", "B", "C" or "D". Liberato, Summary Judgments in Texas, 47 S. Tex. L. Rev. 409, 480 (2006). 26 . See Johnson & Higgins of Tex., Inc. v. Kenneco Energy, Inc., 962 S.W.2d 507, 514 (Tex.1998) ("A cause of action generally accrues, and the statute of limitations begins to run, when facts come into existence that authorize a claimant to seek a judicial remedy.”); Moreno, 787 S.W.2d at 351 (‘‘[A] cause of action can generally be said to accrue when the wrongful act effects an injury.”); All-Tex Roofing, Inc. v. Greenwood Ins. Group, Inc., 73 S.W.3d 412 (Tex.App.-Houston [1st Dist.] 2002, pet. denied) (in claim for negligent placement of insurance with an insolvent insurer, claim did not accrue until insured was denied indemnification); Gilbreath v. White, 903 S.W.2d 851, 856 (Tex.App.-Texarkana 1995, no writ) (<HOLDING>). 27 . If late filing of the reply evidence was

A: holding that an insurance agent who does not procure the insurance coverage requested breaches his or her duty suggesting a negligence claim
B: holding that plaintiff could recover medical fees not actually paid by the insurance company pursuant to an insurance contract
C: holding that legal injury occurred for purposes of negligence action against insurance agent when insurance company rejected the claim
D: holding that even if an insurance broker is the agent of the insurance company for purposes of soliciting and procuring the policy that would not necessarily make the broker the agent of the insurance company for the purpose of receiving notice of suits and claims
C.