With no explanation, chose the best option from "A", "B", "C" or "D". 2005) (applying Indiana law); Trinity Universal Ins. Co. v. Stevens Forestry Serv., Inc., 335 F.3d 353, 356 (5th Cir.2003) (applying Louisiana law); Finley v. Home Ins. Co., 90 Hawaii 25, 975 P.2d 1145, 1150-55 (Haw.1998); Cent. Mich. Bd. of Trs. v. Employers Reins. Corp., 117 F.Supp.2d 627, 634-35 (E.D.Mich.2000) (applying Michigan law); Fed. Ins. Co. v. X-Rite, Inc., 748 F.Supp. 1223, 1229 (W.D.Mich.1990)(same); Driggs Corp. v. Pa. Mfrs. Ass’n Ins. Co., 3 F.Supp.2d 657, 659 (D.Md.l998)(applying Maryland law); Nisson v. Am. Home Assur. Co., 917 P.2d 488, 490 (Okla.Civ.App.1996); HK Sys., Inc. v. Admiral Ins. Co., No. 03 C 0795, 2005 WL 1563340, at *8-10 (E.D.Wis. June 27, 2005)(applying Wisconsin law); Tank v. State Farm Fire & Cas. Co., 105 Wash.2d 381, 715 P.2d 1133, 1137-38 (1986)(<HOLDING>). In rejecting a per se rule, these courts hold

A: holding there can be no claim for bad faith when an insurer has promptly denied a claim that is in fact not covered
B: holding that potential conflict created by reservation of rights mandates enhanced obligations of good faith for attorneys whose fees are covered by insurer
C: holding insurer not liable for bad faith when it denied insureds claim based on a good faith dispute regarding the interpretation of a rule
D: holding that insured may recover attorneys fees from insurer where insurer acts in bad faith
B.