With no explanation, chose the best option from "A", "B", "C" or "D". Id. 7 . "MBNA” Rating Downgraded Credit Card Debt Risk Cited, Bangor Daily News, April 26, 1997. 8 . Chris Woodyard, Consumers in Debt: A Sinking Feeling, Houston Chronicle, October 14, 1996, at A NEWS. 9 . Lauri Hayes, Credit Card: Banks’ Marketing Blitz Yields Rash of Defaults, Wall Street J., Sept. 25, 1996, at Bl. 10 . Id. 11 . Id. 12 . Id. 13 . Bob Kerlin, Knowing the Score on Credit, The Washington Times, March 21, 1997, at F. 14 . Id. 15 . Id. 16 . Id. 17 . Id. 18 . Id. 19 . Chris Woodyard, Consumers in Debt: A Sinking Feeling, Houston zmiller), 206 B.R. 424, 428 (Bankr.N.D.W.Va.1997) (stating that the presumption of nondischargeability satisfies the 5 elements of fraud the creditor must prove). But see MBNA America v. Simos (In re Simos), 209 B.R. 188, 195 (Bankr.M.D.N.C.1997) (<HOLDING>); Bank One Columbus, N.A. v. Fulginiti (In re

A: holding that burden shifts to nonmovant to raise issue of fact
B: holding without extended discussion that the presumption shifts only the burden of production
C: holding that section 523a2c shifts the initial burden of going forward
D: holding that once movant established right to summary judgment burden shifts to nonmovant to demonstrate otherwise
C.