With no explanation, chose the best option from "A", "B", "C" or "D". defending the declaratory judgment action because CU breach its duty to defend. See Glens Falls Insurance Co v. United States Fire Insurance Co., 41 A.D.2d 869, 870, 342 N.Y.S.2d 624, 627 (3d Dept.1973). An award of attorneys’ fees in this situation is directly attributable to and represents consequential damages for the insurer’s breach of its duty to defend. See Allstate Insurance Co. v. Aetna Casualty & Surety Co., 123 Misc.2d 932, 475 N.Y.S.2d 219 (1984); Brown v. United States Fidelity & Guaranty Co., 46 A.D.2d 97, 361 N.Y.S.2d 232 (3d Dept.1974). IFF was wholly successful on its claim that CU breached its duty to defend, and thus there is no basis on which to reduce its fees. Cf. American Home Assurance Co. v. Diamond Tours & Travel, Inc., 103 Misc.2d 733, 426 N.Y.S.2d 897 (1979) (<HOLDING>). 5 . The attached addendum shows the breakdown

A: holding that where all necessary parties  including the insurer the insured and the third party claimant  had stipulated to the material facts in the dispute a declaratory judgment action on the insurers duty to indemnify could proceed
B: holding that insured could recover the costs of defending a declaratory judgment action brought by the injured party to compel the insurer to defend but could not recover the costs associated with prosecuting crossclaims against the insurer
C: holding on summary judgment before the question of the insurers obligation to indemnify was decided that the insurer was liable for the costs of the insured in defending the declaratory judgment action because it breached its duty to defend
D: holding that insurer was liable for amount in excess of policy limits because it breached its duty to defend
C.