With no explanation, chose the best option from "A", "B", "C" or "D". on the Debtor’s Part Ds do not match those in Schedule J. Further, the payment on the line of credit is not reflected in Schedule J, leaving the Debt- or with a significantly greater monthly deficit than shown in his Part Ds. 15 . The schedules list the house with a value of $195,000, and the two debts to Wells Fargo total $212,634. 16 . In re Riggs, 2006 WL 2990218 (Bankr.W.D.Mo. Oct. 12, 2006). Mo.Rev.Stat. § 408.552 provides in relevant part that an agreement to a credit transaction concerning default is enforceable only to the extent that there is either a payment default or the "lender's prospect of payment, performance, or ability to realize upon the collateral is significantly impaired....” 17 . Mo.Rev.Stat. § 408.551. 18 . Cf. In re Gerling, 175 B.R. 295 (Bankr.W.D.Mo. 1994) (<HOLDING>), with In re Manring, 129 B.R. 198

A: holding that there is no fourth option ridethrough not permitted
B: holding where there is no duty to defend there is no duty to indemnify
C: holding that there is no duty to override a plans mandate that company stock be offered as an investment option
D: holding that even if the doctrine applies to option contracts no conversion would take place until the option were exercised by the party having the right of election
A.