With no explanation, chose the best option from "A", "B", "C" or "D". of the Property exceeds principal, interest and actual, reasonable attorney’s fees, the Trustee will be entitled to recover the difference from SB & T. On the other hand, if the actual value of the Property does not exceed principal, interest and actual, reasonable attorney’s fees, judgment will be for SB & T. The parties are directed to contact chambers to set the date for an evidentiary hearing. IT IS ORDERED. 1 . It is not clear that sending the notice under O.C.G.A. § 13-1-11 is required for an overse-cured creditor to recover actual, reasonable attorney’s fees only. See JP Morgan Chase Bank v. ELL 11, LLC, 414 B.R. 881, 884 (M.D.Ga.2008) (awarding attorney’s fees to creditor who failed to comply with O.C.G.A. § 13-1-11); In re Amron Techs., 376 B.R. 49, 51 (Bankr.M.D.Ga.2007) (<HOLDING>). 2 . In Welzel, the Eleventh Circuit allowed

A: holding failure to comply with  851b was harmless error in part because defendant did not comply with  851c procedures for challenging prior convictions
B: holding for oversecured creditor despite failure to comply with ocga  13111
C: holding that absent extraordinary circumstances a failure to comply with the statute requires a dismissal with prejudice
D: holding that dismissal for failure to comply with discovery orders is on the merits
B.