With no explanation, chose the best option from "A", "B", "C" or "D". ALI-ABA 65, 94 (2005). Or a plan could provide no payment at all for a period of time. Forcing “creditors with a security interest ... to await payment on their secured claims ... often resulted in uncompensated depreciation of collateral during the pendancy of a chapter 13 case. In the worst-case scenario, a creditor could wait as long as twenty-four months before receiving any distributions on an allowed secured claim.” Richardo Kilpatrick, Selected Creditor Issues Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, 79 Amer. Bankr. L.J. 817, 836 (2005). In re DeSardi, 340 B.R. at 809-10. Erwin and Acosta’s statements are not supported by citation to any authority. Cf. In re Bollinger, No. BR 10-62344-FRA13, 2011 WL 3882275, at *3 (Bankr.D.Or. Sept. 2, 2011) (<HOLDING>). This lack of cited authority is not

A: recognizing erwins statements are entirely unsupported
B: holding that unsupported allegations or denials are insufficient to create a genuine issue of material fact for purposes of summary judgment
C: holding that unsupported allegations by the secretary that time expended was excessive are insufficient to justify a reduction
D: holding that unsupported contentions do not preclude summary judgment
A.