With no explanation, chose the best option from "A", "B", "C" or "D". apartment being held by the creditor. In order to effectuate the closing, the borrowers were required to pay a fee for the creditor to deliver the security at the clos ing. The court held that the fee was not a condition to the loan and “was not incident to the extension of the loan, but rather to the extinguishment of the debt....” Stutman, 1996 WL 539845, at *2-3. In Adamson, the plaintiffs alleged that they were required to pay certain fees as a condition of releasing the deeds of trust after they had completed payments on their mortgages. The fact that release fees would be charged was not disclosed at t they are required by the creditor. Rodash v. AIB Mortg. Co., 16 F.3d 1142 (11th Cir.1994) abrogated on other grounds by, Veale v. Citibank, F.S.B., 85 F.3d 577 (11th Cir.1996) (<HOLDING>). Based on the bare allegations in the amended

A: holding that the district court erred in failing to properly charge the jury on defendants affirmative defenses
B: holding that required courier fees must be included in the finance charge
C: holding that the defendants violated tila as a matter of law by failing to disclose as part of the finance charge the charge imposed for payment of federal express delivery
D: holding that because trial court actually gave part of a jury charge that appellant claimed was improperly omitted and because remainder of courts charge adequately defined one of the legal terms at issue the courts jury charge taken as a whole was not misleading and did not constitute reversible error
C.