With no explanation, chose the best option from "A", "B", "C" or "D". and validation notice must be sent within in five days of the initial communication, I question the application of that rule to cases like this where it appears that there is no legitimate dispute about the validity of plaintiff's liability for the debt. The record shows that the state court twice entered judgment that plaintiff was liable for the debt— first, when it entered default judgment, and second, when it revived the judgment Because there is a final judgment on the issue of liability, it is unclear what, if anything, plaintiff would dispute if she had been given the requisite notice. Howe 35 (2d Cir.1996); Wilson v. Quadramed Corp., 225 F.3d 350, 353 (3d Cir.2000); Terran v. Kaplan, 109 F.3d 1428, 1432-33 (9th Cir.1997); Whiting v. AARP, 637 F.3d 355, 364 (D.C.Cir.2011) (<HOLDING>). The United States Court of Appeal for the

A: holding that it may be decided as a matter of law
B: holding that it may not
C: holding that subject matter questions may be but are not necessarily decided before questions of personal jurisdiction
D: recognizing the issue may be decided as a question of law if the facts are undisputed and support only one inference
A.