With no explanation, chose the best option from "A", "B", "C" or "D". by many bankruptcy courts that a debtor’s “disposable income” calculation on Form 22C is a starting point for determining the debtor’s “projected disposable income,” but that the final calculation can take into consideration changes that have occurred in the debtor’s financial circumstances as well as the debtor’s actual income and expenses as reported on Schedules I and J. See In re Kibbe, 361 B.R. 302, 314-15 (B.A.P. 1st Cir.2007) (per curiam) (Form 22C is the starting point for determination of “projected disposable income,” but if material changes have occurred, bankruptcy court can look at other information to make fact-based determination of debtor’s projected disposable income); In re Lan-ning, 380 B.R. 17, 24-25 (B.A.P. 10th Cir. 2007) (same); Slusher, 359 B.R. at 299-300 (<HOLDING>); In re Pak, 357 B.R. 549, 552

A: holding that for abovemedian income debtors projected disposable income calculated on form b22c is the starting point but not the ending point in determining debtors correct minimum obligation and both income and expenses must be determined as of date of confirmation
B: holding that the statement of current monthly income was the presumptive amount of projected disposable income but presumption could be rebutted by the debt or upon a showing of substantial change of circumstances
C: holding that a debtors disposable income as calculated under 11 usc  1325b2 is not the same as a debtors projected disposable income but that it can be used as the presumptive projected disposable income
D: recognizing the applicable commitment period requirement as temporal but only applicable to a debtor with projected disposable income
C.