With no explanation, chose the best option from "A", "B", "C" or "D". were somehow inadequate, Plaintiffs RESPA claim fails for the additional reason that Plaintiff has alleged no actual damages attributable to Defendant’s alleged failure to respond. In fact, Plaintiff does mention the concept of damages at all in his RES-PA claim and does not speak to damages in his response to Defendant’ motion, except to state that the damages cannot be determined until Plaintiff has an opportunity to conduct discovery on the claimed overcharges. (Pl.’s Resp. 12.) Because Plaintiff has completely failed to allege any causal link between Defendant’s allegedly inadequate response to his QWRs and any actual damages suffered, his Complaint fails to plead a plausible RESPA claim. See Byrd v. Homecomings Financial Network, 407 F.Supp.2d 937, 945-946 (N.D.Ill. 2005) (<HOLDING>); Collier v. Wells Fargo Home Mortgage, No.

A: holding that plaintiffs respa claim failed as a matter of law where it did not allege actual damages
B: holding that defendant had qualified immunity under section 19853 claim where underlying claim failed as a matter of law
C: holding that it may be decided as a matter of law
D: holding that actual damages under respa included emotional damages
A.