With no explanation, chose the best option from "A", "B", "C" or "D". debtor and made within 910 days of the filing of a bankruptcy petition. As discussed in more detail below, 910 car loans receive special treatment under the Bankruptcy Code. 7 . This case was filed after October 17, 2005, when most provisions of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) became effective. Pub.L. 109-8. All future statutory references are thus to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, 11 U.S.C. §§ 101-1532 (2005), unless other specifically noted. 8 .541 U.S. 465, 484-85, 124 S.Ct. 1951, 158 L.Ed.2d 787 (2004) (adopting formula approach, requiring adjustment of prime national interest rate based on risk of nonpayment). 9 . Section 1325(a) (emphasis added). 10 . In re Billings, 838 F.2d 405 (10th Cir.1988) (<HOLDING>) and In re Horn, 338 B.R. 110, 113

A: holding that a purchase money security in jewelry was not lost when the perfected purchase money security interest was consolidated with a subsequent retail installment contract
B: holding courts must look to the law of the state in which the security interest was created to determine if creditor retains a purchase money security interest despite refinancing
C: holding security interest in insurance premiums perfected by creation of security interest
D: holding that under georgia law a creditors refinancing of a promissory note destroyed the purchase money nature of the creditors security interest in a wall unit which served as collateral
B.