With no explanation, chose the best option from "A", "B", "C" or "D". Campbell argues that the, term “repair” as used in the limitation of liability clause encompasses diminished value. Urging that the term “repair” should not be interpreted narrowly to only cover physical repairs, Campbell states that “repair” should contemplate making the insured whole. Alternatively, Campbell argues that the language of the insurance policy is ambiguous. Campbell relies on a number of other states’ cases addressing first-party contract claims, wherein the courts have concluded |isthat coverage for diminished value is required either because of the plain meaning of the policy language or based on a finding that the language is ambiguous. Among the cases that Campbell cites are: MFA Ins. Co. v. Citizens National Bank of Hope, 260 Ark. 849, 545 S.W.2d 70 (1977), (<HOLDING>); Delledonne v. State Farm Mut. Auto. Ins. Co.,

A: holding that to find the measure of damages as the difference in market value immediately before and after the collision would be arbitrarily reading out of the policy the right of defendant to make repairs or replace the damaged part with materials of like kind and quality
B: holding that if repairs to a firedamaged vehicle with parts of like kind and quality would not restore the vehicle to its former market value the proper measure of damages was the difference in market value before and after the loss where the policy limited liability to the cost to repair or replace the property  with other of like kind and quality less depreciation
C: holding that if the insurer cannot return the vehicle to substantially the same condition then the actual cash value is the appropriate measure where insured sued for damages caused by insurers inappropriate election to repair and the value after repairs was almost sixty percent less than its preloss value
D: holding that when the insurer elects to repair or replace the damaged  part with other of like kind and quality less depreciation the insurer is obligated to put the automobile in substantially the same condition it was prior to the collision so as to render it as valuable and serviceable as before with the insured being compensated for any deficiency in loss of actual value
B.