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Move Fibo.schema.org v1.0 proposal in pending for review #1253
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Hi FIBO folk. Could you please give (or confirm, see below) a shortlist of the terms that you're proposing we allocate? Is it (from http://fibo.sdo-fibo.appspot.com/):
See Updated list below (RJW) This is quite a collection, I'd like our steering group to look these over before we move ahead. Pinging @scor @rvguha @mfhepp @nicolastorzec @vholland @chaals @shankarnat @tmarshbing ... |
@rvguha will take a look at this. |
Dan, All, Of course if there is still something to modify/improve - please let me/us know. We may engage more "brains" from our team working on the proposal, and make progress pretty fast. |
@rvguha any thoughts on this? |
Hi all, I can't figure out how It seems like such an obvious thing to want to model, I'm sure I'm missing something, but I can't figure out what it is. Any tips? Thanks! |
Yes, the supertype seems to be physical/literal, whereas the financially-oriented subtype is more symbolic/abstract/virtual in its notion of movement. I have not yet seen a compelling usecase for this particular piece of vocabulary, @sopekmir @mfhepp @RichardWallis may be able to shed more light on what the FIBO community have in mind. |
My memory of the design decisions is not fresh anymore, but I guess the whole point was being able to model financial service types and their terms and conditions - e.g. "one money transfer by wire costs 1 USD", not so much individual money transactions. |
Yes my memory of it was similar - model the service (potential action), which you would want to share on the web, not individual transactions which you wouldn't want to share with the world. |
The thing is, there's this whole PSD2 directive hitting the EU early next year which is forcing banks to open up their APIs to third party providers. This seems to be a global "open banking revolution", mainly due to regulatory vacuum wrt. FinTechs who've been screen scraping until now. The alternative is ISO20022 messaging which really isn't very pretty, so I can see a real use case for more verbs in the schema describing actual transactions and payments. Anyway, thanks for your consideration, and I can understand if this isn't in scope for your efforts. EDIT: as an aside, the issue is more to do with |
Hmm, this is a bit too flat still and only covers core Banking and Mortgage with a sprinkle of an Investment Account. For instance, if you wanted to say that your $1000 deposit into your BrokerageAccount that is provided by a BrokerageFirm which has assets under management = $25 Billion , we have no easy way to say that. We have to make long leaps to Service:provider.
Good first pass team ! |
QUESTION: Does loanPaymentFrequency need to also expect a type of Duration and Text ? Like we did for http://schema.org/repeatFrequency ? |
I agree, Sorry for (a very) late reaction to the posts here. |
Agreed. |
Hi all, I want to get URI link to use the financial ontology in protege, but I am not able to find it. Where can I find the same? Thanks. |
floorLimit is surely a property of the Merchant receiving payment via cards, and not a property of a specific PaymentCard as proposed. |
This issue is being tagged as Stale due to inactivity. |
Move proposal from Pull Request (#1163) for a FIBO financial extension into pending extension referencing this issue.
Text from PR:
This Pull Request constitutes a proposal for a FIBO extension to Schema.org from the Financial Industry Business Ontology Community Group.
This proposal builds upon the the new types and properties for the support of financial products and services introduced into Schema.org V3.0.
It introduces a first raft of new and modified Types and Properties to support in more detail the requirements for sharing financial products, services and organisations using Schema.org on the Web. This initial (v1.0) proposal has a focus on the area of loans, plus the addition of some more generally useful terms.
The proposal offered by the Group is based on the work of the Financial Industry Business Ontology project to extend the capabilities of Schema.org aligned with the Financial Industry Business Ontology (FIBO). This has been a team effort utilising the expert knowledge and know-how of members of the FIBO Content Team involved in creating the Financial Industry Business Ontology, working with others familiar with Schema.org including Mirek Sopek, and Richard Wallis.
More detail and links to the definitions in a test version of schema.org (http://fibo.sdo-fibo.appspot.com/) are available in the Group Wiki.
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