There's this really nice hammer at the hardware store and I might just steal it.
Why do you need the hammer so bad?
I can use a hammer to do a lot of things.
Well, you should pay for this item! It is never okay to steal from the store.
It's not a big deal and I don't want to pay for it.
If you don't want to pay for it then you don't want it badly enough, because stealing it can come with prison time or a huge fine. Either way you would be paying, but one makes more sense, doesn't it?