I'm thinking of racking up $150k in debt and need to tell my wife.
What are you interested in buying?
I want to buy a sportscar.
If you need to take on so much debt to buy that car maybe you can't really afford it right now. It's not wise to accumulate so much debt.
Cars are important to me, it's what I need from the world.
Going into 6 figures of debt for something you don't need is quite reckless. If an emergency were to happen, you wouldn't have any way to take out a loan.