I'm going to cut my mom off because she won't pay for daycare for my kids.
Why does your mom not pay for daycare?
Because she'd rather max out her credit card on stupid bullshit like buying clothes when she should pay for daycare instead.
While it would be nice if your mom helped you financially, you shouldn't expect her to pay for daycare for your child. It is your responsibility to pay for daycare, and your mom can do what she wishes with her money.
I shouldn't have to pay for daycare, she needs to help me because she can.
If you really need the help with daycare, you need to talk to her about it directly. She has the right to spend money on whatever she wants and you can't really be mad about that.