I'm going to yell at someone whose car I hit
Why would you be mad at the person whose car you hit?
His car is expensive and I don't have enough insurance.
You don't have any right to yell at others when you cause the accident. in fact, you should apologize and try to fix their car.
You are talking down my idea, you are a b***h!
Instead of cursing and yelling other, introspect yourself and think about what you're doing here. You're the one who caused the damage so it's your duty to compensate the owner.