I love my coworker but I don't want to proceed further because I am a man of morals and uphold myself to high standards.
Why don't you want to go ahead with this relationship?
So I don't ever cheat on my wife, doing this with while married is cheating, however when she divorced me I can sleep with my coworker.
It is good to respect your marriage and to have plans on what to do if your marriage doesn't work out. But it could backfire on you if the person doesn't wait for you.
What do you mean? Why wouldn't she wait for me?
She might not feel the same way in the end, so you have to be aware if that ever happens. Do you have other goals to shoot for if anything doesn't go to plan?