Is it okay if I refuse to go see one of my friends that lives far away because I fear for my safety from bad drivers and bad road conditions?
Are you worried about an accident?
I hate bad drivers because I don't want to die.
If the roads are really bad maybe its a good idea to stay home. You can visit them another day when the roads are in better shape.
What if I'm lonely at home?
There are other ways you can communicate with them, like through phone or computer. It is good to stay safe and not risk your life and I'm sure your friend would understand.