Yesterday I finally came to the realization that filing bankruptcy was my best option.
How did you make this decision?
Everyone tells me that I am a failure at life and that I will never amount to anything so I decided to file.
Did you consult with an accountant. You should have gotten some professional advice before pulling the trigger on bankruptcy.
No but I really thought bankruptcy was the only way I could get a fresh start.
You shouldn't file for bankruptcy until you are sure that this is what needs to be done. There could be a better way that you've not thought about.