I am not going to go and get a new credit card
Why don't you want a new credit card?
I am not great with controlling how i spend my money.
It is ok to not want a credit card if you feel you may overspend. This is a mature decision that may keep you out of debt at this stage in your life.
I agree, you understand me.
Yes I do, it's good to know when to cut yourself off when you have a weakness.