I'm going to explain I don't want my friend's money because I'm rich and she's poor
I do not understand. Why do you think she was offering her money to you?
She just wants to get on my good side.
If you don't want to feel indebted to your friend that is okay, but it isn't correct to compare your wealth to hers as it is hurtful. Kindly decline the offer of money and leave it at that.
Fuck you, aren't I allowed to be personal with my friends.
If you mention your wealth it will be off putting to others and they may not want to be around you much.