I'm not going to let my fiance take a loan out in my name
Why don't you want her to take a loan in your name?
My friend's father had to pay thousands of dollars because his son defaulted on a loan.
I can see why you'd be wary of having a loan in your name. It's pretty reasonable to decide not to loan money to family. But also consider that if you plan to get married, you'll want to trust each other with money issues.
I'm going to take my friend's father's advice and not let her into a loan.
It's completely understandable why you wouldn't want to have your fiance take a loan out in your name. That can be a lot of potential responsibility put on your shoulders. Just be sure to communicate clearly and honestly with your fiance since you will be married soon and financial decisions are a regular part of married life.