I make sure I have cash to put on my pay card
Why do you need to put cash on your card?
My wallet is too fat, so i need to save space.
It is good having money in your bank because you can recover money if your wallet is lost. Are there other reasons you have so much cash?
I need the cash to manage my money. I will spend it later.
It is good to take financial responsibility and be active in money management. If you have problems with spending money it might be helpful to add spending limits to your cards.