I'm expecting to receive the insurance payout for my truck from my parents
What kind of insurance payout are you expecting to get?
I crashed my truck and I'm expecting to receive cash to buy a new one.
It sounds like your parents care for you very much, but don't expect them to always take care of you. When you get a new truck, you need to get your own insurance policy.
I'm not sure what you mean.
It is not good to expect money. They might need it for other bills or expenses. It also might help to go to driving school and learn to avoid having another accident.