What do you think about me keeping the heat low in my house to save money?
Wait, what is wrong with saving money on your heating bill?
I keep getting sick because the house isn't warm enough.
I understand that you want to conserve your money, but getting yourself sick because you won't pay to properly heat your home is incorrect. Spend whatever it takes to keep yourself in good health.
Okay, I can spend more on heat. It's not too much to ask for.
I'm glad to hear that you understand that. Be sure to take care of yourself better in the future. Your health is all you have at the end of the day.