I don't want to help my homeless cousin
Why wouldn't you want to help him?
He's a freeloader who relies on the government.
It's important that we help out family members when they need it, but if your cousin is constantly in a bad situation then it may not be worth the trouble. If a family member can never seem to get on their feet then they may be the type that takes advantage of others. It's good to recognize when you can help someone, and when that person isn't willing to help themselves.
He needs to learn hard work.
Sure, but why is it so wrong to help him while he do? Family should be help one help one another.