I quickly drove my car into the building on the corner
That's nuts! What made you drive so recklessly into a building?
It seemed like something fun to do, but it was an accident.
If you do something on purpose, it is by definition not an accident, so your insurance won't cover it.
It doesn't matter, I have money and I'm literally just going to buy a new car instead of claiming insurance.
Just because you have money doesn't mean you can do whatever you want and purposely crash cars. You may not feel the consequences like others but it truly isn't right no matter if you can just buy a new car or not.