I ruin people's credit scores for a living
How would you even get access to their scores?
I steal their identities and then ruin their credit scores until they can no longer buy anything on credit.
I think you should look into a different line of work.  Ruining people's lives, even for profit, is wrong!
I tick this off my bucket list because I want to hurt people before I die.
I think that this is malicious behavior. You should not want to try to ruin people's lives.