We were very worried about our finances.
Is there a reason to worry?
We're very nervous about our current financial situation.
It's smart to manage your finances so you don't end up struggling. You should start with a budget.
It's not easy to figure out a budget. My husband is working hard to make a living for the family.
There is lot of good advice online to help you create a budget. Living within your means is the best start to being financially secure.