I want things after working for a while
What are those things that you want?
I need more new luxuries in my life
That's quite alright to want to buy things out of your range, you only have one life to live. You need to save up wisely though, never use your credit card for more than you can afford or you'll be in debt forever.
Debt ftw.
I do not think that you're getting what I'm saying. If you can hold out on buying things you can't afford, try to save up for them instead so that you wouldn't incur any interest and save money in the process.