I have no skin on my heel and it hurts
Why do you have no skin on your heel?
I hurt my heel when I was out playing around on my skateboard with no shoes on.
You should go see a doctor if you have no skin on your heel. It could get infected and become much worse.
I will be okay, I don't like doctors anyway.
I'm sorry you don't like doctors, but you really need to take care of yourself. Only a doctor will know what to do and you don't want something bad to happen. If you are scared you can always ask someone to go with you.