I took away Andy's coins and never asked him if it was ok.
Alright, well do you plan on giving them back to him?
No, I'm going to buy a new outfit for myself
If you needed the money, you should have asked. It is not okay to take things from people without their permission!
I'm sorry, it's understandable that I was wrong but I don't want to give them back because I need the money.
It would have been much better if you had asked him first. Even though you do not want to give back the money, you should still do it since you technically stole from him. You should at least be honest and let him know that you took his coins.