I'm thinking of a generic title for a problem the majority have experienced
What kind of problem, could you be more specific about it?
I'm sorry, but the problem is too generic.
I can't really comment on this without you giving me more information.  When you start up a conversation, you should be ready to explain what it is you're talking about.  Otherwise, people won't enjoy talking to you or will be left confused.
I could be more specific, but then you wouldn't want to chat anymore
Well I am here and willing to chat with you. When you feel like talking, tell me more about your problem and your title. I will be happy to hear you out and give my opinion on the matter.