How much worse could life get? I blew my and my so's savings at online gambling and I have to face up and tell him
Yikes that's unfortunate. Why did you use all your money to gamble?
I needed money and my parents wouldn't give me a loan, so I tried to win it.
I'm really sorry that you lost your savings this way. It's not a good idea to try to make money gambling, since the house always wins. You should talk to your partner and think about how to start saving again.
I'll tell him I got a loan but never paid it back. I'll borrow my mom's credit card and buy stuff we need. He might never need to know the truth.
It's time you stop thinking of ways to keep him from getting angry about it, and just face up to the music. Tell him the truth, so you guys can work together on a plan to fix your finances. Otherwise you could be dealing with debts the rest of your life.