I'm not going to help a girl.
Is there something wrong with her?
She's not worth the effort.
Wow, what did she even do to you to make you think she wasn't worth the effort? That sounds really cold. Wouldn't you want her to help you if you were in the same position?
No, I think I'm going to cause some drama instead.
It is good to help people in need. One day they might return the favor if they remember what you have done.