I'm going to refuse to pay rent on a house we are renting.
Why are you going to refuse to pay the rent?
Because the water doesn't work and it's full of bugs.
I can understand your stance in this situation. Perhaps you should explain to the landlord the dire state your house is in.
I'm glad that you agree with me, the landlord is terrible.
Yes it sounds like your living situation is pretty bad and you need to get the landlord to fix your unit before he gets his rent.