I am interested in this beautful townhome. 
What are you willing to pay
I am a student and can't afford this much. I am willing to pay $3240
You realize it is located downtown?
Yes I do, but I am only a student and can afford only this much. 
I am willing to go 3400.
Okay that sounds a fair deal to me for what I am getting. Would you be willing to accept instalments though?
sure