diff --git a/docs/preview/belgian-ibans/belgian-ibans.mdx b/docs/preview/belgian-ibans/belgian-ibans.mdx index 7626ccf671..09b4cbd42a 100644 --- a/docs/preview/belgian-ibans/belgian-ibans.mdx +++ b/docs/preview/belgian-ibans/belgian-ibans.mdx @@ -21,7 +21,7 @@ Offering Belgian IBANs expands Swan's local IBAN coverage, allowing you to offer Belgian IBANs are available for: - **Account holders** registered in Belgium and in Swan-supported European markets. -- **[Account members](/topics/accounts/memberships/)** invited to a Belgian account, regardless of their location.. +- **[Account members](/topics/accounts/memberships/)** invited to a Belgian account, regardless of their location. - **Business accounts** for Belgian companies and subsidiaries. ## Integration impact @@ -32,13 +32,15 @@ Belgian IBAN support maintains full compatibility with existing Swan integration - **Standard [onboarding flow](/topics/onboarding/)**: Uses existing [individual](/topics/onboarding/individual/) and [company](/topics/onboarding/company/) onboarding processes. - **Consistent permissions**: Account membership permissions work identically across all local IBANs. -### Onboarding requirements +## Onboarding requirements Belgian account holders follow Swan's standard onboarding requirements with these specifics: -#### Individual accounts +### Individual accounts + +#### Account information | API field | Requirement | Notes | |---|:---:|---| @@ -58,7 +60,23 @@ Belgian account holders follow Swan's standard onboarding requirements with thes | `residencyAddress.state` | | State or region | | `taxIdentificationNumber` | | Belgian tax identification | -#### Company accounts +#### Identification + +Belgian individual accounts require identity verification following Swan's [identification](/topics/users/identifications/) process. + +| Account country | Recommended level | Other supported levels | +|---|---|---| +| 🇧🇪 Belgium | QES | Expert + first transfer
PVID | + +:::info Identification level +This may change from QES to Expert to align with the Netherlands when launching Belgian IBANs. +::: + +[Learn more about identity verification methods ➜](/partnership/document-center/identity/) + +### Company accounts + +#### Account information | API field | Requirement | Notes | |---|:---:|---| @@ -87,9 +105,29 @@ Belgian account holders follow Swan's standard onboarding requirements with thes | `typeOfRepresentation` | | Type of legal representation | | `vatNumber` | | VAT registration number | +#### Identification + +***Self-employed accounts*** + +Belgian self-employed account holders use **QES** identification. + +:::info Self-employed identification +We might update self-employed identification to **`QES` + [`First transfer`](/topics/onboarding/account-holders/#first-transfer)** when launching Belgian IBANs. +::: + +***Company accounts*** + +Belgian company accounts require identity verification for the [account admin](/topics/onboarding/company/#representatives). + +| Account country | Recommended level | Other supported levels | +|---|---|---| +| 🇧🇪 Belgium | Expert | QES
PVID | + +[Learn more about identity verification methods ➜](/partnership/document-center/identity/) + #### Ultimate Beneficial Owners (UBOs) -For company accounts, Ultimate Beneficial Owners information is required: +For company accounts, the UBOs information is required: | API field | Requirement | Notes | |---|:---:|---| @@ -124,7 +162,7 @@ For company accounts, Ultimate Beneficial Owners information is required: | `personalAddress.postalCode` | | Postal code | | `personalAddress.state` | | State or region | -### Account memberships +## Account memberships Belgian account memberships follow standard Swan patterns: @@ -150,4 +188,8 @@ Belgian account memberships follow standard Swan patterns: | `restrictedTo.lastName` | | Member's last name | | `restrictedTo.phoneNumber` | | Phone number - required for advanced permissions | | `restrictedTo.birthDate` | | Birth date - required for advanced permissions or card management | -| `taxIdentificationNumber` | | Member's tax identification number | \ No newline at end of file +| `taxIdentificationNumber` | | Member's tax identification number | + +## Card printing + +Cards for Belgian accounts are printed and shipped from Swan's [🇫🇷 France hub in Dijon](/topics/cards/physical/#hubs-france). \ No newline at end of file