• Benefits
  • User Benefits
  • FAQ
  • Q. Where Strong Customer Authentication is required by regulation or sought by merchants, what are the advantages of FIDO or SPC over OTP?
  • Q. How do user experience benefits of SPC compared to those of WebAuthn?
  • Q. Could SPC capabilities be achieved without a new API, in JavaScript alone?
  • Q. Does the bank have to trust the merchant?
  • Q. What happens when SPC authentication fails?
  • Q. What will the user experience be if authentication succeeds but authorization then fails?
  • Q. Can login credentials be used for payments as well?
  • Q. Can existing credentials (not created for SPC) be used with SPC?
  • Payments ecosystem
  • Merchants
  • When used with 3DS specifically (or similar flows):
  • Benefits of FIDO