diff --git a/packages/api/src/user.js b/packages/api/src/user.js
index 541935cb2e..5024668b66 100644
--- a/packages/api/src/user.js
+++ b/packages/api/src/user.js
@@ -152,6 +152,7 @@ async function loginOrRegister (request, env) {
     return maintenanceHandler()
   } else if (env.MODE === READ_WRITE) {
     user = await env.db.upsertUser(parsed)
+    // initialize billing, etc, but only if the user was newly inserted
     if (user.inserted) {
       await initializeNewUser(env, { ...user, id: user.id.toString() })
     }