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Pay by Bank app

Fruhmann edited this page Mar 21, 2019 · 6 revisions

Mastercard's Pay by Bank app makes mobile bank transfers more convenient. Consumers can make payments via their banks' apps without having to enter their payment details and passwords.

Pay by Bank app is currently available only in the UK. You can use Pay by Bank app with Barclays' Pingit app, with more banks to follow.

Pay by Bank app Configuration

  1. Select System/Configuration/Payment Methods.
  2. Click Wirecard Pay by Bank app to open the Pay by Bank app configuration page.

Payment Action

Pay by Bank app transactions allow only payment action Purchase, which triggers the transaction type debit for payment method Pay by Bank app.

Successful transactions (i.e. payments for orders) are captured/invoiced automatically and do not have to be confirmed manually.

Shopping Basket

As a service for the consumers, Pay by Bank app supports the display of the shopping basket's content during checkout. To enable this feature, set the Shopping Basket field to Yes.

Send Additional Information

If this feature is set to Yes, additional data will be sent for the purpose of fraud protection. This additional data includes billing/shipping address and shopping basket.

Supported Post-Processing Operations

Pay by Bank app supports the post-processing operation Credit Memo.

Credit Memo triggers the transaction type refund-debit. The payment/invoice will be refunded, and the corresponding order in the order management will be updated to status Closed.

You also have the option of partial Credit Memo. Partial Credit Memo is possible until the payment has been refunded in full.

For a step-by-step guide to canceling, invoicing and refunding payments, go to our Post-Processing Operations Workflow page.

Please be aware that stock management is not included in the post-processing operations triggered in the Wirecard extension but only in Magento order management.

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